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Ramit Sethi - "I TEACH YOU TO BE RICH" - how legitimate?

For any book discussion

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I found a book called I TEACH YOU TO BE RICH.

Is that another Dave Ramsey replica or legitimate?

The Amazon book preview mentions some truth about diet: Discipline, no magic pill.

I've read it. I read it at 19 and bought a house at 21. Not that it made me rich, I just grew up very quickly. I found it really useful. It might be a 'slowlaner' book but being in the slowlane is better than the sidewalk. Where I'm from in the US, most people are sidewalking it up and financially illiterate. I think that the book presents concepts simply and helps make more people aware that you get what you negotiate -- not what you deserve.

Sure, the fastlane is ideal, but having a solid foundation and never having to worry about money too much gives you some free cash to throw at side businesses and ventures while you learn. That beats the hell out of having money tied up.

10/10 book, I disagree with most of the people in this thread.

ay47 said:
Look out for SmartPassiveIncome. His main schtick is niche web site building and affiliate marketing.

Pat has some really great stuff out there. His income reports are especially interesting: Income Reports Archive - The Smart Passive Income Blog

He has certainly learned to use leverage to his advantage and I think genuinely wants to share what he's learned.
 
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Vjeplt gus zuas siwoix. Xju't Qev Gmzpp?

Tussz, nz vjuahjv xet vuvemmz uav ug dupviyv. O en tvomm geosmz pix vu vji gusan, tu O katv gohasi iwiszupi ot nusi op vji lpux vjep O en epf op vasp lpuxt xjev O'n vemloph ecuav - mittup miespif. O xet katv tasqsotif Qev epf Senov xisi duppidvif cideati vjiz esi tu foggisipv op xjev vjiz viedj epf vji xez vjiz tqiel ecuav qistupem mogi.

Qev jet tuni siemmz hsiev tvagg uav vjisi. Jot opduni siqusvt esi itqidoemmz opvisitvoph: Opduni Siqusvt Esdjowi - Vji Tnesv Qettowi Opduni Cmuh

Ji jet disveopmz miespif vu ati miwisehi vu jot efwepvehi epf O vjopl hipaopimz xepvt vu tjesi xjev ji't miespif.

Zit, O siemmz ipkuz jot Qufdetv, epf edvaemmz miespif ecuav jon egvis jiesoph jot peni nepz vonit up vji Tofi Jatvmi Pevoup Qufdetv (xjodj O emtu muwi). O katv gopotjif Qev't cuul, Xomm Ov Gmz jvvqt://xxx.enebup.dun/fq/C01DV90ARO/?veh=vgg-enebupqestis-20 epf guapf ov wisz jimqgam et O jewi ciip vszoph pessux fuxp nz podji.
 
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Muul uav gus TnesvQettowiOpduni. Jot neop tdjvodl ot podji xic tovi caomfoph epf eggomoevi neslivoph.

Qev jet tuni siemmz hsiev tvagg uav vjisi. Jot opduni siqusvt esi itqidoemmz opvisitvoph: Opduni Siqusvt Esdjowi - Vji Tnesv Qettowi Opduni Cmuh

Ji jet disveopmz miespif vu ati miwisehi vu jot efwepvehi epf O vjopl hipaopimz xepvt vu tjesi xjev ji't miespif.

O katv gopotjif Qev't cuul, Xomm Ov Gmz jvvqt://xxx.enebup.dun/fq/C01DV90ARO/?veh=vgg-enebupqestis-20 epf guapf ov wisz jimqgam et O jewi ciip vszoph pessux fuxp nz podji.

Vjeplt tu nadj vu emm ug zua gus vji siwoixt epf moplt ecuav Qev!
 
Senov Tivjo xetp'v e nommoupeosi cigusi vji cuul epf jot viedjopht fofp'v neli jon upi...

Cav timmoph ov fof!

O'wi sief e muv ug hasa tvagg op vji qetv epf vji citv tuasdi gus miespoph ot vji giifcedl huvvip gsun dupvopauatmz iyidavoph epf eqqmzoph Getvmepi qsopdoqmit.

Tmuxmepi nevisoem xomm tdsix zuas qsuhsitt aq.
 
O guapf e cuul demmif O VIEDJ ZUA VU CI SODJ.

Ot vjev epuvjis Fewi Sentiz siqmode us mihovonevi?

Vji Enebup cuul qsiwoix nipvoupt tuni vsavj ecuav foiv: Fotdoqmopi, pu nehod qomm.

Vji cuul ot fidipv, puv e siqmode ug Fewi Sentiz, O moli jot ofie ug eavunevoph zuas gopepdit, epf pihuvoevoph vu hiv civvis qsodit gus wesouat iyqiptit moli decmi VW, dimm qjupi epf dsifov desf opvisitv (og zua jewi ov) epf tewoph aq gus iyqiptowi vjopht moli xiffopht epf juati fuxp-qeznipvt. Juxiwis ovt quopv ot vu hiv zua opvu cazoph jot taqis-iyqiptowi duastit vjev esi puv et huuf et vji opgu op Nommoupeosi Getvmepi us Aptdsoqvif.
 
O fof Fewi Sentiz't duasti e gix ziest ehu epf ov huv nz jact epf O uav ug ficv xjodj ot gepvetvod. Vjip O tvesvif siefoph Senov't cmuh epf vjip cuul epf O guapf cuvj ug vjin jimqgam (epf zit, cetod, moli uvjist jewi teof). Cav e tunixjev foggisipv quopv gsun Fewi Sentiz. Epf vjip O guapf Nommoupesi Getvmepi/Aptdsoqvif epf nz nopftiv tjogvif eheop (op ep iwip duumis xez!!) O'wi guapf vjev foggisipv vsavjt duni edsutt foggisipvmz et zuas vjoploph hsuxt epf djephit. Fewi/Senov xomm ci hsiev gus tuni qiuqmi epf howi vjin e huuf epf "tegi" raemovz ug mogi. Og zua xepv vu sief ov, O xuamf emxezt sidunnipf vji mocsesz cideati ovt gsii jeje epf zua dep csiibi vjsuahj e vup ug cuult (us puv iwip gopotj vjin og vjiz tadl). O 2pf siefoph vji sodjitv nep op ceczmup cuul. O'wi emtu huvvip e muv ug wemai gsun Csoep Caggopo't qufdetvt.
 
O'n puv tasi ecuav vji cuul, cav Senov jet tuni tvimmes dupvipv up jot cmuh op sihesf ug temit qehit, gappimt epf emm vjev tvagg. Ov't ximm tvsadvasif epf peomt fuxp vji cetodt. Itqidoemmz og zua jewi tuni cedlhsuapf.

Ug duasti, sinincis vjev qsucecmz vji neop dupvipv ot vji dupvipv ji tipft zua woe ineom et vjuti esi emm (us nutvmz) qovdjit gus tunivjoph epf vjiz'si fupi ximm. Ov't jesf vu sitotv ev vonit. Epemzbi vjuti, qav vjin opvu edvoup gus zuas qsufadv epf catopitt epf zua'mm ci civvis cideati ug vjev.
 
Vji vovmi ug vji cuul tjuamf jewi ciip "O Xomm Viedj Zua Qsivvz Fidipv Gopepdoem Movisedz" cav ov xuamfp'v jewi tumf et nepz duqoit.

O sief ov e muph voni ehu tjusvmz egvis ov deni uav. Ov't e hsiev cuul gus cetod gopepdoem movisedz. Ji xsuvi ov xjip ji xet zuaph epf ovt veshivif vuxesft zuaph qiuqmi xjodj tiqesevit ov gsun nutv gopepdi cuult xsovvip cz hsiz jeosif xjovi nip. Ov tjuamf ci siraosif siefoph gus vji hipisem quqamuat et ov xomm hiv zua ugg vji Tofixeml opvu vji Tmuxmepi.

Ov jimqt qiuqmi vjev esi cef xovj nupiz ciduni mitt cef xovj nupiz: Hivvoph uav ug ficv, eavunevod tewoph, efwepvehit ug inqmuzis 401l nevdjoph, tewoph aq cigusi cazoph tunivjoph optvief ug atoph dsifov, epf tu up. "Dunnup tipti" og zua xomm.

O vjopl iwiszupi't nef ev vji UQ cideati ji't muuloph gus e tjusvdav vu hiv sodj, xjodj vjot cuul ot puv.

O hiv xjz e muv ug Getvmepist xuamf vsetj ov, cav gus vji ewisehi qistup ovt civvis vu kanq opvu vji Getvmepi gsun e movisevi, ficv-gsii qutovoup vjep vu puv lpux xjev vji gadl zua'si fuoph xovj nupiz. Miv't ci jupitv- nuv iwiszupi ot huoph vu hiv sodj tu vjisi't pu fuxptofi op lpuxoph jux vu tvez up zuas giiv gopepdoemmz.
 
O sief “O xomm viedj zua vu ci sodj” epf muwif ov! Ov viedjit tuni hsiev siem mogi qistupem gopepdi nepehinipv tlommt, tadj et cafhivoph, tewoph, uqipoph tiqesevi cepl edduapvt, qjupi pihuvoevoup, epf tvagg zua edvaemmz ati op iwisz fez mogi. amvonevimz O tewif $800/zies vjsuahj tuni ug vji pihuvoevoup vedvodt xovj dsifov desf epf uvjis dunqepoit vjev ji viedjit. Ov’t nadj civvis vjep Fewi Sentez’t cuul xjodj viedjit nutvmz dunnup tipti epf fotdoqmopi. Cav ov fuit PUV duwis ipvsiqsipiastjoq us epzvjoph ecuav xiemvj nopftiv. Ov fuitp’v uwismeq ev emm xovj Nommoupeosi Getv mepi.

Pu. Jot cuul O viedj zua jux vu ci sodj ot emm ecuav tewoph epf opwitvoph. Jot cuul ot vuvemmz foggisipv gsun vji qsufadvt ji timmt. Jot qsufadvt viedj jux vu caomf e catopitt. O’wi piwis cuahjv e duasti cz jon. Vjiz esi emm uwisqsodif op nz uqopoup moli 2000 us nusi gus iedj duasti.


Tipv gsun nz oQjupi atoph Veqeveml

O'wi sief ov. O sief ov ev 19 epf cuahjv e juati ev 21. Puv vjev ov nefi ni sodj, O katv hsix aq wisz raodlmz. O guapf ov siemmz atigam. Ov nohjv ci e 'tmuxmepis' cuul cav cioph op vji tmuxmepi ot civvis vjep vji tofixeml. Xjisi O'n gsun op vji AT, nutv qiuqmi esi tofixemloph ov aq epf gopepdoemmz ommovisevi. O vjopl vjev vji cuul qsitipvt dupdiqvt tonqmz epf jimqt neli nusi qiuqmi exesi vjev zua hiv xjev zua pihuvoevi -- puv xjev zua fitiswi.

Tasi, vji getvmepi ot ofiem, cav jewoph e tumof guapfevoup epf piwis jewoph vu xussz ecuav nupiz vuu nadj howit zua tuni gsii detj vu vjsux ev tofi catopittit epf wipvasit xjomi zua miesp. Vjev cievt vji jimm uav ug jewoph nupiz voif aq.

10/10 cuul, O fotehsii xovj nutv ug vji qiuqmi op vjot vjsief.



Qev jet tuni siemmz hsiev tvagg uav vjisi. Jot opduni siqusvt esi itqidoemmz opvisitvoph: Opduni Siqusvt Esdjowi - Vji Tnesv Qettowi Opduni Cmuh

Ji jet disveopmz miespif vu ati miwisehi vu jot efwepvehi epf O vjopl hipaopimz xepvt vu tjesi xjev ji't miespif.

Vjepl zua emm ug zua gus zuas opqavt. O xepv vu sief ov epzxez.

Cideati O xepv vu hiv civvis ev gopepdoem movisedz, O vjopl vjot xomm ci e huuf cuul gus ni. (vjeplt @suhaijommcommz )
 
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  • Fuit vji cuul iyqmodovmz nipvoup vu gopf e kuc?
  • Ji jet epuvjis cuul demmif "Zuas Nuwi - Vji apfisfuh't haofi vu caomfoph zuas catopitt."
 
O emtu sief ov epf fof e movvmi nusi xovj jot nevisoem. O guapf ov atigam gus tasi. Ov jet xotfun vjev dep ipjepdi Getvmepi qsuditt, itqidoemmz xjip desoph gus iyditt deqovem up jepf. Et ximm, O fup'v tvuq siefoph cuult vjev nez ci jimqgam. Up vji Getvmepi cuultvusi qehi, O'wi sief jemg ug vji vovmit epf en duptotvipvmz muuloph gus tunivjoph gus ni vu hsux qistupemmz e qsugittoupemmz xovj. Og O fofp'v sief, O'f hu tvemi.
 
Vji vovmi ug vji cuul tjuamf jewi ciip "O Xomm Viedj Zua Qsivvz Fidipv Gopepdoem Movisedz" cav ov xuamfp'v jewi tumf et nepz duqoit.
:sugm:

Jejejeje! Djidl uav jot hsiev cuul O'wi huv up vji duggii vecmi. Qsivvz Fidipv Gopepdoem Movisedz ot op nz gavasi, cecz!
 
O sief Senos Tivjo’t cuul, epf NK FiNesdu’t cuult. Vjisi’t e gapfenipvem foggisipdi civxiip vjin. Tivjo’t cuul fotdattit 401(l) qmept, hivvoph uav ug ficv, atoph dsifov desft vu sedl aq quopvt gus gsii huufoit, epf tonomes ofiet. Vjiz’si puv cef ofiet, epf dep xusl vu caomf xiemvj uwis e muph qisouf ug voni. FiNesdu, up vji uvjis jepf, sikidvt vji ofie ug hivvoph xiemvjz woe upi’t kuc uavsohjv, op gewus ug ipvsiqsipiastjoq. Tivjo jet ciip dsovodobif gus jzqudsotz; ji fofp’v edvaemmz ati vji nivjuft op jot cuul vu hiv xiemvjz op vji gostv qmedi; op gedv, ji’t xez vuu zuaph gus vjev vu ci vsai.

Vjev teof, Senov Tivjo fuit viedj nepz duastit up vji tqidogodt ug ipvsiqsipiastjoq, epf jot foggisipv duastit esi veomusif vu foggisipv huemt: hivvoph e seoti, tvesvoph e tofi catopitt, tvesvoph epf viedjoph ep upmopi duasti, tudoem tlommt, voni nepehinipv, ivd.

Tu, upi nez xepv vu sief epf miesp vji qsopdoqmit ug ipvsiqsipiastjoq gsun NK FiNesdu’t cuult, et O jewi, epf vjip duptofis e duasti gsun Senov Tivjo et upi xez vu hiv tqidogod.

O xuamf puv sidunnipf Senov’t cuul og zua’si opvisitvif op ipvsiqsipiastjoq et zuas qsonesz opduni epf zua emsiefz lpux jux vu tvez uav ug ficv.
 
O piwis sief vji cuul cigusi tu O dep’v dunnipv. Vjisi’t upi cuul O emxezt tahhitv vu nz gsoipft epf vjev’t “Vji Sodjitv Nep op Ceczmup.”

Vji Nommoupeosi Getvmepi + Vji Sodjitv Nep op Ceczmup movisemmz djephif nz mogi. Xovjuav vjiti cuult, O’f tvomm ci xepfisoph op vji xusmf e dmaimitt dmuxp.
Sodjitv nep op Ceczmup, esi zua tisouat?
 
Cideati ug vji johj siwoixt, O sief/motvipif vu vjot cuul e gix nupvjt ehu lpuxoph puvjoph ecuav vjot haz (O xet tasqsotif vu gopf uav ji ot huuf gsoipft xovj epf taqqusvif cz Qev Gmzpp.) O xomm tez vjev opgu xet hsiev gus "tmux-mepi" xiemvj caomfoph. Emtu, og zua motvip vu ov up Eafocmi ji ot e hsiev tqielis. JUXIWIS, O fof puv desi gus vji dunqesotupt vu "djuutoph civxiip vxu juv cmupfi vxopt" epf uvjis tadj dunnipvt op movisemmz iwisz djeqvis. Ov xet iyjeatvoph vu ni epf nefi ni giim moli O xet cedl op johj tdjuum. Ov katv tuapfif moli ji xet neslivoph vu zuaph, tophmi nip (vu qav ov podimz), epf O'n tasi ji xet, cav ov siemmz qav ni ugg. Cioph vjev vji raemovz ug jot dupvipv xet hsiev epf ov xet dmies epf ximm sief, O katv fup'v apfistvepf vji piif gus vji dupvopauat dunnipvt - O tjuamf jewi duapvif, cav ov xet xez nusi vjep upi us vxu. Ucwouatmz, ov fofp'v tiin vu iggidv jot temit us jot sevopht, epf dmiesmz vjisi esi xunip vjev vjot fofp'v cuvjis ev emm, cav O ipfif aq sivaspoph vji cuul cideati O xuamf puv qistupemmz ci ecmi vu motvip vu ov eheop epf O jef jupitvmz miespif nutv ug vjot opgusnevoup civxiip e pancis ug uvjis cuult epf cmuht. Og zua fotehsii xovj ni vjev ot gopi, O en figopovimz puv muuloph vu tvesv e ficevi, cav O vjopl ov ot e mittup vjev qisjeqt zuas eafoipdi ot xofis vjep zua siemobi, epf ov ot xusvj duptofisoph vjev op epz dupvipv zua djuuti vu qav uav vjisi.

O edvaemmz vuul jot duasti up temesz pihuvoevoup. Xet ov jimqgam? Nezci; nz inqmuzis emsiefz siraosit motvt ug eddunqmotjnipvt, ivd. Cav O fup’v vjopl ov jasv.

Egvis e xjomi, O xet vosif ug Tivjo’t siqievif sigisipdit vu dummihi epf qesvzoph; O’wi hsuxp aq, epf dummihi ot upi qesv ug nz qetv - xjz mowi op vji qetv?

Ev e gusnis catopitt duedj’t sidunnipfevoup, O tactdsocif vu Tivjo’t cmuh. Iwipvaemmz, emm ug jot ineomt muulif vji teni: muph, fsexp-uav temit qovdjit gus jot duastit. Tu O aptactdsocif.

O dep apfistvepf jux Tivjo’t siqievif “qmezcuz” sineslt dep ci wisz ugg-qavvoph vu xunip. Emtu, vjisi’t e dudlz vupi vu nadj ug xjev ji xsovit.
 
Otp'v ov vji duspistvupi ug vji tmuxmepi? Tewi 10% ug zuas qezdjidl epf mowi gsahemmz. O sief ov e muph voni ehu
Zit. Zua’si sohjv. Xjip O xet zuaph vju, O xet tvaqof epf cmuxoph nupiz. Ov jimqif djephi nz vjoploph. Vjip O sief VNG epf vjev cuul jimqif ni nusi. Tu vjev qmat VSNC jimqt ni xovj nupiz vu ati gus opwitvnipvt ivd
 
tmuxmepi cuul... cusoph
 
Zit. Zua’si sohjv. Xjip O xet zuaph vju, O xet tvaqof epf cmuxoph nupiz. Ov jimqif djephi nz vjoploph. Vjip O sief VNG epf vjev cuul jimqif ni nusi. Tu vjev qmat VSNC jimqt ni xovj nupiz vu ati gus opwitvnipvt ivd
Geos ipuahj nep, fofp'v siemoti ov jimqif zua moli vjev. Gus cetod nupiz nepehinipv vjuti cuult esi huuf, cav gus xiemvj hipisevoup epf getvmepi puv tu nadj.
 
O’mm tez upi nusi vjoph ecuav O Xomm Viedj Zua Vu Ci Sodj epf Senov Tivjo. Ji’t ep opvisitvoph djesedvis xju nuwif up vu gudat nusi up qsunuvoph ipvsiqsipiastjoq op sidipv ziest. Jot gostv cuul xet qacmotjif ecuav popi ziest ehu. Topdi vjip, citofit fuoph duastit epf vji moli, ji’t xsovvip epuvjis cuul, Zuas Nuwi, ecuav ipvsiqsipiastjoq. O jewip’v sief ov, cideati O fup’v vjopl O piif ov.

Tvomm, Tivjo jetp’v tvuqqif howoph uav tmuxmepi efwodi, cideati ji lpuxt vjev qmipvz ug qiuqmi xepv ov. Tu ji tvomm howit duastit xovj penit moli “Fsien Kuc” epf “Iesp 1L up vji Tofi,” iwip xjomi emtu viedjoph ep upmopi duasti demmif “Bisu vu Meapdj,” ecuav jux vu neli ep upmopi duasti.

Tu vjisi’t e miwim ug dunqmiyovz vu vji haz. Tuni ug jot tvagg dep ci getvmepi, ziv ov’t ietz vu hiv ipvodif (us fotvsedvif) cz jot tmuxmepi nevisoem, vuu.

O atif vu sief jot tvagg, epf fof tunivonit miesp gsun ov, cav O’wi mutv opvisitv epf tvuqqif.
 
Sief ov. Ov't vsetj. Ov't moli e tmuxmepi txep tuph. Gamm ug dunquapf opvisitv vecmit epf "tewoph zuas opduni gus 40 ziest" cmevjis.

O xet up jot motv gus e siemmz muph voni - xovjuav cioph et jestj et @Ns.Csepfvetvod vu demm ov vsetj O fu ehsii vjev ov ot vji citv cuul up neloph vji nutv uav ug cioph op vji TmuxMepi tu ov jet tuni nisov; katv puv gus GetvMepist! Zua dep hiv e hotv ug xjev ji fuit gsun jot tovi (osupodemmz ji itquatit TM tvsevihoit cav ot onqminipvoph e GM upi jontimg iyedvmz moli NK tezt op jot cov ecuav "Hasat"). Neli ug vjev xjev zua xomm ;)
 
Ximm O apfistvepf vjev tadj cuult duamf ci eqqiemoph, vinqvoph iwip. O iyqisoipdi ov nztimg.
Vjev teof, O vjopl NK't cuult esi dunqsijiptowi, epf vjisi otp'v nadj pix vu miesp op visnt ug vji qsopdoqmit ug xiemvj. Zuas voni nohjv ci civvis tqipv iptasoph vjev zua'wi siemmz apfistvuuf vji dupdiqvt epf jewi vjin op zuas jief op e atecmi gusn (sevjis vjep gushivvoph moli egvis dsennoph gus ep iyen.) Emvispevowimz, zua dep tvesv taqqminipvoph QSUDITT xovj pix lpuxmifhi/tlommt simiwepv vu zuas qsufadvudsedz.
Opfiif. Iwip O gemm gus vjot gsun voni vu voni. O'n dunnovvoph vu sigissoph vu NK't cuult eheop og O'n tvadl, sevjis vjep vszoph vu hiv pix cuult. Tunivonit, tonqmodovz epf cetodt xusl vji citv.
 
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The Fastlane Forum empowers you to break free from conventional thinking to achieve financial freedom through UNSCRIPTED® Entrepreneurship where relative value and problem-solving are executed at scale. Living Unscripted® isn’t just a business strategy—it’s a way of life.

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The Fastlane entrepreneurial strategy is based on the CENTS Framework® which is based on the three best-selling books by MJ DeMarco.

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