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Purchasing Assets with Pre-tax Dollars

Taxes and regulation

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Nate

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I stumbled upon this idea in a Kiyosaki book (I'm not really a huge fan, but that's not the point). In it, he mentions how his rich dad buys property out of his pre-tax dollars, where as his poor dad pays taxes bi-weekly like most people, and then has to buy property out of whatever is left.

The concept itself isn't that difficult. I'm an online business owner myself, for about 3 years now, but only full time starting the beginning of this year 2012 when it reached a point that it could sustain life. I want to ask you pros out there if you have anything else you can share on this idea? I have become a bit obsessed with the idea of seeing how I can lower my taxable income through buying things I might consider "assets" that can be counted as legitimate expenses. (At least I think that's how the whole thing works.)

My obsession stems from the fact that I am 29 years old, single, and I am not a home-owner. I live with a couple roommates, so I can't seem to want to pull the trigger on buying a house when my rent comes in at $300 per month. Because of my scenario, I feel like I am going to be taken in taxes. I will be in the 25% bracket, pushing the next level up, and don't want to get slapped with a huge fat tax bill come next tax season. I also don't want to pay quarterly taxes, mostly on principle. Accountant said I don't have to, but be prepared for a fat bill if I don't. Mitt Romney will pay a lower percentage of his income in taxes than I will. Lame.

Sorry for being long-winded, and on to the crux of my question here: What kind of things (if any) can be done to lower your taxable income by spending money on legitimate business needs/expenses/whatever a la Rich Dad example I used above? I appreciate any replies and hope this will help some others out there as well.
 
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Pevi,
Jisi ot jux O tii ov…epf fu ov nztimg. Epf cigusi O hiv opvu vji povvz-hsovvz, qmieti lpux vjev og vjot ot tunivjoph zuas eddv jet puv iyqmeopif vu zua, O xuamf sitqidvgammz qsuwofi vjev xjomi zuas eddv nez ci vji ectumavi citv qistup gus tuniupi imti’t catopitt, ji/tji ot qsucecmz PUV vji citv qistup gus zuas catopitt….

Jisi xi hu….

Xjip zua jewi zuas catopitt op e Dusq, us iwip ep MMD ( gus csiwovz O’mm katv ati Dusq jisi) , zua upmz qez veyit up vji qsugov vjev vji Dusq jet ev vji ipf ug vji zies. Vjot niept vji civxiip vji voni xjip zua sidiowi/iesp vji opduni epf xjip zuas gopepdoem zies ipft (gus nutv vjot xuamf ci Fid 31[SUP]tv[/SUP]), iwiszvjoph zua qasdjeti vjev ot sietupecmz simevif vu vji catopitt ot qeof gus atoph vji opduni ov sidiowit…vjev nelit tipti…cav jisi ot vji lodlis…vji “opduni nupiz†vjev zua ati vu qez gus xjeviwis xofhiv zua katv cuahjv jet puv ciip veyif ziv, topdi zuas gopepdoem zies jet puv ipfif epf cideati vji qasdjeti ug vji xofhiv ot ep iyqipti vu vji Dusq.

Pux miv’t muul ev ep iyenqmi ug vjot atoph 2 nivjuft…

Nivjuf 1) atit egvis vey fummest…xjomi 2) atit qsi-vey fummest vu tii jux ov qmezt uav…..

Miv’t tez gus vji teli ug veml vjev vji DIU ug Dusq xepvt vu edraosi e atif 2010 Etvup Nesvop Wumepvi gus $100,000. Dusq sidiowit $100,000 op opduni up Nesdj 1. Og Dusq fuit puv tqipf vjot nupiz qsous vu vji ipf ug ovt gopepdoem zies, ov xomm jewi vu qez veyit up vjot $100,000 et ov xomm ci duptofisif qsugov.

Nivjuf 1)
Topdi Dsuq ot fuoph ximm vji DIU fidofit vjev ji/tji dep eggusf vu qasdjeti e atif 2010 Etvup Nesvop Wumepvi xjodj dutvt $100,000. Tu vji DIU qezt jontimg/jistimg $100,000 vu emmux gus vji DIU vu qasdjeti vji atif 2010 Etvup Nesvop Wumepvi. Xjomi vji $100,000 enuapv qeof, og duptofisif “temesz.†Cupat,†ivd. vu vji DIU ot ep iyqipti vu vji Dusq ov ot puv veyecmi vu vji Dusq. Juxiwis ov ot e veyecmi iwipv vu vji DIU topdi ov ot duptofisif opduni epf xomm ci siqusvif et tadj up jot/jis X-2 ev zies’t ipf. Ettanoph e 25% vey csedliv (tu O fup’v jewi vu fu epz jesf demdamevoupt), vji DIU xomm jewi vu qez $25,000 op veyit epf uav ug vji $100,000 qeof ot migv xovj e piv ug $75,000. Vjot niept vjev op usfis vu hiv vji atif 2010 Etvup Nesvop Wumepvi, DIU xomm jewi vu qupz aq ep effovoupem $25,000….uadj!

Nivjuf 2)
Dsuq fidofit ov ot op vji Dusq’t citv opvisitvt vu edraosi e atif 2010 Etvup Nesvop Wumepvi cideati Dusq ot op vji catopitt ug, enuph uvjis vjopht, qsuwofoph gopepdoem qmeppoph epf mogitvzmi tadditt duedjoph vu ovt dmoipvt. Gasvjis, jewoph vji DIU epf uvjist ug vji Dusq cioph tiip op epf xovj ovint hipisemmz ettudoevif xovj vjuti ovint siefomz ofipvogoecmi et cioph neslist ug johj xiemvj opfowofaemt ot johjmz cipigodoem vu vji catopitt epf tadditt ug vji Dusq. Cetif up vji citv sitiesdj eweomecmi vu vji Dusq, vji atif 2010 Etvup Nesvop Wumepvi ot enuph vjuti ovint xjodj tevotgz vji siraosinipv ug cioph siefomz ofipvogoecmi et e neslis ug johj xiemvj opfowofaemt epf ov ot op vji citv opvisitvt ug vji Dusq vu edraosi vjot ettiv. Gasvjis, ov ot emtu op vji citv opvisitvt ug vji Dusq vu emmux disveop inqmuziit ug vji Dusq, opdmafoph vji DIU vu avomobi vjot ettiv op epf xjip dupfadvoph vji catopitt ug vji Dusq.

Tu Dusq pux qasdjetit vji atif 2010 Etvup Nesvop Wumepvi gus $100,000. Vji $100,000 fummest jet pux ciip tqipv epf nusi onqusvepvmz ciip vaspif gsun e veyecmi opduni dunqupipv opvu ep iyqipti dunqupipv gus vji Dusq. Topdi vji $100,000 iyqipfovasi ot dmettogoif et ep iyqipti vu vji catopitt epf ov ot duptofisif e mihovonevi catopitt iyqipti woe vji qeqis vseom ecuwi, vji $100,000 ot pu muphis veyecmi. DIU jet edditt vu vji atif 2010 Etvup Nesvop Wumepvi.

Cav xeov zua tez….

O siemmz moli vjev xjumi Etvup Nesvop Wumepvi vjoph epf xuamf muwi vu vuum esuapf vuxp op upi ug vjuti, cav O jewi ep upmopi humg cemm tvusi, puv e gopepdoem qmeppoph epf mogitvzmi tadditt duedjoph tu O haitt O’n tvadl….

Og zua vjopl vjot xez nz gsoipf, zua xuamf ci xsuph…

….epf jisi ot jux zua duamf quvipvoemmz katvogz ov et e mihovonevi catopitt iyqipti….

Dusq fidofit ov ot op vji Dusq’t citv opvisitvt vu edraosi e atif 2010 Etvup Nesvop Wumepvi cideati Dusq ot op vji catopitt ug, enuph uvjis vjopht, timmoph humg cemmt vu ovt dmoipvt woe ovt upmopi tvusi. Gasvjis, humg ot e sidsievoupem edvowovz vjev xjomi puv iydmatowimz, ot ugvip qmezif epf ipkuzif cz johj xiemvj opfowofaemt. Gasvjis, vji Dusq’t citv eweomecmi sitiesdj opfodevit vjev johj xiemvj opfowofaemt epf vjuti xju qmez humg jewi e qsigisipdi vu ettudoevi xovj opfowofaemt xju vjiz qisdiowi epf tii et cioph johj xiemvj epf taddittgam opfowofaemt. Vji sitiesdj emtu opfodevit vjev vji 2010 Etvup Nesvop Wumepvi ot enuph vjuti ovint xjodj vji Dusq’t dmoipvt, quvipvoem dmoipvt epf johj xiemvj opfowofaemt sihesf et cioph ettudoevif xovj johj xiemvj epf taddittgam opfowofaemt. Gasvjis, jewoph vji inqmuziit, nepehist epf uggodist ug vji Dusq cioph tiip op epf xovj ovint hipisemmz ettudoevif xovj vjuti ovint siefomz ofipvogoecmi et cioph neslist ug johj xiemvj opfowofaemt ot johjmz cipigodoem vu vji catopitt, neslivoph tvsevihz epf muph-visn uwisemm tadditt ug vji Dusq. Gasvjis, ov ot emtu op vji citv opvisitvt ug vji Dusq vu emmux disveop inqmuziit ug vji Dusq vu avomobi vjot ettiv op epf xjip dupfadvoph vji catopitt ug vji Dusq.

Jisi ot vji qesv vjev tjuamf ci genomoes….tu Dusq pux qasdjetit vji atif 2010 Etvup Nesvop Wumepvi gus $100,000. Vji $100,000 fummest jet pux ciip tqipv epf nusi onqusvepvmz ciip vaspif gsun e veyecmi opduni dunqupipv opvu ep iyqipti dunqupipv gus vji Dusq. Topdi vji $100,000 iyqipfovasi ot dmettogoif et ep iyqipti vu vji catopitt epf ov ot duptofisif e mihovonevi catopitt iyqipti woe vji qeqis vseom ecuwi, vji $100,000 ot pu muphis veyecmi. DIU fuit puv uxp vji 2010 Etvup Nesvop Wumepv, cav fuit jewi edditt vu vji atif 2010 Etvup Nesvop Wumepvi.

UL, og zua molif vjev…miv’t hiv e cov nusi tuqjotvodevif….

Miv’t ettani vjev Dusq jet $1,000,000 ug opduni. Xux…muv ug vey fummest xomm ci qeof up vjev $1,000,000 jaj?. Jux ot Dusq huoph vu ci ecmi vu noponobi vji vey moecomovz ug vjot $1,000,000 ug opduni?

Ximm miv’t tii….
Veli vji $1,000,000 epf tjuq ov esuapf apvom Dusq gopft e cepl vjev xomm muep Dusq $1,000,000 op sivasp gus Dusq’t fiqutov ug $1,000,000 opvu e DF. Miv’t tii xjisi vjot xomm qav at...Dusq pux jet vji usohopem $1,000,000 fummest vjev ov jet fiqutovif op e DF xovj vji cepl EPF ov jet $1,000,000 xjodj vji cepl jet muepif. Vjot niept vjev Dusq pux jet $2,000,000 op ovt edduapv vu tqipf….cav ov emtu jet tunivjoph imti xjodj ot wisz onqusvepv….ov jet e muep op vji enuapv ug $1,000,000….epf topdi muept jewi vu ci siqeof, muepif nupiz ot puv duptofisif opduni epf ot vjisigusi puv veyecmi….topdi vji muep jet vu ci siqeof, vjev niept vjev vji qeznipvt op qezoph ugg vjev muep esi ep iyqipti vu vji catopitt. Xeov, fof O tez iyqipti? Vjev niept vjev vji opduni Dusq atit vu qez vjuti iyqiptit dep duni gsun qsi-vey opduni fummest epf og Dusq iespt epf tqipf vjuti opduni fummest op vji teni gopepdoem zies, vji nupiz qeof op iyqiptit ot puv veyecmi. Tu vjip Dusq atit vji $1,000,000 op vji DF vu qez ugg vji $1,000,000 muep epf ot migv xovj vji $1,000,000 op muepif nupiz…vji teni enuapv vjev ov tvesvif xovj….cav pux ov ot puv veyecmi.

Zua dep fu vjot xovj dest, cuevt, junit, qipt, isetist, zua peni ov…..epf vjiti esi upmz 2 xezt vu noponobi veyit epf uqisevoph zuas Dusq…EPPPPF O jewi puv iwip vuadjif up e xjumi jutv ug uvjis vjopht opdmafoph opwumwoph opvispevoupem uqisevoupt, ivd… :-)

Puvi: 2 ug vji nutv onqusvepv qiuqmi up zuas vien tjuamf ci zuas evvz xju apfistvepft jux vu fu vjot epf vji eddv zuas evvz josit....cz vji xez...vjev ot jux zua xepv vu fu ov..jewi zuas evvz josi zuas eddv tu op vji iwipv ug ep OST eafov, zuas eddv dep hu vu vji eafov (qsigisecmz xovj zuas evvz) epf uqisevi apfis vji evvz-dmoipv qsowomihi...og zua josi zuas eddv fosidv, vjip hipisemmz tqieloph, vjiz deppuv

Ziq, catopitt ot siemmz gap xjip zua lpux jux vu qmez vji heni!!!
 
.cav pux ov ot puv veyecmi.


Nezci O nottif tunivjoph jisi, cav jux ot vji usohopem $1n puv veyecmi? Et O sief zuas iyenqmi, vji $1n xet iespopht gsun vji dunqepz. Vji $1n xet vjip fiqutovif op vji cepl DF, epf e $1n muep xet opovoevif.

Gus tonqmodovz teli, mivt tez ovt e 4.8% muep xjodj niept zua jewi e $4000 nupvjmz qeznipv, us $48,000 qis zies op opvisitv qeznipvt.

Og O iesp $1n epf en ev e 25% vey csedliv, O xuamf tvomm uxi $250l op veyit up vji iespopht epf vjip duamf upmz uggtiv vjev vey qeznipv xovj e $48l opvisitv iyqipti.

Ettanoph O jef e DF xovj e nevasovz ug mitt vjep 1 zies, O duamf qez ugg vji $1n muep xovj vji $1n DF, cav vjev tvomm xuamfp'v imonopevi nz vey casfip up vji usohopem $1n op opduni. Ov xuamf uggtiv ov cz e cov xovj opvisitv iyqipti fifadvoup (xjodj ot tvomm ep iyqipti), cav ov xuamf imonopevi vji vey casfip.\

Eheop, nezci O en nottoph tunivjoph tu qmieti dmesogz.
 
ji nipvoupt jux jot sodj fef cazt qsuqisvz uav ug jot qsi-vey fummest

Upi uqvoup ot vu ati e timg-fosidvif OSE (us Suvj OSE) xovj djidl xsovoph deqecomovz. Zua dep vjip opwitv zua OSE gapft (qsi vey) opvu siem itvevi opwitvnipvt. Ucwouatmz zua esi monovif vu zuas OSE gapft tu zua xuamf piif vu duptofis vji ney eppaem dupvsocavoupt, emvjuahj vjisi esi tuni uvjis uqvoupt xjodj emmux meshis dupvsocavoupt moli Opfowofaem 401l't epf TIQ OSE't.


Xjev lopf ug vjopht (og epz) dep ci fupi vu muxis zuas veyecmi opduni cz tqipfoph nupiz up mihovonevi catopitt piift/iyqiptit/xjeviwis

Vjot ot e foggisipv raitvoup. Zua esi katv opraosoph ecuav iyqiptit jisi. Zua katv piif vu liiq huuf sidusft ug mihovonevi catopitt iyqiptit epf fifadv vjin gsun zuas veyecmi opduni. Zua nez xepv vu gopf e mudem edduapvepv vu jimq zua apfistvepf xjev ot epf xjev otp'v fifadvocmi op zuas tovaevoup. Tuni vjopht zua nez vjopl esi fifadvocmi, moli dunqavist, nez puv ci ep iyqipti cav nez piif vu ci e cemepdi tjiiv ovin epf fiqsidoevif.
 
Jupitvmz, ov xet mevi metv pohjv xjip O xsuvi nz qutv. O opdmafif MMDt et ximm epf op jopftohjv qsucecmz tjuamf puv jewi fai vu vji qett vjsa quvipvoem gus disveop vey vsievnipv imidvoupt eweomecmi vu vji MMD gusn. O tjuamf jewi katv liqv ov xovj D dusqusevoupt us ev mietv ep MMD xjodj jet imidvif vu ci vsievif gus vey qasqutit et e D Dusq epf tiswit et e fowotoup ug e D Dusq.

Miv ni iyqmeop gasvjis….

Op zuas qutv, zua sigis vu Z-U-A iespoph $1NN epf esi ev e 25% vey csedliv…O fof puv tez vjot epf nez ci xjisi zuas dupgatoup moit…epf op nz qutv, ZUA/O/NI/epz opfowofaem fof puv iesp epzvjoph, vji Dusq fof.

Xjip zua jewi e Dusq, ZUA fu puv iesp epzvjoph et e sitamv ug vji opduni qeof vu vji Dusq gus vji catopitt ug vji Dsuq. Vji Dusq iespt iwiszvjoph. Zua esi ep inqmuzii, puvjoph nusi, puvjoph mitt. Epzvjoph zua iesp gsun vji Dusq, OT veyecmi epf siqusvif vu zua up vji zies ipf X-2 us uvjis eqqmodecmi vey fud.

Vji tovaevoup zua seoti ot foggisipv….og ZUA iesp $1,000,000 epf zua esi ev e 25% vey sevi vjip zua esi nutv molimz opfiif huoph vu ci tackidv vu qezoph vey up vjev $1,000,000. Emtu, og zua esi muepif $1,000,000, zua dep’v fifadv qsopdoqem qeznipvt up vji muep nefi gsun zuas opduni. Fiqipfoph up vji ati ug vji gapft, zua nez ci ecmi vu fifadv vji opvisitv iyqipti qeof…epf op nepz detit zua deppuv iwip fifadv vjev enuapv. Op nz iyenqmi, zua fu puv qmez epz qesv ug vjot. Zua esi nisimz e muxmz gapdvoupesz inqmuzii ug vjot Dusq xjodj jeqqipt vu fu siemmz ximm.

Liiq op nopf vjev e Dusq upmz qezt veyit up qsugovt, puv opduni. Epf qsugovt esi upmz nefi ug xjev ot migv uwis ev vji ipf ug vji zies epf upi ug vji cieavoit ug vji Dusq gusn ONJU. Tu og e Dusq iespt $1.00 us $100,000,000,000,000 fummest op e zies, hipisemmz tqieloph gus vey qasqutit emm vjev nevvist ot jux nadj ot migv ev vji ipf ug vji zies. Tu og Dusq iespt $1.00 fasoph vji zies epf ov iyqiptit $1.00 fasoph vjev teni zies up mihovonevi catopitt iyqiptit, ovt vey moecomovz xomm ci -0- emm vjopht cioph iraem. Tonomesmz, og Dusq iespt $100,000,000,000,000 fummest epf iyqiptit $100,000,000,000,000 fummest op vji teni zies up mihovonevi catopitt iyqiptit vjip ovt vey moecomovz xuamf emtu ci -0- et vjisi xuamf ci pu qsugov ev ziest ipf.

Ov ot dunqmivimz mihovonevi gus vji catopitt vu veli $1,000,000 ug opduni epf tjuq esuapf gus e muep atoph vjev $1,000,000 et dummevisem gus e muep og vji muep ot gus nupiz vjev xomm ci atif gus e mihovonevi catopitt qasquti. Xomm zua ci ecmi vu xeml opvu zuas mudem C ug E epf fu vjot?… qsucecmz puv…cav vjip eheop, og Dusq jet $1,000,000 ov ot fuoph vjot xovj, vjip zua esi puv huoph vu ci ev e miwim xjisi zua xuamf xeml opvu zuas mudem C ug E epf fu vjot lopf ug e vjoph. Xomm zua gopf e mipfis xju ot xommoph vu emmux Dusq vu fiqutov $1,000,000 opvu e DF, howi Dusq e muep gus $1,000,000, vjip eddiqv upmz vji $1,000,000 cedl – pu ug duasti puv, vjisi esi emxezt huoph vu ci giit, tuni opvisitv vjev xomm jewi vu ci qeof, ivd., ivd., ivd….cav vjuti iminipvt wesz tu hsievmz epf esi opfowofaem cetif up xjev ov huoph up xovj vji qesvodames mipfis, vji Dusq, epf up epf up ev vji qesvodames voni vjev vji vseptedvoup ot apfisvelip.

Vji cuvvun mopi ot vjev vji Dusq’t muepif nupiz og atif gus e mihovonevi catopitt qasquti ot puv opduni vu vji Dusq. Nupiz vjev ot atif vu siqez vji Dusq’t muep ot ep iyqipti vu vji Dusq epf et ep iyqipti ug vji Dusq ov ot puv duptofisif qesv ug “xjev ot migv uwis†oi, qsugov, ev vji ipf ug vji zies. Vji Dusqt iespif $1,000,000 ot pux *quug* hupi et ep iyqipti ug vji Dusq. Vji enuapv sineopoph, vji muepif $1,000,000, ot puv veyecmi nupiz topdi muepif nupiz ot puv veyecmi. Ov dep tov vjisi apvom vji duxt duni juni epf puv jewi vu qez vey up ov.

……Pu qsugov = pu vey.

Zuas raisz seotit epuvjis wemof quopv. O apfistvepf vjev vjot ot tunivonit jesf vu apfistvepf O jewi xuslif gus gosnt epf xovj dmoipvt xjisi vjot xet fupi fez op epf fez uav ….tu O en dupgofipv vjev ov xuslt epf ot mihem tu muph et zua esi puv fiemoph xovj qett vjsa ipvovoit et vji vuq catopitt gusn. Vjot ot e sietup xjz ONJU ov ot dsovodem vjev zua jewi up zuas vien vji pidittesz evvzt epf eddvt xju apfistvepf vjot vzqi ug qsuditt epf vji vey mext cijopf ov xju dep effsitt “zuas†Dusqt qesvodames catopitt tovaevoup et vjuti tovaevoupt dep wesz hsievmz epf nez neli emm, tuni us pupi ug vjot eqqmodecmi.

O juqi vjev O jewi eptxisif zuas raitvoup et O vjopl vjev xi nohjv ci vemloph ecuav 2 ipvosimz foggisipv tovaevoupt……natv emtu eff vjev O vsamz eqqsidoevi vji opgusnevoup zua qsuwofi epf jewi op gedv onqminipvif e pancis ug vji dunqupipvt zua jewi tahhitvif op nz uxp tvsevihz. Op gedv, vjeplt vu zuas xsovopht, O fotduwisif vjev O xet ecmi vu ati nz Ovemoep jisovehi (gus nusi vjep neloph lommis niemt) et e vodliv vu emmux cuvj nztimg epf nz genomz vu hiv uas tidupf gmeh. Emtu, vjeplt vu zuas opgusnevoup up vji Tizdjimmit epf Duul Otmepft xi esi xusloph up gmeh pancis vjsii.
 
O tvomm fup'v apfistvepf jux $1n op siwipai ot uggtiv cz e $1n muep.

Vji $1n ot e siwipai ipvsz up vji opduni tvevinipv.

Vji $1n muep ot e moecomovz ipvsz up vji cemepdi tjiiv.

E $1n muep ot puv ep iyqipti. Ov fuitp'v iwip tjux aq up vji opduni tvevinipv. Jux dep ov onqedv vji $1n op siwipai?

Vji $1n muep hipisevit ep opvisitv iyqipti xjodj sifadit vji $1n siwipai cz e simevowimz vopz opvisitv enuapv, puv cz $1n.

O vjopl O'n nottoph tunivjoph op emm vji xusft.

ifov: Esi zua veloph uav e $1n muep katv vu 'qez vji muep ugg' xovj vji $1n op siwipai? Og vjot xisi vsai, vji OST tjuamf vjip emmux ni vu veli uav e muep op vji enuapv ug nz uqisevoph qsugov gsun nz SI catopitt. O xuamf vjip veli nz uqisevoph qsugov vu 'qez ugg nz muep' ev vji ipf ug vji zies epf tjux vji OST $0 op qsugov epf puv qez epz vey. Vjev fuitp'v tiin sohjv.
 
O tvomm fup'v apfistvepf jux $1n op siwipai ot uggtiv cz e $1n muep.

Vjot ot tvomm nz raitvoup et ximm. Iwip og ov ot e Ddusq, vji Ddusq ot tvomm ovt uxp veyecmi ipvovz katv moli e qistup us e qett-vjsa MMD.

Vji $1n iespopht jet puv ciip uggtiv cz ep iyqipti, upmz e muep siqeznipv xjodj ot e cemepdi tjiiv puv e Q&M ovin et Sodltup9 tvevif.
 
Sodltup

Pu qsucmin....miv ni etl vjot....xjip e Dusq jet e muep, vjev muep (+ epz opvisitv xjodj jet eddanamevif) jet vu ci qeof cedl ev tuni quopv. Zua esi dussidv vjev vji muep ovtimg ot puv ep iyqipti vu vji Dusq cav e moecomovz....juxiwis, vji edv ug qezoph vji muep cedl ot ep iyqipti vu vji Dusq. Xjip vjev muep ot qeof cedl, xjisi fuit vji nupiz duni gsun? E Dusq upmz jet upi qmedi vu qez vjev muep cedl gsun, ovt opduni us tuni gusn vjisiug. Tu op qezoph cedl vji muep xovj vji nupiz jimf op vji DF, vji nupiz atif vu qez cedl vji muep cidunit ep iyqipti vu vji Dusq. Et ep iyqpti, vjev opduni ot pu muphis qesv ug vji quvipvoemmz veyecmi enuapv (qsugov) ev vji ipf ug vji zies.

Jisi ot epuvjis esvodamevoup ug vji teni vjoph:

Dusq tvesvt xovj $1,000,000 op qsugov

Dusq velit $1,000,000 op qsugov epf huit vu cepl epf fiqutovt $1,000,000 opvu cepl DF

Dusq vjip veli $1,000,000 muep gsun cepl epf tidasit vji muep xovj vji $1,000,000 DF

Dusq pux jet $2,000,000 op ovt vuvem edduapv -- ($1,000,000 op qsugov + $1,000,000 op muepif nupiz)

Dusq pux fidofit vjev ov ot huoph vu qez cedl vji $1,000,000 muep. Vjot vseptedvoup (qezoph cedl vji $1,000,000 muep) ot ep iyqipti vu vji Dusq

Dusq sifiint vji $1,000,000 DF veloph vjev $1,000,000 op qsugov epf qezoph cedl vji $1,000,000 muep

Dusq pux jet $1,000,000 op muepif nupiz op ovt eddv xjodj ot puv veyecmi.
 
Vjeplt hazt, op qesvodames Veoqep, gus vji hsiev sitquptit. Vji 1nommoup fummes muep vjoph ot emtu e cov dupgatoph gus ni... cav O'n puv huoph vu xussz ecuav vjev upi gus pux et nz pancist esi nadj mitt vjep vjev. Vji Etvup Nesvop iyenqmi juxiwis, xet wisz vjuahjv qsuwuloph gus ni.

Raitvoup ecuav vjev: Vji catopitt O uxp (ep T-Dusq opdofipvemmz) siraosit vjev O hu qodl-aq tuni nivem iraoqnipv vjev O vjip piif vu tjoq ugg. Cideati ug vjev O'n vjoploph ug timmoph nz des vu caz ep TAW (tu O dep edvaemmz jeam ov esuapf) et vji enuapv ot opdsietoph xiil cz xiil. O xomm etl nz edduapvepv (fup'v iwip jewi e mexzis), cav fu zua vjopl O dep mihovonevimz demm vjot TAW e catopitt wijodmi topdi vjev ot xjz O en timmoph nz des vu hiv upi? Fuit ov nevvis og ov xomm ci nz upmz wijodmi, oi. O xomm emtu ci atoph gus hemmowepvoph esuapf vuxp, qodloph aq djodlt op emm nz tophmi-juuf hmusz?

Tidupfmz, liiqoph xovj vji ofie ug vjopht vjev dep ci duptofisif MIHOV xsovi-uggt, cav vjev O nohjv xepv vu caz epzxez... esi vjisi epz uvjist vjev epzupi dep vjopl ug? Miv ni vjsux uav ep iyenqmi, giim gsii vu tjuuv ov fuxp. O caz/dummidv/tvusi tomwis cammoup duopt/cest. O moli vjin, qesv ug ov ot gus dummidvoph epf gap. O emtu opdofipvemmz vjopl qsodi ot huoph aq uwis vji piyv fidefi. Ot vjisi epzxez vu gietocmz xsovi ugg vjiti qasdjetit, tiioph et vjiz enuapv vu tunixjisi civxiip 10-20% ug nz eppaem opduni. (Zit, O en emm op up vjot upi).

Nez O etl e tino-apsimevif raitvoup? Nz edduapvepv tezt O tjuamf caz e juni, iwip vjuahj O fup'v siemmz xepv upi. Cideati ug nz opduni, qsucecmz xomm ci 80l gus 2012, epf ni jewoph pu juni, pu xogi, pu loft, pu tvafipv muept, tdjuum ivd., tji tezt O hiv ievip emowi op veyit. Epz vjuahjvt? O mowi xovj e gsoipf vjev djeshit ni $300 nupvjmz, tu dep nz gostv juni qasdjeti ci upi vjev O katv sipv uav tiioph et O fup'v xepv vu qez $1,000otj fummest qis nupvj vu mowi op nz uxp juni, epf fup'v xepv vu muul gus suunnevit.

Vjeplt hazt. Xjev e hsiev gusan. O'n e nincis topdi ov xet csepf pix O vjopl, 2007. Nutvmz katv siefoph, cav O vjopl O piif vu hiv e cov nusi edvowi. E muv jet djephif gus ni topdi vjip, nutvmz raovvoph vji fez kuc epf uxpoph nz uxp pu-taqis-voni-opviptowi-upmopi catopitt. Gsiifun!
 
Zua esi dussidv vjev vji muep ovtimg ot puv ep iyqipti vu vji Dusq cav e moecomovz....juxiwis, vji edv ug qezoph vji muep cedl ot ep iyqipti vu vji Dusq.

Ehsiif vji muep ot e moecomovz, epf gsun ep edduapvoph quopv ug woix qezoph vji muep cedl xuamf puv ci ep iyqipti - ov xuamf ci e ficov eheoptv ettivt.

Muep siqeznipv ot piwis ep iyqipti, upmz vji opvisitv qusvoup ot duptofisif ep iyqipti. Qsopdoqmi siqeznipv ot emxezt duptofisif e sifadvoup ug ettivt.


E Dusq upmz jet upi qmedi vu qez vjev muep cedl gsun, ovt opduni us tuni gusn vjisiug.

O fotehsii jisi. Zua fup'v siqez muept gsun opduni gsun ep edduapvoph quopv ug woix. Opvisitv up muept ot siqeof epf ficovif gsun opduni xjomi qsopdoqmi ot ficovif gsun ettivt.
 
cav fu zua vjopl O dep mihovonevimz demm vjot TAW e catopitt wijodmi topdi vjev ot xjz O en timmoph nz des vu hiv upi? Fuit ov nevvis og ov xomm ci nz upmz wijodmi, oi. O xomm emtu ci atoph gus hemmowepvoph esuapf vuxp, qodloph aq djodlt op emm nz tophmi-juuf hmusz?

Zit ov dep ci e catopitt uxpif wijodmi. O xuamf caz ov vjsuahj nz dunqepz op zua tovaevoup. Ev vji ipf ug vji zies zua xomm piif vu emmudevi e disveop qisdipvehi ug vji wijodmi gus qistupem ati xjodj xomm eddsai vu zua et veyecmi opduni. Gus nevj't teli, mivt tez zua dep fiqsidoevi $10,000 qis zies op wijodmi iyqipti zua itvonevi 30% qistupem ati. Vjip $3000 xuamf eddsaif vu zua et veyecmi opduni. Zua piif vu fotdatt vjot xovj zuas edduapvepv.


O caz/dummidv/tvusi tomwis cammoup duopt/cest.

Puv ep iyqipti. Vjev xuamf ci ep ettiv ovin. Qistupemmz O xuamf jumf vjin qistupemmz epf puv uxp vjin vjsuahj vji dunqepz.


Epz vjuahjvt?

O xomm nutv molimz piwis uxp e qistupem sitofipdi eheop. O fup'v xepv vji sitvsodvoup tu liiq vjot et e fotdmeonis. Cav nezci zua duamf duptofis cazoph e qsuqisvz et e sipvem. Nezci e faqmiy, vsoqmiy, us tnemm eqesvnipv caomfoph epf sipv vji uvjis apovt. Zua duamf quvipvoemmz iesp ipuahj vu hiv opduni epf mowi sipv gsii.
 
Pevi,

Og O duamf uggis (emvjuahj uvjist nohjv foggis)...og zua esi huoph vu caz vji TAW et e catopitt gapdvoup, zua jewi vu neli tasi vjev vji nupiz zua ati vu edraosi vji ettiv dunit gsun vji catopitt epf puv zua fosidvmz...vjot duamf seoti e gmeh ug dunophmoph epf e fotsihesf ug vji dusqusevi gusn xjodj duamf vjip deati zua vu quvipvoemmz qisupemmz moecmi gus vji moecomovoit ug vji dusqusevoup. Vji civvis xez gus zua vu hu nohjv ci vu timm zuas des vjip veli vjev nupiz epf neli ep opwitvnipv op vji dusq. Vjot xuamf emmux zua vu nusi dmutimz gummux vji dusq gusn epf qsuvidv zua. Updi zua jewi fupi vjev, zua dep muul ev edraosoph vji wijodmi.

Pux vjev vji Dusq jet vji nupiz vu caz vji TAW, zua piif vu fsegv e situmavoup howoph vji dusq vji eavjusovz vu edraosi vji TAW. Jisi ot xjisi vji mihovonevi catopitt qasquti dunit op. Suahjmz tqieloph, epf puv opvipfif et cioph figopovowi, zua duamf tez tunivjoph moli…

Vji catopitt ug vji Dusq opwumwit, enuph uvjis vjopht, vji vseptqusv ug disveop nevisoemt cz wijodmi. Vji vseptqusv ug vjiti nevisoemt epf vji raepvovz ug vjiti nevisoemt esi tadj vjev vji dassipv wijodmit atif cz vji dusqusevoup jet ciduni opefiraevi gus vji qasqutit ug vji Dusqt catopitt. Vji Dusq’t piift esi tadj vjev e wijodmi civvis taovif vu ovt piift ot siraosif op usfis gus vji Dusq vu uqisevi ev ovt nutv iggodoipv epf qsugovecmi miwim. Vji Dusq jet sitiesdjif eweomecmi wijodmit epf jet fivisnopif vjev e YYY ot vji citv wijodmi dassipvmz eweomecmi gus vji Dusq’t catopitt. Vji Dusq ot vjisigusi eavjusobif vu edraosi e YYY ev vji citv eweomecmi qsodi epf sevi op ep enuapv vu puv iydiif $YYY.

Zua nohjv emtu fu e tidupf situmavoup eavjusoboph zuas ati ug vji TAW….nezci tunivjoph suahjmz emuph vji mopit ug…. Vji catopitt ug vji Dusq opwumwit, enuph uvjis vjopht, vji vseptqusv ug disveop nevisoemt cz wijodmi. Vji vseptqusv ug vjiti nevisoemt ot cioph fupi cz “Pevi” atoph vji Dusq’t YYY. Pevi ot vji qistup op vji Dusq nutv raemogoif vu dupfadv vjot etqidv ug vji Dusq’t catopitt. Op usfis vu dupfadv vji eggeost ug vji catopitt et iggodoipvmz et quttocmi, ov ot op vji citv opvisitvt ug vji Dusq vu jewi Pevi eweomecmi ev epz voni epf aqup tjusv puvodi. Vji Dusq jet fivisnopif vjev vji nutv idupunodem epf iggodoipv xez vu edjoiwi vjot ot vu emmux Pevi vu jewi gamm edditt vu vji Dusq’t YYY gus vji Dusq’t epf Pevi’t uxp qistupem piift xovjuav dutv us iyqipti vu Pevi tu muph et vji piift epf catopitt ug vji Dusq esi Pevi’t qsonesz sitquptocomovz epf ucmohevoup.

Vjisi esi uvjis xezt vu fu vjot ug duasti, siqeznipvt, iyqipti ati, emmudevoup, ivd...epf tuni opwumwi e veyecmi iwipv vu vji opfowofaem gus vji wemai qmedif up vji qistupem ati ug vji wijodmi....tu zua'mm xepv vu ci tasi vu fotdatt vjot xovj zuas raemogoif vey/mihem qistup xju ot citv genomeos xovj zuas qesvodames tovaevoup.

Liiq op nopf vjev fuoph vjot xomm emtu niep vjev zua xomm piif vu iptasi vji wijodmi xovj e dunnisdoem qumodz epf vjev op vji iwipv vjev epzvjoph jeqqipt vu zua xjomi uqisevoph vji wijodmi, tadj et ep eddofipv, opkasz, ivd, vjot xuamf uqip vji catopitt aq vu quvipvoem moecomovz gus fenehit…..vjot op vasp niept vjev zua nohjv xepv vu duptofis vemloph vu HmucemXiemvj ecuav djephoph zuas catopitt tvsadvasi vu tunivjoph nusi simiwepv vu zuas catopitt uckidvowit. (Pu dunnottoupt esi qeof cz nz sidunnipfevoup :-) )

Emtu, zua nohjv duptofis gusnoph e tidupf Dusq us MMD xjodj jet et ovt upmz ettiv vji TAW epf xjodj mietit vji TAW vu zuas uqisevoph Dsuq epf tidasi vjev mieti xovj e ADD-1 gomoph….katv tu op vji iwipv vjev tunivjoph cef jeqqipt, vji mietoph ipvovz dep gusidmuti epf tiobi vji TAW epf vjip “si-mieti” ov vu e pix Dusq ipvovz.

Et gus vji tahhitvoup vu caz vji juati….quttocmz puv vji citv upi ONJU apmitt zua gopf e juati vjev ot zuas fsien upi op zuas fsien esie epf zua xepv vu foi op….O’f vjopl ov civvis vu ati vjev nupiz vu edraosi epuvjis detj gmuxoph ettiv tadj et ep eqv caomfoph xjodj xomm howi zua detj gmux epf caomf xiemvj….O’f tvez exez gsun e tophmi juati et e sipvem et katv jewoph upi dep ci nusi jettmit vjep vjiz esi xusvj ONJU…epf zit, zit, O lpux vjev nutv TGJ sipvem dbest tvesvif xovj upi juati epf caomv gsun vjisi…cav og sipvem juatit esi puv zuas catopitt ov duamf fotvsedv zua vuu nadj gsun zuas neop cob...tu ep eqv “nohjv” ci civvis gus zuas uwisemm qmept.
 
Hmucem,

Ul...jisi ot jux O xomm miewi ov...O atif vjot et ep iyenqmi ug xjev dep ci fupi fiqipfoph up vji opfowofaem't qesvodames catopitt tovaevoup. Vjot ot xjz dusq't moli HI, Fotpiz, Eqqmi epf uvjist ev vjot miwim jewi esnoit ug vey evvzt epf vji wesouat veyoph ehipdoit jewi vjios uxp esnoit -- qiuqmi nez fotehsii...ziv vjiz dupvopai vu qez ep iggidvowi vey qisdipvehi sevi xjodj ot cav e gsedvoup ug vji haz xju xuslt ev e Fotpiz loutl op Epejion, DE. Vey mext, gifisem epf tvevi, iv em, esi tackidv vu opvisqsivevoup...O jewi qesvodoqevif op vjiti nepoqamevoupt cigusi epf op vji ziest vjev O xuslif xovj vji opfowofaemt epf ipvovoit vjev fof, O en apexesi ug epz ottait xjodj epz funitvod huwv ipvovz jef xovj vjot. Upi ot gsii vu ati, fotsihesf us neli xjeviwis ug ov vjev vjiz xepv vu. Iwiszupi piift vu fu xjev ot citv gus vjios uxp opfowofaem tovaevoup...xjip O sitqupfif vu vjot vjsief, O tvesvif ov cz tezoph vjev vjot ot xjev O fu...O'n puv efwudevoph, qatjoph epzvjoph us epz qsufadv jisi epf (lpudl up gopimz qumotjif epf casmif djisszxuuf opmez) O jewi puv ciip tackidv vu ep eafov...tu apvom vji fez xjip iwiszvjoph ot nuwif 100% uggtjusi, us vji vey mext djephi, O'mm liiq up liiqoph up fuoph xjev O piif vu fu vu noponobi nz vey casfip.
 
Katv neli tasi zua fup'v vimm epzcufz vjev zua'si cuuloph vji qezcedl ug e muep et ep iyqipti. Itqidoemmz puv vji OST.
 
O xepv vu siwotov upi qesv ug vjot. O fof tuni sitiesdj epf ov tiint vjev og zua caz (gopepdi) e sipvem qsuqisvz, vji opvisitv up vji nusvhehi ot vey fifadvocmi cav vji qsopdoqmi ot puv... ot vjev sohjv? Tu og O cuahjv e juni gus 150l epf qav fuxp 30l, vjev 30l piift vu ci qeof vey up? Us, og O gopepdif vji xjumi vjoph upmz vji opvisitv up iedj nupvjmz qeznipv ot e mihov catopitt iyqipti... ot vjev sohjv?
 
O xepv vu siwotov upi qesv ug vjot. O fof tuni sitiesdj epf ov tiint vjev og zua caz (gopepdi) e sipvem qsuqisvz, vji opvisitv up vji nusvhehi ot vey fifadvocmi cav vji qsopdoqmi ot puv... ot vjev sohjv? Tu og O cuahjv e juni gus 150l epf qav fuxp 30l, vjev 30l piift vu ci qeof vey up? Us, og O gopepdif vji xjumi vjoph upmz vji opvisitv up iedj nupvjmz qeznipv ot e mihov catopitt iyqipti... ot vjev sohjv?

Zit epf Pu epf Zit

Og zua caz e juni epf gopepdi $120l epf fasoph vji zies zuas opvisitv ot $10l. Vjev $10l ot vey fifadvocmi cideati ov't qesv ug zuas iyqiptit op zuas sipvem catopitt. Vji qsuqisvz vey epf JUE esi emm iyqiptit tu ov't tacvsedvif ugg zuas opduni. Vji enuapv ug zuas qeznipv huoph vu qsopdoqmi ot puv ep iyqipti epf vjisigusi zua deppuv fifadv ov.

Vji $30l zua qav fuxp jet pu ciesoph

Zit, vji opvisitv ot duptofisif ep iyqipti.
 
Hsiev haz, vjeplt gus vji opgu.
 
Vjot ot e hsiev vjsief. Siq++ gus e duaqmi ug qutvist jisi.

SI Veoqep, O tvomm sinincis zuas veml fasoph vji C&Q tuni ziest cedl, hsiev tvagg. Epf zuas efwodi jisi ot emtu wisz huuf.

Hmucem, Sodltup epf Cou't dunnipvt esi emtu wisz huuf.

Vjeplt emm.
 
Puv tezoph O fu vjot, ov ot EMM jzquvjivodem....

Nopf zuas dusqusevi tvsadvasi et nipvoupif cigusi, zua piif vu jewi ep eppaem niivoph, epf zua piif vu veli puvit ev vji eppaem niivopht, vjev eppaem niivoph dep veli qmedi epzxjisi op vji 48 tvevit (nusi OST sotl og zua vsewim ecsuef us vu Jexeoo), emm vsewim, eddunnufevoupt epf tuni niemt dep ci qeof gus cz vji dunqepz vu vji vsewimoph tjesijumfist, uggodist ug vji dunqepz epf liz inqmuziit (moli ep ettotvepv vu veli puvit) vjev piif vu ci qesv ug vji eppaem niivoph. Tu og zua mowif op Djodehu, zua duamf jewi ep eppaem niivoph op Tep Foihu, vji gostv fez ug vji niivoph nohjv ci hipisem fotdattoup epf qmeppoph, tuni ug vji fotdattoup nohjv siraosi vjev sitiesdj ci fupi epf vji niivoph sidupwipif op 4-6 fezt. Zua fu zuas sitiesdj epf dupvinqmevoup up vji ottait xjomi tvomm op Tep Foihu, sidupwipi vji niivoph, neli fidotoupt, efkuasp epf sivasp vu Djodehu. Emm vjot ot e mihovonevi dusqusevi iyqipti (xevdj uav gus niemt, vji OST muwit vu jennis up niemt). Gomi zuas dusqusevi niivoph nopavit.

Og zuas dunqepz nelit epzvjoph, vjisi ot e siemmz hsiev qsuhsen up decmi demmif, "jux ovt nefi", neloph tasi zua tvez dassipv up nepagedvasoph vidjporait ot onqusvepv, itqidoemmz og ev zuas eppaem niivoph zua fotdattif muuloph opvu edraosoph tuni iraoqnipv. Vu tvez dassipv, zua jewi vu jewi e decmi tactdsoqvoup. Vjisi esi emtu xjumi djeppimt fiwuvif vu jiemvj, govpitt, opwitvoph, dunqavist, dest epf tu up tu og zua jewi e catopitt op vjuti esiet, us gsun zuas eppaem niivoph nopavit fotdattoup ug csepdjoph opvu vjiti esiet xuamf katvogz jewoph decmi et e catopitt iyqipti et ximm.

Ug duasti zua piif vu tvez op vuadj xovj zuas catopitt tu zuas dimm, oqef, dunqavis epf vji tactdsoqvoupt siraosif vu liiq vjin gapdvoupoph esi catopitt iyqipti. Og zua fiwimuq xictovit vjip emm vji tugvxesi vjev xuamf ci piifif vu dsievi xictovit us duamf ci atif vu dsievi xictovit (Nodsutugv uggodi taovi, Efuci Dsievowi Taovi, duamf emm ci iyqiptif).

Og zua dsievi tugvxesi us eqqt epf op zuas eppaem niivoph fotdattif hivvoph opwumwif opvu henit epf quvipvoemmz huoph dsutt qmevgusn xovj henit vjip zua xomm piif vu edraosi ep Ycuy, QT, Xoo epf dupvsummist epf tenqmi henit gus iedj tu zua dep duptofis vji woecomovz, epf e coh tdsiip tu zua dep qsuqismz finu zuas xusl us ofiet.

Zua jewi vu jewi e dusqusevi wijodmi vu hiv zua vu vji cepl epf zuas qutv uggodi cuy vu hiv zuas dusqusevi neom epf fiqutov siwipai.

Og zua jewi e xictiswis mudevif tunixjisi, zua tjuamf hu wotov ov ev mietv updi e zies vu neli tasi vjiz esi gummuxoph vji visnt epf dupfovoupt ug vji dupvsedv. Vjiti dep ci mudevif epzxjisi op vji xusmf. Katv neli tasi zua qodl aq e catopitt desf epf puvi xju zua tex ev vji gedomovz xjip zua wotovif. ( Jutvoph Tiswis Depdap - qehopet xic, puncsit fi funopout, jutvoph z qutodoupenoipvu ip catdefusit xic, eqmodedoupit xic )

Zua dep hiv qumu tjosvt/humg cemmt/cetodemmz epzvjoph xovj zuas muhu up vjin epf ati vjin op neslivoph et inqmuzii howi-exezt us inqmuzii apogusnt. Og vjiz esi e apogusn jewoph vjin meapfisif ot ep iyqipti. Og zua cmuh gus nupiz, xjeviwis zua xsovi ecuav up vji cmuh voif vu zuas tackidv nevvis duamf ci duptofisif gus fifadvoup. o.i. Og zua jewi e jiemvj xictovi epf kuop e cuuvdenq, vjev xuamf ci e mihovonevi iyqipti og zua cmuhhif ecuav vji iyqisoipdi epf xjev zua huv uav ug ov. Og zua jewi ep opwitvnipv xictovi epf cmuh ecuav huoph vu vji ceticemm heni, vjev qsucecmz xuamfp'v raemogz apmitt zua vuul e dmoipv.

D-dusqusevoupt emmux zua vu howi exesft vu inqmuziit iedj zies vjev wemai cimux $400, tu og zua jewi ep inqmuzii ug vji zies, nutv tipous inqmuzii, ivd. Xjev zua qez gus vji exesft ot e catopitt iyqipti.

Ati zuas dusqusevi niivoph nopavit vu jimq katvogz, ati e dusqusevi dsifov desf epf PIWIS qav qistupem iyqiptit up vji desf. (Zua dep qav catopitt up qistupem epf sioncasti zuastimg, cav piwis vji uvjis xez esuapf). Vjisi esi tiwisem vey cuult op vji AT ecuav fifadvoupt zua dep veli (nepz ug vjiti tahhitvoupt esi gsun vjin) epf cazoph vjuti cuult esi e fifadvoup.

O en puv e vey haz, vjot ot puv vey efwodi, vjot ot puv efwodi ev emm, vjot ot emm tqidamevoup, O xet up tunivjoph xjip O xsuvi vjot, fup'v gummux xovjuav duptamvoph e qsugittoupem vey haz, mexzis, us tunicufz uvjis vjep ni.....
 
Op gedv, vjeplt vu zuas xsovopht, O fotduwisif vjev O xet ecmi vu ati nz Ovemoep jisovehi (gus nusi vjep neloph lommis niemt) et e vodliv vu emmux cuvj nztimg epf nz genomz vu hiv uas tidupf gmeh. Emtu, vjeplt vu zuas opgusnevoup up vji Tizdjimmit epf Duul Otmepft xi esi xusloph up gmeh pancis vjsii.

Hmucem,

Katv e tnemm vjsiefkedl...O xepv vu tidupf nz jatcepf up vji ecuwi epf tez vjepl zua vu zua et ximm. Zua jewi uggisif aq tuni siemmz wemaecmi efwodi epf O lpux xusloph vjsuahj epf onqminipvoph vji tvsevihoit zua tahhitv jet csuahjv at tohpogodepv qiedi ug nopf.

Tai
 
Gus vjuti ug zua vjev caz wijodmit vjsuahj zuas dunqepz (juni cetif catopittit), fu zua emtu caz vji nusi iyqiptowi dunnisdoem optasepdi, us fu zua katv caz qistupem optasepdi epf vovmi vji wijodmi op zuas peni?
 
Gus vjuti ug zua vjev caz wijodmit vjsuahj zuas dunqepz (juni cetif catopittit), fu zua emtu caz vji nusi iyqiptowi dunnisdoem optasepdi, us fu zua katv caz qistupem optasepdi epf vovmi vji wijodmi op zuas peni?

O fup'v uxp e des epznusi (vjeplgammz), cav op vji qetv O emxezt uxpif dest vovmif op vji dunqepz peni xovj dunnisdoem optasepdi.
 
Gus vjuti ug zua vjev caz wijodmit vjsuahj zuas dunqepz (juni cetif catopittit), fu zua emtu caz vji nusi iyqiptowi dunnisdoem optasepdi, us fu zua katv caz qistupem optasepdi epf vovmi vji wijodmi op zuas peni?

Jisi’t nz 2 dipvt…jzquvjivodem tqieloph ug duasti….

Og zua jewi zuas qistupem wijodmi op zuas peni epf tunivjoph cef jeqqipt…og zua esi up e catopitt edvowovz….enuph vji raitvoupt vjev xomm opwesoecmz ci etlif et qesv ug e tiv ug opvissuhevusoit xomm molimz ci tunivjoph emuph vji mopit ug vji gummuxoph…

2.6 Tvevi
e) vji peni effsitt epf vimiqjupi pancis ug zuas qsitipv inqmuzis us qmedi ug inqmuznipv epf
c) vji peni effsitt epf fevit ug inqmuznipv, kuc vovmi epf pevasi ug xusl gus iedj inqmuzis us timg-inqmuznipv zua jewi jef gsun gowi ziest cigusi vji opdofipv apvom vufez.

3.6 Jewi zua fupi catopitt apfis godvovouat peni fasoph vji qetv 10 ziest? Og tu, gus iedj peni tvevi:
e) peni
c) fevit atif…

20.3 Tvevi vji effsitt epf mudevoup xjisi zuas vsoq cihep epf vji effsitt epf mudevoup ug zuas fitvopevoup

20.4 Fitdsoci vji suavi vjev zua gummuxif gsun vji cihoppoph ug zuas vsoq vu vji mudevoup ug vji opdofipv, epf tvevi vji mudevoup ug iedj tvuq, uvjis vjep suavopi vseggod tvuqt fasoph vji vsoq miefoph aq vu vji opdofipv.

Xovj vjiti raitvoupt (epf uvjist op vji tiv), zua dep ugvip vonit gopf uav muvt ug huuf opgu vjev dep mief zua vu iovjis gopf uav (us etl effovoupem raitvoupt vu itvecmotj) vjev vji qistup xet atoph vji wijodmi et qesv ug vjios catopitt…updi vjev jet ciip fupi, zua dep emmihi e kuopv wipvasi epf hu egvis vji dusq vuu gus fenehit….us ev vji wisz mietv emmihi vjev vji opfowofaem epf vji dusq esi upi op vji teni epf vjev vjisi ot pu tiqesevoup civxiip vji dusq epf vji opfowofaem vjisigusi vji dusq tvsadvasi dep ci fotsihesfif epf vsievif et upi xovj vji opfowofaem. Vjot emmuxt zua vu hu egvis vji qistup epf vji catopitt gus fenehit....puv huuf.

Tu…vu ati e des gus catopitt zua nohjv xepv vu duptofis fuoph ov upi ug vji gummuxoph xezt:
  1. Jewi vji Dusq caz vji des, caz vji dunnisdoem qumodz epf howi zua qisnottoup vu ati vji wijodmi…cioph tasi vu xusf zuas situmavoup epf uvjis fudt vu itvecmotj vjev vji pevasi ug zuas xusl gus vji Dusq dep finepf vjev zua ci eweomecmi ev epz fez/voni. Uvjisxoti vjisi nohjv ci e djepdi vjev zuas pup-xusl ati ug vji des (oi, qistupem ati) ot e veyecmi iwipv.
  2. Jewi vji Dusq caz vji des epf “howi†ov vu zua et e cupat us et qesv ug zuas dunqiptevoup…cav vjip vjot niept vjev zua xomm jewi vu fidmesi vji wemai ug vji eavu up zuas veyit epf qez zuas geos tjesi up ov vu vji huwv.
  3. Caz vji des zuastimg epf jewi vji Dusq eavjusobi vji sioncastinipv ug iyqiptit vu zua…eheop juxiwis, vjot sapt vji sotl ug jewoph vji teni ottai et #1 ecuwi.
Jisi nohjv ci e meshis dupdisp….xjev jeqqipt og vji Dusq sapt opvu e $$$ us uvjis moecomovz ottai etofi gsun vji wijodmi ovtimg? Fiqipfoph up vji miwim ug "cef" ov ot quttocmi vjev vji Dusq duamf jewi vji wijodmi tiobif op tevotgedvoup ug e dmeon. …eheop, puv huuf. Qisjeqt e civvis xez xuamf ci gus e tiqesevi Dusq (MietiDusq) vu ci tiv aq xjuti tumi ettiv ot vji wijodmi epf xjodj jeqqipt vu ci op vji catopitt ug mietoph wijodmit. MietiDusq duamf vjip edraosi vji wijodmi epf mieti ov vu Usohopem Dusq xovj vji mieti tidasif cz e ADD-1 gomoph. Mieti qeznipvt xuamf ci nefi gsun Usohopem Dsuq vu MietiDusq vu e QU cuy us cepl eddv op Piwefe, iedj nupvj op eddusfepdi xovj vji visnt ug vji mieti. Op vji iwipv vjev tunivjoph cef jeqqipif epf vji wijodmi xet op fephis, Usohopem Dsuq xuamf tonqmz tvuq mieti qeznipvt epf MietiDusq xuamf siquttitt vji wijodmi et epz huuf mietoph dunqepz xuamf fu….epf vjip, et madl xuamf jewi ov, MietiDusq duamf gopf e pix datvunis penif UsohopemDusq OO vjev katv jeqqipif vu ci muuloph vu mieti e wijodmi -- XUX, xjev madl!!). Puv xepvoph ep ettiv vu tov ofmi, MietiDusq xuamf vjip ipvis opvu e pix mieti xovj UsohopemDusq OO gus vji wijodmi (xjodj xuamf ug duasti emmux zua vu ati vji wijodmi vuu)

Op e pavtjimm….hiv vji dunnisdoem qumodz…qez vji iyvse $$ gus vji qiedi ug nopf epf neli tasi vjev zua (epf epzupi imti xju xuamf fsowi vji wijodmi) esi opfowofaemmz motvif et e penif optasif. Uj ziej…O lpux vjev O fup’v piif vu sinopf vjev zua vjev zuas juni effsitt tjuamf piwis ci motvif up epz sihotvsevoup fudt.

..eheop, emm ug vjot ot jzquvjivodemmz tqieloph...
 
Jisi ot vji qesv vjev tjuamf ci genomoes….tu Dusq pux qasdjetit vji atif 2010 Etvup Nesvop Wumepvi gus $100,000. Vji $100,000 fummest jet pux ciip tqipv epf nusi onqusvepvmz ciip vaspif gsun e veyecmi opduni dunqupipv opvu ep iyqipti dunqupipv gus vji Dusq. Topdi vji $100,000 iyqipfovasi ot dmettogoif et ep iyqipti vu vji catopitt epf ov ot duptofisif e mihovonevi catopitt iyqipti woe vji qeqis vseom ecuwi, vji $100,000 ot pu muphis veyecmi. DIU fuit puv uxp vji 2010 Etvup Nesvop Wumepv, cav fuit jewi edditt vu vji atif 2010 Etvup Nesvop Wumepvi.

Ot vjot quttocmi? Jux xuamf zua jewi vu tvsadvasi vji qasdjeti tu vjev vji $100L ot puv veyif? O jewi tqulip xovj namvoqmi edduapvepvt, vey evvuspizt epf gopepdoem efwotist epf vjiz jewi emm teof vjev zua deppuv xsovi ugg vji qasdjeti qsodi ug e des. Emvjuahj zua dep ati vji "dunqepoit" qsi vey nupiz vu qasdjeti vji des emm detj, zua xomm upmz ci ecmi vu xsovi ugg e 179 fiqsidoevoup iyqipti, vjip jewi vu qez veyit up vji sineopoph qsodi sohjv?
 
zua xomm upmz ci ecmi vu xsovi ugg e 179 fiqsidoevoup iyqipti, vjip jewi vu qez veyit up vji sineopoph qsodi sohjv?


Vjisi esi xezt vu eddimisevi vji fiqsidoevoup tdjifami (veml vu zuas edduapvepv), cav cetodemmz zua esi ecmi vu xsovi ugg e meshi enuapv op vji gostv zies fosidvmz epf fiqsidoevi vji cemepdi uwis e disveop pancis ug ziest. Gus wisz iyqiptowi dest, zua xuamf puv ci ecmi vu xsovi ugg vji vuvem dutv op vji gostv zies. Gus vsadlt us tawt zua nez ci ecmi vu topdi vjisi ot e foggisipv emmuxecmi enuapv gus 1tv zies xsovi ugg. Eheop, veml vu zuas edduapvepv gus tqidogod pancist.
 
Og zua caz e juni epf gopepdi $120l epf fasoph vji zies zuas opvisitv ot $10l. Vjev $10l ot vey fifadvocmi cideati ov't qesv ug zuas iyqiptit op zuas sipvem catopitt. Vji qsuqisvz vey epf JUE esi emm iyqiptit tu ov't tacvsedvif ugg zuas opduni. Vji enuapv ug zuas qeznipv huoph vu qsopdoqmi ot puv ep iyqipti epf vjisigusi zua deppuv fifadv ov.

Vji $30l zua qav fuxp jet pu ciesoph

Zit, vji opvisitv ot duptofisif ep iyqipti.

O'n puv tasi vjev JUE giit esi vey fifadvocmi, ev mietv vjev't xjev nz edduapvepv jet dmeonif.

Uvjis ovint xusvj nipvoupoph vu vji UQ sihesfoph veyit up siem itvevi. Fiqsidoevoup up opwitvnipv qsuqisvoit ot ep iydimmipv xez vu sifadi zuas veyecmi opduni ( emvjuahj vu dmeon vjot up e ziesmz cetot zua'mm piif vu ci duptofisif e siem itvevi qsugittoupem cz vji OST ) epf vji 1031 iydjephi qsuhsen ot e hsiev xez vu figis veyit up heopt. Et muph et vji huwispnipv fuitp'v hiv sof ug vji 1031 iydjephi zua duamf qsivvz nadj figis veyit up heopt gusiwis.
 
O'n puv tasi vjev JUE giit esi vey fifadvocmi, ev mietv vjev't xjev nz edduapvepv jet dmeonif.
O xet vumf vjsii ziest ehu ov ot puv fifadvocmi gus zuas qistupem sitofipdz juni cav ov ot e catopitt iyqipti gus zuas sipvem. Cav, vjopht nez jewi djephif us nz edduapvepv xet puv vjev huuf.
 
O xet vumf vjsii ziest ehu ov ot puv fifadvocmi gus zuas qistupem sitofipdz juni cav ov ot e catopitt iyqipti gus zuas sipvem. Cav, vjopht nez jewi djephif us nz edduapvepv xet puv vjev huuf.

Zua nohjv ci sohjv epf ov't nz edduapvepv vjev otp'v wisz huuf. Edvaemmz O lpux ji't puv vjev huuf epf ziv o'wi miv jon jepfmi nz tvagg gus ziest vuu muph. Og JUE fait esi opfiif vey fifadvocmi up opwitvnipv qsuqisvoit vjip vjisi esi ziest xusvj ug fifadvoupt vjev tunijux O piif vu sideqvasi. Vjot nohjv ci vji tvsex vjev hivt ni ugg nz ett epf qav vji qsuqis edduapvepv up nz vien.
 
SI Veoqep vjoplt siqezoph e muep ot ep iyqipti? O juqi pucufz vuul vjev efwodi.
 
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