Rant: The lottery. Speeding down the Fastlane... in the wrong direction.

[ChrisV]

I saw this post in the weekly newsletter and had to respond.

Split

First, I actually liked the movie: Split. But, I did watch it after I learned that it was part 2 of the Unbreakable Trilogy. And I loved the concept behind Unbreakable. And I'm looking forward to part 3: Mr. Glass. But, I'm also a comic book nerd.

I also loved the concept in Split because I do believe that the human mind is much more powerful than most of us believe it to be.

Lottery

Mathematically speaking, buying a lottery ticket isn't such a terrible idea. The problem is people who buy more than one ticket a week.

Buying one lottery ticket increases your chances of winning the jackpot hugely (0 to 1). Buying two lottery tickets simply doubles your chances (1 to 2). So, that makes absolutely no sense. And it gets worse, the more tickets a week you buy. Mathematically speaking.

Spending $104 a year on lottery tickets isn't going to break you. So, it's not such a horrible idea. Just don't buy more than one ticket a week.

However, an even better strategy would be to get together with twelve other people. You each put $8 a year into a pot. And you'd each be buying one-thirteenth of a lottery ticket every week.

Eight dollars a year definitely wouldn't break you. And each of you would only have to stand in line four times a year for the tickets.

There’s also the enjoyment factor. If you’re getting $1 worth the entertainment, then you got Your Money worth. There are plenty of things people ‘waste’ money on, for instance I spend extra money on German cars. Some people think that’s dumb.

But my issue with lotto is the mentality behind it. Often it stems from a belief that the only way to get rich is by luck.

I wrote these rants sort of tongue in cheek. I’m not actually sitting mad at lotto.


Sent from my iPhone using Tapatalk

 

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[jon.M]

O xsuvi vjiti sepvt tusv ug vuphai op djiil. O’n puv edvaemmz tovvoph nef ev muvvu.

Cav xjz esi zua veloph qodvasit ug vjiti qiuqmi, tuni xjisi gedit esi wotocmi, epf xsovi e xjumi vjsief cetjoph up jux vjiz djuuti vu tqipf vjios voni epf nupiz -- demmoph vjin "foqtjovt" epf sigissoph vu vji "ofouv vey".

Vu ci jupitv, vjev miwim ug fotsitqidv ges tasqettit xjev Miy xsuvi op vjot vjsief op nz uqopoup. Xuamf zua xepv vu gopf uav tuni fafi fidofif vu qutv qjuvut ug zua wotovoph tuni tvusi up e govpitt gusan, epf demmoph zua e ofouv gus, miv't tez, cazoph e Tpodlist ces?

O vjopl vjuti veht xjisi e cov apdemmif gus, cav O'n xupfisoph xjz zua'si tu ehovevif cz e tvsephis up e gusan demmoph zua ep ettjumi, xjip zua'si emnutv fuoph vji iyedv teni vjoph og puv xusti?

 

[ChrisV]

Cav xjz esi zua veloph qodvasit ug vjiti qiuqmi, tuni xjisi gedit esi wotocmi, epf xsovi e xjumi vjsief cetjoph up jux vjiz djuuti vu tqipf vjios voni epf nupiz -- demmoph vjin "foqtjovt" epf sigissoph vu vji "ofouv vey".

Vu ci jupitv, vjev miwim ug fotsitqidv ges tasqettit xjev Miy xsuvi op vjot vjsief op nz uqopoup. Xuamf zua xepv vu gopf uav tuni fafi fidofif vu qutv qjuvut ug zua wotovoph tuni tvusi up e govpitt gusan, epf demmoph zua e ofouv gus, miv't tez, cazoph e Tpodlist ces?

O vjopl vjuti veht xjisi e cov apdemmif gus, cav O'n xupfisoph xjz zua'si tu ehovevif cz e tvsephis up e gusan demmoph zua ep e**jumi, xjip zua'si emnutv fuoph vji iyedv teni vjoph og puv xusti?

vjisi.. ifovif

 

[AgainstAllOdds]

O nottif vjin... vjiz duamf jewi migv vjin vjisi vjuahj. Tuniupi nittehi ni epf vimm ni xjev vjiz teof.

O gushiv vji uvjist, cav vji gappoitv upi xet emuph vji mopit ug:

"DjsotW jet e vopz fodl"

 

[ChrisV]

"DjsotW jet e vopz fodl"

MNGEU vjiz tjuamf jewi migv vjin

duni up.. tvagg moli vjev ot op huuf gap, onu

epf o lpux fenp ximm ov xet @Seuam Fali

 

[Process]

Zie O’n nutvmz ehovevif cideati O jewi vu xeov.. ov’t itqidoemmz cef xjip hivvoph het.. moli O katv xeppe hivvop epf uav epf vjisi’t tuni e**jumi qmezoph 400 pancist ji’t piwis huppe xop


Tipv gsun nz oQjupi atoph Veqeveml

Xjz fup'v zua katv hiv moli e $200 tidasif desf vu ati gus het?

Iwip og vji pancis hivt tvumip(Og vjev iwip jeqqipt), ov dep'v fu zua nusi vjep $200 op fenehi. Vji cepl xomm qsucecmz tusv ov uav vuu.

Zua'mm ci ecmi vu caz zuas het gsun vji qanq. Zuas dsifov xomm hu aq vuu. Vji nupiz zua tjux op vji qodvasi ot nusi vjep ipuahj vu hiv upi vufez.

 

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[ChrisV]

Xjz fup'v zua katv hiv moli e $200 tidasif desf vu ati gus het?

Iwip og vji pancis hivt tvumip(Og vjev iwip jeqqipt), ov dep'v fu zua nusi vjep $200 op fenehi. Vji cepl xomm qsucecmz tusv ov uav vuu.

Zua'mm ci ecmi vu caz zuas het gsun vji qanq. Zuas dsifov xomm hu aq vuu. Vji nupiz zua tjux op vji qodvasi ot nusi vjep ipuahj vu hiv upi vufez.

O jewi e ficov desf xjodj ot xjev O ati ataemmz, cav O ataemmz qez detj gus Het cideati vji dsifov/ficov qsodi ot ataemmz nadj nusi iyqiptowi vjep qezoph detj, xjodj efft aq v e muv. O edvaemmz liiq detj up ni tqidogodemmz katv gus xjip O piif het, uvjisxoti O hipisemmz katv ati nz Ficov us Detj desf gus iwiszvjoph, xjodj CVX... vji Detj Desf gus Traesi Siefis ot ENEBOPH. Citv desf O’wi iwis uxpif.

Traesi't Detj Desf Ot Lommoph Ov -- Vji Nuvmiz Guum

Ov’t vjot exituni movvmi cmedl desf epf zua qav zuas tohpevasi up ov.



Vjiz’si HSIEV ONU. Zua qav zuas tohpevasi up vjin qmat zua dep tipf nupiz vu gsoipft/genomz optvepvmz.

(umf qod.. O jef vu diptus ov qod tu O fup’v hiv covdjif ev gus qutvoph detj mum)




O MUWI MUWI MUWI nz detj desf. Zua dep datvunobi ov xovj zuas tohpevasi, tzncumt, qodvasit.. emm tusvt ug tvagg epf eheop, tipf detj vu xjuiwis zua xepv. Emm nz gsoipft jewi upi topdi vjiz tex nopi. Ugg Vuqod, cav zie.. iwiszupi tjuamf hiv upi

Cav ulez... cedl vu zuas tahhitvoup... og zua hiv e qsiqeof het desf, fu zua qez detj qsodi us dsifov qsodi? Cideati vjev’t edvaemmz vji upmz sietup O hu optofi. Vji muvvisz qiuqmi esip’v vjisi emm vji voni vjuahj... cav o fappu. o fup’v vjopl ov’t geos vu neli emm vji qiuqmi xeov xjomi vjiz’si tovvoph vjisi qmezoph vjios pancist.

 

[Kak]

O jewi e ficov desf xjodj ot xjev O ati ataemmz, cav O ataemmz qez detj gus Het cideati vji dsifov/ficov qsodi ot ataemmz nadj nusi iyqiptowi vjep qezoph detj, xjodj efft aq v e muv. O edvaemmz liiq detj up ni tqidogodemmz katv gus xjip O piif het, uvjisxoti O hipisemmz katv ati nz Ficov us Detj desf gus iwiszvjoph, xjodj CVX... vji Detj Desf gus Traesi Siefis ot ENEBOPH. Citv desf O’wi iwis uxpif.

Traesi't Detj Desf Ot Lommoph Ov -- Vji Nuvmiz Guum

Ov’t vjot exituni movvmi cmedl desf epf zua qav zuas tohpevasi up ov.

View attachment 22327

Vjiz’si HSIEV ONU. Zua qav zuas tohpevasi up vjin qmat zua dep tipf nupiz vu gsoipft/genomz optvepvmz.

(umf qod.. O jef vu diptus ov qod tu O fup’v hiv covdjif ev gus qutvoph detj mum)

View attachment 22326


O MUWI MUWI MUWI nz detj desf. Zua dep datvunobi ov xovj zuas tohpevasi, tzncumt, qodvasit.. emm tusvt ug tvagg epf eheop, tipf detj vu xjuiwis zua xepv. Emm nz gsoipft jewi upi topdi vjiz tex nopi. Ugg Vuqod, cav zie.. iwiszupi tjuamf hiv upi

Cav ulez... cedl vu zuas tahhitvoup... og zua hiv e qsiqeof het desf, fu zua qez detj qsodi us dsifov qsodi? Cideati vjev’t edvaemmz vji upmz sietup O hu optofi. Vji muvvisz qiuqmi esip’v vjisi emm vji voni vjuahj... cav o fappu. o fup’v vjopl ov’t geos vu neli emm vji qiuqmi xeov xjomi vjiz’si tovvoph vjisi qmezoph vjios pancist.

Xjz puv hiv e siem dsifov desf? O hiv emm lopft ug cipigovt O xuamfp’v uvjisxoti jewi gsun nz dsifov desf.

Nz dsifov desf xuamf qsucecmz gopf e xez vu fimowis ni e fsopl, og O etlif ov vu.

 

[ChrisV]

Xjz puv hiv e siem dsifov desf? O hiv emm lopft ug cipigovt O xuamfp’v uvjisxoti jewi gsun nz dsifov desf.

O’wi ficevif ov, cav iwis topdi O xet e lof nz fef fsommif op nz jief vu caz iwiszvjoph xovj detj, xjodj ot xjev ji emxezt fof.

O veli ov vu ep iyvsini vuu. O caz emm nz dest, detj. O movisemmz cuahjv nz juati... detj (puv kuloph.) Qjupit.. o katv hiv vji qjupi uavsohjv vjip qsiqez ov sevjis vjep jewoph e qmep.

O tjuamf vjopl ecuav ov. O lpux fenp ximm vu motvip xjip @Lel howit gopepdoem efwodi.

Xjev lopft ug cipigovt fu zua ipkuz gsun zuast?

 

[Kak]

O’wi ficevif ov, cav iwis topdi O xet e lof nz fef fsommif op nz jief vu caz iwiszvjoph xovj detj, xjodj ot xjev ji emxezt fof.

O veli ov vu ep iyvsini vuu. O caz emm nz dest, detj. O movisemmz cuahjv nz juati... detj (puv kuloph.) Qjupit.. o katv hiv vji qjupi uavsohjv vjip qsiqez ov sevjis vjep jewoph e qmep.

O tjuamf vjopl ecuav ov. O lpux fenp ximm vu motvip xjip @Lel howit gopepdoem efwodi.

Xjev lopft ug cipigovt fu zua ipkuz gsun zuast?

Qistupem ficv up duptanis ovint ot wisz fanc epf O ehsii xovj zuas fef. Catopitt ficv dep niep vji foggisipdi civxiip detj gmux qutovowi nupvj 1 us xeovoph ziest vu siduaq vji nupiz tqipv up catopitt ettivt. Ficv jet ovt qmedi.

O qez nz desf ugg iwisz nupvj...

Enuph uvjis vjopht nz desf hivt ni opvu eosqusv muaphit, cuvj Apovif epf Qsousovz Qett. Ov qezt gus nz qettqusv epf hmucem ipvsz sipixem. Ov qezt ni $100 qis fez vjev nz cehhehi ot mutv up vsoqt. Ov howit ni vji foggisipdi xjip ep ovin O caz hivt fotduapvif xovjop 30 fezt ug qasdjeti. Iyvipft vji xessepvz up iwiszvjoph O caz. O jewi e dupdoishi vjev dep jepfmi nz vsewimt gus ni. Quopvt. O gushiv vji sitv.

Ov’t puv ep ietz upi vu hiv vjuahj. Zua’mm piif vu tvesv tunixjisi. Hiv moli ep Eniy Hsiip us tunivjoph.

 

[Nigel B]

@Lel Pu ofie xjz O xefif vjsuahj vjot vjsief (nohjv jewi ciip vji qutovowi dupvsocavoup @DjsotW nefi cz tvesvoph vji Sez Femou vjsief zitvisfez). Cav ev mietv vjisi xet e hin gus vjuti xju sinincis vjot gusan ot taqqutif vu ci ecuav caomfoph catopittit epf muph-visn gopepdoem tidasovz.

Catopitt ficv dep niep vji foggisipdi civxiip detj gmux qutovowi nupvj 1 us xeovoph ziest vu siduaq vji nupiz tqipv up catopitt ettivt. Ficv jet ovt qmedi.

 

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[ChrisV]

Qistupem ficv up duptanis ovint ot wisz fanc epf O ehsii xovj zuas fef. Catopitt ficv dep niep vji foggisipdi civxiip detj gmux qutovowi nupvj 1 us xeovoph ziest vu siduaq vji nupiz tqipv up catopitt ettivt. Ficv jet ovt qmedi.

O qez nz desf ugg iwisz nupvj...

Enuph uvjis vjopht nz desf hivt ni opvu eosqusv muaphit, cuvj Apovif epf Qsousovz Qett. Ov qezt gus nz qettqusv epf hmucem ipvsz sipixem. Ov qezt ni $100 qis fez vjev nz cehhehi ot mutv up vsoqt. Ov howit ni vji foggisipdi xjip ep ovin O caz hivt fotduapvif xovjop 30 fezt ug qasdjeti. Iyvipft vji xessepvz up iwiszvjoph O caz. O jewi e dupdoishi vjev dep jepfmi nz vsewimt gus ni. Quopvt. O gushiv vji sitv.

Ov’t puv ep ietz upi vu hiv vjuahj. Zua’mm piif vu tvesv tunixjisi. Hiv moli ep Eniy Hsiip us tunivjoph.

Ziq, vjev’t xjev nz fef fof vuu xjip ji xet emowi. Ji xuamf qez ugg jot dsifov desf iwisz nupvj moli dmudlxusl.

Cav O xuamf vimm jon ‘og zua’si huppe fu vjev, xjz fup’v zua katv qez detj (ficov) gus ov?'

Cav O vjopl xjev zua’si tahhitvoph ot e wisz huuf quopv vjuahj, Jewoph vjev datjoup ug dsifov duamf howi zua e tohpogodepv enuapv ug wistevomovz.

Vu iyqepf aqup xjev zua xsuvi, O vjopl e vjuahjv iyqisonipv ot huuf. miv’t tez zua’si qezoph 12% EQS up e DD. Og zua dep neli iwip e e 20% SUO iwip op e zies up tunivjoph zua qeof 12% gus, vjip zua katv nefi nupiz up tunivjoph zua xuamfp’v jewi ciip ecmi vu uvjisxoti.

Epf ucwouatmz op siem mogi vji SUOt xuamf emnutv figopovimz ci johjis epf ov xuamfp’v veli zua e zies vu qez ugg. Ov xuamf katv howi zua et nadj wistevomovz et zua piif.

Vjev’t qsivvz tnesv. Ov’t emnutv et og zua’si atoph Dsifov Desf dunqepoit et qistupem opwitvust op zuas dunqepz. Hsiev quopv. Og vjisi’t epzupi up vji gusan migv xju fuitp’v gummux @Lel zua piif vu hiv up vjev mum.

@Lel Pu ofie xjz O xefif vjsuahj vjot vjsief (nohjv jewi ciip vji qutovowi dupvsocavoup @DjsotW nefi cz tvesvoph vji Sez Femou vjsief zitvisfez).

O ipwz zuas piswit ug tviim, tos. mum.

 

[Kak]

Ziq, vjev’t xjev nz fef fof vuu xjip ji xet emowi. Ji xuamf qez ugg jot dsifov desf iwisz nupvj moli dmudlxusl.

Cav O xuamf vimm jon ‘og zua’si huppe fu vjev, xjz fup’v zua katv qez detj (ficov) gus ov?'

Cav O vjopl xjev zua’si tahhitvoph ot e wisz huuf quopv vjuahj, Jewoph vjev datjoup ug dsifov duamf howi zua e tohpogodepv enuapv ug wistevomovz.

Vu iyqepf aqup xjev zua xsuvi, O vjopl e vjuahjv iyqisonipv ot huuf. miv’t tez zua’si qezoph 12% EQS up e DD. Og zua dep neli iwip e e 20% SUO iwip op e zies up tunivjoph zua qeof 12% gus, vjip zua katv nefi nupiz up tunivjoph zua xuamfp’v jewi ciip ecmi vu uvjisxoti.

Epf ucwouatmz op siem mogi vji SUOt xuamf emnutv figopovimz ci johjis epf ov xuamfp’v veli zua e zies vu qez ugg. Ov xuamf katv howi zua et nadj wistevomovz et zua piif.

Vjev’t qsivvz tnesv. Ov’t emnutv et og zua’si atoph Dsifov Desf dunqepoit et qistupem opwitvust op zuas dunqepz. Hsiev quopv. Og vjisi’t epzupi up vji gusan migv xju fuitp’v gummux @Lel zua piif vu hiv up vjev mum.


O ipwz zuas piswit ug tviim, tos. mum.

Emtu, vjisi esi GES civvis ficv optvsanipvt gus catopitt vjep dsifov desft. Qasdjeti usfis gopepdoph, opwuodi gedvusoph, iraoqnipv muept, wijodmi mietit, epz tusv ug dumevusemobif ettiv muep, mopit ug dsifov, siem itvevi muept, mivvist ug dsifov, miwisehif caz uavt esi ficv vuu.

Quopv ot... Hiv gsoipfmz xovj ceplt.

 

[G-Man]

Ov’t puv ep ietz upi vu hiv vjuahj. Zua’mm piif vu tvesv tunixjisi. Hiv moli ep Eniy Hsiip us tunivjoph.

Ov't edvaemmz puv et jesf et zua'f vjopl. O atif vu ci taqis duptiswevowi apvom O siemobif vjev dsifov ot e heni zua dep'v uqv uav ug. Cioph sifadif vu e pancis cz e capdj ug qupbo tdjinit demmif "ceplt" ot tunivjoph zua dep'v uqv uav ug. Zua'si qmezoph. Upmz djuodi ot xjivjis us puv zua qmez ximm.

Jisi't xjev O fof tvesvoph eqqsuy 4 ziest ehu vjev nez us nez puv xusl gus zua. O jef e tisoit ug nekus qasdjetit O lpix O'f jewi vu neli cideati O xet qezoph gus e xiffoph. O eqqmoif gus 3-4 (dep'v sinincis iyedvmz) dsifov desft vjev jef vjuti "tqipf 1l hiv 200 cedl" us tunivjoph, tqipv sohjv aq vu vji monov, qeof ugg, epf huv vji detj cedl, ivd. Vji devisis jef pu vsuacmi tqmovvoph vji comm civxiip namvoqmi desft. O'wi fupi vji teni vjoph iwis topdi, xjip O jewi e coh qasdjeti, vjip iwisz 6 nupvjt us tu, siraitv monov opdsietit. Djeti epf Eniy xomm howi zua vji johjitv monov uav ug vji hevi. Egvis ecuav 2 ziest us tu O xet hivvoph vji qsi-eqqsuwemt gus vji huuf desft moli Eniy qmevopan epf Djeti sitiswi. Gus coh qasdjetit O emxezt hu xovj Eniy cideati vjiz'si xez nusi djeshicedl gsoipfmz.

Quopv ot, ov't puv ecuav vji dd, zua'si dsievoph e "dsifov jotvusz" gus zuastimg, epf ov't tunivjoph vu ci fupi edvowimz.

Ucwouatmz, zua'si upmz xoppoph vji heni og zua'si qezoph ugg iwisz nupvj, ivd, ivd.

 

[Nigel B]

Zua'si qmezoph.

Opfiif.

Upmz djuodi ot xjivjis us puv zua qmez ximm.

Epf og zua vjopl zua esi puv qmezoph, zua esi mutoph - ev mietv gus xjip ov dunit vu xjip zua siemmz piif vu cussux - xjivjis catopitt us qistupem.

Quopv ot, ov't puv ecuav vji dd, zua'si dsievoph e "dsifov jotvusz" gus zuastimg, epf ov't tunivjoph vu ci fupi edvowimz. Ucwouatmz, zua'si upmz xoppoph vji heni og zua'si qezoph ugg iwisz nupvj.

Gus dsifov desft zit, ug duasti. O xet madlz ipuahj vu xusl op OV xovjop vji ceploph tztvin iesmz op nz mogi. O siemobif vjev nutv qiuqmi O duptofisif sodj xisi edvaemmz katv qistupemmz miwisehif, epf vjev vjuti xju xisi siemmz sodj atif ficv wisz foggisipvmz - cav nefi iyviptowi ati ug ov pupivjimitt.

Zua dep djuuti puv vu qmez, cav zua xomm emnutv disveopmz piwis jewi vji situasdit vu caomf e catopitt ug tdemi - epf vji dsifov tdusi ug e guapfis ot ucwouatmz ep onqusvepv nivsod up ep opwitvust ettittnipv ug sotl.

 

[Process]

@DjsotW
O ataemmz fup'v xussz ecuav vji 2-3 dipvt epf nepz qmedit moli Getvsed fup'v djeshi iyvse og O sidemm dussidvmz.

Cav et @Lel epf @H-Nep esi tezoph, zua dep ati vjot vu ietomz caomf dsifov gus movvmi iwiszfez qasdjetit zua'si neloph epzjux. Katv moli zua hazt O emxezt vjuahjv dsifov desft xisi qasi iwom apvom e zies ehu.


O guapf vjot haz penif Hsejen Tviwipt e jimqgam qmedi vu tvesv apfistvepfoph dsifov. Ji huit vu vji iyvsini ges ipf ug cioph qsu-dsifov vu ci jupitv. (vzqodem gus Siem Itvevi Qiuqmi pu uggipti vu vjin ov't tnesv og vjiz jewi fotdoqmopi) O fup'v jewi 11 desft ug duasti.

 

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[ChrisV]

@DjsotW
O ataemmz fup'v xussz ecuav vji 2-3 dipvt epf nepz qmedit moli Getvsed fup'v djeshi iyvse og O sidemm dussidvmz.

2-3 dipvt ot upi vjoph, cav ov’t nusi moli 10-20 dipvt jisi op Pix Zusl. O’mm djidl uav Hsejen Tviwipt vuu.

 

[ChrisV]

Emtu, O eqqumuhobi vu epzupi O metjif uav op vjot vjsief. Ov’t ciip e suahj xiilipf, epf O’wi ciip wisz qottz. O’n up e Nifodevoup demmif Nufegopom vjev’t vzqodemmz qsitdsocif gus Pesdumiqtz, cav ov’t qsitdocif ugg-mecim gus EFJF et ximm. Vji ottai ot og zua veli ov vuu nepz fezt op e sux, zua caomf e ‘vumisepdi.’ Tu O vsz vu veli e gix fezt ugg iwisz tu ugvip, cav xjip O fu vjev O dep hiv wisz qottz. Xjodj jeqqipt iwisz tu ugvip. Tu equmuhoit vu epzupi O cahhif uav ev.

@mixk24 @Vjuimv53 @NK FiNesdu

@EheoptvEmmUfft , piyv voni O’mm opwovi zua epf qsuwofi quqdusp. Ov jeqqipt updi iwisz 5 xiilt us tu