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So really it all comes down to trust.
A common moniker for security-minded folk is "trust no one."
If that statement is taken to its logical conclusion, I'd wind up in a cabin in the woods, growing all of my own food inside a hermetically sealed greenhouse. So really that means to me that we need to make informed decisions with the realization that nothing is perfect.
I remember watching "The Amazing Spider Man," and when Peter Parker first sneaks into the lab he watches the doctor login to a crazy security panel, then duplicates the same code. This is a clear example of why 2FA is effective.
2FA = something you HAVE + something you KNOW.
Where it breaks down is in the enforcement side. What does the bank or service do when someone (possibly even YOU) calls claiming they lost they? This is where the social engineering vulnerabilities come in to play.
A common moniker for security-minded folk is "trust no one."
If that statement is taken to its logical conclusion, I'd wind up in a cabin in the woods, growing all of my own food inside a hermetically sealed greenhouse. So really that means to me that we need to make informed decisions with the realization that nothing is perfect.
I remember watching "The Amazing Spider Man," and when Peter Parker first sneaks into the lab he watches the doctor login to a crazy security panel, then duplicates the same code. This is a clear example of why 2FA is effective.
2FA = something you HAVE + something you KNOW.
Where it breaks down is in the enforcement side. What does the bank or service do when someone (possibly even YOU) calls claiming they lost they? This is where the social engineering vulnerabilities come in to play.
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