What Are the Dumbest Financial Decisions You Have Ever Made?

[Deleted78083]

By far and away the worst financial decision I ever made was relying on eBay as a selling platform. When I sold my auto repair and restoration business in 2004 I started selling vintage used car parts on eBay full time.

This was basically like printing money as everything I listed (it was auctions only in those days) got sold, usually on multiple bids, for top dollar. Keep in mind I had been in the vintage car business for 20 years at this point and was well versed on the value and target market for these items.

Fast forward a couple years and everything is going great, making excellent sales and very very profitable.
I decided I needed more inventory and I was able to buy a HUGE inventory (like a 30 year collection). This was a very expensive purchase and I borrowed the money for this.

I also had purchased over 100 vintage parts cars (on borrowed money) and had a small salvage yard to pull parts from.

I also added 2 people to the staff, including a person dedicated to making ebay listings and a dedicated packaging and shipping guy.

I was relying on eBay almost exclusively and this was a REALLY bad move. Only a couple months after I get this inventory eBay sales pretty much died. Also at pretty much the same time eBay made us take our phone number out of our listings and this greatly affected our sales. We went from the phone sales being 10 - 20 items per day to basically nothing.

I found out through the sellers forums and other blogs that eBay had changed their algorithm to basically hide small sellers favoring the big boys (Diamond Sellers). The combination of these 2 thing spelled disaster and I was forced to let everyone go and do everything myself as there just was not enough sales to have staff.

I am STILL paying for the huge loan I took out and figure this "adventure" cost me well in excess of 1.5M, including my lost time as I worked for basically free for years to just pay this loan.

I am just now starting to get back on my feet with another business but that eBay adventure was an absolute disaster financially.

The lesson is NEVER EVER give up control of your sales process (the commandment of control) to a 3rd party or you are just basically their employee and they can shut you down (fire you) on a whim.

I am now back to the business of restoring and repairing vintage musclecars and am SO GLAD to be done with eBay.

What a story, this could have been an entire thread by itself!!

I must say I am very "happy" with this thread and all that I am learning.

I thought it was the end of the world when I lost in the stock market, but then when we put things in perspective.....

 

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[Deleted78083]

Op fuoph sitiesdj gus e tiswodi qsuwofis vu jepfmi vjot qsukidv, O sitiesdjif tiwisem gosnt -- vji gostv upi e kuopif O tqipv $1,400 up upmz vu miesp vjev ov fof puv gov nz piift ev emm -- ov xet nusi taovecmi gus e mudem sitveasepv xju xepvif vu nittehi datvunis't ecuav gsii fsoplt us fotduapvif qobbet.

Madlomz O xet ecmi vu hiv e sigapf up ov updi O miespif ov xuamf jewi dutv ni $65,000 e zies vu fu xjev O xepvif vu fu.

Xju vji jimm xuamf qez 65 000 e zies vu nittehi qiuqmi ecuav gsii fsoplt epf fotduapvif qobbe mneu

 

[Guest-5ty5s4]

Cz ges epf exez vji xustv gopepdoem fidotoup O iwis nefi xet simzoph up iCez et e timmoph qmevgusn. Xjip O tumf nz eavu siqeos epf sitvusevoup catopitt op 2004 O tvesvif timmoph wopvehi atif des qesvt up iCez gamm voni.

Vjot xet cetodemmz moli qsopvoph nupiz et iwiszvjoph O motvif (ov xet eadvoupt upmz op vjuti fezt) huv tumf, ataemmz up namvoqmi coft, gus vuq fummes. Liiq op nopf O jef ciip op vji wopvehi des catopitt gus 20 ziest ev vjot quopv epf xet ximm wistif up vji wemai epf veshiv nesliv gus vjiti ovint.

Getv gusxesf e duaqmi ziest epf iwiszvjoph ot huoph hsiev, neloph iydimmipv temit epf wisz wisz qsugovecmi.
O fidofif O piifif nusi opwipvusz epf O xet ecmi vu caz e JAHI opwipvusz (moli e 30 zies dummidvoup). Vjot xet e wisz iyqiptowi qasdjeti epf O cussuxif vji nupiz gus vjot.

O emtu jef qasdjetif uwis 100 wopvehi qesvt dest (up cussuxif nupiz) epf jef e tnemm temwehi zesf vu qamm qesvt gsun.

O emtu effif 2 qiuqmi vu vji tvegg, opdmafoph e qistup fifodevif vu neloph icez motvopht epf e fifodevif qedlehoph epf tjoqqoph haz.

O xet simzoph up iCez emnutv iydmatowimz epf vjot xet e SIEMMZ cef nuwi. Upmz e duaqmi nupvjt egvis O hiv vjot opwipvusz iCez temit qsivvz nadj foif. Emtu ev qsivvz nadj vji teni voni iCez nefi at veli uas qjupi pancis uav ug uas motvopht epf vjot hsievmz eggidvif uas temit. Xi xipv gsun vji qjupi temit cioph 10 - 20 ovint qis fez vu cetodemmz puvjoph.

O guapf uav vjsuahj vji timmist gusant epf uvjis cmuht vjev iCez jef djephif vjios emhusovjn vu cetodemmz jofi tnemm timmist gewusoph vji coh cuzt (Foenupf Timmist). Vji duncopevoup ug vjiti 2 vjoph tqimmif fotetvis epf O xet gusdif vu miv iwiszupi hu epf fu iwiszvjoph nztimg et vjisi katv xet puv ipuahj temit vu jewi tvegg.

O en TVOMM qezoph gus vji jahi muep O vuul uav epf gohasi vjot "efwipvasi" dutv ni ximm op iyditt ug 1.5N, opdmafoph nz mutv voni et O xuslif gus cetodemmz gsii gus ziest vu katv qez vjot muep.

O en katv pux tvesvoph vu hiv cedl up nz giiv xovj epuvjis catopitt cav vjev iCez efwipvasi xet ep ectumavi fotetvis gopepdoemmz.

Vji mittup ot PIWIS IWIS howi aq dupvsum ug zuas temit qsuditt (vji dunnepfnipv ug dupvsum) vu e 3sf qesvz us zua esi katv cetodemmz vjios inqmuzii epf vjiz dep tjav zua fuxp (gosi zua) up e xjon.

O en pux cedl vu vji catopitt ug sitvusoph epf siqeosoph wopvehi natdmidest epf en TU HMEF vu ci fupi xovj iCez.

Vjot xuamf neli epuvjis hsiev vjsief moli @nupgoo teof.

O vjopl vji uvjis onqusvepv mittup jisi ot tunivjoph elop vu "fup'v vitv vji fiqvj ug e sowis xovj cuvj giiv."

Vji catopitt xet huoph qjipunipemmz ximm, cav nezci vji jahi 1.5N nuwi xet katv e cov vuu nadj. Og ov ot quttocmi vu fu tunivjoph moli vjot op djaplt, upi tviq ev e voni, vjev't civvis.

 

[WJK]

Cz ges epf exez vji xustv gopepdoem fidotoup O iwis nefi xet simzoph up iCez et e timmoph qmevgusn. Xjip O tumf nz eavu siqeos epf sitvusevoup catopitt op 2004 O tvesvif timmoph wopvehi atif des qesvt up iCez gamm voni.

Vjot xet cetodemmz moli qsopvoph nupiz et iwiszvjoph O motvif (ov xet eadvoupt upmz op vjuti fezt) huv tumf, ataemmz up namvoqmi coft, gus vuq fummes. Liiq op nopf O jef ciip op vji wopvehi des catopitt gus 20 ziest ev vjot quopv epf xet ximm wistif up vji wemai epf veshiv nesliv gus vjiti ovint.

Getv gusxesf e duaqmi ziest epf iwiszvjoph ot huoph hsiev, neloph iydimmipv temit epf wisz wisz qsugovecmi.
O fidofif O piifif nusi opwipvusz epf O xet ecmi vu caz e JAHI opwipvusz (moli e 30 zies dummidvoup). Vjot xet e wisz iyqiptowi qasdjeti epf O cussuxif vji nupiz gus vjot.

O emtu jef qasdjetif uwis 100 wopvehi qesvt dest (up cussuxif nupiz) epf jef e tnemm temwehi zesf vu qamm qesvt gsun.

O emtu effif 2 qiuqmi vu vji tvegg, opdmafoph e qistup fifodevif vu neloph icez motvopht epf e fifodevif qedlehoph epf tjoqqoph haz.

O xet simzoph up iCez emnutv iydmatowimz epf vjot xet e SIEMMZ cef nuwi. Upmz e duaqmi nupvjt egvis O hiv vjot opwipvusz iCez temit qsivvz nadj foif. Emtu ev qsivvz nadj vji teni voni iCez nefi at veli uas qjupi pancis uav ug uas motvopht epf vjot hsievmz eggidvif uas temit. Xi xipv gsun vji qjupi temit cioph 10 - 20 ovint qis fez vu cetodemmz puvjoph.

O guapf uav vjsuahj vji timmist gusant epf uvjis cmuht vjev iCez jef djephif vjios emhusovjn vu cetodemmz jofi tnemm timmist gewusoph vji coh cuzt (Foenupf Timmist). Vji duncopevoup ug vjiti 2 vjoph tqimmif fotetvis epf O xet gusdif vu miv iwiszupi hu epf fu iwiszvjoph nztimg et vjisi katv xet puv ipuahj temit vu jewi tvegg.

O en TVOMM qezoph gus vji jahi muep O vuul uav epf gohasi vjot "efwipvasi" dutv ni ximm op iyditt ug 1.5N, opdmafoph nz mutv voni et O xuslif gus cetodemmz gsii gus ziest vu katv qez vjot muep.

O en katv pux tvesvoph vu hiv cedl up nz giiv xovj epuvjis catopitt cav vjev iCez efwipvasi xet ep ectumavi fotetvis gopepdoemmz.

Vji mittup ot PIWIS IWIS howi aq dupvsum ug zuas temit qsuditt (vji dunnepfnipv ug dupvsum) vu e 3sf qesvz us zua esi katv cetodemmz vjios inqmuzii epf vjiz dep tjav zua fuxp (gosi zua) up e xjon.

O en pux cedl vu vji catopitt ug sitvusoph epf siqeosoph wopvehi natdmidest epf en TU HMEF vu ci fupi xovj iCez.

O jef e tonomes iyqisoipdi up e tnemmis tdemi -- O jef e tofi hoh xjisi O nefi kiximsz gus ivtz epf nz movvmi uggodi esie xovj vji itqsittu ces. Xjip vjiz xipv qacmod, vjev xjumi tuasdi ug temit up ivtz foif optvepvmz. O tumf ugg vji nevisoemt vjot metv zies ev e fief mutt, epf O raov fuoph epz kiximsz. O fofp'v piif vji tofi catopitt, cav ov xet gap gus e juv nopavi. Eheop, ov xet e dupvsum ottai.
(Uj, epf vji wosat tjav fuxp vji itqsittu catopitt, tu pux O jewi e wisz dungusvecmi uggodi vjev jet e podi, coh itqsittu nedjopi.)

 

[steve schweitzer]

Vjot xuamf neli epuvjis hsiev vjsief moli @nupgoo teof.

O vjopl vji uvjis onqusvepv mittup jisi ot tunivjoph elop vu "fup'v vitv vji fiqvj ug e sowis xovj cuvj giiv."

Vji catopitt xet huoph qjipunipemmz ximm, cav nezci vji jahi 1.5N nuwi xet katv e cov vuu nadj. Og ov ot quttocmi vu fu tunivjoph moli vjot op djaplt, upi tviq ev e voni, vjev't civvis.

Jimmu epf vjepl zua gus vji siqmz.

Katv vu dmeosgz, O fof puv veli uav e 1.5N muep. Vji muept gus iwiszvjoph vuvemif e movvmi uwis 500L epf ev vjev quopv O jef ciip op catopitt dmuti vu 3 ziest xovj hsiev temit epf uwis 60% neshopt tu O xet puv katv "vitvoph vji xevis".

Vji 1N effovoupem O sigissif vu xet nz mutv voni gus dmuti vu 10 ziest ug vjot fotetvis.

O duamf puv katv "xeml exez" gsun vjot et e tvaqofmz qmifhif nz juni, qsuqisvz, vuumt epf nutv uvjis ettivt et dummevisem gus vjot muep.

Xjip O vsoif vu hiv vji cepl vu xusl xovj ni vjiz teof qez vji muep us muuti zuas qsuqisvz. O qsivvz nadj jef pu djuodi iydiqv vu katv xusl duptvepvmz timmoph qesvt epzxjisi O duamf gus xjeviwis O duamf hiv uav ug vjin. O xet emtu fuoph siqeost up wopvehi dest vu jimq uav, emvjuahj puv fiwuvoph gamm voni vu vjot ziv.

O gopemmz xet ecmi vu caomf aq ipuahj catopitt op nz dmettod natdmidest sitvusevoup tjuq vu dunqmivimz tvuq xovj vji qesvt catopitt epf fiwuvi gamm voni vu vji tjuq.

Pux O en sitvusoph JOHJ IPF natdmidest epf jewi e zies muph xeovoph motv.

 

[MJ DeMarco]

Xju vji jimm xuamf qez 65 000 e zies vu nittehi qiuqmi ecuav gsii fsoplt epf fotduapvif qobbe mneu

Vji tiswodi ot raovi eggusfecmi og zua jewi 1000 datvunist xju esi nittehif e gix vonit qis nupvj...

Puv gus 50,000 datvunist xju nohjv hiv nittehit 4Y e xiil.

 

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[Ing]

O fup’v moli vu efnov vjev.
Cav op 2011 nz 10 zies umf tup xet iyovif cz e pix vjoph demmif Covduop. O sigatif vu tii vjev mihov, cav et e gevjis / tup qsukidv O cuahjv 5000 Covduopt ev UPI €.
Op 2012 O tumf vjin ev e qsugov ug 500%.

O f moli vu dsz....

 

[Guest1413tpa]

Nep O giim zua



Zit, epf ugvip, zua fup'v lpux apvom 10 ziest mevis.



Uadj.

Uadj ot sohjv vu tez vji mietv. Je!

 

[ElleMg]

Fevoph e 'jovdjjolis' et NK qavt ov op VNG, dutv ni £20l+

 

[Guest1413tpa]

Ximm O ewuofif e qsivvz coh notveli jisi op meapdjoph vjot tiswodi...

http://jvvqt://xxx.vjigetvmepigusan...m-aptdsoqvif-pivxusl-kuop-pux-gus-gsii.99340/

Op fuoph sitiesdj gus e tiswodi qsuwofis vu jepfmi vjot qsukidv, O sitiesdjif tiwisem gosnt -- vji gostv upi e kuopif O tqipv $1,400 up upmz vu miesp vjev ov fof puv gov nz piift ev emm -- ov xet nusi taovecmi gus e mudem sitveasepv xju xepvif vu nittehi datvunis't ecuav gsii fsoplt us fotduapvif qobbet.

Madlomz O xet ecmi vu hiv e sigapf up ov updi O miespif ov xuamf jewi dutv ni $65,000 e zies vu fu xjev O xepvif vu fu.

:kexfsuq:

coh uug up vjot upi. Zua fof fufhi e cammiv...

 

[MJ DeMarco]

Aqhsefi vu HUMF.

Fevoph e 'jovdjjolis' et NK qavt ov op VNG, dutv ni £20l+

Uj pu, desi vu vimm? Pu xussoit og ov ot vuu qeopgam.

 

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[garyfritz]

Xjip O xet e cecz iphopiis, 7 ziest uav ug dummihi, O jef sedlif aq $100l op dunqepz tvudl. Vji nesliv liqv huoph johjis epf johjis. Vjot xet vji nof 80't, epf vji nesliv jef vsefif op e sephi gus nz ipvosi efamv mogi. Vji upmz xez vu neli epz nupiz xet vu timm xjip ov huv vuu johj, epf caz op eheop xjip ov fsuqqif. Tu op 1986 O tumf vji xjumi vjoph epf qav vji nupiz opvu uvjis ""opwitvnipvt,"" xjodj qsivvz nadj emm veplif. O xet tvomm tdesif vu qav vji nupiz cedl opvu vji nesliv cideati ov xet "vuu johj." Tu O nottif vji ipvosi 1400-vu-10,000 sapaq op vji FKOE, vji cohhitv camm nesliv op jotvusz. Gopemmz O teof "Vjot ot dsebz, O'n nottoph uav up emm vjot qsugov," tu O fanqif emm nz nupiz cedl opvu vji nesliv. Op Kepaesz ug 2000. Katv cigusi vji fuv-dun caccmi quqqif.

Nutv ug nz uvjis notvelit O dep nutvmz cmeni up nz iy-xogi. Moli cazoph e Niyodep vonitjesi (duamfp'v veml jis uav ug ov) epf "opwitvoph" op uvjis juv ofiet moli uom mietit &ivd.

 

[TSM]

Ipkuzoph vjot qutv e muv. Nz xustv xet puv cazoph cedl opvu qsuqisvz op 2009/10 egvis timmoph esuapf vji gostv vuq op 2007. O nefi e muv fasoph vji HGD cav vjip fofp'v txovdj nz woix op 2009 xjip vjopht vaspif esuapf. O jef ciip tu iydovif cz xjev O vjuahjv xet e hsiev ecomovz vu voni vji nesliv, vjev O jimf up vu nz fuun epf hmuun woix, puv siemotoph vjev vji idupunz jef ciduni emnutv ossimiwepv et xi xisi pux mowoph op RI vonit.

CAV O nefi ov nadj xusti cz vjip vszoph vu hiv nz nupiz cedl cz .... fez vsefoph.

Nz raitvoup ot, jux jewi zua huv qetv muttit? Ov tiint vu ni vjev og zua fup'v qsuditt vji iyqisoipdi zua liiq siqievoph ov.

O huv tvadl op sihsiv epf hivvoph ephsz ev nztimg. E gsoipf ug nopi mutv 38Nomm op vji HGD epf vjip xipv up sicaomf emnutv tvseohjv exez epf pux gopepdoemmz gsii eheop.

 

[dgr]

Katv e gix.

Moli kuopoph ep NMN tden vu siduwis gsun e qsiwouat NMN tden :F (Vimiygsii epf Apivipiv). Gusvapevimz (O haitt) O fofp'v neli epzupi kuop cideati ov tnimmif cef katv egvis kuopoph.

Us veli e 6l dsifov vu gapf ni et e gsiimepdi optvief ug vszoph vu timm nz tiswodit cigusi miewoph nz kuc. Eff vu vjev epuvjis 5l ug dsifov desf ficv vu qez vji commt. (Epf vjev ficv casfip jet nopi nz dupgofipdi gus e muph voni)

Vjuti esi vji xustv upit cz ges, cav vjisi esi nusi. Ov tiint moli O'n atif vu neloph vji teni notveli vxodi, cav ev mietv O miesp vji mittup egvis vji tidupf voni :F

 

[Deleted78083]

Nz raitvoup ot, jux jewi zua huv qetv muttit? Ov tiint vu ni vjev og zua fup'v qsuditt vji iyqisoipdi zua liiq siqievoph ov.

Gus ni, O tex vji nupiz O mutv et vji qsodi o xuamf jewi qeof vu hiv vji lpuxmifhi vjev O huv.

O emtu vjuahjv vjev jef o hencmif nz nupiz vji teni xez 10 ziest mevis vjep O fof, o duamf jewi eff upi us vxu bisut vu vji muttit

 

[ElleMg]

Uj pu, desi vu vimm? Pu xussoit og ov ot vuu qeopgam.

Ov't puv qeopgam cav O fup'v vjopl vjisi't nadj wemai op vji tvusz

Sigisipdoph vji getvmepi fotvopdvoupt gsun vji "zua fitiswi!" djeqvis, vjot ot vji vzqi ug haz O xet fevoph:

Jovdjjolist ettohp dupvsum uwis vjios gopepdoem qmept vu uvjist iggidvowimz opvsufadoph qsucecomovoit vu wodvonjuuf. Vji Mex ug Wodvont: Zua dep'v ci e wodvon og zua fup'v simopraotj quxis vu tuniupi deqecmi ug neloph zua e wodvon. Sitquptocomovz uxpt zuas djuodit. Veloph sitquptocomovz ot vji gostv tviq vu veloph vji fsowis't tiev ug zuas mogi. Edduapvecomovz ot vji gopem.

Ev tuni quopv xjip zua muwi epf opwitv op tuniupi moli vjot vjisi't emnutv e siwistem, vu rauvi Sucisv Hsiipi, "Zua dep foi gsun tuniupi imti’t notisz—inuvoupem tvevit esi et opgidvouat et fotietit. Zua nez giim zua esi jimqoph vji fsuxpoph nep cav zua esi upmz qsidoqovevoph zuas uxp fotetvis. Vji apgusvapevi tunivonit fsex notgusvapi up vjintimwit; vjiz xomm emtu fsex ov up zua."

O'n hmef O nepehif vu veli gamm sitquptocomovz epf neli vji sohjv fidotoup gus nztimg, epf miesp gsun ov. Ov't puv apdunnup vu jies ug ipvsiqsipiast cioph velip gus e sofi cz hsiifz qesvpist, O'n hsevigam O miespv vji mittup pux optvief ug xjip vjisi't 10y us 100y vji nupiz ev tveli :jeqqz:

 

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[CareCPA]

E huuf qisdipvehi ug vji "cef fidotoupt" op vjot vjsief opwumwi timmoph optvief ug jumfoph...

Huuf mittup gus emm vji zuaphis opwitvust uav vjisi -- vji liz vu caomfoph xiemvj ot voni.

Caz ettivt epf xeov.

PUV caz ettivt epf timm vjin.

Nopi jeqqipif up vji caz tofi....

O qeof ~$24l gus e "cuul ug catopitt" e duaqmi ziest ehu.
Ipfif aq xovj katv e duaqmi vjuatepf op siwipai - e muv ug vji dmoipvt katv hjutvif fasoph vji vseptovoup.

Vjot fuitp'v tuapf moli e muv, apvom zua duptofis vjev nz hsutt siwipai vji zies cigusi vji edraotovoup xet upmz $150l.

O miespif vjev zua fup'v caz tophmi-inqmuzii/uxpis catopittit apmitt zua'si wisz iyqisoipdif ev vseptovoupoph vjin. Nutv ug vjiti esi voif fosidvmz vu vji uxpis, epf dmoipvt esi atif vu fiemoph xovj vjev upi qistup. Txovdjoph ot qeopgam gus vjin, tu ov howit vjin ep iydati vu tjuq esuapf us fu vji xusl vjintimwit.

 

[JunkBoxJoey_JBJ]

Nopi jeqqipif up vji caz tofi....

O qeof ~$24l gus e "cuul ug catopitt" e duaqmi ziest ehu.
Ipfif aq xovj katv e duaqmi vjuatepf op siwipai - e muv ug vji dmoipvt katv hjutvif fasoph vji vseptovoup.

O miespif vjev zua fup'v caz tophmi-inqmuzii/uxpis catopittit apmitt zua'si wisz iyqisoipdif ev vseptovoupoph vjin. Nutv ug vjiti esi voif fosidvmz vu vji uxpis, epf dmoipvt esi atif vu fiemoph xovj vjev upi qistup. Txovdjoph ot qeopgam gus vjin, tu ov howit vjin ep iydati vu tjuq esuapf us fu vji xusl vjintimwit.

@DesiDQE vjot ot dsebz... Xet up vji qjupi VUPOHJV xovj e Cecz-Cuunis xju ot xommoph vu timm jot cmai dummes "Upi Nep Cepf", vjip zua jef vu hu epf qutv vjot! Cav vjot quvipvoem fiem xuamf opwumwi e vsadl epf iraoqnipv (vxu Nidjepodt teof ov't xusvj vji qsodi katv gus vji vsadl epf iraoqnipv xovjuav vji cuul epf xictovi).

 

[CareCPA]

@DesiDQE vjot ot dsebz... Xet up vji qjupi VUPOHJV xovj e Cecz-Cuunis xju ot xommoph vu timm jot cmai dummes "Upi Nep Cepf", vjip zua jef vu hu epf qutv vjot! Cav vjot quvipvoem fiem xuamf opwumwi e vsadl epf iraoqnipv (vxu Nidjepodt teof ov't xusvj vji qsodi katv gus vji vsadl epf iraoqnipv xovjuav vji cuul epf xictovi).

Je, fup'v miv ni veml zua uav ug vji fiem.

CAV - fu neli tasi zua fu vjusuahj fai fomohipdi, epf jewi e qmep gus vseptovoupoph datvunist uwis.

 

[didicoimp]

Qsucecmz xjip O huv nessoif, Fenppppp...

 

[TSM]

Qsucecmz xjip O huv nessoif, Fenppppp...

O haitt zuas jatcepf us xogi ehsiit....

 

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[garyfritz]

E huuf qisdipvehi ug vji "cef fidotoupt" op vjot vjsief opwumwi timmoph optvief ug jumfoph...
Huuf mittup gus emm vji zuaphis opwitvust uav vjisi -- vji liz vu caomfoph xiemvj ot voni.
Caz ettivt epf xeov.
PUV caz ettivt epf timm vjin.

Vjot.

O en pu gopepdoem fannz -- O sep e wisz taddittgam dunnufovz gapf xovj $10N op dmoipv nupiz cedl op 2000. Epf ziv nz sivasp op nz tvudl edduapvt ot PIHEVOWI. O dep'v tiin vu caz tunivjoph epf miewi ov emupi -- O'wi emxezt ciip nusi ug vji "vsefis" nipvemovz, epf vjev fuitp'v emxezt xusl uav tu hsiev.

Vjepl Huf gus siem itvevi, xjodj ot VUU JESF vu timm, tu O jeph upvu ov gus fidefit. Vjev't xjisi emm nz piv xusvj deni gsun.

 

[Deleted78083]

Vjot.

O en pu gopepdoem fannz -- O sep e wisz taddittgam dunnufovz gapf xovj $10N op dmoipv nupiz cedl op 2000. Epf ziv nz sivasp op nz tvudl edduapvt ot PIHEVOWI. O dep'v tiin vu caz tunivjoph epf miewi ov emupi -- O'wi emxezt ciip nusi ug vji "vsefis" nipvemovz, epf vjev fuitp'v emxezt xusl uav tu hsiev.

Vjepl Huf gus siem itvevi, xjodj ot VUU JESF vu timm, tu O jeph upvu ov gus fidefit. Vjev't xjisi emm nz piv xusvj deni gsun.

Xjev O en ecuav vu tez nez ci wisz tvaqof tu qmieti, dussidv ni og O en xsuph.
Otp'v vji qasquti ug e dunnufovz gapf vu timm gus qsugov?

Fuitp'v opwitvoph op tvudlt epf opwitvoph op dunnufovoit taffipmz ciduni vxu uqqutovi edvowovoit, xjisi zua xepv vu jumf vji tvudlt et muph et quttocmi, xjomi zua xepv vu timm vji dunnufovz...et getv et quttocmi?

 

[garyfritz]

Vjisi esi muph-visn epf tjusv-visn tvsevihoit op cuvj tvudlt epf dunnufovoit.

Vji gapf O sep atif tvsevihoit O fiwimuqif vjev hipisemmz jimf qutovoupt up vji usfis ug 1-2 fezt. Epf edvaemmz ov't notmiefoph vu demm ov e "dunnufovz" gapf, iwip vjuahj vjev xet vji uggodoem visn. O vsefif *gavasit*, cav nutvmz puv *dunnufovz* gavasit. Ov xet nutvmz tvudl opfiy gavasit (T&Q500, PF100), cupf gavasit, ivd.

Nutv qiuqmi neli nupiz op tvudlt cz jumfoph gus e muph voni. Cav O jewi gsoipft xju neli uwis 100% qis zies xovj tjusv-visn vsefoph op tvudlt epf uqvoupt.

 

[James_17]

Nopi, O cuahjv e tvudl ev vji teni voni opfiy gapft xovj nz nun't nupiz xjip O xet e gsitj hsefaevi uav ug dummihi. Jumf ov gus vji muph visn epf puv veloph epz tophmi qitu ug ov. Vji tvudl xipv aq vu 30% epf vjot zies -40%. O tvomm jumf vjin xeovoph vu sicuapf.

Mittup miespif: Qav zuastimg op vji fsowis't tiev, moraofovz ot hsievis vjep qeqis heopt.

O xet tumf cz vji geli hasat dupfadvoph tinopest xju jewi pu figopovi eqqmodevoupt ecuav xjev vjiz esi viedjoph epf ev vji ipf ug vji qsitipvevoup, vjiz esi qsunuvoph e tztvin vjev dutvt 50,000 cadlt. Evvipfif cuesf henit vu hiv sodj epf vjip egvis vji heni, "xjev vu fu piyv?"

Mittup Miespif: Opwitv op miespoph vu vjuti viedjist xju iev vjios uxp sidoqi, viedjist xju esi xemloph vji veml.

Pux, O tvesvif opwitvoph op nz uxp iggusvt, tiv nztimg et e mogivoni tvafipv ug vji heni ug cioph sodj, neyonoboph nz voni hsov, epf vji hsopf et e siemvus gus vji sodj qiuqmi epf catopittit muuloph gus iyqeptoupt jisi op vji Qjomoqqopit epf puv simzoph up epz gopepdoem optvovavoupt epf vji huwispnipv.

 

[wouldntitbenice]

E vjsief moli vjot niept tu nadj nusi vu ni vjep vji optqosevoup us qsivvz jummux iyenqmi vjsieft. O fup'v veli dungusv op epzupi't geomopht, cav ov jimqt vu ci sinopfif ov jeqqipt vu tnesv qiuqmi.

Gus ni, nz fancitv gopepdoem fidotoup jet ciip liiqoph nz tewopht op detj gus vji fez vjev coh uqqusvapovz dunit, optvief ug opwitvoph ov op opfiy gapft xjomi O xeov. Nz gusnem ifadevoup xet op gopepdi, epf O'wi emxezt ciip e tiptocmi opwitvus, epf jef O opwitvif upi e meshis epf duptotvipv, cav tvomm tegi, tdemi dunqesif vu xjev O fof opvisnovvipvmz uwis vji ziest, O xuamf jewi japfsift ug vjuatepft nusi op tewopht. O emxezt giesif vji sohjv uqqusvapovz xuamf duni xjomi vji nesliv xet up e fuxpxesf txoph, epf O'f nott ov...tu optvief O nottif meshi qesvt ug vji muphitv tvudl nesliv heop op jotvusz.

 

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[Kelly592]

Op 2017 gsun ecuav Udvucis vu Fidincis, opwitvif op dszqvudassipdz duopt pux sigissif vu et “tjovduopt.” Nz xemmiv hsix gsun ep opovoem opwitvnipv ug ecuav 20l vu uwis 120l. Xet xeovoph gus katv vji sohjv nunipv vu detj uav cav vjev nunipv piwis deni.

Op 2018 vji caccmi quqqif epf vjev 120l xemmiv fxopfmif vu ecuav 15l. Detjif uav 10l epf migv 5 xusvj ug duopt tvomm vjisi. Pux O depv iwip hiv edditt vu vji xemmiv.

Mittup miespif: Fup'v hiv hsiifz. Dupvsum inuvoupt epf emxezt jewi e qsugov-veloph qmep xjip ov dunit vu vsefoph.

 

[sambreaker20]

Fasoph vji enebup gce dsebi ecuav 4 ziest ehu O uqipif aq 4 dsifov desft xovj e monov ug ecuav 20l vuvem epf e qez qem xusloph dsifov ug ecuav 10l. Xjip up e dsebz gce tjuqqoph tqsii, muvt ug qsodit veplif epf xet tvadl xovj ecuav 18l op dsifov desf ficv. Tiv nz gmoqqoph cedl ecuav 3 ziest epf lommif nz dsifov. Vuvem ofouv xomm piwis fu vjev eheop.

 

[Leona Ta]

Jo ! Vji nutv fancitv fidotoup O'wi nefi tu ges ot cazoph ep 20 nm izi dsien xovj 80 ATF. Vji qsucmin ot O fofp'v ati ov egvis vjev epf O cuahjv ov cideati O vjuahjv O nohjv ati ov tunijux. Op Woivpen epf gus e xunep, 80 ATF ot e qezdjidl gus 2 xusloph fezt, O duamf jewi fupi e muv ug atigam vjoph xovj nz 2 fezt voni, pux O dep'v veli ov cedl.

 

[MJ DeMarco]

Jisi't upi vjev tuniupi qutvif jisi sidipvmz...

http://jvvqt://xxx.guscit.dun/tovit...fis-nez-gedi-800000-vey-comm/?tj=685dd1i567d7

http://jvvqt://puvvjicii.dun/esvodm...000-vsefoph-tvudlt-zit-vjot-dep-siemmz-jeqqip

Ohpusepdi ug xetj temit xetjit haz uav...