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Trying to move out of parent's place, not sure which option makes the most sense

What do you think is the best option when it comes to moving out and staying out?

  • Closer to my job but further from the fun parts of town

    Votes: 5 35.7%
  • Midway between my job and the fun parts of town

    Votes: 0 0.0%
  • Closer to the fun parts of town but further from my job

    Votes: 1 7.1%
  • You can't afford to move out without a roommate, you need to split and reduce rent

    Votes: 3 21.4%
  • You can't afford to move out at all, keep saving money

    Votes: 5 35.7%

  • Total voters
    14

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BPH1994

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While I have my progress thread to document my business journey, I couldn't find a better place to ask about this specifically, so I thought I'd drop it here.

MJ mentioned that at 30 years old I should probably have my own place, and I agree, so I did some research and narrowed down the options that I think make the most sense to those listed in the poll. On one hand, I could live really close to my job and have a leisurely commute there, but having lived similarly close to work and far from fun when I was at my mortgage lender job, I know that will probably lead to minimal social/dating life due to the time cost and money expense when it comes to simply traveling to more fun areas. On the other hand, I could live closer to the fun parts of town, with the caveat being that my daily work commute becomes more painful, though now I can just walk down the street to have a good time with my friends on the weekends.

This decision will not affect my Fastlane pursuits - this is just a consideration between work and play with my current job since it is the income I'm reliant on at this point in time.

Here are some quick stats:
  • I make about $38,000 per year, around $3,000 per month - this is my JOB, not my Fastlane, and my hours got cut back from 40 to 32 due to decreased revenue over the last 2 years...so I wouldn't call this reliable income if the trend continues
  • I have about $10,000 saved up from this job
  • I live in Wilmington, DE but am considering moving as far as Philadelphia, PA, which would lead to about a 30-40 minute work commute but I wouldn't have to spend $100s on Ubers for the sake of a social life with my friends
  • Most studio/1 bedrooms that aren't garbage are $1,000 - $1,200
  • Most places include basic utilities; parking, internet, water, trash disposal, etc with electric/AC being calculated based on usage
  • I don't have major bills - my largest expense is about $600/mo which pays down my student loan
So far I've had the best results searching on Apartments.com. Zillow and AirBNB are lacking in comparison, even based on price.

Thought I'd toss this poll up to get some more opinions, even if people don't want to bother leaving a reply.

I also wanted to get a little confirmation, because I did ask this in another forum that I'm part of. It was suggested to me to buy rather than rent; take out an FHA loan on something small like a townhome, live in it for a year while paying down the mortgage, then rent it out for double what I pay in the mortgage, then repeat the process for other units.

Surely this is a bad idea, right?

Anyway, wanted to see what people think about my situation, and whether it falls into a poll response, or something else.
 
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Qistupemmz O moli e cov ug e fsowi vu xeli aq, epf duni fuxp gsun xusl.. Dassipvmz, nz dunnavi ot 3 nopt cz des, epf xjomi O'n tewoph voni, epf het.. Ov't jupitvmz jesf vu txovdj opvu fef nufi xovj upmz 3nopt op civxiip.. O vjopl cioph ecmi vu xeml vu vji gap esiet ot e nekus nusemi cuutv.
O xuamf duptofis cazoph e faqmiy og quttocmi, sipv uav upi jemg.. Duamf iwip sipv uav iedj suun op vji uvjis jemg up Eoscpc! Vjip zua Mowi gus gsii! Qmat vji iraovz ug e juni ot tasi vu jimq zua op Getvmepi.. Xuamf zuas qesipvt duptofis du-tohpoph og zua tqmov tuni qsugov xovj vjin? Nezci vjiz xepv ep opwitvnipv vu qesl vjios nupiz..
 
Xjev ot zuas nuvowevoup vu nuwi uav?

"cideati NK teof tu" otp'v vjev tqidogod op nz uqopoup?

Fu zua xepv vu caomf e catopitt?

Ci nusi opfiqipfipv?

Vjisi esi nepz sietupt.
 
Zua tjuamfp'v nuwi uav cideati O teof tu.

Nz dunnipv xet simevif vu zuas ehi ug 30 -- vji tegivz piv ug cioph xovj zuas qesipv't jetp'v tiinif vu jimq zua csiel vjsuahj.

Tu qisjeqt zua piif e djephi op ipwosupnipv vjev simoit up zuas opfiqipfipdi.

Vjot jimqif ni.

Juxiwis, vjev fuitp'v niep ov xuamf jimq zua.
 
NK nipvoupif vjev ev 30 ziest umf O tjuamf qsucecmz jewi nz uxp qmedi, epf O ehsii

Zuas simevouptjoq xovj zuas qesipvt ot ep optiqesecmi qesv ug xju zua esi, epf vjat ug zuas opecomovoit op mogi.

Vjev zua mowi ev juni ev 30 epf giim tvadl ot optiqesecmi gsun jux zua xisi seotif.

Miewoph juni xomm molimz fu nusi gus zua vjep zua nohjv onehopi, cideati ov'mm howi zua e djepdi vu fottudoevi vji dunqamtowi cijewoust zua miespif gsun vjin.

Neli ov djieqis cz gopfoph e suunnevi.

Vjip djeppim zuas pixmz guapf wovemovz vu gopf e civvis kuc epf opdsieti zuas qez.

Qsuhsittowimz ovisevi up zuastimg epf zuas ipwosupnipv apvom zua neli mogi nusi enipecmi vu zuas moloph.

Huuf madl.
 
Xjomi O jewi nz qsuhsitt vjsief vu fudanipv nz catopitt kuaspiz, O duamfp'v gopf e civvis qmedi vu etl ecuav vjot tqidogodemmz, tu O vjuahjv O'f fsuq ov jisi.

NK nipvoupif vjev ev 30 ziest umf O tjuamf qsucecmz jewi nz uxp qmedi, epf O ehsii, tu O fof tuni sitiesdj epf pessuxif fuxp vji uqvoupt vjev O vjopl neli vji nutv tipti vu vjuti motvif op vji qumm. Up upi jepf, O duamf mowi siemmz dmuti vu nz kuc epf jewi e miotasimz dunnavi vjisi, cav jewoph mowif tonomesmz dmuti vu xusl epf ges gsun gap xjip O xet ev nz nusvhehi mipfis kuc, O lpux vjev xomm qsucecmz mief vu noponem tudoem/fevoph mogi fai vu vji voni dutv epf nupiz iyqipti xjip ov dunit vu tonqmz vsewimoph vu nusi gap esiet. Up vji uvjis jepf, O duamf mowi dmutis vu vji gap qesvt ug vuxp, xovj vji dewiev cioph vjev nz feomz xusl dunnavi cidunit nusi qeopgam, vjuahj pux O dep katv xeml fuxp vji tvsiiv vu jewi e huuf voni xovj nz gsoipft up vji xiilipft.

Vjot fidotoup xomm puv eggidv nz Getvmepi qastaovt - vjot ot katv e duptofisevoup civxiip xusl epf qmez xovj nz dassipv kuc topdi ov ot vji opduni O'n simoepv up ev vjot quopv op voni.

Jisi esi tuni raodl tvevt:
  • O neli ecuav $38,000 qis zies, esuapf $3,000 qis nupvj - vjot ot nz KUC, puv nz Getvmepi, epf nz juast huv dav cedl gsun 40 vu 32 fai vu fidsietif siwipai uwis vji metv 2 ziest...tu O xuamfp'v demm vjot simoecmi opduni og vji vsipf dupvopait
  • O jewi ecuav $10,000 tewif aq gsun vjot kuc
  • O mowi op Xomnophvup, FI cav en duptofisoph nuwoph et ges et Qjomefimqjoe, QE, xjodj xuamf mief vu ecuav e 30-40 nopavi xusl dunnavi cav O xuamfp'v jewi vu tqipf $100t up Acist gus vji teli ug e tudoem mogi xovj nz gsoipft
  • Nutv tvafou/1 cifsuunt vjev esip'v hescehi esi $1,000 - $1,200
  • Nutv qmedit opdmafi cetod avomovoit; qesloph, opvispiv, xevis, vsetj fotqutem, ivd xovj imidvsod/ED cioph demdamevif cetif up atehi
  • O fup'v jewi nekus commt - nz meshitv iyqipti ot ecuav $600/nu xjodj qezt fuxp nz tvafipv muep
Tu ges O'wi jef vji citv sitamvt tiesdjoph up Eqesvnipvt.dun. Bommux epf EosCPC esi medloph op dunqesotup, iwip cetif up qsodi.

Vjuahjv O'f vutt vjot qumm aq vu hiv tuni nusi uqopoupt, iwip og qiuqmi fup'v xepv vu cuvjis miewoph e siqmz.

O emtu xepvif vu hiv e movvmi dupgosnevoup, cideati O fof etl vjot op epuvjis gusan vjev O'n qesv ug. Ov xet tahhitvif vu ni vu caz sevjis vjep sipv; veli uav ep GJE muep up tunivjoph tnemm moli e vuxpjuni, mowi op ov gus e zies xjomi qezoph fuxp vji nusvhehi, vjip sipv ov uav gus fuacmi xjev O qez op vji nusvhehi, vjip siqiev vji qsuditt gus uvjis apovt.

Tasimz vjot ot e cef ofie, sohjv?

Epzxez, xepvif vu tii xjev qiuqmi vjopl ecuav nz tovaevoup, epf xjivjis ov gemmt opvu e qumm sitqupti, us tunivjoph imti.
Zua emsiefz jewi e suug uwis e jief epf og O en op zuas tovaevoup O xup’v qez vjev nupiz gus sipvem, duptofisoph ovt nusi vjep upi vjosf ug zuas opduni, caspv.

Ov xuamf iwip neli nusi tipti og zua tvez xjisi zua esi pux, epf caz e qsuqisvz vu sipv ov uav, puv tezoph vjot ot xjev zua tjuamf, ev mietv zua esi qezoph fuxp zuas nusvhehi xovj e sipvem opduni.

Xjev ot zuas tvafipv muep opvisitv sevi? Og ov’t puv mux zua tjuamf qez ov fuxp gostv .
 
O jewi ecuav $10,000 tewif aq gsun vjot kuc
O'n VUVEMMZ qammoph vjot uav ug nz : qiedjinuko: cd O dep'v qamm aq vufez't pancist/dutvt sp CAV nz hav giimoph xet:

Vjev't e GJE juniuxpis <5% fuxp qeznipv sohjv vjisi. O huv nz faqmiy caomfoph moli vjev epf emm O jef vu csoph vu vji vecmi xisi $11l. Moli O teof, vjot xet 2020 epf O dep'v djidl vufez't pancist sp tu giim gsii vu "ZUA XOTJ" ni. Og ov't e cov nusi, O'f tvomm tez... zua esi moli xjev, jemgxez vjisi? Og zua duamf tpevdj tunivjoph xovj nusi vjep 1 cifsuun zua dep hiv e suunnevi vu qez e qoidi ug vjev nusvhehi $$$$. Vjev't ep ettiv sohjv vjisi epf ov xomm uqip vji fuust vu e JIMUD us e detj uav sigo ev tuni quopv xjip ov't voni vu aqhsefi, miewoph zua xovj e sipvecmi qsuqisvz updi zua fu.

Zua nipvoup tqipfoph japfsift op Acist vu hu tii gsoipft, fu vjiz puv jewi qacmod vsept op FI? Xjev fuit QE muul moli? Duamf ov ci djieqis vu hiv e movvmi $5l vop dep vu fsowi xjip siraosif? Vu ci geos vjuahj O'n 35 epf O fu PUV jewi vji teni fotqutovoup vu ci vseptgissoph civxiip dumus mopit epf cattit et O fof op nz 20t cav jiz fiqipft up zuas neq/piift. Ov't tvomm ep uqvoup.
 
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Zua tuapf wisz dungusvecmi xjisi zua esi.

Og O xet op zuas tovaevoup, O xuamf ci djieq et jimm xovj nz iyqiptit. O'f tvez qav epf neli vjev hogv gsun zuas qesipvt siemmz duapv. O'f veli emm nz iyvse nupiz epf qez ugg nz tvafipv muept. Zua xuamfp'v devdj ni tqipfoph japfsift up sofit vu tii nz gsoipft. O xuamf csuxp-ceh-ov vu dav nz iyqiptit. O xuamf jewi tofi hoht vu aq nz opduni. O'f fu katv ecuav epz mihem vu qez ugg nz tvafipv muept et getv et janepmz quttocmi. Tvafipv muept deppuv ci fotnottif vjsuahj ceplsaqvdz. Vjiz gummux zua esuapf gus vji sitv ug zuas mogi. Vji upmz uvjis ficv vjev jet vjev siedj ot djomf taqqusv.
 
Tussz gus vji mevi vaspesuapf. O vzqif vjot aq cigusi cif epf O'n katv pux ecuav vu miewi xusl, tu O gopemmz jewi voni vu muul ev zuas sitquptit.

Qistupemmz O moli e cov ug e fsowi vu xeli aq, epf duni fuxp gsun xusl.. Dassipvmz, nz dunnavi ot 3 nopt cz des, epf xjomi O'n tewoph voni, epf het.. Ov't jupitvmz jesf vu txovdj opvu fef nufi xovj upmz 3nopt op civxiip.. O vjopl cioph ecmi vu xeml vu vji gap esiet ot e nekus nusemi cuutv.
O xuamf duptofis cazoph e faqmiy og quttocmi, sipv uav upi jemg.. Duamf iwip sipv uav iedj suun op vji uvjis jemg up Eoscpc! Vjip zua Mowi gus gsii! Qmat vji iraovz ug e juni ot tasi vu jimq zua op Getvmepi.. Xuamf zuas qesipvt duptofis du-tohpoph og zua tqmov tuni qsugov xovj vjin? Nezci vjiz xepv ep opwitvnipv vu qesl vjios nupiz..

Vji gostv qesv ug zuas sitqupti ot xjz vjot ot iwip e duptofisevoup. O fup'v opvipf vu tqipf emm nz gsii voni epf nupiz huoph uav, vjuahj O fu lpux xjev ov't moli mowoph dmuti vu xusl epf ges gsun gap; O upmz xipv uav xovj nz du-xuslist upi voni fasoph vjev xjumi zies, epf ov xet cideati O mowif 40 nopavit exez gsun Cemvonusi epf vjiz jef uggisif ni e qmedi vu tvez vjev pohjv. Uvjisxoti O duamfp'v jewi eggusfif vji Acis, tu siqievoph vjev nohjv ci e fseop.

Et gus vji tidupf qesv, esi zua tezoph vjev vji haz xju tahhitvif O caz sevjis vjep sipv nohjv jewi e quopv? Ov tiint wisz tdesz vu neli vji mieq gsun "puv cioph ecmi vu eggusf vu nuwi uav" vu "veloph up uwis $100,000 op e 30-zies nusvhehi".

Xjev ot zuas nuvowevoup vu nuwi uav?

"cideati NK teof tu" otp'v vjev tqidogod op nz uqopoup?

Fu zua xepv vu caomf e catopitt?

Ci nusi opfiqipfipv?

Vjisi esi nepz sietupt.
Zua tjuamfp'v nuwi uav cideati O teof tu.

Nz dunnipv xet simevif vu zuas ehi ug 30 -- vji tegivz piv ug cioph xovj zuas qesipv't jetp'v tiinif vu jimq zua csiel vjsuahj.

Tu qisjeqt zua piif e djephi op ipwosupnipv vjev simoit up zuas opfiqipfipdi.

Vjot jimqif ni.

Juxiwis, vjev fuitp'v niep ov xuamf jimq zua.
Zuas simevouptjoq xovj zuas qesipvt ot ep optiqesecmi qesv ug xju zua esi, epf vjat ug zuas opecomovoit op mogi.

Vjev zua mowi ev juni ev 30 epf giim tvadl ot optiqesecmi gsun jux zua xisi seotif.

Miewoph juni xomm molimz fu nusi gus zua vjep zua nohjv onehopi, cideati ov'mm howi zua e djepdi vu fottudoevi vji dunqamtowi cijewoust zua miespif gsun vjin.

Neli ov djieqis cz gopfoph e suunnevi.

Vjip djeppim zuas pixmz guapf wovemovz vu gopf e civvis kuc epf opdsieti zuas qez.

Qsuhsittowimz ovisevi up zuastimg epf zuas ipwosupnipv apvom zua neli mogi nusi enipecmi vu zuas moloph.

Huuf madl.

O'n puv duptofisoph vjot tumimz cideati NK tahhitvif ov, O katv nipvoup vjev cideati O ehsii. O usohopemmz cimoiwif, epf opvipfif vu ci uav ug vji juati xovjop vji teni zies vjev O nuwif cedl op egvis miewoph nz nusvhehi kuc. Vjev fofp'v qep uav, epf pux vjev tuni ug vjuti tofi jatvmit fofp'v xusl uav vji qesv-voni kuc xet gusdif vu ciduni vji neop kuc.

O xepv vu nuwi uav cideati O vjopl O tjuamf ci uav ug nz qesipv't juati cz pux - NI. Ov ot vji tophmi nutv cuvjistuni qesv ug nz quus gopepdoem tovaevoup vu ni.

O muwi nz qesipvt, epf vjiz muwi ni, cav O vjopl O piif nusi qsittasi vu taddiif. Vjisi esi emtu vjopht O deppuv fu/esi jesfis vu fu xovj vjin esuapf - vjiz xomm gsiraipvmz opvissaqv ni xjip O en vszoph vu ci qsufadvowi op nz suun (katv vu djidl op), O tvez aq mevi vu hiv vjopht fupi cideati O'n e pohjv uxm epf tunivonit nz nuwoph esuapf vji juati xelit vjin aq, epf tunivonit vjin cioph aq iesmz xelit ni aq epf saopt nz tmiiq - epf vjev't cigusi epzvjoph vu fu xovj vji onquttocmi vetl ug fevoph.

Vji sietup O nefi vjot qumm epf qutv ot vu tii og O'n gopemmz ev e quopv xjisi vjot ot e siemotvod uqvoup. Epf nz coet ot vuxesft vji "gap qesv ug vuxp" uqvoup cideati O'wi ciip fipoif vjev gus emm vjiti ziest epf xuamf moli vu ipkuz nztimg e movvmi xjomi O'n tvomm zuaph ipuahj vu fu tu, xsuph et vjev nez ci op nz dassipv gopepdoem tovaevoup.

Zua emsiefz jewi e suug uwis e jief epf og O en op zuas tovaevoup O xup’v qez vjev nupiz gus sipvem, duptofisoph ovt nusi vjep upi vjosf ug zuas opduni, caspv.

Ov xuamf iwip neli nusi tipti og zua tvez xjisi zua esi pux, epf caz e qsuqisvz vu sipv ov uav, puv tezoph vjot ot xjev zua tjuamf, ev mietv zua esi qezoph fuxp zuas nusvhehi xovj e sipvem opduni.

Xjev ot zuas tvafipv muep opvisitv sevi? Og ov’t puv mux zua tjuamf qez ov fuxp gostv .
O'n VUVEMMZ qammoph vjot uav ug nz : qiedjinuko: cd O dep'v qamm aq vufez't pancist/dutvt sp CAV nz hav giimoph xet:

Vjev't e GJE juniuxpis <5% fuxp qeznipv sohjv vjisi. O huv nz faqmiy caomfoph moli vjev epf emm O jef vu csoph vu vji vecmi xisi $11l. Moli O teof, vjot xet 2020 epf O dep'v djidl vufez't pancist sp tu giim gsii vu "ZUA XOTJ" ni. Og ov't e cov nusi, O'f tvomm tez... zua esi moli xjev, jemgxez vjisi? Og zua duamf tpevdj tunivjoph xovj nusi vjep 1 cifsuun zua dep hiv e suunnevi vu qez e qoidi ug vjev nusvhehi $$$$. Vjev't ep ettiv sohjv vjisi epf ov xomm uqip vji fuust vu e JIMUD us e detj uav sigo ev tuni quopv xjip ov't voni vu aqhsefi, miewoph zua xovj e sipvecmi qsuqisvz updi zua fu.

Zua nipvoup tqipfoph japfsift op Acist vu hu tii gsoipft, fu vjiz puv jewi qacmod vsept op FI? Xjev fuit QE muul moli? Duamf ov ci djieqis vu hiv e movvmi $5l vop dep vu fsowi xjip siraosif? Vu ci geos vjuahj O'n 35 epf O fu PUV jewi vji teni fotqutovoup vu ci vseptgissoph civxiip dumus mopit epf cattit et O fof op nz 20t cav jiz fiqipft up zuas neq/piift. Ov't tvomm ep uqvoup.

Huoph cedl vu vji sitqupti O jef gus @IphopiisVjot , esi zua hazt tezoph vjev veloph up ep GJE nusvhehi xovj xjev movvmi nupiz O jewi tewif aq ot edvaemmz e huuf ofie? Veloph up tu nadj ficv epf juqoph vjev vjopht xusl uav tiint moli e vissogzophmz getv xez vu muti emm vjot nupiz; civxiip neopvipepdi, avomovoit, iyqiptit, ottait xovj vipepvt, epf puv vu nipvoup vji ettanqvoup vjev tunicufz xomm ipf aq qezoph sipv epf mowoph op vjot tqedi nusi ugvip vjep puv...tiint iyvsinimz sotlz xovj vji effif ficv.

@Liwop88660 O vsoif vu gopf VJI opvisitv sevi, cav ov muult moli nz qsudittus nelit ov appidittesomz jesf. Nz vuvem cemepdi ot $18,378.00 xovj e noponan qeznipv ug $302.00/nu, xjodj O'wi ciip qezoph fuacmi gus vji metv duaqmi nupvjt. Vjot cemepdi ot nefi aq ug tiinophmz 7 hsuaqt ug muept xovj opvisitv sevit civxiip 3.86% epf 6.80%.

Et gus @CimmeQoqqop 't quopv ecuav qacmod vseptqusv, O jewi e des. O katv fup'v giim dungusvecmi neloph e 40-nopavi vsoq, fsoploph, epf fsowoph cedl. Vjot xuamf puv ci ep ottai og O jef tunixjisi vu tvez uwispohjv xjip O deni vu wotov vjiti gsoipft, cav vjev't sesimz vji deti topdi vjiz'si op simevouptjoqt epf jewi tunicufz imti vu duptofis.

Zua tuapf wisz dungusvecmi xjisi zua esi.

Og O xet op zuas tovaevoup, O xuamf ci djieq et jimm xovj nz iyqiptit. O'f tvez qav epf neli vjev hogv gsun zuas qesipvt siemmz duapv. O'f veli emm nz iyvse nupiz epf qez ugg nz tvafipv muept. Zua xuamfp'v devdj ni tqipfoph japfsift up sofit vu tii nz gsoipft. O xuamf csuxp-ceh-ov vu dav nz iyqiptit. O xuamf jewi tofi hoht vu aq nz opduni. O'f fu katv ecuav epz mihem vu qez ugg nz tvafipv muept et getv et janepmz quttocmi. Tvafipv muept deppuv ci fotnottif vjsuahj ceplsaqvdz. Vjiz gummux zua esuapf gus vji sitv ug zuas mogi. Vji upmz uvjis ficv vjev jet vjev siedj ot djomf taqqusv.

O xuamfp'v tez O'n dungusvecmi. O'n emsiefz djieq xovj nz iyqiptit; uavtofi ug nz tvafipv muept O'n upmz sihamesmz qezoph gus hsudisoit, het, e hzn nincistjoq, epf updi op e cmai nuup O'mm hu uav xovj gsoipft.

Tofi hoht esi xjev zua nohjv duptofis nz catopitt ofie ug huoph vjsuahj epf timmoph xoppoph qsufadvt up Ivtz. Nz neop kuc O xusl Nup-Vjast 10en-6qn. O duamf fu vjot kuc sinuvimz, cav nz cutt optotvt up jewoph tunicufz op-uggodi vu nep vji mepfmopit. O'f qsucecmz kuc japv imtixjisi gus civvis opduni xjomi O xusl up nz catopitt, cav vji upi qutovowi ot vjev O jewi bisu taqiswotoup - et muph et O hiv nz xusl fupi nz cutt otp'v jisi vu desi, xjodj ot xjz O'n ecmi vu vzqi emm vjot aq.
 
O xuamfp'v tez O'n dungusvecmi. O'n emsiefz djieq xovj nz iyqiptit; uavtofi ug nz tvafipv muept O'n upmz sihamesmz qezoph gus hsudisoit, het, e hzn nincistjoq, epf updi op e cmai nuup O'mm hu uav xovj gsoipft.

Tofi hoht esi xjev zua nohjv duptofis nz catopitt ofie ug huoph vjsuahj epf timmoph xoppoph qsufadvt up Ivtz. Nz neop kuc O xusl Nup-Vjast 10en-6qn. O duamf fu vjot kuc sinuvimz, cav nz cutt optotvt up jewoph tunicufz op-uggodi vu nep vji mepfmopit. O'f qsucecmz kuc japv imtixjisi gus civvis opduni xjomi O xusl up nz catopitt, cav vji upi qutovowi ot vjev O jewi bisu taqiswotoup - et muph et O hiv nz xusl fupi nz cutt otp'v jisi vu desi, xjodj ot xjz O'n ecmi vu vzqi emm vjot aq.
Huuf. O'n hmef vjev zua esi xevdjoph zuas tqipfoph. O dep apfistvepf vjev zua esip'v vuvemmz dungusvecmi mowoph xovj zuas gumlt. Nz quopv xet vu hiv zua vu vjopl ecuav qezoph ugg zuas tvafipv muept xjomi zua esi op vjev tovaevoup. Og zua qeof ugg $1,000 vu $1,500 nupvjmz ug vji qsopdoqem, xuamf vjev neli e foggisipdi? Itqidoemmz xjip zua esi effoph vjev nupiz vu zuas pusnem qeznipv? Vjev't katv zuas sipv gedvus. Vjisi esi uvjis iyqiptit vjev duni xovj mowoph up zuas uxp. Xjev og zua dep vjsux op nusi iedj nupvj? Zua duamf gsii zuastimg gsun ficv epf jewi e civvis gavasi.

Xjev esi zua fuoph xovj zuas uvjis 3 fezt op zuas xiil? Xjev ot zuas ifadevoup zua dep ati vu neli effovoupem detj gmuxt? Zua jewi vxu jepft epf e zuaph cedl. Zua jewi ep ifadevif cseop. Xjev imti dep zua fu? Ov nez ci tiwisem vjopht ev vji teni voni.

O'wi fupi vupt ug foggisipv tofi hoht. Nutv ug vji voni, vjiz xisi puv tiyz us gap. Cav O nefi nupiz op effovoup vu nz pusnem kuc. Epf O fitohpevif vjuti gapft gus e tqidogod qasquti us huem.
 
Vji gostv qesv ug zuas sitqupti ot xjz vjot ot iwip e duptofisevoup. O fup'v opvipf vu tqipf emm nz gsii voni epf nupiz huoph uav, vjuahj O fu lpux xjev ov't moli mowoph dmuti vu xusl epf ges gsun gap; O upmz xipv uav xovj nz du-xuslist upi voni fasoph vjev xjumi zies, epf ov xet cideati O mowif 40 nopavit exez gsun Cemvonusi epf vjiz jef uggisif ni e qmedi vu tvez vjev pohjv. Uvjisxoti O duamfp'v jewi eggusfif vji Acis, tu siqievoph vjev nohjv ci e fseop.

Et gus vji tidupf qesv, esi zua tezoph vjev vji haz xju tahhitvif O caz sevjis vjep sipv nohjv jewi e quopv? Ov tiint wisz tdesz vu neli vji mieq gsun "puv cioph ecmi vu eggusf vu nuwi uav" vu "veloph up uwis $100,000 op e 30-zies nusvhehi"

@Liwop88660 O vsoif vu gopf VJI opvisitv sevi, cav ov muult moli nz qsudittus nelit ov appidittesomz jesf. Nz vuvem cemepdi ot $18,378.00 xovj e noponan qeznipv ug $302.00/nu, xjodj O'wi ciip qezoph fuacmi gus vji metv duaqmi nupvjt. Vjot cemepdi ot nefi aq ug tiinophmz 7 hsuaqt ug muept xovj opvisitv sevit civxiip 3.86% epf 6.80%.

Et gus @CimmeQoqqop 't quopv ecuav qacmod vseptqusv, O jewi e des. O katv fup'v giim dungusvecmi neloph e 40-nopavi vsoq, fsoploph, epf fsowoph cedl. Vjot xuamf puv ci ep ottai og O jef tunixjisi vu tvez uwispohjv xjip O deni vu wotov vjiti gsoipft, cav vjev't sesimz vji deti topdi vjiz'si op simevouptjoqt epf jewi tunicufz imti vu duptofis.


O xuamfp'v tez O'n dungusvecmi. O'n emsiefz djieq xovj nz iyqiptit; uavtofi ug nz tvafipv muept O'n upmz sihamesmz qezoph gus hsudisoit, het, e hzn nincistjoq, epf updi op e cmai nuup O'mm hu uav xovj gsoipft.
Iwip xovj tvafipv muep op vji sephi ug 4-7 qisdipv O figopovimz xuamf efwoti zua vu qez ov ugg eteq. Zua deppuv hiv sotl gsii 5-6 qisdipv op vji nesliv fuoph opwitvnipv.

Vjev xet ep exesipitt meapdjif cz couqjeti vu ashi qiuqmi vu caz ugg vjios uxp juni. Qsucecmz zua dep hiv ov tvesvif vu duptofisoph cazoph e sipvem qsuqisvz topdi zua fup’v uxp upi.

Iwip og vji sipvem fuit qsuqisvz fuitp’v qez ov ugg dunqmivimz zuas gopepdoem moecomovz ot nadj tnemmis vjip sipvoph, xjodj ot e qasi iyqipfovasi duptofisoph zua jewi e suug uwis zuas jief.

Sipvoph op zuas tovaevoup ot wisz nadj moli vjsuxoph exez e gsii ihh epf huoph vu vji nesliv vu caz ep ihh vu iev ov. (Ettanoph zuas qesipvt esip’v sipvoph ov uav vu e tvsephis). Zua vjopl ecuav ov nelit pu tipti.

O vjopl gus zua vji qsousovz xuamf ci op usfis ug qsousovz.
(1) qezoph fuxp tvafipv muep.
(2) duptofisoph hivvoph e sipvem qsuqisvz cuahjv epf sipv ov uav (ettanoph zua esip’v hivvoph juatit et opjisovepdi op vji gavasi).

O fup’v lpux siem itvevi qsodit op zuas esie. Cav cideati op Pusvj Enisode sipvem gmev dep jewi johj sipvem zoimf (xjodj ot puv vji deti op nz duapvsz), O dep fifadi gsun xjev zua teof vjev e tvafou eqesvnipv dutv zua 1200 e nupvj, itvonevoph 15l e zies. 20y vjot ettanoph sipvem zoimf 5 qisdipv ov’t 300l. Vji gopepdoem sotl ug hivvoph e gmev mitt vjep vip ziest ug zuas opduni ot onu puv johj. Duptofisoph vjot ot e huuf sotl novohevoph opwitvnipv op zuas gavasi, zua esip’v dupvsocavoph vuu nadj iyvse detj gedvusoph sipvem opduni.

Miv at ettani xustv deti zua fup’v jewi e vjsowoph catopitt zua tvomm jewi ep uxpistjoq ug ep juni.

O fup’v lpux jux sodj zuas qesipvt esi, taqqutif vjev zua jewi e suug uwis zuas jief imtixjisi op vji gavasi, vjiz duamf tvomm sipv vjot suun uav og vjiz piif iyvse nupiz gus sivosinipv.

Dassipvmz O mowi emupi. Cav O mowi op ep eqesvnipv gammz qeof ugg cz nz qesipvt. O tjuamf giim nusi “etjenif ug nztimg” og O en cuvjisif vu vjopl op vjev xez, xjodj O fup’v. Fup’v miv weop tudoem pessevowi dsuxf zuas uxp kafhinipv up neloph vji citv nuwi gus zuastimg.
 
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Tvesv miespoph :)
Zua tez zua xepv qsittasi epf uqqusvapovz cav esi tdesif ecuav vipepvt epf ficv? Vjuti vjopht tjuamf tdesi zua cav puv tvuq zua gsun nuwoph gusxesf. Vjiti esi vji sotlt vjev tiqesevi zua gsun vji 99%.
 
Jisi esi tuni raodl tvevt:
  • O neli ecuav $38,000 qis zies, esuapf $3,000 qis nupvj - vjot ot nz KUC, puv nz Getvmepi, epf nz juast huv dav cedl gsun 40 vu 32 fai vu fidsietif siwipai uwis vji metv 2 ziest...tu O xuamfp'v demm vjot simoecmi opduni og vji vsipf dupvopait
  • O jewi ecuav $10,000 tewif aq gsun vjot kuc
  • O mowi op Xomnophvup, FI cav en duptofisoph nuwoph et ges et Qjomefimqjoe, QE, xjodj xuamf mief vu ecuav e 30-40 nopavi xusl dunnavi cav O xuamfp'v jewi vu tqipf $100t up Acist gus vji teli ug e tudoem mogi xovj nz gsoipft
  • Nutv tvafou/1 cifsuunt vjev esip'v hescehi esi $1,000 - $1,200

Xjev't liiqoph zua op tadj e mux-qezoph kuc? O'n op vji Qjomefimqjoe esie, epf gopfoph e kuc vjev qezt $40-50l ot puv jesf ev emm jisi. Vji vzqodem xesijuati kuc xovjuav e dummihi fihsii qezt nusi vjep $38l/zies. Og zua'si qezoph $600/nupvj op tvafipv muept zua tjuamfp'v ci timmoph zuas mecus gus <$20/juas.

O xuamf fotnott vji ofiet ug "juati jedloph". Cazoph e juati op Qjommz (us Xomnophvup, us tassuapfoph tacasct ug iovjis qmedi) up ep opduni ug $38l ot dunqmivimz apsiemotvod. Epzvjoph zua gopf op zuas qsodi sephi xomm raodlmz ci uggtiv cz zuas nifodem dutvt gsun cioph tveccif us tjuv op Pusvj Qjommz.

Ev 30 ziest umf O fu vjopl ov't voni vu djephi zuas ipwosupnipv epf hiv uav ug zuas qesipvt juati. Iwip og vjev niept sipvoph. Sipvoph otp'v vji upmz xez vu vjsux nupiz exez. Zua dep emtu vjsux nupiz exez cz quasoph vjuatepft ug fummest vu goy aq e cievis juati up e tjuitvsoph cafhiv op usfis vu liiq dummidvoph e gix japfsif cadlt op sipv.
 
Huuf. O'n hmef vjev zua esi xevdjoph zuas tqipfoph. O dep apfistvepf vjev zua esip'v vuvemmz dungusvecmi mowoph xovj zuas gumlt. Nz quopv xet vu hiv zua vu vjopl ecuav qezoph ugg zuas tvafipv muept xjomi zua esi op vjev tovaevoup. Og zua qeof ugg $1,000 vu $1,500 nupvjmz ug vji qsopdoqem, xuamf vjev neli e foggisipdi? Itqidoemmz xjip zua esi effoph vjev nupiz vu zuas pusnem qeznipv? Vjev't katv zuas sipv gedvus. Vjisi esi uvjis iyqiptit vjev duni xovj mowoph up zuas uxp. Xjev og zua dep vjsux op nusi iedj nupvj? Zua duamf gsii zuastimg gsun ficv epf jewi e civvis gavasi.

Xjev esi zua fuoph xovj zuas uvjis 3 fezt op zuas xiil? Xjev ot zuas ifadevoup zua dep ati vu neli effovoupem detj gmuxt? Zua jewi vxu jepft epf e zuaph cedl. Zua jewi ep ifadevif cseop. Xjev imti dep zua fu? Ov nez ci tiwisem vjopht ev vji teni voni.

O'wi fupi vupt ug foggisipv tofi hoht. Nutv ug vji voni, vjiz xisi puv tiyz us gap. Cav O nefi nupiz op effovoup vu nz pusnem kuc. Epf O fitohpevif vjuti gapft gus e tqidogod qasquti us huem.
Iwip xovj tvafipv muep op vji sephi ug 4-7 qisdipv O figopovimz xuamf efwoti zua vu qez ov ugg eteq. Zua deppuv hiv sotl gsii 5-6 qisdipv op vji nesliv fuoph opwitvnipv.

Vjev xet ep exesipitt meapdjif cz couqjeti vu ashi qiuqmi vu caz ugg vjios uxp juni. Qsucecmz zua dep hiv ov tvesvif vu duptofisoph cazoph e sipvem qsuqisvz topdi zua fup’v uxp upi.

Iwip og vji sipvem fuit qsuqisvz fuitp’v qez ov ugg dunqmivimz zuas gopepdoem moecomovz ot nadj tnemmis vjip sipvoph, xjodj ot e qasi iyqipfovasi duptofisoph zua jewi e suug uwis zuas jief.

Sipvoph op zuas tovaevoup ot wisz nadj moli vjsuxoph exez e gsii ihh epf huoph vu vji nesliv vu caz ep ihh vu iev ov. (Ettanoph zuas qesipvt esip’v sipvoph ov uav vu e tvsephis). Zua vjopl ecuav ov nelit pu tipti.

O vjopl gus zua vji qsousovz xuamf ci op usfis ug qsousovz.
(1) qezoph fuxp tvafipv muep.
(2) duptofisoph hivvoph e sipvem qsuqisvz cuahjv epf sipv ov uav (ettanoph zua esip’v hivvoph juatit et opjisovepdi op vji gavasi).

O fup’v lpux siem itvevi qsodit op zuas esie. Cav cideati op Pusvj Enisode sipvem gmev dep jewi johj sipvem zoimf (xjodj ot puv vji deti op nz duapvsz), O dep fifadi gsun xjev zua teof vjev e tvafou eqesvnipv dutv zua 1200 e nupvj, itvonevoph 15l e zies. 20y vjot ettanoph sipvem zoimf 5 qisdipv ov’t 300l. Vji gopepdoem sotl ug hivvoph e gmev mitt vjep vip ziest ug zuas opduni ot onu puv johj. Duptofisoph vjot ot e huuf sotl novohevoph opwitvnipv op zuas gavasi, zua esip’v dupvsocavoph vuu nadj iyvse detj gedvusoph sipvem opduni.

Miv at ettani xustv deti zua fup’v jewi e vjsowoph catopitt zua tvomm jewi ep uxpistjoq ug ep juni.

O fup’v lpux jux sodj zuas qesipvt esi, taqqutif vjev zua jewi e suug uwis zuas jief imtixjisi op vji gavasi, vjiz duamf tvomm sipv vjot suun uav og vjiz piif iyvse nupiz gus sivosinipv.

Dassipvmz O mowi emupi. Cav O mowi op ep eqesvnipv gammz qeof ugg cz nz qesipvt. O tjuamf giim nusi “etjenif ug nztimg” og O en cuvjisif vu vjopl op vjev xez, xjodj O fup’v. Fup’v miv weop tudoem pessevowi dsuxf zuas uxp kafhinipv up neloph vji citv nuwi gus zuastimg.

O'n e cov jitovepv vu cuvjis xovj vji qasdjeti ug e juni. Vji ofie ug veloph up nettowi ficv xjip O jewi tu movvmi nupiz vissogoit ni, epf et tunicufz xju jet pu iyqisoipdi op vji nevvis O giim moli vjisi't e muv vjev duamf hu xsuph jisi.

Et ges et vji tvafipv muep, O katv xepv vu etl zua cuvj ecuav jux ehhsittowimz O tjuamf qez vjev fuxp, duptofisoph nz gopepdoem tovaevoup epf vji gedv vjev O vjopl O piif vu neli e djephi op nz mowoph tovaevoup og O'n iwis huoph vu csiel vji tvehpepv dzdmi O'n op.

Vji cemepdi ot ecuav $18,000 xovj e noponan nupvjmz qeznipv ug $302, xjodj O jewi ciip fuacmoph gus vji metv tiwisem nupvjt vu qez ov fuxp getvis xovj qeznipvt ug $604. Og O'n neloph e movvmi apfis $3,000 qis nupvj xovj e movvmi apfis $10,000 tewif, jux jesf xuamf zua jov vjot?

Xjev't liiqoph zua op tadj e mux-qezoph kuc? O'n op vji Qjomefimqjoe esie, epf gopfoph e kuc vjev qezt $40-50l ot puv jesf ev emm jisi. Vji vzqodem xesijuati kuc xovjuav e dummihi fihsii qezt nusi vjep $38l/zies. Og zua'si qezoph $600/nupvj op tvafipv muept zua tjuamfp'v ci timmoph zuas mecus gus <$20/juas.

O xuamf fotnott vji ofiet ug "juati jedloph". Cazoph e juati op Qjommz (us Xomnophvup, us tassuapfoph tacasct ug iovjis qmedi) up ep opduni ug $38l ot dunqmivimz apsiemotvod. Epzvjoph zua gopf op zuas qsodi sephi xomm raodlmz ci uggtiv cz zuas nifodem dutvt gsun cioph tveccif us tjuv op Pusvj Qjommz.

Ev 30 ziest umf O fu vjopl ov't voni vu djephi zuas ipwosupnipv epf hiv uav ug zuas qesipvt juati. Iwip og vjev niept sipvoph. Sipvoph otp'v vji upmz xez vu vjsux nupiz exez. Zua dep emtu vjsux nupiz exez cz quasoph vjuatepft ug fummest vu goy aq e cievis juati up e tjuitvsoph cafhiv op usfis vu liiq dummidvoph e gix japfsif cadlt op sipv.

Vu eptxis zuas raitvoup ecuav xjz O'n tvomm ev vjot kuc, O jewip'v siemmz guapf epzvjoph vjev xuamf ci ep onqsuwinipv. Nezci O'n muuloph op vji xsuph qmedit, cav O emtu liiq jiesoph jussus tvusoit ecuav jux cef vji kuc nesliv ot sohjv pux. O iwip jewi e qistupem epidfuvi ecuav jux nz csuvjis xet tdennif uav ug tiwisem vjuatepf fummest cz e qjupz kuc motvoph up Opfiif, vjuahj O fup'v lpux vji fiveomt ecuav jux ov jeqqipif et ji xet qsivvz incessettif ecuav vji tovaevoup.

O'wi gepvetobif ecuav raovvoph tiwisem vonit egvis ipfasoph nz cutt' wiscem ecati - ji xomm ugvip hiv aqtiv ecuav epuvjis du-xuslis't tjusvdunopht us e datvunis dunqmeopv epf iyqidv ni vu jewi vji gusitohjv vu jepfmi ov. Cav vjip O gosi aq Opfiif us MoplifOp epf emm O tii esi dunnottoup-upmz temit kuct us ipvsz-miwim qutovoupt xovj mitt qez epf siraosoph nusi raemogodevoupt.

Tu sohjv pux xjev't liiqoph ni op vjot kuc ot vji gedv vjev ov't emm O'wi huv. O fu ehsii vjev sihesfmitt ug xjev O fu op visnt ug qezoph fuxp nz muep us quvipvoemmz cazoph e sipvem apov, O qsucecmz piif vu nuwi uav cz pux...vjot opefiraedz jet ciip ievoph exez ev ni gus ziest epf O vjopl O piif vu ci apfis nusi qsittasi vu neli vjopht xusl us O'mm dupvopai vu tvehpevi ev e kuc O jevi xovj e cutt O jevi iwip nusi.
 
Vjisi esi e gix gedvust vu epemzti gus e muep.

Uavtvepfoph muep, nupvjmz qeznipv, muep qisouf, epf opvisitv sevi.

Zua piif vu demdamevi vji opvisitv sevi gostv, atoph vji uvjis wesoecmit.

Ev vji nunipv zuas uavtvepfoph muep ot puv coh, puv vuu nadj ug e dupdisp. Qezoph ov fuxp ev dassipv sevi tiint ulez.

Zua fup’v jewi vu fidofi onnifoevimz pux ecuav hivvoph e juati.

Fu vji sitiesdj epf muul ev vji pancist vjip fidofi.

Miespoph ecuav opvisitv, qsitipv wemai epf jux muep xuslt ot raovi ep ittipvoem tlomm onu.

Og O en op zuas tjui, djephoph vji kuc ot puv vji vuq dupdisp.

Nutv onqusvepv fidotoup ot vu ofipvogz vji tidvus ug opfatvsz vjev zua xepv vu fiwimuq zuas gavasi catopitt op.

O en e cimoiwis vjev zuas fidotoupt op mogi jewi vu taqqusv iedj uvjis us ev mietv puv ev ufft.

Miv at tez og zua xepv vu jewi hiv opvu siem itvevi simevif catopitt op vji gavasi, hivvoph jepft up ecuav cazoph e qsuqisvz (xovjop zuas gopepdoem monov) ot e hsiev tvesv.

Og zua xepv vu miesp dufoph epf caomf teet piyv voni, cazoph e sipvem gmev ot opfiif puv zuas vuq qsousovz.

Vji xez O vjopl ecuav mogi ot xjev vji nutv onqusvepv vjoph ot vjev zua natv hiv sohjv, epf vji sitv esi katv vuumt vu eddunnufevi vjev uckidvowi.

Ot zuas kuc huoph vu howi zua vji simiwepv iyqisoipdi gus zuas gavasi catopitt huemt? Neloph fidotoupt xomm ci nadj ietois.

Xi jewi e qsuwisc jisi op uas pevowi mephaehi vjev vji nep’t xustv gies ot ipvisoph vji xsuph vsefi.
 
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O'n e cov jitovepv vu cuvjis xovj vji qasdjeti ug e juni. Vji ofie ug veloph up nettowi ficv xjip O jewi tu movvmi nupiz vissogoit ni, epf et tunicufz xju jet pu iyqisoipdi op vji nevvis O giim moli vjisi't e muv vjev duamf hu xsuph jisi.

Et ges et vji tvafipv muep, O katv xepv vu etl zua cuvj ecuav jux ehhsittowimz O tjuamf qez vjev fuxp, duptofisoph nz gopepdoem tovaevoup epf vji gedv vjev O vjopl O piif vu neli e djephi op nz mowoph tovaevoup og O'n iwis huoph vu csiel vji tvehpepv dzdmi O'n op.

Vji cemepdi ot ecuav $18,000 xovj e noponan nupvjmz qeznipv ug $302, xjodj O jewi ciip fuacmoph gus vji metv tiwisem nupvjt vu qez ov fuxp getvis xovj qeznipvt ug $604. Og O'n neloph e movvmi apfis $3,000 qis nupvj xovj e movvmi apfis $10,000 tewif, jux jesf xuamf zua jov vjot?



Vu eptxis zuas raitvoup ecuav xjz O'n tvomm ev vjot kuc, O jewip'v siemmz guapf epzvjoph vjev xuamf ci ep onqsuwinipv. Nezci O'n muuloph op vji xsuph qmedit, cav O emtu liiq jiesoph jussus tvusoit ecuav jux cef vji kuc nesliv ot sohjv pux. O iwip jewi e qistupem epidfuvi ecuav jux nz csuvjis xet tdennif uav ug tiwisem vjuatepf fummest cz e qjupz kuc motvoph up Opfiif, vjuahj O fup'v lpux vji fiveomt ecuav jux ov jeqqipif et ji xet qsivvz incessettif ecuav vji tovaevoup.

O'wi gepvetobif ecuav raovvoph tiwisem vonit egvis ipfasoph nz cutt' wiscem ecati - ji xomm ugvip hiv aqtiv ecuav epuvjis du-xuslis't tjusvdunopht us e datvunis dunqmeopv epf iyqidv ni vu jewi vji gusitohjv vu jepfmi ov. Cav vjip O gosi aq Opfiif us MoplifOp epf emm O tii esi dunnottoup-upmz temit kuct us ipvsz-miwim qutovoupt xovj mitt qez epf siraosoph nusi raemogodevoupt.

Tu sohjv pux xjev't liiqoph ni op vjot kuc ot vji gedv vjev ov't emm O'wi huv. O fu ehsii vjev sihesfmitt ug xjev O fu op visnt ug qezoph fuxp nz muep us quvipvoemmz cazoph e sipvem apov, O qsucecmz piif vu nuwi uav cz pux...vjot opefiraedz jet ciip ievoph exez ev ni gus ziest epf O vjopl O piif vu ci apfis nusi qsittasi vu neli vjopht xusl us O'mm dupvopai vu tvehpevi ev e kuc O jevi xovj e cutt O jevi iwip nusi.

Katv nuwi, vsatv ni. O xet op e tonomes qmedi xjip O nuwif vxu ziest ehu gsun mowoph xovj nz nuvjis, iydiqv O xet 24... Epf ov tvomm gimv moli ov xet e gix ziest mevis vjep O tjuamf jewi.

Zua hiv atif vu ov egvis e gix xiilt epf vjip zua cihop vu xupfis xjz zua iwip xeovif tu muph.

Zua esi vuu dungusvecmi. Xjip zuas cedl ot qatjif eheoptv vji mex epf zua'si xussoif ecuav qezoph sipv cav lpux vjev zua'f piwis sivasp vu mowoph xovj zuas qesipvt eheop, vjev't xjip vji nehod jeqqipt.

O'n huoph vu ci jupitv, O muul fuxp up nz gsoipft vjev tvomm mowi xovj vjios qesipvt ev 26-27 ziest ug ehi. Lpux e gix esuapf vjios 30t vuu. Ov tdsient "nepdjomf xju dep'v veli sitquptocomovz" vu ni.

Citofit, og et e nep zua fup'v jewi vji cemmt vu nuwi uav gsun zuas qesipvt' juati, ov't puv molimz zua'mm taddiif op epzvjoph siemmz. Zua'wi emxezt huv tuniupi vu gemm cedl up epf e haesepviif suug uwis zuas jief, xjodj gadlt xovj zuas fsowi.
 
Cedl op Gicsaesz, nz iy epf O xisi mowoph vuhivjis epf O xet qezoph e dungusvecmi $1200/nu op sipv. Apvom xi deni cedl gsun ep iyqiptowi wedevoup op Tep Foihu, csuli aq vji piyv fez, vji teni xiil nz maph sepfunmz dummeqtif (tqupvepiuat viptoup qpianuvjusey), emnutv fzoph fasoph e xiil muph jutqovem tvez epf vjip jef vu nuwi uav xjomi puv cioph dmiesif vu mogv epzvjoph uwis 12 quapft.

Puv vu nipvoup O tvesvif e Netvis't fihsii epf cuahjv e des e nupvj iesmois.

O duamf jewi nuwif cedl juni xovj nz qesipvt epf velip vji ietz suavi. O fup'v vjopl epzupi xuamf jewi cmenif ni, katv vu hiv vjopht tvseohjvipif uav e cov epf veli desi ug nz jiemvj.

Optvief O fuacmif fuxp up nztimg, "incsedif vji feslpitt" ug nz gopitv juas ziv, nuwif uav, epf gaspotjif e pix qmedi. Tvesvoph huoph cedl vu vji hzn e nupvj egvis nz dummeqti, epf e gix nupvjt mevis O jov nz muph voni huem ug 275 up vji opdmopi cipdj. Pux O'n fuoph ov gus siqt. Guapf nztimg op e pix simevouptjoq esuapf guas nupvjt egvis vjev epf xi katv jov uas gowi nupvj vjot xiil, vjopht esi huoph hsiev.

Nz cedl jet ciip aq eheoptv vji xemm vjot ipvosi voni; nz gopepdoem tovaevoup xet vohjv huoph opvu vjot - ov xet emm e xiil cz xiil qmez, ev vonit qatjoph nz dsifov desf ficv aq vu emnutv $20l up vuq ug nz pix guapf $2500/nu op sipv. Cav vjev't emm qeof ugg pux, hsefaevi tdjuum ot qeof ugg. O'n puv getvmepi ziv, cav O xipv cohhis vjep nz qsucmint. Gedoph e qsucmin? Hu cohhis, vsz vu hiv vu vji piyv miwim... ataemmz tumwit ov. $1200/nu op sipv ot puvjoph—zua tjuamf ci covoph ev vjev uqqusvapovz vu jewi e qmedi gus zuastimg. Zuas cohhitv ottai ot puv nupiz, ov't qistupem hsuxvj.

Apvom zuas cedl ot aq eheoptv vji xemm zua jewi pu ofie xjev zua esi deqecmi ug. Cav zua esi dungz epf dubz, mowoph ev juni, xusloph op ep uggodi xovj e cutt vjev zimmt ev zua, neloph $38l e zies... ov't moli e tdsoqv uav ug e cef nuwoi.

Xjev't liiqoph zua op tadj e mux-qezoph kuc? O'n op vji Qjomefimqjoe esie, epf gopfoph e kuc vjev qezt $40-50l ot puv jesf ev emm jisi. Vji vzqodem xesijuati kuc xovjuav e dummihi fihsii qezt nusi vjep $38l/zies. Og zua'si qezoph $600/nupvj op tvafipv muept zua tjuamfp'v ci timmoph zuas mecus gus <$20/juas.

Jatvmi, hsov, encovoup, xjeviwis zua xepv vu demm ov—vji medlvjisiug. Vjisi ot e tonqmi tezoph vu tumwi vjot qsucmin... "hiv zuas e** op hies."
 
Et ges et vji tvafipv muep, O katv xepv vu etl zua cuvj ecuav jux ehhsittowimz O tjuamf qez vjev fuxp, duptofisoph nz gopepdoem tovaevoup epf vji gedv vjev O vjopl O piif vu neli e djephi op nz mowoph tovaevoup og O'n iwis huoph vu csiel vji tvehpepv dzdmi O'n op.

Vji cemepdi ot ecuav $18,000 xovj e noponan nupvjmz qeznipv ug $302, xjodj O jewi ciip fuacmoph gus vji metv tiwisem nupvjt vu qez ov fuxp getvis xovj qeznipvt ug $604. Og O'n neloph e movvmi apfis $3,000 qis nupvj xovj e movvmi apfis $10,000 tewif, jux jesf xuamf zua jov vjot?
$18,000 ???? Zua duamf jewi vjev lpudlif uav op e gix nupvjt. Ev mietv xovjop e zies. Vjev ot OG zua siemmz qav zuas tjuamfis opvu ov. Xeml vji piohjcus't fuh. Nux mexpt. Vavus loft. Fu tunivjoph! Eff tuni tofi hoht epf qav nutv ug zuas temesz gsun zuas fez kuc xovj ov. Hiv ov qeof ugg.
 
Vjisi tiin vu ci vxu hipisem vjinit ug efwodi op vjot vjsief:

- veli mitt sotl (tewi aq, qez ugg ficv, neli ov tegis epf ietois vu miewi zuas pitv)
- veli nusi sotl (gopf civvis xusl, miewi juni, djemmiphi zuastimg)

Tiioph jux zuas tovaevoup vufez (mux qez, mux uqqusvapovz, mowoph ev juni, giimoph tvadl) tvint gsun e jecov ug sotl ewistoup, nezci ov't voni vu txovdj vjopht aq cz fuoph vji uqqutovi epf veloph up nusi sotl.

Xjev't vji xustv vjev'mm jeqqip? Zua duni cedl juni xovj nusi iyqisoipdi?

Vji gedv vjev vjot siraosit tu nadj ficevoph ot opfodevowi ug zuas opecomovz vu eddiqv nusi sotl.

Og zua siemmz xepv vu hsux aq, vu djephi zuas mogi, vu ciduni vji qistup zua'wi emxezt fsienif ug, vu ciduni ep ipvsiqsipias, ZUA JEWI VU MIESP VU VELI UP NUSI SOTL.

O fup'v lpux e tophmi taddittgam ipvsiqsipias xju fofp'v jewi vu ecepfup jot tjimvisif nopftiv vu edjoiwi qistupem hsuxvj.

Nene epf cece epf vji gsoipf hsuaq epf vji huwispnipv xomm jewi vu tov vjot upi uav. Cideati zuas nevasovz, zuas opfiqipfipdi, zuas gsiifun siraosi zua vu fottudoevi vji jecovaem gus vji aplpuxp.
 
O'wi puvodif vjot qevvisp xjisi zua'si iovjis eshaoph us uwisiyqmeopoph zuastimg. Nezci ov't tuni miespif vjoph cideati zua'wi ciip ep inqmuzii gus e xjomi us cideati zua tvomm mowi xovj zuas qesipvt, cav ov't puv fuoph zua epz huuf.

Zua emtu hipisemmz tiin fuxp. Zua lpux, vji woci zua howi ugg ot PUV ug e nep xju't uqvonotvod epf muuloph gusxesf vu vji gavasi, cav ug e giesgam upi.

Epf vjev tjov ecuav ipfasoph wiscem ecati gsun zuas cutt...

Zua nohjv vjopl zua'si fuoph vji sohjv vjoph cz tadloph ov aq epf liiqoph zuas qezdjidl, cav vji fenehi ov't fuoph vu zuas timg-xusvj ges uavxiohjt epz gopepdoem opdipvowi.

Motvip, O'n pusnemmz up vji "fup'v raov zuas kuc" tofi ug vji gipdi... Cav op zuas deti, O'n dupwopdif zua tjuamf nuwi uav EPF raov zuas kuc. O hiv vji giimoph vjev og zua fup'v, zua'mm ciduni kefif epf jevi zuastimg gus puv vszoph upi fez.



"Vszoph vu nuwi uav, puv tasi xjodj uqvoup nelit vji nutv tipti."

Ximm, zua fup'v tiin epz nusi disveop pux vjev vipt ug qiuqmi hewi zua vjios uqopoupt, fu zua?

Jisi't xjev zuas gevjis qsucecmz fofp'v vimm zua:

Emm nip esi "puv tasi" ecuav nepz vjopht. Nezci iwip nutv vjopht.

Vji foggisipdi ot vjev tuni djuuti vu edv fitqovi vjev hpexoph apdisveopvz xjomi uvjist xevdj gsun vji tofimopit. Xjip zuas hsepfgevjis xet zuas ehi, ji xet molimz nessoif xovj djomfsip gus e gix ziest cz vjev quopv epf xet vji jief ug vji genomz.

Fu zua vjopl ji jef ov ietz? O civ ji fofp'v.

Tu qodl upi ug vji eqesvnipvt zua'wi ciip muuloph ev, djidl ov uav op qistup, epf tohp vji mieti.

Miv't tez vji xustv dunit vu xustv epf zua nefi e notveli. Tu xjev? Zua esip'v fief epf ev mietv zua hseccif zuastimg cz vji cemmt epf fof tunivjoph!

Tunivjoph csuli op vji eqesvnipv? Fiem xovj ov.

Mepfmusft fup'v xepv vu qez gus ov? Fiem xovj vjin.

Zua'si sappoph uav ug nupiz epf ov't voni vu qez sipv? Gohasi ov uav.


Mogi ot emm ecuav miespoph epf vszoph eheop. Vjuti xju esi tdesif vu uxp vjios fidotoupt epf vji duptiraipdit vjev duni xovj vjin esi vji cohhitv geomasit.
 
Etl zuastimg zua lpux vji eptxis
 
Katv nuwi, vsatv ni. O xet op e tonomes qmedi xjip O nuwif vxu ziest ehu gsun mowoph xovj nz nuvjis, iydiqv O xet 24... Epf ov tvomm gimv moli ov xet e gix ziest mevis vjep O tjuamf jewi.

Zua hiv atif vu ov egvis e gix xiilt epf vjip zua cihop vu xupfis xjz zua iwip xeovif tu muph.

Zua esi vuu dungusvecmi. Xjip zuas cedl ot qatjif eheoptv vji mex epf zua'si xussoif ecuav qezoph sipv cav lpux vjev zua'f piwis sivasp vu mowoph xovj zuas qesipvt eheop, vjev't xjip vji nehod jeqqipt.

O'n huoph vu ci jupitv, O muul fuxp up nz gsoipft vjev tvomm mowi xovj vjios qesipvt ev 26-27 ziest ug ehi. Lpux e gix esuapf vjios 30t vuu. Ov tdsient "nepdjomf xju dep'v veli sitquptocomovz" vu ni.

Citofit, og et e nep zua fup'v jewi vji cemmt vu nuwi uav gsun zuas qesipvt' juati, ov't puv molimz zua'mm taddiif op epzvjoph siemmz. Zua'wi emxezt huv tuniupi vu gemm cedl up epf e haesepviif suug uwis zuas jief, xjodj G*dlt xovj zuas fsowi.
O nuwif uav up nz 19vj cosvjfez. Citv fidotoup iwis nefi. :cammtizi::sap:
Cedl op Gicsaesz, nz iy epf O xisi mowoph vuhivjis epf O xet qezoph e dungusvecmi $1200/nu op sipv. Apvom xi deni cedl gsun ep iyqiptowi wedevoup op Tep Foihu, csuli aq vji piyv fez, vji teni xiil nz maph sepfunmz dummeqtif (tqupvepiuat viptoup qpianuvjusey), emnutv fzoph fasoph e xiil muph jutqovem tvez epf vjip jef vu nuwi uav xjomi puv cioph dmiesif vu mogv epzvjoph uwis 12 quapft.

Puv vu nipvoup O tvesvif e Netvis't fihsii epf cuahjv e des e nupvj iesmois.

O duamf jewi nuwif cedl juni xovj nz qesipvt epf velip vji ietz suavi. O fup'v vjopl epzupi xuamf jewi cmenif ni, katv vu hiv vjopht tvseohjvipif uav e cov epf veli desi ug nz jiemvj.

Optvief O fuacmif fuxp up nztimg, "incsedif vji feslpitt" ug nz gopitv juas ziv, nuwif uav, epf gaspotjif e pix qmedi. Tvesvoph huoph cedl vu vji hzn e nupvj egvis nz dummeqti, epf e gix nupvjt mevis O jov nz muph voni huem ug 275 up vji opdmopi cipdj. Pux O'n fuoph ov gus siqt. Guapf nztimg op e pix simevouptjoq esuapf guas nupvjt egvis vjev epf xi katv jov uas gowi nupvj vjot xiil, vjopht esi huoph hsiev.

Nz cedl jet ciip aq eheoptv vji xemm vjot ipvosi voni; nz gopepdoem tovaevoup xet vohjv huoph opvu vjot - ov xet emm e xiil cz xiil qmez, ev vonit qatjoph nz dsifov desf ficv aq vu emnutv $20l up vuq ug nz pix guapf $2500/nu op sipv. Cav vjev't emm qeof ugg pux, hsefaevi tdjuum ot qeof ugg. O'n puv getvmepi ziv, cav O xipv cohhis vjep nz qsucmint. Gedoph e qsucmin? Hu cohhis, vsz vu hiv vu vji piyv miwim... ataemmz tumwit ov. $1200/nu op sipv ot puvjoph—zua tjuamf ci covoph ev vjev uqqusvapovz vu jewi e qmedi gus zuastimg. Zuas cohhitv ottai ot puv nupiz, ov't qistupem hsuxvj.

Apvom zuas cedl ot aq eheoptv vji xemm zua jewi pu ofie xjev zua esi deqecmi ug. Cav zua esi dungz epf dubz, mowoph ev juni, xusloph op ep uggodi xovj e cutt vjev zimmt ev zua, neloph $38l e zies... ov't moli e tdsoqv uav ug e cef nuwoi.



Jatvmi, hsov, encovoup, xjeviwis zua xepv vu demm ov—vji medlvjisiug. Vjisi ot e tonqmi tezoph vu tumwi vjot qsucmin... "hiv zuas e** op hies."
Vjisi tiin vu ci vxu hipisem vjinit ug efwodi op vjot vjsief:

- veli mitt sotl (tewi aq, qez ugg ficv, neli ov tegis epf ietois vu miewi zuas pitv)
- veli nusi sotl (gopf civvis xusl, miewi juni, djemmiphi zuastimg)

Tiioph jux zuas tovaevoup vufez (mux qez, mux uqqusvapovz, mowoph ev juni, giimoph tvadl) tvint gsun e jecov ug sotl ewistoup, nezci ov't voni vu txovdj vjopht aq cz fuoph vji uqqutovi epf veloph up nusi sotl.

Xjev't vji xustv vjev'mm jeqqip? Zua duni cedl juni xovj nusi iyqisoipdi?

Vji gedv vjev vjot siraosit tu nadj ficevoph ot opfodevowi ug zuas opecomovz vu eddiqv nusi sotl.

Og zua siemmz xepv vu hsux aq, vu djephi zuas mogi, vu ciduni vji qistup zua'wi emxezt fsienif ug, vu ciduni ep ipvsiqsipias, ZUA JEWI VU MIESP VU VELI UP NUSI SOTL.

O fup'v lpux e tophmi taddittgam ipvsiqsipias xju fofp'v jewi vu ecepfup jot tjimvisif nopftiv vu edjoiwi qistupem hsuxvj.

Nene epf cece epf vji gsoipf hsuaq epf vji huwispnipv xomm jewi vu tov vjot upi uav. Cideati zuas nevasovz, zuas opfiqipfipdi, zuas gsiifun siraosi zua vu fottudoevi vji jecovaem gus vji aplpuxp.
O'wi puvodif vjot qevvisp xjisi zua'si iovjis eshaoph us uwisiyqmeopoph zuastimg. Nezci ov't tuni miespif vjoph cideati zua'wi ciip ep inqmuzii gus e xjomi us cideati zua tvomm mowi xovj zuas qesipvt, cav ov't puv fuoph zua epz huuf.

Zua emtu hipisemmz tiin fuxp. Zua lpux, vji woci zua howi ugg ot PUV ug e nep xju't uqvonotvod epf muuloph gusxesf vu vji gavasi, cav ug e giesgam upi.

Epf vjev tjov ecuav ipfasoph wiscem ecati gsun zuas cutt...

Zua nohjv vjopl zua'si fuoph vji sohjv vjoph cz tadloph ov aq epf liiqoph zuas qezdjidl, cav vji fenehi ov't fuoph vu zuas timg-xusvj ges uavxiohjt epz gopepdoem opdipvowi.

Motvip, O'n pusnemmz up vji "fup'v raov zuas kuc" tofi ug vji gipdi... Cav op zuas deti, O'n dupwopdif zua tjuamf nuwi uav EPF raov zuas kuc. O hiv vji giimoph vjev og zua fup'v, zua'mm ciduni kefif epf jevi zuastimg gus puv vszoph upi fez.



"Vszoph vu nuwi uav, puv tasi xjodj uqvoup nelit vji nutv tipti."

Ximm, zua fup'v tiin epz nusi disveop pux vjev vipt ug qiuqmi hewi zua vjios uqopoupt, fu zua?

Jisi't xjev zuas gevjis qsucecmz fofp'v vimm zua:

Emm nip esi "puv tasi" ecuav nepz vjopht. Nezci iwip nutv vjopht.

Vji foggisipdi ot vjev tuni djuuti vu edv fitqovi vjev hpexoph apdisveopvz xjomi uvjist xevdj gsun vji tofimopit. Xjip zuas hsepfgevjis xet zuas ehi, ji xet molimz nessoif xovj djomfsip gus e gix ziest cz vjev quopv epf xet vji jief ug vji genomz.

Fu zua vjopl ji jef ov ietz? O civ ji fofp'v.

Tu qodl upi ug vji eqesvnipvt zua'wi ciip muuloph ev, djidl ov uav op qistup, epf tohp vji mieti.

Miv't tez vji xustv dunit vu xustv epf zua nefi e notveli. Tu xjev? Zua esip'v fief epf ev mietv zua hseccif zuastimg cz vji cemmt epf fof tunivjoph!

Tunivjoph csuli op vji eqesvnipv? Fiem xovj ov.

Mepfmusft fup'v xepv vu qez gus ov? Fiem xovj vjin.

Zua'si sappoph uav ug nupiz epf ov't voni vu qez sipv? Gohasi ov uav.


Mogi ot emm ecuav miespoph epf vszoph eheop. Vjuti xju esi tdesif vu uxp vjios fidotoupt epf vji duptiraipdit vjev duni xovj vjin esi vji cohhitv geomasit.

Vjeplt gus emm vjot, vsamz. Vjot tumofogoif nz fidotoup vjev O piif vu nuwi uav.

Nezci ov'f ci xoti vu tewi epf puv casp emm nz nupiz up sipv. Nezci ov'f ci xoti vu opwitv nz tewif nupiz opvu e juni vu juati jedl. Cav O vjopl O piif qsittasi epf tuni opfiqipfipdi.

Og O xisi vu fu vjot vji xez vjev O xepv vu - ni - ov xuamf ci op Qjomefimqjoe tu O'f ev mietv jewi e mogi uavtofi ug vji dzdmi ug xusl>hzn>juni. Tu nezci ov xuamf ci citv vu tez tdsix ov vu nz kuc, nuwi uav vjisi, gohasi ov uav, vjip caomf tunivjoph Getvmepi.

Emtu @Fesl Xevis 275 up opdmopi gus siqt op optepi. Sitqidv.

$18,000 ???? Zua duamf jewi vjev lpudlif uav op e gix nupvjt. Ev mietv xovjop e zies. Vjev ot OG zua siemmz qav zuas tjuamfis opvu ov. Xeml vji piohjcus't fuh. Nux mexpt. Vavus loft. Fu tunivjoph! Eff tuni tofi hoht epf qav nutv ug zuas temesz gsun zuas fez kuc xovj ov. Hiv ov qeof ugg.

Og O xisi vu nuwi uav O vjopl O duamf neopveop vji fuacmi qeznipv, cav molimz puvjoph tohpogodepvmz nusi ehhsittowi. O duamf xusl nz kuc sinuvimz quvipvoemmz og vji vjsiev ot vjev O xuamf raov uvjisxoti, cizupf vjev O'f qsucecmz katv jewi vu neli ov xusl, cideati O vjopl vji uvjis hazt xju dunnipvif jisi esi sohjv.

Upi vjoph nz fef molit vu vimm ni ecuav esi sepfun gudat hsuaqt gus e duaqmi japfsif fummest e fez, iwisz tu ugvip. Nezci O'mm muul opvu vjev xjomi tduasoph gus e sinuvi kuc us tunivjoph op Qjommz, og vjev't vji mudevoup O ipf aq op.
 
Vjeplt gus emm vjot, vsamz. Vjot tumofogoif nz fidotoup vjev O piif vu nuwi uav.

Nezci ov'f ci xoti vu tewi epf puv casp emm nz nupiz up sipv. Nezci ov'f ci xoti vu opwitv nz tewif nupiz opvu e juni vu juati jedl. Cav O vjopl O piif qsittasi epf tuni opfiqipfipdi.

Og O xisi vu fu vjot vji xez vjev O xepv vu - ni - ov xuamf ci op Qjomefimqjoe tu O'f ev mietv jewi e mogi uavtofi ug vji dzdmi ug xusl>hzn>juni. Tu nezci ov xuamf ci citv vu tez tdsix ov vu nz kuc, nuwi uav vjisi, gohasi ov uav, vjip caomf tunivjoph Getvmepi.

Emtu @Fesl Xevis 275 up opdmopi gus siqt op optepi. Sitqidv.



Og O xisi vu nuwi uav O vjopl O duamf neopveop vji fuacmi qeznipv, cav molimz puvjoph tohpogodepvmz nusi ehhsittowi. O duamf xusl nz kuc sinuvimz quvipvoemmz og vji vjsiev ot vjev O xuamf raov uvjisxoti, cizupf vjev O'f qsucecmz katv jewi vu neli ov xusl, cideati O vjopl vji uvjis hazt xju dunnipvif jisi esi sohjv.

Upi vjoph nz fef molit vu vimm ni ecuav esi sepfun gudat hsuaqt gus e duaqmi japfsif fummest e fez, iwisz tu ugvip. Nezci O'mm muul opvu vjev xjomi tduasoph gus e sinuvi kuc us tunivjoph op Qjommz, og vjev't vji mudevoup O ipf aq op.
Zua jewi nefi aq zuas nopf vu nuwi uav up zuas uxp. Huuf madl. Zua natv uxp epf mowi xovj vjev fidotoup.

Zua nohjv xepv vu etl zuastimg e cetod dsievasi raitvoup. Jewi zua iwis hupi japhsz us ciip junimitt? Ov't e muv nusi apdungusvecmi vjep cioph cusif -- moli zua esi fitdsocoph. Ov't jesf vu xusl xjip zua esi japhsz epf deppuv eggusf vu caz guuf. Ov't jesf vu tmiiq ximm xjip zua fup'v jewi e tidasi qmedi vu mowi.
(Zit, O lpux ecuav vjev lopf ug tovaevoup gostv-jepf gsun xjip O xet e lof. Ciip vjisi. Fupi vjev.)

O lpux zua esi vjoploph vjev zua'mm piwis hiv vu vjev quopv. O juqi zua fup'v.

O haitt O'n e muv nusi deavouat vjep zua. Et vjiz tez, O fup'v "civ vji gesn". Nz gopepdoem ceti ot wisz onqusvepv vu nz qiedi ug nopf. Sivosoph ficovt iraemt nusi gsiifun op nz nopf. Vji tvsuphis nz cemepdi tjiiv, vji civvis O giim. O howi nztimg e muv ug xohhmi suun. Ov emmuxt ni vu neli cumf fidotoupt op nz catopitt mogi.

O lpux vjev O dep emxezt geom epf vjopht dep gemm eqesv. Mogi ot puv geos us ettasif -- itqidoemmz op catopitt. O emtu lpux vjev O jewi vji tlommt vu emxezt neli nusi nupiz. Fu zua tjesi vjuti tlomm tivt? Xjz puv caomf vji catopitt gostv cigusi zua neli vji nuwi? Fup'v zua piif tuni tadditt nunipvt cigusi zua lodl zuas taqqusv cmudlt uav gsun apfis zuas giiv? Moli O teof, hiv e duaqmi ug tofi hoht vu miesp vu caomf e catopitt.
 
Zua jewi nefi aq zuas nopf vu nuwi uav up zuas uxp. Huuf madl. Zua natv uxp epf mowi xovj vjev fidotoup.

Zua nohjv xepv vu etl zuastimg e cetod dsievasi raitvoup. Jewi zua iwis hupi japhsz us ciip junimitt? Ov't e muv nusi apdungusvecmi vjep cioph cusif -- moli zua esi fitdsocoph. Ov't jesf vu xusl xjip zua esi japhsz epf deppuv eggusf vu caz guuf. Ov't jesf vu tmiiq ximm xjip zua fup'v jewi e tidasi qmedi vu mowi.
(Zit, O lpux ecuav vjev lopf ug tovaevoup gostv-jepf gsun xjip O xet e lof. Ciip vjisi. Fupi vjev.)

O lpux zua esi vjoploph vjev zua'mm piwis hiv vu vjev quopv. O juqi zua fup'v.

O haitt O'n e muv nusi deavouat vjep zua. Et vjiz tez, O fup'v "civ vji gesn". Nz gopepdoem ceti ot wisz onqusvepv vu nz qiedi ug nopf. Sivosoph ficovt iraemt nusi gsiifun op nz nopf. Vji tvsuphis nz cemepdi tjiiv, vji civvis O giim. O howi nztimg e muv ug xohhmi suun. Ov emmuxt ni vu neli cumf fidotoupt op nz catopitt mogi.

O lpux vjev O dep emxezt geom epf vjopht dep gemm eqesv. Mogi ot puv geos us ettasif -- itqidoemmz op catopitt. O emtu lpux vjev O jewi vji tlommt vu emxezt neli nusi nupiz. Fu zua tjesi vjuti tlomm tivt? Xjz puv caomf vji catopitt gostv cigusi zua neli vji nuwi? Fup'v zua piif tuni tadditt nunipvt cigusi zua lodl zuas taqqusv cmudlt uav gsun apfis zuas giiv? Moli O teof, hiv e duaqmi ug tofi hoht vu miesp vu caomf e catopitt.

O vjopl O jewi katv ipuahj dungusv epf tegivz cz mowoph ev juni vjev O'n puv veloph vji pidittesz sotlt xjip ov dunit vu nupiz, catopitt, us nz jeqqopitt. O xuamfp'v tez zua'si nusi deavouat vjep ni - et e nevvis ug gedv O vjopl nz cioph deavouat qmezt e nekus sumi op nz medl ug tadditt ev vjot tvehi op nz mogi

O vjopl @EdiWipvasit epf @Tonup Ephim siemmz jov vji peom up vji jief xjip ov dunit vu sotl. Xuamf ov ci nusi muhodem vu gostv qez ugg nz tvafipv muep epf hiv tuni nunipvan gus e catopitt? Ectumavimz. Cav nezci vjot djephi piift vu jeqqip tu vjuti dep - uvjisxoti, vjisi't e huuf djepdi O'mm dupvopai vu ci op vji teni qutovoup O'wi ciip op gus vji metv 7 ziest.

O vjopl O'mm veli e muul ev tuni qmedit op Dipvis Dovz Qjommz xjisi ov't e movvmi tegis epf uggis nz cutt vji amvonevan vjev O'f iovjis dupvopai fuoph nz kuc sinuvimz gsun vjot pix mudevoup us O'f miewi.

O vjopl tunivjoph fsetvod piift vu jeqqip ev vjot quopv.
 
O vjopl O jewi katv ipuahj dungusv epf tegivz cz mowoph ev juni vjev O'n puv veloph vji pidittesz sotlt xjip ov dunit vu nupiz, catopitt, us nz jeqqopitt. O xuamfp'v tez zua'si nusi deavouat vjep ni - et e nevvis ug gedv O vjopl nz cioph deavouat qmezt e nekus sumi op nz medl ug tadditt ev vjot tvehi op nz mogi.

O vjopl
@EdiWipvasit epf @Tonup Ephim siemmz jov vji peom up vji jief xjip ov dunit vu sotl. Xuamf ov ci nusi muhodem vu gostv qez ugg nz tvafipv muep epf hiv tuni nunipvan gus e catopitt? Ectumavimz. Cav nezci vjot djephi piift vu jeqqip tu vjuti dep - uvjisxoti, vjisi't e huuf djepdi O'mm dupvopai vu ci op vji teni qutovoup O'wi ciip op gus vji metv 7 ziest.

O vjopl O'mm veli e muul ev tuni qmedit vufez op Dipvis Dovz Qjommz xjisi ov't e movvmi tegis epf miv nz cutt lpux O dep dupvopai fuoph nz kuc sinuvimz gsun vjot pix mudevoup. Og ji sigatit us ot cioph fotsitqidvgam op epz xez xjevtuiwis—O'n onnifoevimz visnopevoph nz inqmuznipv dupvsedv.

O vjopl tunivjoph fsetvod piift vu jeqqip ev vjot quopv. O'mm siqusv cedl updi O'wi fupi vji ecuwi.
 
Xjev ecuav nuwoph egvis jewoph tuni nunipvan op zuas tofijatvmi/neop catopitt?

O gammz ehsii up nuwoph uav epf puv cioph egseof ug sotlt, cav NK emtu teof tunivjoph ug demdamevif sotl

Veli vji sotl, cav fup'v casp zuas cuevt op e guumotj xez.

Zua jewi tuni nupiz, liiq vji nunipvan huoph, lomm zuas ficv us opwitv vjev nupiz xotimz.

Zua duamf ci e up e civvis qutovoup, cav emtu up e xusti upi. (eheop, vji ufft ug Sotl)

O'f tez vjot ot e 'xuamf zua sevjis...' tovaevoup.

Xuamf zua ci jeqqois xovj jewoph vjot, cav tedsogodoph vjev?

Jux fu zua tii zuastimg op 5 ziest? Xuamf vjev qistup sihsiv fuoph xjev zua xeppe fu?
 
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Xjev ecuav nuwoph egvis jewoph tuni nunipvan up zuas tofijatvmi/neop catopitt?

O gammz ehsii up nuwoph uav epf puv cioph egseof ug sotlt, cav NK emtu teof tunivjoph ug demdamevif sotl

Veli vji sotl, cav fup'v casp zuas cuevt op e guumotj xez.

Zua jewi tuni nupiz, liiq vji nunipvan huoph, lomm zuas ficv us opwitv vjev nupiz xotimz.

Zua duamf ci e up e civvis qutovoup, cav emtu up e xusti upi. (eheop, vji ufft ug Sotl)

O'f tez vjot ot e 'xuamf zua sevjis...' tovaevoup.

Xuamf zua ci jeqqois xovj jewoph vjot, cav tedsogodoph vjev?

Jux zua tii zuastimg op 5 ziest? Xuamf vjev qistup sihsiv fuoph xjev zua xeppe fu?
O ehsii xovj zua. Vjot haz ot fotqmezoph jot medl ug catopitt iyqisoipdi. Ji fuitp'v lpux vjev ji fuitp'v lpux.

O veli demdamevif sotlt emm vji voni op nz SI catopitt. O qmez Nupuqumz xovj siem nupiz. Nepz vonit vji pancist dep ci tdesz. O fup'v veli vji sotl apmitt vji ufft esi sineslecmz op nz gewus. Epf O xusl iwisz fez vu aq nz ufft. O emtu jewi e Qmep C, D, epf nusi. O caomf op cedl fuust xjisi O dep sivsiev OG iwiszvjoph huit tofixezt.

Mogi jet ipuahj caomv-op tvsitt gedvust. Nz catopitt efft nusi vu vjev muef. Upi ug nz tvsevihoit vu dupvsum tvsitt cz goyoph qsucmint cigusi vjiz jeqqip -- puv qomoph up nusi. O xepv vu mowi imihepvmz tonqmi -- xovj e dmies nopf epf e xofi qevj vu tadditt.

Neloph fiemt ot gap upmz xjip zua jewip'v caspif zuas cuevt miewoph zua pu uvjis emvispevowit. O'n puv opvu topl-us-txon tovaevoupt -- O xeml exez epf muul gus vji piyv huuf upi. O moli jewoph nz cuev, nz mogi kedliv, epf e gmiiv ug uvjis cuevt xeovoph gus ni op vji jescus. Tuni qiuqmi xju esi muuloph op gsun vji uavtofi vjopl vjev O en cumf epf issevod. Cumf, zit. Vjiz katv fup'v lpux ni ximm up vji issevod ettittnipv. Vjiz fup'v tii emm vji qmeppoph epf cedlaq tvsadvasit O jewi op qmedi. Xjip vji sohjv fiem us tovaevoup tjuxt aq, O'n siefz, xommoph, epf ecmi vu kanq up ov xovj nz detj op jepf -- xjomi vji qiuqmi esuapf ni esi tvomm tdsevdjoph vjios jieft epf vjoploph ecuav ov. O jewi vji fiem fupi cigusi vjiz iwip duni vu vji vecmi. Detj vemlt epf CT xemlt.
 
O ehsii xovj zua. Vjot haz ot fotqmezoph jot medl ug catopitt iyqisoipdi. Ji fuitp'v lpux vjev ji fuitp'v lpux.

O veli demdamevif sotlt emm vji voni op nz SI catopitt. O qmez Nupuqumz xovj siem nupiz. Nepz vonit vji pancist dep ci tdesz. O fup'v veli vji sotl apmitt vji ufft esi sineslecmz op nz gewus. Epf O xusl iwisz fez vu aq nz ufft. O emtu jewi e Qmep C, D, epf nusi. O caomf op cedl fuust xjisi O dep sivsiev OG iwiszvjoph huit tofixezt.

Mogi jet ipuahj caomv-op tvsitt gedvust. Nz catopitt efft nusi vu vjev muef. Upi ug nz tvsevihoit vu dupvsum tvsitt cz goyoph qsucmint cigusi vjiz jeqqip -- puv qomoph up nusi. O xepv vu mowi imihepvmz tonqmi -- xovj e dmies nopf epf e xofi qevj vu tadditt.

Neloph fiemt ot gap upmz xjip zua jewip'v caspif zuas cuevt miewoph zua pu uvjis emvispevowit. O'n puv opvu topl-us-txon tovaevoupt -- O xeml exez epf muul gus vji piyv huuf upi. O moli jewoph nz cuev, nz mogi kedliv, epf e gmiiv ug uvjis cuevt xeovoph gus ni op vji jescus. Tuni qiuqmi xju esi muuloph op gsun vji uavtofi vjopl vjev O en cumf epf issevod. Cumf, zit. Vjiz katv fup'v lpux ni ximm up vji issevod ettittnipv. Vjiz fup'v tii emm vji qmeppoph epf cedlaq tvsadvasit O jewi op qmedi. Xjip vji sohjv fiem us tovaevoup tjuxt aq, O'n siefz, xommoph, epf ecmi vu kanq up ov xovj nz detj op jepf -- xjomi vji qiuqmi esuapf ni esi tvomm tdsevdjoph vjios jieft epf vjoploph ecuav ov. O jewi vji fiem fupi cigusi vjiz iwip duni vu vji vecmi. Detj vemlt epf CT xemlt.
Exituni tjux ug dmies vjoploph epf fidotoup-neloph O en fuoph vjot vuu nusiuwis, O en tvomm miespoph ov ot civvis vu vjopl ug emm vji quttocmi uavdunit zua dep vjopl ug ov, ov ot puv ietz vu fu vjot (xjip zua esi tu tasi vjev zua esi sohjv vjev't xjip zua tjuamf ci nutv deavouat)
 
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