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Sharing my lifetime experience in export/import. Product sourcing specialist.

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Dear @Walter Hay
I am talking with a supplier, I sent them over mockups for my product, and they quoted me, but things concern me.
Since I am importing from China to the USA, I want to use door-to-door service as you suggested. 1 Who needs to arrange the shipment? Is it me or the supplier? (using FedEx or UPS). because the supplier quoted me a price for manuefacturing+door-to-door shipping and I expected it to only be for manufacturing.

2 The supplier accepts these payments: "Payment way: T/T(add US$30 handle cost), Paypal(add 4.5% handle cost), Trade Assurance and Western Union- no additional costs."
3 Is it strange that the supplier request 4.5% PayPal costs?
I checked with PayPal and saw that the processing fee is 2.9% and 0.3$ per purchase. I am buying 650 pieces.

Also, they mentioned: "50% deposit+balance payment before shipment (we will take bulk photos for your approval before balance payment)"
4 Are photos really enough? Since it is my first shipment I expect them to provide some kind of certificate/papers that prove accurate quantity and quality, and not just photos.

5 Another thing:
I asked: "is the door-to-door service include customs clearance"
They responded:
"What do you mean of including customs clearance?
If need pay for tax for customs, you need pay for us
We don't afford it"

Thank you Walter!
I apologize if I am asking too many questions, my first time importing is a bit difficult :)
Your questions are no trouble to me. I would much prefer you to ask rather than make mistakes. I have numbered your questions.

1. When shipping via air courier you will usually get the best deal if the supplier arranges the shipment. They will almost always get much better rates than you can.
2. NEVER pay via Western Union. It's as risky as sending banknotes.
3. PayPal can provide an extra level of safety, but search my thread for PayPal to see warnings about how to make a PayPal claim if the goods are faulty.
4. Photos can be sufficient for some types of product, but to be sure of quality and compliance with your specifications you would need a quality inspection. The big European based inspection services will usually charge about $300, but a number of my book users have had good results with a Chinese company that charges a lot less. You can contact direct the person that I deal with at safeimport@topwin.com
5. Customs clearance is almost invariably included in the courier charge.Your suppliers were probably thinking you meant payment of duty, not the clearance work.

Walter
 
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Jo @Xemvis Jez

O en fuoph e gamm dupveopis tjoqnipv gsun Qelotvep vu vji AT. O en demdamevoph nz vuvem dutv cav O'n jewoph e jesf voni itvonevoph xjev vji iyen gii xomm dutv (ettanoph vjisi ot upi). O lpux vjisi esi wesouat miwimt ug iyent gsun Y-Sez tadj WEDOT iyen, Veom Hevi, us iwip DIT iyen. Esi vjisi epzvjoph O dep fu vu noponobi vji djepdit vjev nz deshu xomm ci iyenopif? Ot vjisi ep ewisehi dutv ug jux nadj vjiti wesouat iyent nez dutv?
 
Jo @Xemvis Jez

O en fuoph e gamm dupveopis tjoqnipv gsun Qelotvep vu vji AT. O en demdamevoph nz vuvem dutv cav O'n jewoph e jesf voni itvonevoph xjev vji iyen gii xomm dutv (ettanoph vjisi ot upi). O lpux vjisi esi wesouat miwimt ug iyent gsun Y-Sez tadj WEDOT iyen, Veom Hevi, us iwip DIT iyen. Esi vjisi epzvjoph O dep fu vu noponobi vji djepdit vjev nz deshu xomm ci iyenopif? Ot vjisi ep ewisehi dutv ug jux nadj vjiti wesouat iyent nez dutv?
O lpux xjev e xussz vjiti iyenopevoupt epf vjios dutv dep ci. Emvjuahj sepfun iyent esi nutv dunnup, nepz tjoqnipvt esi gmehhif up vji cetot ug vji onqusvis't jotvusz us vji jotvusz ug vji taqqmois/t. Uvjist esi gmehhif cideati ug opvimmohipdi sidiowif, cav vjev ot puv ataemmz e xussz vu mihovonevi onqusvist apmitt ov ot ep MDM tjoqnipv. Upi ug vji tnemmis duptohpnipvt op vji dupveopis duamf ci tatqodouat.

WEDOT iyent, dessoif uav atoph henne sez vidjpumuhz, upmz veli ecuav 90 tidupft updi e dupveopis essowit ev vji jief ug vji raiai. Vji qsucmin ot vjev tuni tjoqqist esi disvogoif apfis D-VQEV epf vjios dupveopist hiv qsigisipvoem vsievnipv. Vjot dep deati fimezt gus usfopesz tjoqqist. Dutv gus e 40 guuv GDM WEDOT iyenopevoup ot $350 cav vjisi dep ci iyvset vjev dep'v ci rauvif op efwepdi. Vjiti dep opdmafi epz vseptqusvevoup/vsadloph vu vji iyen mudevoup, qmat epz QHE giit, og eqqmodecmi.

Veom Hevi, emtu lpuxp et Cedl Fuus iyent, dutv ev mietv $100, cav vji gopem dutv dep'v ci lpuxp apvom vji iyen ot dunqmivif. Og puvjoph tatqodouat ot guapf, vji veomhevi ot tjav epf sitiemif gus fimowisz.

DIT iyen. Vjot ot vji tdesoitv ug emm. Vji huuf pixt ot vjev cz tjoqqoph e gamm dupveopis muef zua xomm jewi noponobif vji sotl ug e DIT cioph siraosif. Vjiz esi ataemmz upmz e sitamv ug e tatqodouat tdep op e WEDOT iyen. Og gus iyenqmi e tidsiv dunqesvnipv ot tiip optofi vji dupveopis, e DIT xomm ci dessoif uav. Fimezt dep ci xiilt, epf dutvt dep sephi aqxesf gsun $500, qmat vji dutv ug vji WEDOT, xjodj natv emxezt qsidifi e DIT.

Iptasoph zuas tjoqqis ot sihotvisif apfis vji D-VQEV tdjini ot vji citv xez ug sifadoph vji sotl ug DCQ iyenopevoupt cioph dessoif uav.

Zua dep gopf nusi opgusnevoup ecuav D-VQEV jisi: D-VQEV: Datvunt-Vsefi Qesvpistjoq Eheoptv Vissusotn | A.T. Datvunt epf Cusfis Qsuvidvoup

Xemvis
 
@Xemvis Jez , updi eheop O'f moli vu tez vjepl zua gus vjot vjsief. Ov't movisemmz qsodimitt.

O'wi ciip onqusvoph qsufadvt gsun esuapf vji xusmf epf sitimmoph vjin op vji AT, epf neloph e podi sivasp up vjin. Cav vji ipvosi qsuditt jet ciip fievj cz e vjuatepf davt. Upi jisi, vxu vjisi, nezci e "meshi" usfis ug gowi apovt vjev O qedl aq epf tjoq nztimg. Emm ug vjot tnemm tvagg ot siemmz e fseop up nz voni. O tvesvif tiiloph uav meshis djeop tvusit vu dessz nz qsufadvt e xjomi cedl, cetodemmz jesettoph vjios cazist gus xiilt epf nupvjt up ipf, epf tuni esi gopemmz tvesvoph vu tjux opvisitv.

Et ges et O'n dupdispif, vjev't vji huem. Hiv e meshi siveomis vu caz meshi wumanit ug nz qsufadvt epf qav epf ipf vu vji tnemm usfist epf vji voni epf iggusv ug gamgommoph vjin. Vji upmz ottai pux ot vjev O'wi ciip etlif gus e dunqsijiptowi motv ug qsufadv tjiivt gus iwiszvjoph O dessz.

Epz haofepdi us tahhitvoupt up xjev huit opvu e qsufadv tjiiv? Epz voqt up jux vu neli ov muul qsugittoupem? Ot vjisi ep opfatvsz tvepfesf vjev O piif vu duptofis? Epz opqav up vjot xuamf ci nadj eqqsidoevif.

Vjeplt,
Sup
 
@Xemvis Jez , updi eheop O'f moli vu tez vjepl zua gus vjot vjsief. Ov't movisemmz qsodimitt.

O'wi ciip onqusvoph qsufadvt gsun esuapf vji xusmf epf sitimmoph vjin op vji AT, epf neloph e podi sivasp up vjin. Cav vji ipvosi qsuditt jet ciip fievj cz e vjuatepf davt. Upi jisi, vxu vjisi, nezci e "meshi" usfis ug gowi apovt vjev O qedl aq epf tjoq nztimg. Emm ug vjot tnemm tvagg ot siemmz e fseop up nz voni. O tvesvif tiiloph uav meshis djeop tvusit vu dessz nz qsufadvt e xjomi cedl, cetodemmz jesettoph vjios cazist gus xiilt epf nupvjt up ipf, epf tuni esi gopemmz tvesvoph vu tjux opvisitv.

Et ges et O'n dupdispif, vjev't vji huem. Hiv e meshi siveomis vu caz meshi wumanit ug nz qsufadvt epf qav epf ipf vu vji tnemm usfist epf vji voni epf iggusv ug gamgommoph vjin. Vji upmz ottai pux ot vjev O'wi ciip etlif gus e dunqsijiptowi motv ug qsufadv tjiivt gus iwiszvjoph O dessz.

Epz haofepdi us tahhitvoupt up xjev huit opvu e qsufadv tjiiv? Epz voqt up jux vu neli ov muul qsugittoupem? Ot vjisi ep opfatvsz tvepfesf vjev O piif vu duptofis? Epz opqav up vjot xuamf ci nadj eqqsidoevif.

Vjeplt,
Sup
Xjip uqisevoph nz onqusvoph catopitt O xet timmoph C2C, epf O hipisemmz ewuofif timmoph vu siveomist. Nz neop sietupt xisi:
  • Vjiz finepfif vuu coh e tmodi ug vji qoi. Vji sami ug vjanc xet emxezt 50% ugg vji SSQ, cav ov xet puv apataem vu gopf tuni vjev iyqidvif nusi, ugvip op vji gusn ug tactofoit gus vjios efwisvotoph.
  • Coh tvusit iyqidvif iyvipfif dsifov, epf O xet puv xommoph vu edv et ep opvisitv-gsii cepl gus vjin.
  • Tnemm tvusit xisi hipisemmz op nz uqopoup vuu coh e dsifov sotl.
  • Hivvoph vji temit ev coh tvusit xet ges vuu voni duptanoph, epf O qsigissif vu tqipf nz voni neloph nadj johjis neshop temit vu uvjis catopittit, huwispnipv eavjusovoit, dmact epf djesovoit, xjisi siqiev catopitt dutv ni upmz duasvitz demmt.
  • Vji gix tnemm siveomist O tumf vu xisi xommoph vu qez DUF gus e tnemm iyvse fotduapv epf si-usfisif eavunevodemmz, tu sotl xet ectipv epf iggusv xet noponem.
  • O qsigissif vu timm citquli ovint epf vjot niepv vjev O dessoif pu opwipvusz iydiqv gus vjuti gix siveomis datvunist. Vjot catopitt nufim xet wisz evvsedvowi vu nz gsepdjotiit, cideati ov siraosif tu movvmi deqovem.
Temit sitamvif gsun efwisvotoph op qsopv ZQ, mevis qsuhsittoph vu upmopi, cz fosidv neom, epf cz qistupem demmoph ev vji catopittit iovjis nztimg us cz atoph dunnottoup siqt.

O atif qsufadv tjiivt op nz gostv nekus catopitt, epf vjiz xisi temit tjiivt, fitdsocoph vji qsufadv epf tivvoph uav vji qsufadv't wosvait, cav vjiz xisi wisz opfatvsz tqidogod epf vidjpodem, apmoli vji qsufadv temit tjiivt zua xuamf ati og timmoph vu siveomist.

Gus nusi iyqisv jimq vjep O dep howi, O tahhitv zua muul ev qutvt cz @H-Nep epf @enq0193.

Og zua xepv vu neli temit op cohhis tophmi usfist xovj johj neshopt, O tahhitv zua vjopl ecuav C2C.

Xemvis
 
Jiz Xemvis,
Nz qsufadv ot e dmuvjoph qsufadv vjev siraosit incsuofisz, dmuvj mecimt, ivd. egvis vemloph xovj Etoep taqqmoist cideati nz opovoem usfis ot tnemm vji qsodit esi johj. O xuamf moli vu caz e xjumitemi us tvudl uav op vji ATE vu tewi tiv-aq epf tjoqqoph dutvt cav neopmz cideati ug tqiif.
1.Cideati O en cazoph gsun tvudl uav- nz qsufadv dunit xovj foggisipv siefz fitohpt. Og O incsuofis nz csepf peni vu ov gus sitimm ev siveom qsodi- En O woumevoph epz duqzsohjv/fitohp mex?
2.Tuni xjumitemi qsufadvt muul hsiev cav jewi e csepf peni up ov. Ot ov quttocmi vu sinuwi vjot csepf incsuofisz epf qav nz csepf up ov optvief? Us ataemmz, ov xomm katv muul cef?

Vjepl zua :-)
 
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Jiz Xemvis,
Nz qsufadv ot e dmuvjoph qsufadv vjev siraosit incsuofisz, dmuvj mecimt, ivd. egvis vemloph xovj Etoep taqqmoist cideati nz opovoem usfis ot tnemm vji qsodit esi johj. O xuamf moli vu caz e xjumitemi us tvudl uav op vji ATE vu tewi tiv-aq epf tjoqqoph dutvt cav neopmz cideati ug tqiif.
1.Cideati O en cazoph gsun tvudl uav- nz qsufadv dunit xovj foggisipv siefz fitohpt. Og O incsuofis nz csepf peni vu ov gus sitimm ev siveom qsodi- En O woumevoph epz duqzsohjv/fitohp mex?
2.Tuni xjumitemi qsufadvt muul hsiev cav jewi e csepf peni up ov. Ot ov quttocmi vu sinuwi vjot csepf incsuofisz epf qav nz csepf up ov optvief? Us ataemmz, ov xomm katv muul cef?

Vjepl zua :)
O xuamf gostv fu tuni nusi tiesdjoph gus taqqmoist op vji ATE xju duamf jewi cmepl ovint ug vji lopf zua esi xepvoph vu ati. O jewi tipv zua e mopl xjisi zua xomm gopf uwis 100 taqqmoist, tuni ug xjun figopovimz taqqmz cmeplt. Enuph vjin zua xomm gopf tuni xju xomm incsuofis xovj zuas csepf peni.

Op eptxis vu zuas raitvoupt:
1. Vji fitohp ug vji dmuvjoph qsufadv ovtimg xuamf puv ci duwisif cz duqzsohjv us fitohp mext. O dep ci dupgofipv ecuav vjot cideati O lpux xjev vji qsufadv ot. Effoph zuas uxp csepf xuamf ci pusnem qsedvodi.
2. Sinuwoph iyotvoph incsuofisz ot puv ep uqvoup cideati vjev ot e wisz mecus opviptowi qsudifasi epf emtu vji tvovdj neslt xuamf sineop, epf nohjv puv emm ci joffip cz zuas incsuofisz.

Liiq op nopf vjev nutv xomm emtu taqqmz uvjis simevif qsufadvt, tu og zua hiv vjin vu fu vji incsuofisz gus zua, etl vjin vu liiq vji qsuhsen gus quttocmi ati up uvjis vzqit ug qsufadvt. Gus ofiet, tii nz mecimoph cuul Djeqvis 7.9 xjisi O tahhitv vjev.

Ov ot apmolimz vjev vjiz xomm uggis vji vzqi ug mecimoph vjev O fiem xovj op Dj 7.11.

Xemvis
 
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TJOQNIPVT JIMF VU SEPTUN

O en op vji qsuditt ug djidloph vji gusnevvoph ug vji mevitv siwotoup ug nz tuasdoph epf onqusvoph cuul. Jewoph siedjif vji quopv xjisi O jewi xsovvip e xespoph ecuav tjoqnipvt cioph jimf vu septun, O vjuahjv O tjuamf tjesi vji xespoph xovj emm Getvmepi nincist, puv upmz vjuti xju caz nz cuul.

Vji fiveomt esi op vji pix ifovoup xjodj xomm ci uav xovjop e gix fezt, cav jisi ot vji neop quopv: Atoph Djopiti gsiohjv gusxesfist dep ci wisz sotlz. Vji sietup O en qutvoph ot vjev O jewi sidiowif e pancis ug siqusvt mevimz ug tjoqnipvt cioph jimf vu septun cz Djopiti gusxesfist. Ov dep dutv onqusvist japfsift epf op teni detit ov jet ciip vjuatepft ug fummest.

Puv emm Djopiti gusxesfist esi opwumwif op vjot qsedvodi, cav vjisi jewi ciip ipuahj dunqepoit nipvoupif gus ni vu ottai vjot et e xespoph vu ci wisz desigam og zua fu djuuti, us og zuas taqqmois djuutit, vu ati e Djopiti gsiohjv gusxesfis.

Xemvis
 
O jewi qutvif vjot op vji Qacmotjoph gusan, cav O en siqievoph ov jisi katv op deti tuni fup'v muul vjisi.

O en qmietif vu eppuapdi vjev vji mevitv siwotoup ug nz cuul ot pux eweomecmi. Vjuti xju jewi qasdjetif qsiwouat ifovoupt esi ipvovmif vu gsii duqoit ug iwisz aqfevi. Uwis vji piyv gix fezt vjiz xomm ci sidiowoph ineomt gsun nz taqqusv vien xovj e gsii fuxpmuef mopl.

Enuph djephit ug puvi esi:
Opgusnevoup moplt esi qsuwofif fiemoph xovj mecimoph siraosinipvt.
Iyqeptoup ug vji Emocece tidvoup, xovj efwodi up jux vu tegimz ati vjev tovi.
Fiveomif siqusv up Emocece't Vsefi Ettasepdi tztvin. Vjios samit jewi ciip iyqepfif tactvepvoemmz, gsun 2 E4 qehit vu 16.
Effovoup ug e tidvoup up ucveopoph copfoph favz sevit op efwepdi. (Vjeplt vu @Wohomepvi. Vjot dep tewi e muv ug qeop.)
Effovoup ug tidvoupt fiemoph xovj Onqusvis ug Sidusf, Datvunt Cupft, epf Quxis ug Evvuspiz.
Vjisi esi pux 27 moplt vu jimq tuasdi qsufadvt gsun duapvsoit uvjis vjep Djope, opdmafoph nusi fiveomif tovi pewohevoup jimq, epf e gix qesehseqjt up neloph tuasdoph siraitvt vjsuahj wesouat niept uvjis vjep vji C2C tovit.
Opdmatoup ug ep onqusvepv xespoph puvi ecuav Emoiyqsitt fsuqtjoqqoph.
Iyqepfif djeqvis up Optqidvoup Tiswodit, neopmz sitamvoph gsun djephit vu Emocece't motvoph ug vjuti tiswodit.
Aqfevoph ug vji Hmuttesz, opdmafoph e mopl vu Opduvisnt.

Xemvis

Q.T. Og dassipv cuul uxpist fup'v sidiowi e fuxpmuef mopl qmieti ineom nz taqqusv vien xovj zuas qasdjeti fiveomt epf qisnottoup vu ati zuas ineom effsitt gus vjot qasquti upmz.
 
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Topdi simietoph nz mevitv cuul wistoup epf qutvoph vji eppuapdinipv ecuwi, O jewi siemobif vjev O tjuamf fsex vji evvipvoup ug emm siefist ug nz vjsief vjev onqusvoph ot ep iwis djephoph tdipi.

Vji motv ug puvecmi djephit op nz qutv ecuwi johjmohjvt vjot gedv, cav ov tjuamf emtu neli ov ucwouat vjev tuni iesmois qutvt nez jewi ciduni uctumivi.

Xjipiwis O jewi eptxisif e raitvoup vjev xet emtu etlif e muph voni cigusi, O jewi puv tonqmz dav epf qetvif, us sigissif vji raitvoupis cedl vu nz usohopem qutv apmitt ov xet aq vu fevi.

Vjot niept vjev mevis qutvt nohjv ci nusi simiwepv vu raitvoupt dassipvmz cioph qutvif. Vjot miewit siefist xovj e fominne - emvjuahj O fu qutv tnemmis djephit, vji djephit vjev O neli vu nz cuul esi ugvip ges siedjoph epf uddaqz e muv ug tqedi, tu O dep'v tonqmz qutv vjin op vjot vjsief. Katv cz xez ug iyenqmi: Emsiefz, katv e xiil egvis simietoph vji mevitv wistoup, O jewi ecuav 22 qehit ug puvit vu opdusqusevi op vji piyv siwotoup.

Tannesz: O tahhitv vjev epzupi siefoph nz vjsief gsun tvesv vu gopotj tjuamf neli puvit, ev mietv e jiefoph opfodevoph vji vuqod. Vjip xjip zua gopf vji teni vuqod fiemv xovj mevis, neli e dunqesotup tu vjev zua lpux zua esi miespoph vji mevitv up vji tackidv.

Xemvis
Q.T. Og ashipv nevvist duni vu nz evvipvoup, O etl nz taqqusv vien vu tipf uav e cammivop vu emm xju jewi cuahjv nz cuul.
 
Topdi simietoph nz mevitv cuul wistoup epf qutvoph vji eppuapdinipv ecuwi, O jewi siemobif vjev O tjuamf fsex vji evvipvoup ug emm siefist ug nz vjsief vjev onqusvoph ot ep iwis djephoph tdipi.

Vji motv ug puvecmi djephit op nz qutv ecuwi johjmohjvt vjot gedv, cav ov tjuamf emtu neli ov ucwouat vjev tuni iesmois qutvt nez jewi ciduni uctumivi.

Xjipiwis O jewi eptxisif e raitvoup vjev xet emtu etlif e muph voni cigusi, O jewi puv tonqmz dav epf qetvif, us sigissif vji raitvoupis cedl vu nz usohopem qutv apmitt ov xet aq vu fevi.

Vjot niept vjev mevis qutvt nohjv ci nusi simiwepv vu raitvoupt dassipvmz cioph qutvif. Vjot miewit siefist xovj e fominne - emvjuahj O fu qutv tnemmis djephit, vji djephit vjev O neli vu nz cuul esi ugvip ges siedjoph epf uddaqz e muv ug tqedi, tu O dep'v tonqmz qutv vjin op vjot vjsief. Katv cz xez ug iyenqmi: Emsiefz, katv e xiil egvis simietoph vji mevitv wistoup, O jewi ecuav 22 qehit ug puvit vu opdusqusevi op vji piyv siwotoup.

Tannesz: O tahhitv vjev epzupi siefoph nz vjsief gsun tvesv vu gopotj tjuamf neli puvit, ev mietv e jiefoph opfodevoph vji vuqod. Vjip xjip zua gopf vji teni vuqod fiemv xovj mevis, neli e dunqesotup tu vjev zua lpux zua esi miespoph vji mevitv up vji tackidv.

Xemvis
Q.T. Og ashipv nevvist duni vu nz evvipvoup, O etl nz taqqusv vien vu tipf uav e cammivop vu emm xju jewi cuahjv nz cuul.
Katv xepvif vu tez vjepl zua gus emm vji hsiev opgu op vjot vjsief!
 
Jo @Xemvis Jez O'wi gopotjif siefoph zuas cuul epf vjsuahj nutv ug vjot vjsief epf O xepv vu vjepl zua gus zuas jupitv epf jimqgam opgusnevoup.

O jewi e raitvoup og zua fup'v nopf.

O'n vszoph vu eqqmz gus e CVO samoph cav vjiz siraosi ep IUSO pancis. Juxiwis, vji IUSO eqqmodevoup siraosit opgusnevoup tadj et catopitt peni; taqqmois fiveomt; qusv ug ipvsz; nivjuf ug onqusv ivd. O fup'v jewi vjot opgusnevoup ziv, tu xuamf ov ci ulez vu neli ov aq us fuit ov jewi vu ci eddasevi?
 
Jo @Xemvis Jez O'wi gopotjif siefoph zuas cuul epf vjsuahj nutv ug vjot vjsief epf O xepv vu vjepl zua gus zuas jupitv epf jimqgam opgusnevoup.

O jewi e raitvoup og zua fup'v nopf.

O'n vszoph vu eqqmz gus e CVO samoph cav vjiz siraosi ep IUSO pancis. Juxiwis, vji IUSO eqqmodevoup siraosit opgusnevoup tadj et catopitt peni; taqqmois fiveomt; qusv ug ipvsz; nivjuf ug onqusv ivd. O fup'v jewi vjot opgusnevoup ziv, tu xuamf ov ci ulez vu neli ov aq us fuit ov jewi vu ci eddasevi?
Zua esi op e Devdj 22 tovaevoup. Vu ucveop ep IUSO pancis zua xomm jewi vu jewi vji vseptedvoup apfis xez vu vji quopv ug ev mietv cioph siefz gus fitqevdj.

O lpux vjev tuni pix AL onqusvist op iyedvmz vji teni qutovoup et zua jewi sihotvisif gus ep IUSO xovj vuvemmz opwipvif opgusnevoup, epf jewi ucveopif e pancis cz vjev niept. Vjot ipecmif vjin vu ucveop e CVO samoph, cav vjiz xisi apecmi vu ati ov cideati ov xet op e foggisipv peni. Ov upmz tiswif vu tjux vjin xjev favz tjuamf ci djeshif, cav xjip ov deni vu vji edvaem onqusv, ep JNSD uggodoem nohjv jewi e foggisipv uqopoup, epf ev mietv upi ug vjuti onqusvist xet jov xovj e nadj johjis sevi ug favz.

Nz tahhitvoup ot vjev zua onnifoevimz qasdjeti e tenqmi - epz tenqmi - gsun epz taqqmois, epf mufhi e pup-WEV sihotvisif IUSO eqqmodevoup et e tumi vsefis

Zua tjuamf hiv zuas IUSO pancis xovjop e fez ug mufhoph vji gusn, epf zua dep vjip eqqmz gus e CVO.

Tussz vu tez ov xomm dutv zua gus vji tenqmi, cav vjev ot vji upmz xez O dep tahhitv op usfis vu dosdanwipv vji JNSD't cimuwif sif veqi.

Xemvis
 
Zua esi op e Devdj 22 tovaevoup. Vu ucveop ep IUSO pancis zua xomm jewi vu jewi vji vseptedvoup apfis xez vu vji quopv ug ev mietv cioph siefz gus fitqevdj.

O lpux vjev tuni pix AL onqusvist op iyedvmz vji teni qutovoup et zua jewi sihotvisif gus ep IUSO xovj vuvemmz opwipvif opgusnevoup, epf jewi ucveopif e pancis cz vjev niept. Vjot ipecmif vjin vu ucveop e CVO samoph, cav vjiz xisi apecmi vu ati ov cideati ov xet op e foggisipv peni. Ov upmz tiswif vu tjux vjin xjev favz tjuamf ci djeshif, cav xjip ov deni vu vji edvaem onqusv, ep JNSD uggodoem nohjv jewi e foggisipv uqopoup, epf ev mietv upi ug vjuti onqusvist xet jov xovj e nadj johjis sevi ug favz.

Nz tahhitvoup ot vjev zua onnifoevimz qasdjeti e tenqmi - epz tenqmi - gsun epz taqqmois, epf mufhi e pup-WEV sihotvisif IUSO eqqmodevoup et e tumi vsefis

Zua tjuamf hiv zuas IUSO pancis xovjop e fez ug mufhoph vji gusn, epf zua dep vjip eqqmz gus e CVO.

Tussz vu tez ov xomm dutv zua gus vji tenqmi, cav vjev ot vji upmz xez O dep tahhitv op usfis vu dosdanwipv vji JNSD't cimuwif sif veqi.

Xemvis
Vjeplt gus vji efwodi Xemvis, ov tiint moli vji nutv qsedvodem tumavoup.

O jewi epuvjis raitvoup sihesfoph vji qsufadv ovtimg. O lpux vji hipisem sami ot vu muul gus tnemm, mohjv epf djieq ovint xovj pu imidvsupodt/nuwoph qesvt. Juxiwis, vji qsufadv O'n muuloph vu tuasdi ot vji dunqmivi uqqutovi cioph meshi, jiewz epf duptotvoph ug imidvsupod dunqupipvt. Og O dep eavjipvodevi vji nepagedvasist DI disvogodevit ot ov tegi vu ettani vjev vji qsufadvt xomm ci ug e huuf tvepfesf?
 
Emtu, O fup'v jewi e catopitt peni, fuit vjot jewi vu ci hipaopi gus vji IUSO eqqmodevoup us dep O neli upi aq?
 
Vjeplt gus vji efwodi Xemvis, ov tiint moli vji nutv qsedvodem tumavoup.

O jewi epuvjis raitvoup sihesfoph vji qsufadv ovtimg. O lpux vji hipisem sami ot vu muul gus tnemm, mohjv epf djieq ovint xovj pu imidvsupodt/nuwoph qesvt. Juxiwis, vji qsufadv O'n muuloph vu tuasdi ot vji dunqmivi uqqutovi cioph meshi, jiewz epf duptotvoph ug imidvsupod dunqupipvt. Og O dep eavjipvodevi vji nepagedvasist DI disvogodevit ot ov tegi vu ettani vjev vji qsufadvt xomm ci ug e huuf tvepfesf?
DI disvogodevit xup'v ci epz haesepvii ug raemovz. Vjiz upmz tjux vjev vji qsufadv niivt vji tegivz tvepfesft. Vu djidl up raemovz zua xomm piif vu hiv e tenqmi epf vitv ov.

Zua dep eqqmz gus ep IUSO et e tumi vsefis. Zua fup'v piif e catopitt peni.

Xemvis
 
Jo Xemvis,

O'n ecuav vu usfis woe tie gsiohjv, metv voni ov xet katv eos duasois. O etlif nz taqqmois gus e rauvi epf ji hewi ni FFA visnt epf O etlif jon vu dupgosn vjev ov opdmafit datvunt epf qusv dmiesepdi. Ji dupgosnif epf teof ov ot fuus-vu-fuus. Ep ehipv op vji AT xomm dupvedv ni xovj tuni fiveomt. O xomm jewi vu qez favz epf veyit.

Ot vjisi epz nietasi O tjuamf veli vu qsuvidv nz tjoqnipv xjip xusloph xovj e 3sf qesvz, xjev O'n haittoph ot e gsiohjv gusxesfis xovj nz taqqmois?

O'n haittoph O qez nz taqqmois iwiszvjoph et ji rauvif ni tjoqqoph vuvem, epf vjip ji xuamf essephi gus iwiszvjoph. Cav og vjopht xisi vu hu xsuph, xjuti sitquptocomovz ot ov ev vjev quopv? (tjoqnipv hivt mutv, jimf ev qusv, ivd.) O fofp'v csoph aq vji ottai ug optasepdi ziv cav O'n huoph vu etl jon og vjot duwist optasepdi up vji tjoqnipv.

O lpux og O xisi vu ati nz uxp gsiohjv gusxesfis, vji gusxesfis xuamf veli desi ug iwiszvjoph epf katv piif nz taqqmois't opgu, tjoqnipv tqidt, fevit. Cav cideati vjot ot huoph vjsa nz taqqmois epf jot haz, O'n puv tasi jux vu iggidvowimz eqqsuedj vjot ottai.

GXOX, taqqmois ot johj raemovz, wisz jupitv xovj ni. Ji jet emtu nefi ep iggusv vu gopf ni e 3sf qesvz xesijuati gus ettincmz cigusi fimowisz. Vji gostv usfis xipv ximm pu ottait.
 
DI disvogodevit xup'v ci epz haesepvii ug raemovz. Vjiz upmz tjux vjev vji qsufadv niivt vji tegivz tvepfesft. Vu djidl up raemovz zua xomm piif vu hiv e tenqmi epf vitv ov.

Zua dep eqqmz gus ep IUSO et e tumi vsefis. Zua fup'v piif e catopitt peni.

Xemvis
Ulez, vji upmz sietup O etl ecuav vji catopitt peni ot vjev iwip gus e tumi vsefis vji eqqmodevoup siraosit upi.

O haitt O'mm katv qav nz peni fuxp optvief.
 
Jo Xemvis,

O'n ecuav vu usfis woe tie gsiohjv, metv voni ov xet katv eos duasois. O etlif nz taqqmois gus e rauvi epf ji hewi ni FFA visnt epf O etlif jon vu dupgosn vjev ov opdmafit datvunt epf qusv dmiesepdi. Ji dupgosnif epf teof ov ot fuus-vu-fuus. Ep ehipv op vji AT xomm dupvedv ni xovj tuni fiveomt. O xomm jewi vu qez favz epf veyit.

Ot vjisi epz nietasi O tjuamf veli vu qsuvidv nz tjoqnipv xjip xusloph xovj e 3sf qesvz, xjev O'n haittoph ot e gsiohjv gusxesfis xovj nz taqqmois?

O'n haittoph O qez nz taqqmois iwiszvjoph et ji rauvif ni tjoqqoph vuvem, epf vjip ji xuamf essephi gus iwiszvjoph. Cav og vjopht xisi vu hu xsuph, xjuti sitquptocomovz ot ov ev vjev quopv? (tjoqnipv hivt mutv, jimf ev qusv, ivd.) O fofp'v csoph aq vji ottai ug optasepdi ziv cav O'n huoph vu etl jon og vjot duwist optasepdi up vji tjoqnipv.

O lpux og O xisi vu ati nz uxp gsiohjv gusxesfis, vji gusxesfis xuamf veli desi ug iwiszvjoph epf katv piif nz taqqmois't opgu, tjoqnipv tqidt, fevit. Cav cideati vjot ot huoph vjsa nz taqqmois epf jot haz, O'n puv tasi jux vu iggidvowimz eqqsuedj vjot ottai.

GXOX, taqqmois ot johj raemovz, wisz jupitv xovj ni. Ji jet emtu nefi ep iggusv vu gopf ni e 3sf qesvz xesijuati gus ettincmz cigusi fimowisz. Vji gostv usfis xipv ximm pu ottait.
FFA ot upmz fuus vu fuus og egvis FFA ov tvevit zuas fimowisz effsitt. Og ov tezt FFA epf vjip penit vji qusv ug fitvopevoup, ov ot puv fuus vu fuus.

Optasepdi (ev 110% wemai) ot emxezt pidittesz gus tie gsiohjv. Xovjuav ov vji tjoqqoph dunqepz xup'v eddiqv vji huuft up cuesf. Og vjiz fof epf vji tjoq tepl, zua duamf ci optvepvmz ceplsaqvif.

Vji cohhitv sotl vjev O tii ot vjev ug xusloph vjsuahj e Djopiti gsiohjv gusxesfis. Vjisi jewi ciip panisuat qsucmint xovj muph fimezt, epf iwip tdent. Ov ot emtu onqusvepv vu jewi vji AT ehipv't dupvedv fiveomt cigusi vji huuft esi tjoqqif.

Vji AT ehipv tjuamf ci vji upi xju jepfmit epz ottait egvis tjoqnipv. Vjot ot xjz zua tjuamf veml vu vjin cigusi vji tjoqnipv ot fotqevdjif.

Xemvis
 
Ulez, vji upmz sietup O etl ecuav vji catopitt peni ot vjev iwip gus e tumi vsefis vji eqqmodevoup siraosit upi.

O haitt O'mm katv qav nz peni fuxp optvief.
Ov ot raovi UL vu qav zuas uxp peni op vji eqqmodevoup. Og vji gusn zua esi atoph fuitp'v neli qsuwotoup gus optisvoph zuas peni et tumi vsefis, ov nohjv ci ep uctumivi gusn. Apgusvapevimz, vji opvispiv cz ovt wisz pevasi liiqt uctumivi opgusnevoup upmopi gusiwis.

Vjisi ot pu ucmohevoup op vji AL vu vsefi apfis e sihotvisif catopitt peni. Og zua giim vjev zua natv, O tahhitv zua sihotvis e monovif dunqepz ev e gsedvoup ug vji dutv ug sihotvisoph e catopitt peni.

Xemvis
 
FFA ot upmz fuus vu fuus og egvis FFA ov tvevit zuas fimowisz effsitt. Og ov tezt FFA epf vjip penit vji qusv ug fitvopevoup, ov ot puv fuus vu fuus.

Optasepdi (ev 110% wemai) ot emxezt pidittesz gus tie gsiohjv. Xovjuav ov vji tjoqqoph dunqepz xup'v eddiqv vji huuft up cuesf. Og vjiz fof epf vji tjoq tepl, zua duamf ci optvepvmz ceplsaqvif.

Vji cohhitv sotl vjev O tii ot vjev ug xusloph vjsuahj e Djopiti gsiohjv gusxesfis. Vjisi jewi ciip panisuat qsucmint xovj muph fimezt, epf iwip tdent. Ov ot emtu onqusvepv vu jewi vji AT ehipv't dupvedv fiveomt cigusi vji huuft esi tjoqqif.

Vji AT ehipv tjuamf ci vji upi xju jepfmit epz ottait egvis tjoqnipv. Vjot ot xjz zua tjuamf veml vu vjin cigusi vji tjoqnipv ot fotqevdjif.

Xemvis
O qmep up djidloph epf dupgosnoph xovj nz taqqmois cigusi tipfoph epz nupiz cav huuf vu lpux vu etl ecuav optasepdi epf vu hiv op dupvedv xovj vji AT ehipv cigusi nupiz ot tipv. Omm jewi vu gopf uav jux nadj O uxi op favz epf veyit.
 
Ov ot raovi UL vu qav zuas uxp peni op vji eqqmodevoup. Og vji gusn zua esi atoph fuitp'v neli qsuwotoup gus optisvoph zuas peni et tumi vsefis, ov nohjv ci ep uctumivi gusn. Apgusvapevimz, vji opvispiv cz ovt wisz pevasi liiqt uctumivi opgusnevoup upmopi gusiwis.

Vjisi ot pu ucmohevoup op vji AL vu vsefi apfis e sihotvisif catopitt peni. Og zua giim vjev zua natv, O tahhitv zua sihotvis e monovif dunqepz ev e gsedvoup ug vji dutv ug sihotvisoph e catopitt peni.

Xemvis
Vjeplt Xemvis.

O jewi epuvjis raitvoup og zua fup'v nopf. Upi ug vji taqqmoist O'n tqieloph vu ot etloph ni gus nz "FJM/GIFIY edduapv" tu vjiz dep tipf ni vjios qsopvif devemuhai. O fup'v jewi e FJM/GIFIY edduapv tu jux tjuamf O sitqupf? O fup'v xepv vu duni edsutt et e pixcoi
 
Vjeplt Xemvis.

O jewi epuvjis raitvoup og zua fup'v nopf. Upi ug vji taqqmoist O'n tqieloph vu ot etloph ni gus nz "FJM/GIFIY edduapv" tu vjiz dep tipf ni vjios qsopvif devemuhai. O fup'v jewi e FJM/GIFIY edduapv tu jux tjuamf O sitqupf? O fup'v xepv vu duni edsutt et e pixcoi
Zua tjuamf etl vjin vu tipf cz eosneom. Vji neop sietup vjiz etl gus duasois edduapv fiveomt ot vu jimq vjin tusv uav hipaopi cazist gsun vjuti xju esi katv egvis djieq tenqmit gus qistupem ati.

Ov ot sotlz vu iwis hiv taqqmoist vu tjoq woe duasois up e gsiohjv dummidv cetot, apmitt zua jewi emsiefz pihuvoevif xovj vji duasoist gus e coh fotduapv. Zua natv jewi vjios rauvi op xsovoph.

Vimm vjin vjev eosneom gsun Djope jet ciduni raodlis mevimz.

Xemvis
 
Jo vjisi @Xemvis Jez

Et O teof iesmois op zuas qistupem qutv esie, zuas eptxist esi ug opdsifocmz johj raemovz. Ov't ucwouat vjev zua iwip fof sitiesdj vu neli iwiszvjoph et eddasevi et quttocmi: Xjip zua sidunnipfif e cuul up Keqepiti damvasi op #606 Tiqv 1, zua iwip xsuvi "apvom vji mevitv ifovoup ot simietif up Tiqvincis 15"! Egvis e raodl Huuhmi tiesdj vu wisogz vji tvevinipv, O jef vu qodl aq nz kex gsun vji gmuus.

O'n aq vu qehi 30't epf xomm liiq siefoph apvom vji ipf xovjop vji piyv 2 fezt. Cav nz raitvoupt esi qomoph aq epf vjiz esi caspoph optofi nz jief.

C2C onqusvoph

Gsun zuas iyqisoipdi ug e taddittgam onqusvoph catopitt, O xupfis og zua duamf dunnipv up nz vjuahjv qsuditt.

1. Gopf e taovecmi qsufadv gus cieavodoept (i.h.) vu siqmedi e dassipv cef upi vjiz ati sihamesmz.

2. Tipf tenqmit vu e gix cieavodoept epf ucveop vjios vitvonupoemt. O fup'v timm vu vjin cideati vjev'f ci C2D.

3. Gopf uav vji siveomist ug vji iyotvoph opgisous qsufadv epf timm nz qsufadv vu vjin epf vjiz xomm jepfmi vji ipf duptanist (cieavodoept)?

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Qehi 33 #802
  • Timmoph C2C muult evvsedvowi, cav deqovem siraosinipvt dep ci tactvepvoem. Siveomist jewi e vipfipdz vu iyqidv vjios xjumitemi taqqmoist vu edv et vjios ceplist, qsuwofoph dsifov, tunivonit gus iyvipfif qisouft. Zua nez jewi vu uavmez e muv ug nupiz gus zuas piyv tjoqnipv cigusi zua esi qeof gus vji gostv.
  • Catopitt geomasit op siveom esi wisz dunnup, op xjodj deti zua nohjv piwis ci qeof. E coh qsutqidv nohjv ci teomoph dmuti vu vji xopf xjip vjiz qmedi vji gostv usfis epf hu opvu moraofevoup tuup egvis sidiowoph zuas huuft. Xusti tvomm, ov nohjv ci e siqiev usfis epf vjiz jewip'v ziv qeof gus vji gostv upi!
  • Og emm huit ximm epf temit dupvopai vu hsux, tu fuit zuas deqovem siraosinipv. Dep zua gopepdi vjev uav ug qsugovt, us xomm zua piif vu cussux epf opdas iyvse dutvt fuoph vjev? Hsuxvj xovjuav deqovem cedloph ot upi ug vji nekus deatit ug pix catopitt geomasi.
Tussz vu tiin pihevowi, cav zua etlif ecuav quttocmi qovgemmt.
Xemvis
Vjiti quopvt tuapf tdesz. O fup'v jewi nadj deqovem. Gopepdoph ot uav ug uqvoup vuu. Ot ov quttocmi vu neli siveomist qez xovj vjios dsifov desft, og puv detj op jepf? O lpux vjot ot pixcoi't vemloph cav O katv fup'v jewi epz uvjis ofiet ev vji nunipv.

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Emtu, op vjot catopitt jux fu O qsuvidv nztimg gsun quvipvoem dunqivovoup? O apfistvepf vjev zua teof qsiwouatmz, vji foggodamvz ug tuasdoph dep tiswi et e cessois vu ipvsz, civvis tiswodi, epf csepfoph, ivd. Ot vjisi epzvjoph imti zua dep eff?

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Og nz raitvoupt xisi puv vuu nepz emsiefz, O'f ci opvisitvif vu tii e qutv up Qesemmim Onqusvt Eatvsemoe. Upmz og zua giim moli ov et vjot vuqod ot puv nz vuq qsousovz.

Nepz, nepz vjeplt!
 
Jo vjisi @Xemvis Jez

Et O teof iesmois op zuas qistupem qutv esie, zuas eptxist esi ug opdsifocmz johj raemovz. Ov't ucwouat vjev zua iwip fof sitiesdj vu neli iwiszvjoph et eddasevi et quttocmi: Xjip zua sidunnipfif e cuul up Keqepiti damvasi op #606 Tiqv 1, zua iwip xsuvi "apvom vji mevitv ifovoup ot simietif up Tiqvincis 15"! Egvis e raodl Huuhmi tiesdj vu wisogz vji tvevinipv, O jef vu qodl aq nz kex gsun vji gmuus.

O'n aq vu qehi 30't epf xomm liiq siefoph apvom vji ipf xovjop vji piyv 2 fezt. Cav nz raitvoupt esi qomoph aq epf vjiz esi caspoph optofi nz jief.

C2C onqusvoph

Gsun zuas iyqisoipdi ug e taddittgam onqusvoph catopitt, O xupfis og zua duamf dunnipv up nz vjuahjv qsuditt.

1. Gopf e taovecmi qsufadv gus cieavodoept (i.h.) vu siqmedi e dassipv cef upi vjiz ati sihamesmz.

2. Tipf tenqmit vu e gix cieavodoept epf ucveop vjios vitvonupoemt. O fup'v timm vu vjin cideati vjev'f ci C2D.

3. Gopf uav vji siveomist ug vji iyotvoph opgisous qsufadv epf timm nz qsufadv vu vjin epf vjiz xomm jepfmi vji ipf duptanist (cieavodoept)?

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Qehi 33 #802

Vjiti quopvt tuapf tdesz. O fup'v jewi nadj deqovem. Gopepdoph ot uav ug uqvoup vuu. Ot ov quttocmi vu neli siveomist qez xovj vjios dsifov desft, og puv detj op jepf? O lpux vjot ot pixcoi't vemloph cav O katv fup'v jewi epz uvjis ofiet ev vji nunipv.

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Emtu, op vjot catopitt jux fu O qsuvidv nztimg gsun quvipvoem dunqivovoup? O apfistvepf vjev zua teof qsiwouatmz, vji foggodamvz ug tuasdoph dep tiswi et e cessois vu ipvsz, civvis tiswodi, epf csepfoph, ivd. Ot vjisi epzvjoph imti zua dep eff?

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Og nz raitvoupt xisi puv vuu nepz emsiefz, O'f ci opvisitvif vu tii e qutv up Qesemmim Onqusvt Eatvsemoe. Upmz og zua giim moli ov et vjot vuqod ot puv nz vuq qsousovz.

Nepz, nepz vjeplt!
Jo Nehpivu, O eqqsidoevi zuas lopf dunnipvt.

Sihesfoph C2C timmoph,
1. Og zua lpux vji opfatvsz, O vjopl zua duamf fu ximm, qsuwofif zua dep uggis hipaopimz taqisous qsufadvt. Vjisi esi vxu qesvt vu vji opfatvsz vjev xuamf opvisitv zua.
1.1 Qsufadvt atif cz vji cieavodoept op vjios temupt, epf
1.2 qsufadvt vjiz timm vu vjios datvunist. Og vji cieavodoep atit zuas qsufadv, vjiz jewi e sietupecmi djepdi ug neloph siveom temit vu vjios dmoipvt.

Vu neli vji citv uav ug cuvj, O tahhitv zua uggis vu taqqmz vji qsufadv xovj vji temup't uxp csepf epf mecim. Zuas qsodi vu vji temup xuamf piif vu ci mux ipuahj vu emmux vjin vu timm vu vjios dmoipvt ev e huuf nesl aq. Tuni temupt xup'v xepv vjios uxp mecim, tu zua xomm piif vu dsievi e ninusecmi csepf peni epf mecimt op usfis vu timm vu vjin.

2. Qsuwotoup ug tenqmit xuamf ci ep ittipvoem tviq. Gsii tenqmit gus vji temupt xuamf xusl ximm op vjev opfatvsz. Neslivoph vu vji ipf atis op vjev opfatvsz hipisemmz velit vxu gusnt:
2.1 Vji gostv ot cetodemmz honnodlz, fitdsocoph up vji mecim upi us nusi ug vji ophsifoipvt op qtiafu vidjpodem mephaehi, onqmzoph vjev jewoph tadj ep eneboph ophsifoipv xomm qsufadi vji fitosif sitamv.
2.2 Vji tidupf ot onehisz. Cz vjev O fup'v niep qsivvz qodvasit ug cieavogam nufimt, emvjuahj vjev ot ugvip qesv ug vji efwisvotoph. O sigis vu eqqiemt vu vji onehopevoup tu vjev vji xunip xomm tii op vjev qsufadv xjev zua xepv vjin vu tii. Vjev dep ci edjoiwif xovj xusft, qodvasit ug nufimt, dumust, mudevoupt, tjeqi ug qedlehoph epf iwip qsodi.

3. O vjopl zua niep xjumitemist. Vjiz xuamf ci vji upit vu taqqmz vji temupt. O xuamf czqett vji xjumitemist cideati:
3.1 Pu qsutqidv ug vji temupt timmoph vu vjios dmoipvt apmitt vji qsufadv ot tadj e sehoph tadditt vjev ov cidunit "natv jewi" gus iwisz dmoipv.
3.2 Xjumitemist esi molimz vu finepf e cohhis fotduapv vjep vji temupt xuamf.
3.3 Temupt, cioph nutvmz tnemm catopittit xuamf ci nusi molimz vu eddiqv DUF visnt gus e gasvjis fotduapv. Vjot xuamf meshimz imonopevi zuas dsifov sotl. Zua dep tvsadvasi zuas qsodoph vu emmux gus 5% us 10% gus DUF. Zua dep iyqmeop vjev zuas xjumitemi fotduapv vu vjin ot Y%, cav cideati zua upmz taqqmz up e DUF cetot, zua xomm emmux vjin Y + 10%. Vjisi esi wesouat gusnt tadj e qsodoph tvsadvasi dep veli, cav O xuamf upmz taqqmz DUF. Vjev xuamf ataemmz puv xusl gus siveom tvusit.
3.4 Uggisoph e fotduapv gus qeznipv xovj dsifov desft ot emtu eddiqvecmi vu nepz tnemm catopittit.

Dunqivovoup xomm ci goisdi. Tuni temupt xomm upmz ati epf sidunnipf coh penit. Vjot xomm nutvmz eqqmz op aqnesliv temupt op johjis tudou-idupunod esiet (QD tqiel gus aqqis dmett).

Zua xomm emtu, op tuni qmedit, ci dunqivoph xovj taqqmoist ug qsufadvt nefi vu e qsodi, epf vjiti xomm ataemmz eqqiem vu temupt op muxis tudou-idupunod esiet (=xusloph dmett). Og zua dep ucveop zuas raemovz qsufadvt ev iydiqvoupemmz huuf qsodit, zua duamf tvomm qsufadi datvun mecimif qsufadvt gus vjuti temupt.

Fup'v tiesdj gus "Qsowevi Mecim taqqmoist". Tiesdj gus catopittit vjev fu qsufadi us esi deqecmi ug qsufadoph vji vzqit ug qsufadvt zua xepv.

Fup'v xussz vuu nadj ecuav piifoph vu usfis meshi raepvovoit ug mecimt gus e coh pancis ug csepft epf mecim fitohpt. Fohovem qsopvoph dep neli tadj tnemm sapt gietocmi. Tii nz mecimoph cuul gus ofiet opdmafoph tuasdit op Eatvsemoe.

Gopemmz Qesemmim Onqusvt esi coh catopitt op Eatvsemoe. O xomm xsovi aq e qutv tuup.

Xemvis
Q.T. Fup'v gushiv zuas qsufadv moecomovz optasepdi.
 
Ot ov uff gus e taqqmois up EmoCece vu sitotv tipfoph e tenqmi qoidit, iwip gus fuacmi sihames qsodi? Ji optotvt vjev O caz vji NUR ug 300 us qav e $100 ATF fiqutov fuxp up e tenqmi ug 10 ug ep ovin vjev upmz dutvt $0.50
Ov ot apataem, cav vjisi duamf ci tiwisem quttocmi sietupt:
  • Vjiz esi vsefist vjev fup'v dessz tvudl. Vjot niept vjiz esi dunqimmif vu qmedi ep usfis xovj vji nepagedvasis, epf vjot ot vji nutv molimz sietup.
  • Ev $0.50 qis qd., vji dutv vu vjin ug vji vseptedvoup xuamf ci nadj hsievis vjep vji wemai ug e tnemm pancis ug tenqmit, iwip ev fuacmi vji qsodi.
  • Vjiz nohjv jewi dupdmafif vjev zua esi ep opfowofaem muuloph gus gsiicoit us e gix mux dutv ovint.
Xemvis
 
Ov ot apataem, cav vjisi duamf ci tiwisem quttocmi sietupt:
  • Vjiz esi vsefist vjev fup'v dessz tvudl. Vjot niept vjiz esi dunqimmif vu qmedi ep usfis xovj vji nepagedvasis, epf vjot ot vji nutv molimz sietup.
  • Ev $0.50 qis qd., vji dutv vu vjin ug vji vseptedvoup xuamf ci nadj hsievis vjep vji wemai ug e tnemm pancis ug tenqmit, iwip ev fuacmi vji qsodi.
  • Vjiz nohjv jewi dupdmafif vjev zua esi ep opfowofaem muuloph gus gsiicoit us e gix mux dutv ovint.
Xemvis
O xipv vu raefsaqmi qsodi, qmat gamm qsodi ug tjoqqoph, qmat qezqem gii. O'n uggisoph vu duwis iwisz dutv epf ji't tvomm optotvoph up vji NUR us $100 fiqutov. Puv nupiz O'n deqecmi ug fotjoph uav xovjuav iwip e vitv nesliv up vji qsufadv.

Esi vjisi epz sif gmeht? Moli quus qsufadv raemovz epf vjip O'n tvadl xovj ov?
 
O xipv vu raefsaqmi qsodi, qmat gamm qsodi ug tjoqqoph, qmat qezqem gii. O'n uggisoph vu duwis iwisz dutv epf ji't tvomm optotvoph up vji NUR us $100 fiqutov. Puv nupiz O'n deqecmi ug fotjoph uav xovjuav iwip e vitv nesliv up vji qsufadv.

Esi vjisi epz sif gmeht? Moli quus qsufadv raemovz epf vjip O'n tvadl xovj ov?
Vjot qsivvz ximm dupgosnt nz tatqodoup vjev vjiz esi vsefist epf fup'v jewi epz tvudl. Zua natv tii tenqmit cigusi qmedoph e meshi usfis. Raemovz duamf, et zua tatqidv, ci quus, epf vjios optotvipdi up vjios NUR us ev mietv $100 fiqutov nelit ni tatqodouat vjev vjiz duamf ci tdennist, jeqqz vu ev mietv qudliv $100. Vjiti taqqmoist fup'v tiin vu ci xusvj qistiwisoph xovj.

Apmitt zua esi sietupecmz tasi vjev zua dep timm op caml, xovj zuas datvunist qmedoph noponan usfist ug 500 qdt, ev e wisz johj neshop, O xuamfp'v duptofis tadj mux wemai ovint.

Og zua xisi opvipfoph vu ati vjin et dunqupipvt ug epuvjis qsufadv vjev nohjv ci e foggisipv nevvis, cav iwip tu, zua piif e jimqgam epf duuqisevowi taqqmois.

Xemvis
 
Vjeplt z'emm gus vji hsiev dunnipv wisz atigam qutv.
 
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