D
Deleted112111
Guest
Hi all,
How to buy a house with a very low salary?
So, I've been trying for years to buy a house without a loan, but unfortunately it's not possible, because I have very little income and I pay a lot for renting an apartment.
I need about 100,000 EUR for a house, but I can't buy it because my salary is only 1,500 EUR and I pay 750 EUR for an apartment, and the cost of living has gone up, I can't even buy a car for myself. That's how it is, apartment prices have skyrocketed. I mean more precisely about renting an apartment, so what I found is really cheap.
I had a plan to buy a building land for 50,000 EUR and then build slowly, but unfortunately I can't afford that either.
I can't get a loan because I have a very low income.I asked the bank and unfortunately they can't grant me a loan.
So I'm helpless. The only solution is to move to a smaller place where I would pay for an apartment, maybe around 500 EUR, and then I could eventually make something.
I am 33 years old, male, and an ordinary worker
My parents worked hard all their lives to raise me and my brother on the right path, and they succeeded, but they didn't manage to have their own house, which is still their wish.
I have always wanted to have own house, my own roof over my head. I lived my whole youth with my parents in a wooden house, to be more precise (XXXXX for 4 of us in 60 square meters) until I moved out. And I always wanted to have a small house where I could live with my parents. They are on the ground floor and me and my brother are upstairs, and that I have a small yard where I can plant something, some fruit, and that I finally have what I always wanted in life, which is to have a dog and a rabbit. Yes if I play with them in the yard then my life would be filled with happiness, but unfortunately that is unfulfillable with today's situation because wages are low and living expenses are expensive.
And because of all that, I also suffer from depression, because not meeting my goal affected my mental health.
Does anyone know any expert advice on how to achieve my goal of buying a house?
Thank you for taking the time to read.
How to buy a house with a very low salary?
So, I've been trying for years to buy a house without a loan, but unfortunately it's not possible, because I have very little income and I pay a lot for renting an apartment.
I need about 100,000 EUR for a house, but I can't buy it because my salary is only 1,500 EUR and I pay 750 EUR for an apartment, and the cost of living has gone up, I can't even buy a car for myself. That's how it is, apartment prices have skyrocketed. I mean more precisely about renting an apartment, so what I found is really cheap.
I had a plan to buy a building land for 50,000 EUR and then build slowly, but unfortunately I can't afford that either.
I can't get a loan because I have a very low income.I asked the bank and unfortunately they can't grant me a loan.
So I'm helpless. The only solution is to move to a smaller place where I would pay for an apartment, maybe around 500 EUR, and then I could eventually make something.
I am 33 years old, male, and an ordinary worker
My parents worked hard all their lives to raise me and my brother on the right path, and they succeeded, but they didn't manage to have their own house, which is still their wish.
I have always wanted to have own house, my own roof over my head. I lived my whole youth with my parents in a wooden house, to be more precise (XXXXX for 4 of us in 60 square meters) until I moved out. And I always wanted to have a small house where I could live with my parents. They are on the ground floor and me and my brother are upstairs, and that I have a small yard where I can plant something, some fruit, and that I finally have what I always wanted in life, which is to have a dog and a rabbit. Yes if I play with them in the yard then my life would be filled with happiness, but unfortunately that is unfulfillable with today's situation because wages are low and living expenses are expensive.
And because of all that, I also suffer from depression, because not meeting my goal affected my mental health.
Does anyone know any expert advice on how to achieve my goal of buying a house?
Thank you for taking the time to read.
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