It's a great idea to put links to your articles (I added it above).
I would question this data. As an ex-med student, one of the exercises in our statistics class was to take a study from one of the 3 largest Medical Magazines (JAMA, NEJM, or Lancet) and show that the stats were flawed. Sadly, this was easy, as many of the articles had small or even serious errors in their stats, which made the conclusions inaccurate.
Peer review does not help-- as your peers are also not statisticians, and cannot find the errors! :smx8:
You have chosen 3 people who have lost their jobs or had their incomes reduced. We are in a recession. Unemployment is close to 10%-- the highest in decades. So I don't find any of your figures shocking.
There are only 2 statements you have made in your last post that I *do* find confusing:
So . . . if you're not asking what WE are doing, or what the other 90% are doing, what the heck *are* you asking?
Yes, we have a recession going on. It aint pretty. And most of the folks on the fastlane are adjusting their PLANs with a critical eye towards change and how to manage-- and profit from-- what's happening.
This is as it's always been: Entrepreneurs look at how to profit from what is happening, or what will happen.
And the rest of society?
As Runum says, they watch the news, complain to their friends, and life goes on. They still have families, buy food, drive their cars, vote, hang w/their friends, make their mortgage payments, work (or try to get hired if they get fired, like your Walmart example*), etc.
They spend less because they *have* less. Or, if they have the same amount, some of them are saving more (the saving rate has gone up this past year).
To these people, doing the same things but making it happen w/less $$$ is a BIG change for them.
Most of them would never even consider thinking outside of the box-- becoming more fastlane, or reducing their expenses by radical changes in their lifestyles.
They would rather just watch TV, and sigh, and lament the overall sad state of the world . . .
(again, I'm not saying these actions are good or bad-- people do what people do.)
-Russ H.
*now that you tell me he's a middle aged man, I'd guess one of the reasons he chose Walmart for their group health care-- he may have had pre-existing conditions-- I don't know
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