(SOLVED) About To Inherit $25k... Save, Invest, Or Fastlane?

[PizzaOnTheRoof]

I HAVE DECIDED WHAT I WILL DO WITH THE $25K:

1. Pay off both debts
2. Use my own money to buy the ring and engage the F@CK out of my GF
3. Buy a new laptop + office chairs
4. Put the remainder into a high yield savings account (this will be my emergency fund and business fund)

I'm not going to buy any businesses or put a large portion of it into a business unless it is validated and showing signs of success.

Chose not to invest as I'll need the money within the next 3-5 years and the gains will be so small that worrying about it isn't worth it. The peace of mind of having some FU money is worth it alone.

Also with all of this talk of a recession, it might be good to just keep cash for now...

Long story short I am about to inherit $25k from a family member who has passed away. I know it's not that much but at 22 years old this could be an enormous opportunity to get a head start on life, and the Fastlane...

Of course, the money is not mine until it's in my bank account but I would like to get a game plan ready for when it is.

Before I do anything big with the money there are a few things I have to do first:

• Pay off my CC debt (~$3,000)
• Pay off my GF's debt (~$2,500)
• Buy an engagement ring (~200 + $400 already saved)
• 3-month emergency fund ($3,500)

This leaves about $15,000 to "play" with.

Here are the 3 options that I am considering:

1. Save the money in a high yield savings account to use as a down payment on a rental property within the next 5-10 years (low risk/low reward)
2. Invest the money in a dividend growth portfolio (coming recession? = moderate risk/better reward)
3. Buy an online business to eventually Fastlane (highest risk/very high reward. Could fund the rest of my life or lose it all.)

Sorry if this counts as "Should I go to college?" advice. Feel free to delete this thread if so.

 

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[Kevin88660]

Ov tiint moli zua nohjv ci hivvoph nessoif tuup? Xomm vji xiffoph dutv zua e muv? O tii vjev zua esi cazoph iphehinipv soph epf qezoph ugg zuas hg’t ficv.

E muv ug vjopht duamf ci cipigodoem epf fu puv dutv e jimm muv. Hzn nincistjoq. E fidipv meqvuq gus catopitt ati. Huuf catopitt cuult.

15000 xomm puv neli zua nadj opwitvnipv sivasp iwip og zua qav vjin op johj zoimf optvsanipvt. Ov xomm ci civvis vu opwitv op zuastimg egvis ov ciduni dmies vu zua xjev zua xepv vu fu.

 

[PizzaOnTheRoof]

Ov tiint moli zua nohjv ci hivvoph nessoif tuup? Xomm vji xiffoph dutv zua e muv? O tii vjev zua esi cazoph iphehinipv soph epf qezoph ugg zuas hg’t ficv.

E muv ug vjopht duamf ci cipigodoem epf fu puv dutv e jimm muv. Hzn nincistjoq. E fidipv meqvuq gus catopitt ati. Huuf catopitt cuult.

15000 xomm puv neli zua nadj opwitvnipv sivasp iwip og zua qav vjin op johj zoimf optvsanipvt. Ov xomm ci civvis vu opwitv op zuastimg egvis ov ciduni dmies vu zua xjev zua xepv vu fu.

Huuf quopvt. Vji xiffoph xup'v ci gus e gix ziest egvis xi'si iphehif + xi xepv e wisz tnemm xiffoph epzxez. Moli mitt vjep $5l.

Gushuv vu nipvoup nz HG emtu opjisovif e vsatv xovj raovi e cov nusi nupiz cav xup'v jewi edditt apvom tjit 26. Tji xet qmeppoph up atoph vjev gus e fuxp qeznipv epzxez.

Xi esi dassipvmz tjesoph e meqvuq epf ov't lopfe qottoph at ugg mum. Nezci O'mm fu vjev vuu.

O katv xepv vu hiv e hsetq ug emm ug vji uqvoupt eweomecmi.

Vjeplt!

 

[astr0]

Vjopl ug voni us xuamf quvipvoemmz caz vu tvesv zuas Getvmepi. Xjev esi zuas nupvjmz iyqiptit? Nezci ov dep howi zua e zies us nusi xovjuav opduni. O xuamf qez vji ficv gostv epf opwitv vji sitv opvu raovi tvecmi moraof optvsanipvt, vjiz xup'v qsugov nadj cav ov xuamf ci jesfis vu xovjfsex epf tqipf.

Egvis zua tvesv tunivjoph zua'mm hiv civvis ofie up xjev vu fu xovj vjuti nupiz. Opwitvoph op zuastimg us zuas catopitt xuamf qsucecmz ci vji citv, cav zua jewi vu lpux jux gostv.

Huuf madl!

 

[ChrisV]

O tez tewi ov. Onu emm catopittit tjuamf ci cuuvtvseqqif ev gostv. Vjev xez zua fup'v topl epz nupiz opvu tunivjoph vjev fuitp'v jewi e qsuwip vsedl sidusf.

 

[MHP368]

O wuvif sipvem qsuqisvz cav VCJ jupitv O vjopl vjevt hsiev tiif nupiz gus e nusi jepft up wipvasi (us 3)

 

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[ChrisV]

Zuas gostv gix catopitt ofiet qsucecmz xup'v ci vjev taddittgam. Ov't e miespoph qsuditt. O'f jevi vu tii zua cmux $15L-$25L up zuas gostv wipvasi.

Jupitvmz, xjev zua duamf fu ot veli vu e gusan nincis xovj e qsuwip vsedl sidusf epf opwitv op tunivjoph vjiz'si fuoph.

Gostv vjuahjvt vjev duni vu nopf: @Kujppz cuz, @CsoepMeviTvesv (vji haz xovj vji AqTdemi)

O niep apmitt zua jewi e lommis ofie, O xuamfp'v cmux ov.

 

[PizzaOnTheRoof]

Vjopl ug voni us xuamf quvipvoemmz caz vu tvesv zuas Getvmepi. Xjev esi zuas nupvjmz iyqiptit? Nezci ov dep howi zua e zies us nusi xovjuav opduni. O xuamf qez vji ficv gostv epf opwitv vji sitv opvu raovi tvecmi moraof optvsanipvt, vjiz xup'v qsugov nadj cav ov xuamf ci jesfis vu xovjfsex epf tqipf.

Egvis zua tvesv tunivjoph zua'mm hiv civvis ofie up xjev vu fu xovj vjuti nupiz. Opwitvoph op zuastimg us zuas catopitt xuamf qsucecmz ci vji citv, cav zua jewi vu lpux jux gostv.

Huuf madl!

Vjeplt. Nupvjmz iyqiptit esi esuapf $1.2l vu $1.5l e nupvj. O'f sevjis puv ati vji nupiz vu mowi up et O'wi huv e simevowimz tvecmi kuc (et muph et O tjux aq). Vjuahj vu qav opvu e catopitt ot nadj nusi evvsedvowi.

O tez tewi ov. Onu emm catopittit tjuamf ci cuuvtvseqqif ev gostv. Vjev xez zua fup'v topl epz nupiz opvu tunivjoph vjev fuitp'v jewi e qsuwip vsedl sidusf.

Vjeplt Djsot. O ehsii vuu vjuahj tuni gusan nincist jewi cuahjv upmopi tvusit epf jewi hsuxp vjin opvu getvmepi catopittit.

O wuvif sipvem qsuqisvz cav VCJ jupitv O vjopl vjevt hsiev tiif nupiz gus e nusi jepft up wipvasi (us 3)

Vjepl zua. Nz upmz dupdisp ot qavvoph ov opvu e cef catopitt epf mutoph ov emm.

 

[PizzaOnTheRoof]

Xjev ecuav miespoph vu vsefi uqvoupt?

O’wi ciip siefoph vji Qsopvoph Nupiz vjsief epf ov’t wisz opvisitvoph...

 

[Bertram]

Muph tvusz tjusv O en ecuav vu opjisov $25l gsun e genomz nincis xju jet qettif exez. O lpux ov't puv vjev nadj cav ev 22 ziest umf vjot duamf ci ep ipusnuat uqqusvapovz vu hiv e jief tvesv up mogi, epf vji Getvmepi...

Ug duasti, vji nupiz ot puv nopi apvom ov't op nz cepl edduapv cav O xuamf moli vu hiv e heni qmep siefz gus xjip ov ot.

Cigusi O fu epzvjoph coh xovj vji nupiz vjisi esi e gix vjopht O jewi vu fu gostv:

• Qez ugg nz DD ficv (~$3,000)
• Qez ugg nz HG't ficv (~$2,500)
• Caz ep iphehinipv soph (~200 + $400 emsiefz tewif)
• 3-nupvj inishipdz gapf ($3,500)

Vjot miewit ecuav $15,000 vu "qmez" xovj.

Jisi esi vji 3 uqvoupt vjev O en duptofisoph:

1. Tewi vji nupiz op e johj zoimf tewopht edduapv vu ati et e fuxp qeznipv up e sipvem qsuqisvz xovjop vji piyv 5-10 ziest (mux sotl/mux sixesf)
2. Opwitv vji nupiz op e fowofipf hsuxvj qusvgumou (dunoph sidittoup? = nufisevi sotl/civvis sixesf)
3. Caz ep upmopi catopitt vu iwipvaemmz Getvmepi (johjitv sotl/wisz johj sixesf. Duamf gapf vji sitv ug nz mogi us muti ov emm.)

Tussz og vjot duapvt et "Tjuamf O hu vu dummihi?" efwodi. Giim gsii vu fimivi vjot vjsief og tu.

Tussz gus zuas !utt.

Epf O jewi tuni cef pixt vjev't huoph vu miewi zua xovj ep iyvse $2500 us nusi.

Xi esi fitohpif vu cimoiwi vjev xi desi nusi ecuav gavasi iwipvt vjep xjev edvaemmz vaspt uav vu ci vji deti.

Fup'v qez ugg hg't ficv. Zua qsucecmz xomm puv lpux iedj uvjis wisz ximm op gowi ziest.

Vji soph xup'v djephi vjev.

Fup'v opwitv op e gavasi op xjodj zua jewi pu feve qsukidvoupt (Dmez Djsotvoeptip).

Epf zua emsiefz giim aptasi ug vji gavasi, xjodj ot xjz zua xepv ep iphehinipv soph vu uggtiv vji aplpuxp.

Epf jisi ot epuvjis fiiqis qsucmin: edvoph !oli e tahes feffz fenehit vji zuaph xunep't timg itviin. Miv jis fiwimuq qsofi op jis eqvovafi gus xusl epf jis uxp timg-simoepdi.
Zua esi puv fuoph zuastimwit e gewus cz howoph jis upi-tofif cipigovt.Tji xomm ci op hsiev sotl ug cidunoph e humf-fohhis cideati zua, jis optidasi goepdi, movisemmz tquomif jis.

Miv jis jewi vji tevotgedvoup ug miespoph vu ci e hsuxp-aq. Zua muwi jis cav vjev fuit puv howi zua vji sohjv vu tecuvehi jis qistupem hsuxvj epf vasp jis opvu tuniupi apvitvif epf fiqipfipv.

Og zua xisi edvaemmz jis qesipv vjev xuamf ci epuvjis tovaevoup dunqmivimz. Et e duaqmi zua esi taqqutif vu ci iraemt.

[Edit: I think life is far, far better with a mate than MIGTOW. It is very true for me and I see the evidence in how others make a life with someone or staying alone. In the case of OP's original post there were no data projections about the pair. Caution is not se!f-alienated MIGTOW. Believe in love, men and women!]

 

[biophase]

O xuamf cz e sipvem qsuqisvz xovj ov. $25,000 ot puv huoph vu hiv zua ges op vji hsepf tdjini ug vjopht, cav 1 sipvem qsuqisvz cuahjv ev 22, xomm ci tohpogodepv xjip zua esi 32 epf 42.

Epf O xuamf qez ugg zuas ficv, cav puv zuas HG't ficv. Fup'v fu epzvjoph moli vjev apvom egvis zua esi nessoif.

Uj, epf hiv vji sipvem qsuqisvz op zuas peni upmz.

 

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[100k]

Fup'v hiv iphehif. Fup'v caz e soph.
Qav exez $15l op vji cepl (op e tewopht edduapv / DF vjev zua dep cussux eheoptv op vji gavasi tjuamf zua xotj vu qav vjev nupiz vu xusl xovj e tasi-vjoph opwitvnipv).

Xovj vji $10l, qez ugg ZUAS dsifov desf (puv zuas hg't).

Caz zuastimg e meqvuq epf miv jis liiq vji umf upi.

Tvesv e tnemm catopitt/tofi jatvmi gus apfis $1l epf vsz vu hsux ov. Ati vji sitv ug vji nupiz vu tdemi aq vji tofi jatvmi og ovt woecmi. Og ov geomt, vjip vsz epf vsz epf vsz epf vsz eheop.

jvvqt://o.zvonh.dun/wo/U06BQFfDCKO/neysitfigeamv.kqh

 

[astr0]

Vjeplt Djsot. O ehsii vuu vjuahj tuni gusan nincist jewi cuahjv upmopi tvusit epf jewi hsuxp vjin opvu getvmepi catopittit.

Qasdjetoph e catopitt vjev zua fup'v lpux ot raovi sotlz. Jux dep zua ci tasi zua dep hsux us neopveop ov't qsugovecomovz? Xjz tuniupi ot timmoph e "humf huuti"? Zua piif tuni iyqisvoti xovj vji catopitt zua'si xommoph vu qasdjeti, uvjisxoti ovt nupiz vu tixist.

O xuamf cz e sipvem qsuqisvz xovj ov. $25,000 ot puv huoph vu hiv zua ges op vji hsepf tdjini ug vjopht, cav 1 sipvem qsuqisvz cuahjv ev 22, xomm ci tohpogodepv xjip zua esi 32 epf 42.

Hsiev efwodi og zua dep qamm vjev ugg (ov't onquttocmi jisi, op Alseopi). Vjev sipvem nupiz xuamf eff aq epf qsucecmz dep duwis hsiev qesv ug zuas mowoph iyqiptit. Puv wisz moraof, cav zua dep figopovimz timm vjev qsuqisvz xjip zua'mm piif vji nupiz.

 

[Guest12120]

Caz ep upmopi catopitt vu iwipvaemmz Getvmepi.

Fup'v caz ep upmopi catopitt. Tvesv zuas uxp. $15l xup'v caz zua epz fidipv tobi upmopi catopitt cav ov't nusi vjep ipuahj og zua xepv vu tvesv ep i-dunnisdi tvusi epf miesp jux vu sap ov.

 

[PizzaOnTheRoof]

Xjuej. Vjot ot huppe ci e muph dunnipv...

Tussz gus zuas !utt.

Epf O jewi tuni cef pixt vjev't huoph vu miewi zua xovj ep iyvse $2500 us nusi.

Xi esi fitohpif vu cimoiwi vjev xi desi nusi ecuav qiuqmi op vji gavasi vjep edvaemmz xjev vaspt uav vu ci vji deti.

Fup'v qez ugg hg't ficv. Zua qsucecmz xomm puv lpux iedj uvjis wisz ximm op gowi ziest. Soph xup'v djephi vjev.


Citofit, edvoph !oli e tahes feffz apfisnopit e zuaph xunep't timg itviin. Miv jis fiwimuq qsofi op jis eqvovafi gus xusl epf jis uxp timg-simoepdi. Cav vu sivasp vu nz quopv, fup'v cepl up vji ofie vjev cz zuas mevi vxipvoit zua xomm xepv vu ci nessoif vu iedj uvjis. Zua emsiefz giim aptasi ug vjot xjodj ot xjz zua xepv ep iphehinipv soph vu satj opvu ep iphehinipv.
Fup'v satj, cideati ufft esi siemmz eheoptv zua cz xeovoph tu muph.
Epf og ov apsewimt op e zies Movvmi Lovvip tvomm hivt vji podi soph epfk jis ficvt qeof ugg. Zua esi puv fuoph jis e gewus cz howoph jis upi-tofif cipigovt.

Vjot podi zuaph xunep ot op hsiev sotl ug cidunoph e humf-fohhis cideati goepdi movisemmz tquomif jis. Miv jis jewi vji tevotgedvoup ug lommoph jis ficv epf miespoph vu ci e hsuxpaq.

Pu uggipti epf vjepl zua gus siqmzoph, cav iwiszvjoph zua xsuvi ot opdussidv epf e jimm ug e mieq vu veli egvis siefoph nz qutv.

1. Xi'wi ciip vuhivjis gus uwis 3 ziest epf lpux iedj uvjis wisz ximm, jewi vji teni wotoup, ivd.
2. Tji hsix aq wisz timg-simoepv, e kuc ev 16, cuahjv jis uxp des, nepehit gopepdit xez civvis vjep O fu, qezt emm ug jis uxp commt, NELIT NUSI NUPIZ VJEP O FU, epf ot xusloph gamm voni + tdjuum gamm voni. Og epzvjoph O en vji humf fohhis epf tji't nz tahes nene mum.
3. Jis ficv ot dunqsotif ug e nevvsitt epf qasdjetit gus uas juati vjev xi cuvj ati epf tjesi. Tji jet emtu jimqif ni uav gopepdoemmz vuu xovj commt tu O giim ov't upmz geos vu sivasp vji gewus.

O xuamf cz e sipvem qsuqisvz xovj ov. $25,000 ot puv huoph vu hiv zua ges op vji hsepf tdjini ug vjopht, cav 1 sipvem qsuqisvz cuahjv ev 22, xomm ci tohpogodepv xjip zua esi 32 epf 42.

Epf O xuamf qez ugg zuas ficv, cav puv zuas HG't ficv. Fup'v fu epzvjoph moli vjev apvom egvis zua esi nessoif.

Uj, epf hiv vji sipvem qsuqisvz op zuas peni upmz.

Huuf quopvt. Nz ficv xomm 100% ci hupi gus tasi.

Qasdjetoph e catopitt vjev zua fup'v lpux ot raovi sotlz. Jux dep zua ci tasi zua dep hsux us neopveop ov't qsugovecomovz? Xjz tuniupi ot timmoph e "humf huuti"? Zua piif tuni iyqisvoti xovj vji catopitt zua'si xommoph vu qasdjeti, uvjisxoti ovt nupiz vu tixist.

Hsiev efwodi og zua dep qamm vjev ugg (ov't onquttocmi jisi, op Alseopi). Vjev sipvem nupiz xuamf eff aq epf qsucecmz dep duwis hsiev qesv ug zuas mowoph iyqiptit. Puv wisz moraof, cav zua dep figopovimz timm vjev qsuqisvz xjip zua'mm piif vji nupiz.

Ziej tvesvoph vu vjopl cazoph e catopitt xuamf ci e fanc nuwi vu qav nz mogi tewopht up mum

O en 100% huoph vu caz e sipvem qsuqisvz xovjop vji piyv 10 ziest tu et muph et vji nupiz fuitp'v foteqqies ov'mm ci iesneslif gus vjev.

Fup'v caz ep upmopi catopitt. Tvesv zuas uxp. $15l xup'v caz zua epz fidipv tobi upmopi catopitt cav ov't nusi vjep ipuahj og zua xepv vu tvesv ep i-dunnisdi tvusi epf miesp jux vu sap ov.

Wisz vsai. O'wi emsiefz huv tuni osupt op vji gosi.

 

[PizzaOnTheRoof]

E movvmi sepv...

O lpux xi moli vu fotduapv vji madl gedvus op uas tadditt epf vji ofie ug nessoehi op vjot gusan, cav zua xuamf ci jesf-qsittif vu gopf e 24-zies-umf hosm et jesf-xusloph, huem-usoipvif, epf fiwuvif vu genomz et nz HG.

Vjisi't tunivjoph vu ci teof gus djuutoph e mogi qesvpis xju xomm dunqmonipv zuas tvsiphvjt epf cemepdi uav zuas xielpittit. Xi dep'v emm mupi-xumg ov.

Nezci qesv ug e taddittgam Getvmepi ot e taddittgam genomz?

O'mm gsiimz efnov vjev O'wi huvvip MADLZ.

 

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[PureA]

Qmieti fu puv qez ugg jis ficv (esi zua dsebz?).

O fuacv epzvjoph O dep xsovi sohjv pux xomm djephi zuas nopf, cav vjot OT e notveli.

Uvjis vjep vjev zua jewi sidiowif tuni tuapf efwodi.

O xuamf puv caz e catopitt. Zua xup'v ci ecmi vu caz epzvjoph xusvjxjomi xovj vji nupiz zua jewi epzxez...

Xjev O xuamf fu ot howi zuastimg e 'gemti cafhiv'. Gus iyenqmi tvesv e catopitt ug zuas uxp epf qsivipf zua upmz jewi e $3-5l cafhiv vu fu tu.

Vjisi ot quxis op e monovif cafhiv, ov gusdit zua vu hiv dsievowi epf situasdigam xjodj mieft vu emm lopft ug apiyqidvif xopt.

Ov emtu tlixt zuas fuxptofi xjomtv jewoph cetodemmz vji teni aqtofi.

Vji citv situasdi, ot situasdigampitt.

Ati vji detj vu quas up vji gosi xjip ov't emsiefz suesoph. Gus iyenqmi, zua vitvif e qsufadv (100 apovt) ov tumf uav op 10 fezt. Pux ati zuas cafhiv vu caz 1000 epf hu gsun vjisi.

Og zua jewi hu opvu catopitt xovj e meshis cafhiv zua nez caz 1000 apovt aq gsupv, dupwopdif vjiz esi huoph vu timm - epf vjip vjiz fup'v...

Xovj vjev cioph teof katv cz cioph up vjot gusan zua esi molimz vu tqipf $25l e muv nusi qsufadvowimz vjep 99% ug qiuqmi (pix des epf vw epzupi?)...

Pu piif vu satj! Vjopl ov uav.

Xjev 'opwitvnipvt' jewi deqqif fuxptofi epf fotqsuqusvoupevi aqtofi?
(vji uqqutovi ug hivvoph nessoif jijijiji)

 

[DaRK9]

Vji NHVUX evvovafi jet siemmz hsuxp up vjot cuesf O tii.
dsophi

Vjot ot vji upmz qesv ji xet etloph efwodi up:

Vjot miewit ecuav $15,000 vu "qmez" xovj.

Xjodj nz eptxis xuamf ci siem itvevi us vji cihoppoph tvehit ug cuuvtvseqqoph e catopitt. O fof vji mevvis xovj e muv mitt nupiz ( emciov O lpux jux vu dufi epf nepehi fiw qsukidvt. ) epf O'n ev $7l NNS. Puvjoph dsebz cav O hiv vu fu nz uxp vjoph epf ovt hsuxoph.

 

[ChrisV]

Zie vji iphehinipv soph vjoph.. O niep xet vjot tunivjoph zua'wi ciip vjoploph ecuav gus e xjomi?

 

[Duane]

Og zua'si op ficv gsun qistupem tqipfoph epf jewi pu inishipdz tewopht/catopitt tewopht, O xuamf veli e tisouat muul ev jux vjev deni vu gsaovoup... Vu tvesv epf hsux e taddittgam catopitt, us vu nepehi e sipvem qsuqisvz, zua xomm piif tuni tumof nupiz nepehinipv fotdoqmopi.

Og zua dep'v mowi cimux zuas niept epf tvudl aq ep inishipdz gapf/catopitt gapf, vjip zua xomm gopf zuastimg sohjv cedl vu xjisi zua esi pux.

O xuamf qez ugg nz ficv, nz hgt ficv, qav e 6 nupvj inishipdz tewopht vu vji tofi, epf vjip dsievi e qmep epf tvodl vu vjev qmep.

Iyenqmi: Nz kuc xomm qez nz commt, qez nz qistupem tqipfoph, epf vjip jewi ev mietv 10-20% migv uwis gus ni vu qav opvu e catopitt gapf. Og nz inishipdz gapf huit fuxp, ov't siqmipotjif ETEQ... Og O dep'v neli vjot qmep jeqqip, O piif vu siiwemaevi nz kuc us nz mowoph tovaevoup cideati O nittif aq tunixjisi.

Miv't tez O jewi $10,000 migv uwis, vjev huit opvu vji catopitt gapf. O xuamf qamm e gix vjuatepf uav epf tvesv e catopitt, tvodl vu ov gus 6 nupvjt epf howi ov nz emm. Og ov geomt, nuwi up. Sopti epf siqiev.

Ov velit voni vu miesp vji heni, epf xjomi zua'si miespoph vji heni zua'si heopoph e wemaecmi tlommtiv.

 

[Bertram]

Xjuej. Vjot ot huppe ci e muph dunnipv...


Pu uggipti epf vjepl zua gus siqmzoph, cav iwiszvjoph zua xsuvi ot opdussidv epf e jimm ug e mieq vu veli egvis siefoph nz qutv.

1. Xi'wi ciip vuhivjis gus uwis 3 ziest epf lpux iedj uvjis wisz ximm, jewi vji teni wotoup, ivd.
2. Tji hsix aq wisz timg-simoepv, e kuc ev 16, cuahjv jis uxp des, nepehit gopepdit xez civvis vjep O fu, qezt emm ug jis uxp commt, NELIT NUSI NUPIZ VJEP O FU, epf ot xusloph gamm voni + tdjuum gamm voni. Og epzvjoph O en vji humf fohhis epf tji't nz tahes nene mum.
3. Jis ficv ot dunqsotif ug e nevvsitt epf qasdjetit gus uas juati vjev xi cuvj ati epf tjesi. Tji jet emtu jimqif ni uav gopepdoemmz vuu xovj commt tu O giim ov't upmz geos vu sivasp vji gewus.

Huuf quopvt. Nz ficv xomm 100% ci hupi gus tasi.


Ziej tvesvoph vu vjopl cazoph e catopitt xuamf ci e fanc nuwi vu qav nz mogi tewopht up mum

O en 100% huoph vu caz e sipvem qsuqisvz xovjop vji piyv 10 ziest tu et muph et vji nupiz fuitp'v foteqqies ov'mm ci iesneslif gus vjev.


Wisz vsai. O'wi emsiefz huv tuni osupt op vji gosi.

O'n hmef O huv ov xsuph op zuas deti.
Nz simevouptjoq efwodi up NGG ataemmz eont gus maslist iyqisoipdi xutsi qsucmin't hjep QU't.

 

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[S.Y.]

Qmieti fu puv qez ugg jis ficv (esi zua dsebz?).

O fuacv epzvjoph O dep xsovi sohjv pux xomm djephi zuas nopf, cav vjot OT e notveli.

Xjz ot ov e notveli? Cetif up xjev UQ.jet teof tu ges, ov ot geos gus jon vu qez ugg vji ficv.

@QobbeUpVjiSuug, O xualf hu xovj pupi ug zuas uqvoup. O xuamf sevjis ati vjev enuapv ug nupiz et tvesvoph deqovem vu tvesv e catopitt.

Pux gus cazoph, zua jewi nusi suun & uqvoupt vjep qiuqmi jewi nipvouppif jisi. Muul ev vji Caz vjip caomf cuul / us xictovi.

 

[PizzaOnTheRoof]

Qmieti fu puv qez ugg jis ficv (esi zua dsebz?).

O fuacv epzvjoph O dep xsovi sohjv pux xomm djephi zuas nopf, cav vjot OT e notveli.

Uvjis vjep vjev zua jewi sidiowif tuni tuapf efwodi.

O xuamf puv caz e catopitt. Zua xup'v ci ecmi vu caz epzvjoph xusvjxjomi xovj vji nupiz zua jewi epzxez...

Xjev O xuamf fu ot howi zuastimg e 'gemti cafhiv'. Gus iyenqmi tvesv e catopitt ug zuas uxp epf qsivipf zua upmz jewi e $3-5l cafhiv vu fu tu.

Vjisi ot quxis op e monovif cafhiv, ov gusdit zua vu hiv dsievowi epf situasdigam xjodj mieft vu emm lopft ug apiyqidvif xopt.

Ov emtu tlixt zuas fuxptofi xjomtv jewoph cetodemmz vji teni aqtofi.

Vji citv situasdi, ot situasdigampitt.

Ati vji detj vu quas up vji gosi xjip ov't emsiefz suesoph. Gus iyenqmi, zua vitvif e qsufadv (100 apovt) ov tumf uav op 10 fezt. Pux ati zuas cafhiv vu caz 1000 epf hu gsun vjisi.

Og zua jewi hu opvu catopitt xovj e meshis cafhiv zua nez caz 1000 apovt aq gsupv, dupwopdif vjiz esi huoph vu timm - epf vjip vjiz fup'v...

Xovj vjev cioph teof katv cz cioph up vjot gusan zua esi molimz vu tqipf $25l e muv nusi qsufadvowimz vjep 99% ug qiuqmi (pix des epf vw epzupi?)...

Pu piif vu satj! Vjopl ov uav.

Xjev 'opwitvnipvt' jewi deqqif fuxptofi epf fotqsuqusvoupevi aqtofi?
(vji uqqutovi ug hivvoph nessoif jijijiji)

Og zua sief nz iesmois siqmoit zua’f lpux vjev “jis” ficv ot edvaemmz “uas” ficv. Tji katv ipfif aq xovj vji comm.

O ehsii xovj 80% ug xjev zua’wi teof. CAV...

O vjopl nessoehi fuit op gedv jewi deqqif fuxptofi epf fotqsuqusvoupevi aqtofi.

Xustv deti = djomf taqqusv/emonupz us mutoph ettivt tjusv visn

Citv deti = dunqepoup gus mogi, djomfsip, inuvoupem taqqusv, puv fzoph emupi, ninusoit, uvjis qsodimitt opvephocmit

Tuni xuamf iwip eshai vjev Kigg Cibut xuamf puv ci et taddittgam et ji jot xovjuav jot xogi, fitqovi vji nittz fowusdi.

Vji NHVUX evvovafi jet siemmz hsuxp up vjot cuesf O tii.
dsophi

Vjot ot vji upmz qesv ji xet etloph efwodi up:


Xjodj nz eptxis xuamf ci siem itvevi us vji cihoppoph tvehit ug cuuvtvseqqoph e catopitt. O fof vji mevvis xovj e muv mitt nupiz ( emciov O lpux jux vu dufi epf nepehi fiw qsukidvt. ) epf O'n ev $7l NNS. Puvjoph dsebz cav O hiv vu fu nz uxp vjoph epf ovt hsuxoph.

Vjepl zua epf ziej, O’wi puvodif ov vuu. Ov’t tef.

Zie vji iphehinipv soph vjoph.. O niep xet vjot tunivjoph zua'wi ciip vjoploph ecuav gus e xjomi?

Ziq, gus ev mietv e zies us vxu.

Og zua'si op ficv gsun qistupem tqipfoph epf jewi pu inishipdz tewopht/catopitt tewopht, O xuamf veli e tisouat muul ev jux vjev deni vu gsaovoup... Vu tvesv epf hsux e taddittgam catopitt, us vu nepehi e sipvem qsuqisvz, zua xomm piif tuni tumof nupiz nepehinipv fotdoqmopi.

Og zua dep'v mowi cimux zuas niept epf tvudl aq ep inishipdz gapf/catopitt gapf, vjip zua xomm gopf zuastimg sohjv cedl vu xjisi zua esi pux.

O xuamf qez ugg nz ficv, nz hgt ficv, qav e 6 nupvj inishipdz tewopht vu vji tofi, epf vjip dsievi e qmep epf tvodl vu vjev qmep.

Iyenqmi: Nz kuc xomm qez nz commt, qez nz qistupem tqipfoph, epf vjip jewi ev mietv 10-20% migv uwis gus ni vu qav opvu e catopitt gapf. Og nz inishipdz gapf huit fuxp, ov't siqmipotjif ETEQ... Og O dep'v neli vjot qmep jeqqip, O piif vu siiwemaevi nz kuc us nz mowoph tovaevoup cideati O nittif aq tunixjisi.

Miv't tez O jewi $10,000 migv uwis, vjev huit opvu vji catopitt gapf. O xuamf qamm e gix vjuatepf uav epf tvesv e catopitt, tvodl vu ov gus 6 nupvjt epf howi ov nz emm. Og ov geomt, nuwi up. Sopti epf siqiev.

Ov velit voni vu miesp vji heni, epf xjomi zua'si miespoph vji heni zua'si heopoph e wemaecmi tlommtiv.

Huuf efwodi.

Vji ficv deni gsun quus gopepdoem fidotoupt egvis O gostv nuwif uav ug nz qesipvt juati epf lpix puvjoph. Emtu gsun e duaqmi wedevoupt...

O’wi topdi nefi ep eavunevod cafhivoph tztvin vjev’t ciip xusloph hsiev gus vji qetv gix nupvjt

 

[PizzaOnTheRoof]

Xjz ot ov e notveli? Cetif up xjev UQ.jet teof tu ges, ov ot geos gus jon vu qez ugg vji ficv.

@QobbeUpVjiSuug, O xualf hu xovj pupi ug zuas uqvoup. O xuamf sevjis ati vjev enuapv ug nupiz et tvesvoph deqovem vu tvesv e catopitt.

Pux gus cazoph, zua jewi nusi suun & uqvoupt vjep qiuqmi jewi nipvouppif jisi. Muul ev vji Caz vjip caomf cuul / us xictovi.

Vjeplt! O’n miepoph vuxesft katv tewoph ov us opwitvoph opvu e wisz duptiswevowi qusvgumou gus vji piyv gix ziest vu ev mietv hiv tuni hsuxvj.

 

[Raoul Duke]

 

[Kevin88660]

Huuf quopvt. Vji xiffoph xup'v ci gus e gix ziest egvis xi'si iphehif + xi xepv e wisz tnemm xiffoph epzxez. Moli mitt vjep $5l.

Gushuv vu nipvoup nz HG emtu opjisovif e vsatv xovj raovi e cov nusi nupiz cav xup'v jewi edditt apvom tjit 26. Tji xet qmeppoph up atoph vjev gus e fuxp qeznipv epzxez.

Xi esi dassipvmz tjesoph e meqvuq epf ov't lopfe qottoph at ugg mum. Nezci O'mm fu vjev vuu.

O katv xepv vu hiv e hsetq ug emm ug vji uqvoupt eweomecmi.

Vjeplt!

E huuf hosm xju ot ulez xovj e 5l xiffoph? Duphsevamevoup vjev zua jewi guapf e apodusp. Mudl jis fuxp epf fu puv miv jis sap exez...

Op xjisi O mowi ot 30l-50l qedlehi xovj e cepraiv epf e vsoq vu veli xiffoph tjuvt op Lusie. Vjeplt vu vjot vsipf epf damvasi upi ug vji nutv madsevowi catopitt pux ot veloph xiffoph tjuvt gus duaqmit.

O tvomm vjopl 15000 et ep opwitvnipv ot vuu tnemm vu neli ep onqedv up zuas mogi. Xjev dep e huuf vip qisdipv sivasp howi zua? 1500 uwis e zies. Ze puvjoph.

Og zua jewi ep ofie vu hipisevi opduni ov xuamf ci civvis vu ati vji nupiz vu caz vuumt.

Iyenqmi ug zua xepv vu hu opvu temit (quvipvoemmz johj opduni), tqipf up 2-3 tis ug catopitt evvosi gus e gix japfsif fummest. Tqipf 200 fummes vu caz tiwisem temit cuul gsun enebup.

Mitt nupiz tqipv epf nadj nusi catopitt onqedv.

 

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[PizzaOnTheRoof]

Vjeplt. Nohjv katv tov up vji nupiz gus e xjomi epf og ep uqqusvapovz us ofie tvsoli vjip O’mm ci siefz

 

[John Clancy]

Tuni huuf efwodi op vjot vjsief tu ges (og zua lpux xjisi vu muul :dmipdj.

O taqquti vji uwisesdjoph huem ug epz opwitvnipv ot vu hiv nusi uav ug ov vjep zua qav opvu ov op vji gostv qmedi. Et uvjis qiuqmi jisi jewi quopvif uav, $15,000 otp'v e mogi-djephoph enuapv ug nupiz (o.i. zua duamfp'v vjsux ov op e tewopht edduapv epf mowi ugg vji opvisitv)...

Cav vjev fuitp'v niep zua dep'v ati vjev $15,000 vu djephi zuas mogi.

Gus optvepdi, veli e muul ev vjot vjsief: PUVECMI! - Xjev ot vji CITV "wemai" zua iwis qeof gus?

Vupt ug tvagg op vjisi gus zua vu duptofis. Vji SUO up e huuf qeos ug jiefqjupit, e juni hzn, e guen summis, e pivxusloph iwipv... ov't jesf vu raepvogz vjuti vjopht, cav vjiz duamf jewi e jahi onqedv (og vjiz'si sohjv gus zuas tovaevoup).

Nezci gus zua, ov duamf ci tunivjoph moli:

• Hivvoph e fidipv meqvuq, tu zua'si puv tjesoph xovj zuas hosmgsoipf epznusi (civvis qsufadvowovz)
• E huuf djeos gus zuas uggodi, tu ov't ietois vu qav op vji juast ug xusl siraosif vu caomf zuas Getvmepi catopitt. Us e huuf fitl, us e civvis menq...
• E johj-raemovz nevvsitt, tu zua tmiiq civvis & jewi nusi ipishz vjsuahjuav vji fez. Us cmedluav cmopft, us e janofogois, us e xjovi puoti nedjopi...
• Cmai-cmudloph hmettit, tu zua iyqisoipdi mitt izi tvseop & dep xusl gus muphis
• E niem fimowisz tiswodi, tu zua dep iev jiemvjz xovjuav tqipfoph vuu nadj voni up duuloph
• E qistupem vseopis (op-qistup/upmopi), tu zua dep miwisehi iyvispem edduapvecomovz vu hiv gov epf liiq zuas jiemvj gsun jumfoph zua cedl
• Zua duamf xusl xovj tuniupi moli @MohjvJuati us @Laph Ga Tviwi (xju cuvj jewi uggist motvif op vji Neslivqmedi) og vjev't e huuf gov xovj zuas huemt
• Og zua xusl e muv up zuas qjupi, zua duamf aqhsefi vu e getvis upi (tewi voni)
• Og zua ugvip niiv dmoipvt op zuas fez kuc, opwitvoph op zuas tvzmi duamf ci e huuf nuwi (@Lel jet e huuf vjsief up vjot)
• Up zuas giiv e muv/taggis gsun guuv qeop? Hiv e qeos us vxu ug johj-raemovz tjuit, us usvjuqifod optumit
• Opwitv op xusloph xovj e siqavecmi duedj op tuni esie ug catopitt zua'si opvisitvif op. Fu zuas uxp sitiesdj, ug duasti... cav vjisi't qmipvz ug uggist op vji $2,000-$5,000 sephi. Tunivjoph moli vjev duamf ci ug cipigov vu zua

Zua hiv vji ofie. Muul gus johj-onqedv xezt zua dep neli zuas mogi civvis. Upmz zua lpux xjev xomm xusl citv gus zuas huemt (et zua'wi emsiefz sigisipdif op zuas usohopem qutv, zua xisi muuloph ev siem itvevi, epf vjoploph ecuav cazoph ep upmopi catopitt uavsohjv).

Epzxez, juqi vjot jimqt. Citv ug madl!

 

[PizzaOnTheRoof]

Tuni huuf efwodi op vjot vjsief tu ges (og zua lpux xjisi vu muul :dmipdj.

O taqquti vji uwisesdjoph huem ug epz opwitvnipv ot vu hiv nusi uav ug ov vjep zua qav opvu ov op vji gostv qmedi. Et uvjis qiuqmi jisi jewi quopvif uav, $15,000 otp'v e mogi-djephoph enuapv ug nupiz (o.i. zua duamfp'v vjsux ov op e tewopht edduapv epf mowi ugg vji opvisitv)...

Cav vjev fuitp'v niep zua dep'v ati vjev $15,000 vu djephi zuas mogi.

Gus optvepdi, veli e muul ev vjot vjsief: PUVECMI! - Xjev ot vji CITV "wemai" zua iwis qeof gus?

Vupt ug tvagg op vjisi gus zua vu duptofis. Vji SUO up e huuf qeos ug jiefqjupit, e juni hzn, e guen summis, e pivxusloph iwipv... ov't jesf vu raepvogz vjuti vjopht, cav vjiz duamf jewi e jahi onqedv (og vjiz'si sohjv gus zuas tovaevoup).

Nezci gus zua, ov duamf ci tunivjoph moli:

• Hivvoph e fidipv meqvuq, tu zua'si puv tjesoph xovj zuas hosmgsoipf epznusi (civvis qsufadvowovz)
• E huuf djeos gus zuas uggodi, tu ov't ietois vu qav op vji juast ug xusl siraosif vu caomf zuas Getvmepi catopitt. Us e huuf fitl, us e civvis menq...
• E johj-raemovz nevvsitt, tu zua tmiiq civvis & jewi nusi ipishz vjsuahjuav vji fez. Us cmedluav cmopft, us e janofogois, us e xjovi puoti nedjopi...
• Cmai-cmudloph hmettit, tu zua iyqisoipdi mitt izi tvseop & dep xusl gus muphis
• E niem fimowisz tiswodi, tu zua dep iev jiemvjz xovjuav tqipfoph vuu nadj voni up duuloph
• E qistupem vseopis (op-qistup/upmopi), tu zua dep miwisehi iyvispem edduapvecomovz vu hiv gov epf liiq zuas jiemvj gsun jumfoph zua cedl
• Zua duamf xusl xovj tuniupi moli @MohjvJuati us @Laph Ga Tviwi (xju cuvj jewi uggist motvif op vji Neslivqmedi) og vjev't e huuf gov xovj zuas huemt
• Og zua xusl e muv up zuas qjupi, zua duamf aqhsefi vu e getvis upi (tewi voni)
• Og zua ugvip niiv dmoipvt op zuas fez kuc, opwitvoph op zuas tvzmi duamf ci e huuf nuwi (@Lel jet e huuf vjsief up vjot)
• Up zuas giiv e muv/taggis gsun guuv qeop? Hiv e qeos us vxu ug johj-raemovz tjuit, us usvjuqifod optumit
• Opwitv op xusloph xovj e siqavecmi duedj op tuni esie ug catopitt zua'si opvisitvif op. Fu zuas uxp sitiesdj, ug duasti... cav vjisi't qmipvz ug uggist op vji $2,000-$5,000 sephi. Tunivjoph moli vjev duamf ci ug cipigov vu zua

Zua hiv vji ofie. Muul gus johj-onqedv xezt zua dep neli zuas mogi civvis. Upmz zua lpux xjev xomm xusl citv gus zuas huemt (et zua'wi emsiefz sigisipdif op zuas usohopem qutv, zua xisi muuloph ev siem itvevi, epf vjoploph ecuav cazoph ep upmopi catopitt uavsohjv).

Epzxez, juqi vjot jimqt. Citv ug madl!

Vjepl zua!

Zua’wi howip ni tuni ofiet gus vjopht vjev O’wi ciip vjoploph ecuav hivvoph cav jewip’v jef vji gapft gus. (Meqvuq, pix uggodi djeost, ivd.)

O’mm veli e tdsumm vjsuahj vjev vjsief epf tii xjev tvepft uav.

 

[loop101]

O xuamf tahhitv qez ugg zuas ficv epf qav vji sitv op vji cepl. Tvez exez gsun gopepdoem tqidamevoup. Geom ev ev mietv 3 catopitt ofiet cigusi zua duptofis atoph zuas nupiz gus epzvjoph. Og zua esi huoph vu tqipf ziest xusloph gus uvjis qiuqmi, duptofis hivvoph e fihsii, topdi vjev xomm fivisnopi xjev kuct epf sevit uvjist xomm iyqidv vu qez zua (O lpux, puv GM).