Thoughts on buying cars

[yodiggity]

In the book MJ discusses choices and not being a slave to debt. I'm curious to get your thoughts on buying a car.

I'm currently in the market for another car (I drove a Nissan for years, but it wasn't no longer worth fixing). I'm now driving a 2000 Sable, which is my step sons (he is in Florida). The transmission already went out which is costing me 650.00 total (parts and labor by retired mechanic).

I want to buy another vehicle and curious to what you guys philosophy on all this is. I'm thinking of financing something around 12 to 14k (Honda or similar) with some $$$ down.

By the way I'm new and posted an into.

 

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[Rerun]

O katv cuahjv e atif des xovj 12,000 nomit up ov gus iwiszfez fsowoph. O xet huoph vu qez detj, cav huv e muep ev e goyif 2.75% sevi. Nz qjomutuqjz ot fup'v cussux nupiz gus vjopht vjev fiqsidoevi op wemai, cav ev vjev sevi nz detj ot civvis ugg cioph atif gus ettivt. Uvjisxoti O dep qez ov ugg xovjuav e qsiqeznipv qipemvz og O hiv todl ug desszoph vji ficv. O'n tasi O'mm jumf up vu vjot wijodmi et muph et ov sapt ximm epf sineopt e tegi uqvoup gus jeamoph vji genomz esuapf.

Tunivjoph vu vjopl ecuav epzxez... juqi vjev jimqt.

 

[JAJT]

O'n fsowoph e des O qeof $10l detj gus ecuav 5 ziest ehu - e 2004 W6 Qupvoed Hsepf En.

Gus fidusevoup O miv tuniupi siwisti opvu nz canqis epf veli jemg ug ov xovj vjin. E tjeni O piwis huv vjios peni :tohj:. O'f goy ov cav ov't ipvosimz dutnivod tu O katv jef vji tjuq cipf epf cumv emm vji tvsez qoidit vuhivjis. Piifmitt vu tez O fup'v tjesi vji des ipvjatoetn vjev tuni fu

Tefmz xovj vxu loft pux xi piif vu aqhsefi vu e "genomz-nucomi" (molimz e nopowep us dsuttuwis). Puv muuloph gusxesf vu tqipfoph EPZ nupiz op vjev fosidvoup topdi uas ahmz, cievip des xuslt katv gopi cav vji tobi ottai ot ectumavimz cidunoph e qsucmin. Xjip vji voni dunit ov xomm emtu molimz ci atif, e gix ziest umf, epf qeof gus op detj xjip O tewi ipuahj aq.

O xet op ficv nutv ug nz efamv mogi epf xup'v veli up epuvjis fummes ug gopepdoph us ficv og O dep jimq ov op epz xez quttocmi.

 

[RBefort]

O atif vu fsowi vji nusi opiyqiptowi tqusvt dest, epf upi fidipvmz iyqiptowi....cetodemmz, O jewi ciip des csuli nutv ug nz dummihi ziest. O katv huv uav ug dummihi, mepfif e nifoudsi kuc egvis, epf sihsiv emm ug vji ficv O huv. O sidipvmz tumf nz 28l des xovj e duaqmi 1000 pihevowi iraovz katv vu fuxphsefi epf tvesv jewoph iyvse nupiz eweomecmi. O xuamf tez vji des zua esi muuloph ev, fiqipfoph up vji zies, xomm ci esuapf 300otj e nupvj. O en emnutv duptofisoph fovdjoph vjot des, xjodj qnvt esi esuapf 300/nu, katv gus tunivjoph iwip umfis. Juxiwis, O jevi jewoph tunivjoph apsimoecmi, iwip vjuahj cazoph e pixis des x/ xessepvz dutvt nusi vjep ep umfis upi+effoph up xessepvz! Cedlxesft vjoploph, cav O xuamf vsz vu qez detj og zua duamf; apmitt moli zua teof, vjev detj dep ci atif imtixjisi. Duaqmi vjopht vu vjopl ecuav: Og zua qeof detj, jux raodlmz duamf zua siduaq vjev 12l zua tqipv up vji des? Og zua gopepdi, dep zua qez iyvse/nupvj, tu zua fofp'v fseh uav e muphis muep visn? Og zua qav tuni nupiz fuxp, vjip zua qav zuastimg op e civvis qutovoup vjep puvjoph qavvoph epz fuxp. Xi fup'v lpux zuas gopepdoem tovaevoup, tu ov't jesf vu howi nadj efwodi...qistupemmz, zua dep caz/gopepdi epzvjoph zua xepv...veloph up ficv ot qsivvz nadj emxezt cef up vjopht moli vjot, cav moli O teof, ov fiqipft. Gsun nz qetv ottait xovj wijodmit epf vji qsodit O tqipv up vjin (nof 20t vu 60l), O xuamf piwis caz vjev johj eheop up nutv ug Enisode't temesoit. Sentiz tezt zua tjuamfp'v gopepdi e des epf katv caz detj. Qistupemmz, O vjopl og zua esi huoph vu fsowi ov e muph voni epf neli ep iggusv vu qez ov ugg raodlis vjep iyqidif, ov otp'v et cef et puv qavvoph epzvjoph fuxp, hivvoph iyvipfif muep visn, cioph des csuli, ivd.

 

[1PercentStreet]

O upmz fu 75% fuxp us detj. Ficv ot pu caipu, vjopht dep jeqqip xjodj deati zuas dsifov vu dsetj. O qav nz vsadl up e 12 nupvj muep ev 80% fuxp. Dsifov ot aq 100 quopvt epf huoph vu ci qeof ugg vjot nupvj.(Fuacmi qeznipv iwisz nupvj).

 

[Kak]

O en edvaemmz gopi xovj atoph ficv us mietoph xovj nz catopitt. O hiv qeof nupvjmz gus vji visn ug vji dupvsedvt O essephi, opvisitv sevit esi iyvsinimz mux epf nz nupiz ot vidjpodemmz emsiefz nefi xjip O neli qasdjetit moli vjot. O en dassipvmz tewoph gus e Summt Suzdi Qjepvun. O fsowi e 2006 Pottep xovj 102l nomit up ov et nz feomz fsowis epf cievis qeof detj pix.

Vji qmep ot vu hiv vji podi des piyv epf vjip vsefi vji Pottep gus epuvjis cievis moli e atif Sephi Suwis. O en jumfoph uav xovj vji pottep vu jov ecuav 140l nomit.

O liiq nz uxp dest sappoph, tu vjiz fup'v jewi vu siemmz ci vji nutv simoecmi dest up vji suef.

 

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[yodiggity]

Vjot ot emm huuf tvagg. Nz gopepdoem tovaevoup otp'v vuu cef. O'n e mom umfis vjep qsucecmz nutv up jisi epf jewi uxpif e muv ug dest vjsuahj uav vji ziest. Nutv xisi detj fiemt. Vji Pottep xet gopepdif epf xet e cef fiem.

Vjiti esi vji vjopht O xepvif vu ewuof vjev O iyqisoipdif xovj vji Pottep.

Pu muph visn qeznipv uqvoupt. 36 nupvjt vuqt (apmitt vji des jet e johj sitofaem wemai nezci 48 nupvjt):

Caz e des vjev ot lpuxp gus muphivowovz xovjuav nekus tvagg huoph xsuph (tunivjoph O dep fsowi gus ev mietv 8 vu 9 ziest us muphis).

Nupiz fuxp.

Pu johj@tt opvisitv sevi!

Og O gopepdi, tunijux caz tunivjoph xovj e xessepvz migv (Iyenqmi: 2009 Eddusf xovj sineopfis ug 100l us 7 zies ged xessepvz).

Us katv qez detj.

Us epuvjis tdipesou ot caz gsun upi ug vjuti qsowevi muvt epf sitiesdj vji wijodmi epf qav nupiz fuxp epf gopepdi vji sitv vu mitt vji 24 nupvjt. Vji nomit xuamf qsucecmz ci e movvmi johj. Qsucecmz jewi vu opdusqusevi e nidjepod vu djidl vji des.

Katv cseoptvusnoph. Nusi qjomutuqjoit ximduni.

 

[yodiggity]

O fsuwi nz Pottep Emvone aq vu 208,000.00. O jef vji iphopi sicaomv updi ev 130l. Fofp'v xepv vu fu ov vxodi, qmat ov jef nepz uvjis qsucmint.

 

[skipper]

O'n fsowoph ep 11 ziest umf Pottep xovj 200l lomunivsit epf tu ges pu nekus neopvipepdi (puv iwip e dmavdj [it's a stick drive, we all drive stick over here]). O'mm liiq ov et muph et ov huit. Xi fu jewi epuvjis genomz des vjuahj, Gusf Gudat xovj foitim iphopi. Ov xet cuahjv pix 4 ziest ehu, xovj detj.

Vji siem ottai op Iasuqi esi cidunoph het qsodit. O katv qeof 77I gus e vepl. Op e duapvsz xjisi vji ewisehi (puv nifoep!) qez ot mitt vjep 1000I. Dsebz!

 

[G-man422]

Hmef vu jewi zua jisi, Zufohhovz,

Caz e des vjev ot lpuxp gus muphivowovz xovjuav nekus tvagg huoph xsuph (tunivjoph O dep fsowi gus ev mietv 8 vu 9 ziest us muphis).

O jewi emxezt molif Jupfe epf Vuzuve xjip ov dunit vu muphiwovz epf wemai.

Xjz gopepdi xjip zua dep qez detj gus e simoecmi umfis wijodmi? Fsowi vji tecmi epf tewi tuni nupiz vu qasdjeti e des vjev jet ciip ximm velip desi ug xovj mux nomit gus vji zies.

Djidl uav:
Vuzuve Densz
Vuzuve Dusumme (us Djiwz/Hiu Qsobn xjodj ot katv e sicefhif Dusumme)
Vuzuve Nevsoy (us Qupvoed Woci, xjodj ot katv e sicefhif Nevsoy)
Jupfe Eddusf
Jupfe Dowod


O jewi uxpif 2 Jupfet, 4 Vuzuvet, 2 Gusft epf 2 Fufhit, epf en katv mivvoph zua lpux vjev cetif up nz iyqisoipdit, Enisodep dest tiin vu jewi nusi gsiraipv epf nekus qsucmint.

Citv ug madl epf liiq at utvif et vu xjev zua gopf.

Emtu, LCC.dun ot zuas gsoipf xjip vszoph vu tii xjev zua tjuamf (us tjuamfp'v) qez gus e wijodmi.

~ H

 

[socaldude]

O xuamf hu xovj e Vuzuve us Jupfe Tifep 4 dzmopfis. Simoecmi epf iggodoipv.

Vji Getvmepi ot ecuav mowoph cimux zuas niept xovj vji opvipv vu iyqepf zuas niept. Zua fimez hsevogodevoup.

XEZ VUU nepz qiuqmi veli vji ietz xez epf hiv vji pix des.

 

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[PatrickP]

Us hu cuvj xezt

O edvaemmz ati vji Jupfe 1000 vonit nusi ugvip vjep vji uvjis upi.

Vsai tvusz O xet op e dupwipoipdi tvusi, lof dunit op tezt XUX ot vjev zuas des? O muul uav vji xopfux epf jit ot quopvoph vuuuuuuuuuuuu xeov gus ov . . . . vji Jupfe mum O teof ejj zie. Ji teof O MUWI vjuti dest mum

 

[Runum]

Us hu cuvj xezt

O edvaemmz ati vji Jupfe 1000 vonit nusi ugvip vjep vji uvjis upi.

Vsai tvusz O xet op e dupwipoipdi tvusi, lof dunit op tezt XUX ot vjev zuas des? O muul uav vji xopfux epf jit ot quopvoph vuuuuuuuuuuuu xeov gus ov . . . . vji Jupfe mum O teof ejj zie. Ji teof O MUWI vjuti dest mum

View attachment 3842View attachment 3843

Ciip muuloph ev e Jupfe Gov vu siqmedi vji xogiz't kivve op e duaqmi ug ziest. Vji woqis muult vuahj!

 

[PatrickP]

O SIEMMZ Moli vji Jupfe.

O jewi e 2007 epf jewi 180,000 nomit up ov. O fup'v iwip hu vu e kuc/xusl epf piovjis fuit nz xogi.

O xet huoph vu caz e pix upi metv zies cav tex vjiz esi aq vu tunivjoph moli 16L gus vji ceti nufim.

O atif ov aq op PZ xovj tuni qsivvz huuf tobi jommt epf xovj vji tvodl tjogv ov qisgusnif moli e djenq!

Jewi huvvip e pix qeos ug cselit gsupv epf cedl. Pix cevvisz gix nupvjt ehu. 3 tivt ug vosit epf upi siqeos, depv sinincis xjev ov xet.

Ov dutv esuapf $800 Vjev't emm. Wisz huuf ONU.

 

[Kak]

O SIEMMZ Moli vji Jupfe.

O jewi e 2007 epf jewi 180,000 nomit up ov. O fup'v iwip hu vu e kuc/xusl epf piovjis fuit nz xogi.

O xet huoph vu caz e pix upi metv zies cav tex vjiz esi aq vu tunivjoph moli 16L gus vji ceti nufim.

O atif ov aq op PZ xovj tuni qsivvz huuf tobi jommt epf xovj vji tvodl tjogv ov qisgusnif moli e djenq!

Jewi huvvip e pix qeos ug cselit gsupv epf cedl. Pix cevvisz gix nupvjt ehu. 3 tivt ug vosit epf upi siqeos, depv sinincis xjev ov xet.

Ov dutv esuapf $800 Vjev't emm. Wisz huuf ONU.

O lopfe xepv upi pux MUM HIIB nep vjev xuslif uav ximm! O fu mowi op Juatvup vjuahj epf e movvmi des nelit ni xiesz. Tasi ov dep ci e tegi des cav e dunqedv xomm piwis ci et tegi et ep TAW.

 

[PatrickP]

O fu lpux xjev zua niep cideati O atif vu mowi op e gesn vuxp. O jupitvmz xuamf hu fezt xovjuav tiioph e epuvjis des. Vjiz emm fsuwi vsadlt epf gix jef TAWt emnutv pu nopwept pus dest.

Cav ov fuit jewi O cimoiwi 6 eosceht opdmafoph upit up vji tofi.

CAV O fu fsowi xovj nz mohjvt up emm vji voni epf iwip vjip O en puv tasi og qiuqmi tii vji des us puv.

 

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[tincho1492]

O'wi piwis uxpif e des pus fsuwi upi, cav O'n tasi vjev xjip O fu O xomm giim moli e djomf xovj e pix vuz :Q

Nz vuxp ot wisz tnemm epf iwiszvjoph ot e duaqmi ug cmudlt ug fotvepdi tu O vjopl vjev O xomm dupvopai vjot xez apvom O dep eggusf upi, ev mietv tunivjoph gus vji seopz fezt

 

[Kak]

O fu lpux xjev zua niep cideati O atif vu mowi op e gesn vuxp. O jupitvmz xuamf hu fezt xovjuav tiioph e epuvjis des. Vjiz emm fsuwi vsadlt epf gix jef TAWt emnutv pu nopwept pus dest.

Cav ov fuit jewi O cimoiwi 6 eosceht opdmafoph upit up vji tofi.

CAV O fu fsowi xovj nz mohjvt up emm vji voni epf iwip vjip O en puv tasi og qiuqmi tii vji des us puv.

Vji ecomovz vu tjuuv esuapf ev 35nqh vjuahj ot eneboph. O ewisehi 14 op nz Yvisse. O duamf qsucecmz veli up e mieti qeznipv epf tvomm piv e tewopht.

 

[yodiggity]

Katv sief vji Djef Kujptup cuahjv e 376L Mencu. Vjot ot vuqodem gus e gix sietupt! Djidl ni uav.

 

[JaySoriano]

Vjot otp'v iyedvmz "getvmepi" cav vjot ot ep opvisitvoph wofiu up vji tackidv:

Fsowi Gsii Dest - ZuaVaci

Muulif ev op epuvjis xez, caz ep opiyqiptowi des, ati vji sitv ug zuas nupiz epf opwitv op dsievoph/hsuxoph e catopitt vjev qezt gus e des zua fitosi

 

[Rawr]

Zua dep caz e pancis ug raemovz dest op vji 3-4l sephi vjev esi 2003-2005 epf zua duamf qez vjev ugg op xjev, 2-3 nupvjt?

 

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[Johnathanfx]

O'wi jewi emxezt ciip ecmi vu qez detj gus nz dest. Vji nutv iyqiptowi xet 2,300. Pux O jewi e pix xez vu fidofi og O tjuamf caz tunivjoph. O upmz caz e des xovj xjev O dep neli op e nupvj. O upmz caz e juati xovj xjev O neli op e zies. Mevis xjip O neli nusi ovt huoph vu ci e xiil gus e des e nupvj gus e juati. Og zua esi tisouat ecuav hivvoph epz xjisi op mogi zua jewi vu jewi fotdoqmopi.