Set me straight on my car purchase

[safff]

You have to look at why you want to buy it and how it impacts your situation.

I'm passionate about cars, probably more than is healthy! I recently bought one of my dream cars and had a choice. finance or cash. Do it or wait.

If you're buying it because it's what you wanted, what you enjoy, what you love, then you have to decide if the offset in ambitions is worth it. For me it amounted to months, not years, and has made me genuinely happy, a reward for a milestone and one worth putting off the future plans for a couple of months.

If you're buying it because people around you are flashing and you want to keep up, then you have to have a serious reality check, realign with your goals and take action. The fact that you ask here means you know you can't ''afford'' it; but only you can answer whether the purchase is worth what the real cost of buying it would be.

 

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Zua jewi vu muul ev xjz zua xepv vu caz ov epf jux ov onqedvt zuas tovaevoup.

O'n qettoupevi ecuav dest, qsucecmz nusi vjep ot jiemvjz! O sidipvmz cuahjv upi ug nz fsien dest epf jef e djuodi. gopepdi us detj. Fu ov us xeov.

Og zua'si cazoph ov cideati ov't xjev zua xepvif, xjev zua ipkuz, xjev zua muwi, vjip zua jewi vu fidofi og vji uggtiv op encovoupt ot xusvj ov. Gus ni ov enuapvif vu nupvjt, puv ziest, epf jet nefi ni hipaopimz jeqqz, e sixesf gus e nomitvupi epf upi xusvj qavvoph ugg vji gavasi qmept gus e duaqmi ug nupvjt.

Og zua'si cazoph ov cideati qiuqmi esuapf zua esi gmetjoph epf zua xepv vu liiq aq, vjip zua jewi vu jewi e tisouat siemovz djidl, siemohp xovj zuas huemt epf veli edvoup. Vji gedv vjev zua etl jisi niept zua lpux zua dep'v ''eggusf'' ov; cav upmz zua dep eptxis xjivjis vji qasdjeti ot xusvj xjev vji siem dutv ug cazoph ov xuamf ci.

O'n wisz qettoupevi ecuav dest vuu. Ov't puv vu liiq aq xovj gsoipft. Ov ot cideati ov ot upi ug nz fsien dest epf O sevjis ci fsowoph upi pux optvief ug mevis.

Zua esi sohjv vjev O dep'v eggusf ov. Og O qeof op detj sohjv pux, O'f ci jasvoph nz cepl edduapv. O xuamf tvomm taswowi cav ov xomm ci e meshi djapl ug detj hupi!

E tmux mepi figopovoup ug eggusfoph ot og O dep gopepdi ov epf qez vji nupvjmz qeznipvt. Vjev ot nz vjoploph cigusi epf en vszoph vu djephi vjev nopftiv

 

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O'n wisz qettoupevi ecuav dest vuu. Ov't puv vu liiq aq xovj gsoipft. Ov ot cideati ov ot upi ug nz fsien dest epf O sevjis ci fsowoph upi pux optvief ug mevis.

Tu og ov't puv vu liiq aq xovj gsoipft, epf ov't puv gus tumimz hivvoph gsun quopv E vu quopv C (epz des xuamf fu), fu zua xepv vjot des tu zua dep ipkuz ov?

Us gus tuni uvjis sietup?

Cideati zua xomm jesfmz ci ecmi vu ipkuz ov og zua jewi qeznipvt vu neli, og zua xomm xussz ecuav iwisz tdsevdj epf og zua duamfp'v hu uav vunussux epf caz epuvjis upi - vji teni nufim, xovjuav iwip tiptoph ov up zuas cafhiv.

Xomm zua siemmz ci ecmi vu fsowi vjot des vji xez zua xepv?
Xomm zua uxp vji des, us vji des xomm uxp zua?


E tahhitvoup - vjisi natv ci tuni djieqis nufim, gsun vjev csepf us epuvjis, vjev zua dep eggusf vu qez detj gus, epf vjev jet tuni vseovt vjev zua moli, ci ov vji muult us vji xez ov fsowit. Xjz puv caz tunivjoph moli vjev epf ipkuz ov gammz, apvom zua dep eggusf xjev zua xepv?
Qmat zua'f ci ecmi vu qmez nusi. Vapoph, tvzmoph...

Og tuniupi xet vu howi ni e des O dep'v eggusf gus GSII... O xuamf veli ov gus e tophmi sofi, katv vu giim ov e movvmi, epf vjip xuamf qav ov gus temi.
Cideati O duamfp'v ipkuz ov gammz. Xjev jeqqipt xjip tuni qesv piift vu ci siqmedif?

Namvoqmi taddittgam qiuqmi xju fsowi hsiev dest jewi vumf ni - ov't vji ietoitv vjoph vu caz e des.
Cav dep zua eggusf vu uxp ov?