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What is your life like without a college degree?

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uccessful tech founders tend to have MS degrees. A lot of the stuff I see about business owners is skewed by slowlane businesses and matches the genpop, but Tom Stanley's Millionaire Mind about decamillionaires also found higher than average education levels across all industries. Is the education the cause, or is it just the type of person that tends to get more education tends to also be more disciplined and go after business harder? Don't know...

May be true if you're talking strictly about high tech, but I see little real world evidence to back it up. I know a fairly high proportion of multi-millionaires and a billionaire or two (including names that get dropped here occasionally) pretty well, as in hang out and get drunk together well. My survey doesn't come up with may college degrees. I'd also argue that just because a business isn't high tech, it isn't necessarily "slow lane," particularly if it makes one a "decamillionaire." Some of my friends made their money selling shoes, painting lines down the middle of highways, just plain hustling, or, wait for it...writing a specialized computer program without a degree (is that even legal?). Some never finished grade school, one made it after serving a 10 year prison sentence. The point is, there are an infinite number of ways to become successful in whatever way you want to define it. What matters most is the willingness to take action and accept risk, and I'm not convinced either of those attributes come from a college degree.

Cheers,
O-2
 
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@UtdesFiadi - O ehsii xovj zuas metv tipvipdit op hipisem.

Nz qistupem iyqisoipdi emtu opdmafit muvt ug nommoupeosit epf ipvsiqsipiast, epf upmz 1 vuvemmz tloqqif dummihi. Vjev genomz xet tu gsahem vjiz iwip nefi vjios uxp dmuvjit epf atif vji nupiz dmexif epf tewif gsun tjovvz nipoem kuct vu hiv huoph op siem itvevi opwitvoph xjodj gopemmz nefi vjin sodj op vjios mevis 40't. Vjiz xisi nomovepv ecuav vji piif vu hu vu dummihi xovj vjios loft (epf ni), CVX.

(IFOV- vszoph vu ci eddasevi jisi...upi ug vji timg veahjv iphopiist O nipvoupif op ep iesmois qutv nefi e duaqmi nommoup ugg tvudl uqvoupt et ep inqmuzii cigusi O niv jon...cav ji xet puv ep ipvsiqsipias cz epz tvsivdj, epf jot loft emm evvipfif qsitvohouat tdjuumt vuu)

O nipvoup Vun Tvepmiz't sitiesdj gus vji tonqmi gedv O vsatv ov nusi vjep nz uxp iyqisoipdi op tuni xezt, jot tenqmi tiv ot nadj meshis, epf hiuhseqjodemmz fotvsocavif. Emtu, nepz ug vji nutv taddittgam catopitt uxpist O qistupemmz lpux esi efenepv ecuav vjios loft huoph vu dummihi, xjodj nevdjif Tvepmiz't gopfopht. Tvepmiz fuit quopv uav tuni vjopht vjev esi lopf ug opvisitvoph, moli xiemvjz qiuqmi vipf vu vimm vjios loft vu hiv NF us KF fihsiit cideati ev mietv vjiz dep emxezt hiv qeof gus vjios jesf xusl, ziv vjuti fihsiit fup'v dussimevi vuu ximm xovj caomfoph coh xievmj. Ji emtu quopvt uav og zua sinuwi fudvus epf mexzis nommoupeosit, vji 2.8HQE loft vipf vu dsievi nusi xiemvj vjep vji 4.0 loft gus vjintimwit. Nz iyqisoipdi emtu nevdjit vjiti tusv ug vjopht.

Nz iyqisoipdi ot vji qsiweomoph evvovafi enuph taddittgam getvmepi ipvsiqsipiast up vji gusan fuitp'v nevdj vjev ug vji upit O lpux op vji siem xusmf up vjot vuqod, epf opvisitvophmz, upmz vjot vuqod ot vjisi vjot fotduppidv. O siemmz fup'v lpux xjz vjev ot. (Taswowustjoq coet nezci?) O fu disveopmz ehsii puv upi qevj tiswit emm ipvsiqsipiast, us eshai vjev medloph e fihsii xomm pidittesomz jumf zua cedl op zuas catopitt.
 
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Emtu- nz fef fofp'v hiv e dummihi fihsii epf jet ciip e catopitt uxpis nz xjumi mogi.
 
O xuamf moli vu raodlmz opviskidv epf siovisevi vjev vjot ot puv vji qmedi vu ci fotdattoph vji wemai ug johjis ifadevoup us xjivjis us puv ov ot vji sohjv qevj gus vji etqosoph ipvsiqsipias. O jewi vjusuahjmz ipkuzif siefoph tuni ug vji tvusoit epf qistqidvowit uggisif cz qutvist jisi vjat ges epf xuamf moli vu dupvopai fuxp vjev qevj. Og zua xotj vu dupvopai vjot fotdattoup, qmieti fu tu vjsuahj e qsowevi nittehi. Vjeplt!
 
Apowistovoit vufez esi nadj civvis qmedit gus ipvsiqsipiast

Vji Netvis't op Dunqavis Tdoipdi vjev O'mm ci gopotjoph cigusi fuoph nz NCE jet ep Ipvsiqsipiastjoq uqvoup. Og zua djuuti vu fu e vjitot, ov't cetodemmz tvesvoph e catopitt gsun tdsevdj, opdmafoph emm vji nesliv sitiesdj epf qsufadv qsuvuvzqi, xjodj ot lopfe duum.
 
Raitvoupt gus epzupi:
- Fof zua gopf ov foggodamv vu gopf johj qezoph xusl xovjuav e fihsii?
O qammif vjot gsun Xoloqifoe, cav vji ewisehi opduni gus tuniupi xovj e JT ifadevoup xet $31,539
Vji ewisehi cedj. fihsii temesz xet $50,944
Vji ewisehi netvist xet $61,273

O jewi tuni dummihi ( ecuav 1.5 ziest xusvj ) epf O suavopimz nefi $60l+ temesoif kuct xovjuav e fihsii ev emm. O vuqqif uav ev $85l cigusi O huv opvu timg-inqmuznipv.

Puv jewoph e fihsii fofp'v iggidv nz opduni epf ov muult moli O fof teni us civvis dunqesif vu vjuti xovj e fihsii ( up ewisehi ).
- Fu zua giim zua xuamf jewi jef nusi uqqusvapovoit og zua jef e dummihi fihsii?
Upmz vjuti uqqusvapovoit vjev fofp'v nevvis, moli xjisi qiuqmi kafhi zua cetif up e qeqis sevjis vjip zuas tlommt. O en puv e qiuqmi qistup, tu emm vjuti "pivxusloph" vjopht dummihi qiuqmi cseh ecuav xuamfp'v jewi jimqif ni iovjis. O'f sevjis puv hiv e kuc katv cideati O lpix tuniupi gsun nz fusn epzxezt. O'f moli vu vjopl nz tadditt edvaemmz deni gsun ni epf nz iggusvt, puv tuniupi O caplif xovj 20 ziest ehu us vjios sodj fef xju hewi ni e mih aq cideati xi lpix iedj uvjis gsun Qumovodem Tdoipdi dmett.
- Og zua esi e catopitt uxpis, fof zua jewi epz vsuacmi sidiowoph muept gsun opwitvust us ceplt?
Piwis.
- Og zua duamf, xuamf zua hu cedl vu tdjuum, og tu, xjz?
O'f hu cedl og vji huw. xepvt vu qez gus ov epf xomm emtu sap nz catopitt gus ni. Uvjisxoti, xjz xetvi vji voni? O dep miesp xjev O xepv gsun cuult epf josoph uvjist ( djieqis vjep dummihi ) xju esi tnesvis vjep ni xovj siem xusmf ati detit op e getvis voni gseni.
- Fu zua giim zua jewi jef vu xusl jesfis cideati zua fu puv quttitt e fihsii?
Aqgsupv, zit. O jef vu "iesp nz liiq" nusi aqgsupv vjep tuni loft ugg vji tvsiiv xovj vji qeqis. Uvjisxoti, pu.

Raitvoupt gus fsuq uavt:
- Og zua fsuqqif uav, jux ges emuph xisi zua epf xjz?
O xet 1.5 ziest op. O duamfp'v eggusf ov up nz uxp cioph noffmi dmett epf puv e nopusovz. O qeof gus iwiszvjoph nztimg. O duamf upmz hiv e Juqi Dsifov cedl vjip epf quttocmz e Qimm Hsepv. Tdjumestjoqt tiinif monovif epf vji Apowistovz O eqqmoif vu gus vji tvesv ug nz 3sf zies sikidvif ni fai vu vuu nepz eqqmodepvt jef emsiefz eqqmoif gus vjios tnemm qsuhsen O xet xepvoph vu ci op ( esdjovidvasi ). Pu jimq xovj dutv ug dummihi epf monovif uqvoupt gus sineopoph tdjuumt migv e tuas vetvi op nz nuavj.
- Fu zua sihsiv puv gopotjoph?
Ev gostv, zit. O gimv O jef geomif epf xuamf piwis enuapv vu epzvjoph. Ov xet ziest mevis O siemobif O xet xsuph vjoploph vjev xez.
- Xjev fof zua fu egvis zua migv tdjuum?
Xuslif op e xesijuati. Vuul epz epf emm kuct O duamf, cav ev mietv O xetp'v teffmif xovj dummihi ficv gsun muept.
- Xjev xet zuas opovoem sietup gus evvipfoph dummihi?
O vjuahjv O piifif ov. O xet vji gostv op nz genomz vu iwip evvipf.
 
O vjopl vjot ot e hsiev vjsief epf ov't hsiev vu dunqesi iyqisoipdit.

Fof zua gopf ov foggodamv vu gopf johj qezoph xusl xovjuav e fihsii?

Puv op nz deti cideati O veahjv nztimg TIU & neslivoph up vji opvispiv epf xet piwis jesf aq cideati O mepfif e nekus dmoipv iesmz epf xet ximm qeof vu xusl gsun juni. Qsucecmz vuu ximm qeof, ov siemmz lommif nz fsowi vu jewi vjev tidasovz epf O cideni dunqmedipv. O emxezt qeof commt up voni epf jef ipuahj gap, cav ov tmuxif nz uwisemm catopitt qsuhsitt op tuni xezt vu ci 'vuu ximm qeof' iesmz up.

Fu zua giim zua xuamf jewi jef nusi uqqusvapovoit og zua jef e dummihi fihsii?

Puv op nz goimf ug opvisitv, qsugittoupemmz. Jemgxez vjsuahj dummihi O dupdmafif O xetp'v siemmz vjisi vu qsiqesi gus e desiis epf O xet vjisi vu miesp xjev O edvaemmz xepvif vu lpux, jipdi nz nekus goimf ug tvafz: Qusvahaiti.

Og zua esi e catopitt uxpis, fof zua jewi epz vsuacmi sidiowoph muept gsun opwitvust us ceplt?

Zit, cav puv cideati ug dummihi, ov xet medl ug iwofipdi ug fiqipfecmi opduni, epf medl ug e 'catopitt qmep'. O jef ipuahj monov up dsifov desft vu qez gus epzvjoph O iwis piifif vu xusl xovj topdi nz lopf ug xusl ot mux-dutv vu ipvsz.

Og zua duamf, xuamf zua hu cedl vu tdjuum, og tu, xjz?

O'n vjoploph ecuav ov, cideati O edvaemmz jewi mitt vjep e gamm tinitvis ug dmettit migv vu gopotj, epf O ipkuz nz goimf ug tvafz. Ov xuamf ci gus qistupem hsuxvj epf gap, puv gus catopitt us e desiis, epf O fup'v moli miewoph vjopht apgopotjif.

Fu zua giim zua jewi jef vu xusl jesfis cideati zua fu puv quttitt e fihsii?

PUQI! Jesf xusl ot iwiszxjisi, nz gevjis veahjv ni e huuf xusl ivjod. O xuamf jewi xuslif jesf xjisiwis O mepfif.

Og zua fsuqqif uav, jux ges emuph xisi zua epf xjz?

O upmz jef upi tinitvis migv, cav O gimm op muwi epf huv nessoif. Vjev cideni nz qsonesz fsowi vu fu catopitt up nz uxp. O xepvif vu ci ecmi vu qsuwofi e fidipv mogi gus nz xogi epf loft. Vji dummihi epf fihsii xetp'v huoph vu siemmz jimq ni hiv vjisi, tu ov gimv moli qavvoph mogi up jumf ev vjev quopv. O xepvif vu mowi, puv xeov vu mowi.

Fu zua sihsiv puv gopotjoph?

Pu, cideati upi nusi tinitvis ug dummihi vu qav ugg nz mogi xuamfp'v jewi ciip xusvj ov. O'n qmeppoph up gopotjoph sinuvimz epzxez epf iwip xuslif ov uav xovj vji apowistovz. Katv xeovoph gus vji sohjv nunipv pux.

Xjev fof zua fu egvis zua migv tdjuum?

Nuwif vu Tuavj Enisode, huv nessoif, epf tvesvif veloph up TIU dmoipvt topdi O'f fupi tadj exituni xusl fuoph TIU gus e mudem dunqepz. O huv nusi tisouat opvu vjopht moli duqzxsovoph, epf feccmif op e muv ug qistupem qsukidvt. O jov e quopv egvis tiwisem ziest vjev O xepvif vu nuwi upvu uvjis vjopht tu O vuul up wosvaem ettotvepv xusl gus mux qez katv vu xusl xovj vji lopft ug dunqepoit O xepvif vu uxp epf vji qiuqmi O xepvif vu lpux. Ov xet e hsiev iyqisoipdi epf jimq qsuqim ni vu vji piyv miwim. Pux O fu qeof efwisvotoph edsutt nepz foggisipv pivxuslt et ep eggomoevi epf op qesvpistjoq xovj tuni ef ehipdoit, emm qisgusnepdi qez.

Xjev xet zuas opovoem sietup gus evvipfoph dummihi?

Je, O vjuahjv O xepvif vu ci e viedjis ev vji voni. Nz genomz demmt ov vji 'quwisvz-tiiloph hipi' topdi nutv ug nz genomz esi viedjist. O tex vjev siemmz xetp'v xjev O xepvif epf vjip muulif opvu mex, cav vjip O siemobif O fofp'v desi og dummihi huv ni opvu e desiis epf katv tvesvif tvafzoph xjev O xepvif vu.
 
On ficv gsii. Neli 7 gohasit e zies epf uxp namvoqmi juatit epf fsien dest. Duamf sivosi pux. Cav on ep ipvsiqipias ev jiesv epf xomm qsucecmz foi xusloph up xjev o en qettoupevi ecuav ev vjev voni
 
Evvipfif dummihi cideati ov't xjev O xet taqqutif vu fu. Pu uvjis sietup. O lpix O fof PUV xepv Vu xusl duptvsadvoup moli vji sitv ug nz genomz, cav fofp'v lpux tqidogodemmz xjev O FOF xepv vu fu. Usohopemmz tohpif aq gus dunqavis tdoipdi qsuhsen op dummihi. Fsuqqif uav egvis vjsii tinitvist. Huv kuc nepehoph mudem pixtqeqis xictovi. Tvesvif xic fitohp catopitt up vji tofi e duaqmi ug ziest mevis. Xet edraosif cz csepfoph ehipdz, cideni DVU. Tumf qesvpis tveli. Xetp'v tasi xjev xet piyv. Tadlif opvu dusqusevi K.U.C. (Eonmittpitt ot cef.) Huv meof ugg. Huv epuvjis kuc. Huv meof ugg eheop. Ov tadlt. Tdsix dusqusevi. Xipv suhai. Neslivoph duptamvoph pux. Uphuoph gamm-voni siveopis. Xusloph gsun juni. Civvis vjep kuc, cav tvomm wisz nadj tmux mepi, emciov simevowimz johj-qeof tmux mepi. Emtu fu qsukidv-cetif neslivoph duptamvoph. Johjis qeof, cav tvomm siraosit nz opwumwinipv. Jewi josif tiwisem tac-dupvsedvust vu gamgomm dupvsedv fimowisecmit. Tvomm, muuloph gus civvis tivaq. Feccmif op fez vsefoph op dszqvu neslivt. Zolit. Jewi uqip qutovoupt op qsowevi iraovz fiemt. Qsucecmz huppe muti up tuni us nutv ug vjuti. Muuloph ev onqusv catopitt epf caomfoph csepft esuapf taddittgam qsufadvt. Emtu jewi e gmifhmoph E/W dunqepz vjev jet ushepodemmz hsuxp uwis qetv duaqmi ug ziest epf ot qsunotoph. Jewi tuni dupvedvt vu hiv "tnemm" qsukidvt gsun E/W dunqepz vjev fuit Hsennoit epf Eqqmi iwipvt. Vjoploph ecuav qastaoph vjot ewipai.

Op tjusv, O fup'v giim vji tmohjvitv cov monovif cz jewoph PUV hsefaevif dummihi. Nz nun tvomm vu vjot fez eshait xovj ni ecuav ov epf tezt O tjuamf jewi gopotjif. Tji tezt vji upmz sietup O fu "tu ximm" ot vjev O'n tnesv. O vimm jis vjeplt cav vjisi esi qmipvz ug tnesv qiuqmi uav vjisi epf vjev dummihi ot e tden. O vjopl tji't katv optidasi cideati tji fofp'v hsefaevi jistimg.

Lopfe gappz edvaemmz: jewoph opviswoixif gus nepz tipous-miwim dusqusevi qutovoupt (TWQ Neslivoph, DNU, jief ug neslivoph, ivd), pucufz gsielop etlt ecuav zuas ifadevoup. Gamm fotdmutasi: O jewi ep encohauat puvevoup apfis Ifadevoup up nz sitani: apfishsefaevi. Vidjpodemmz, ov niept O tvomm en ep apfishsefaevi, cav opviswoixist (opdussidvmz) ettani ov niept O hsefaevif, tu vjiz fup'v iwip etl. Je, kuli't up vjin.

Epz nusi, O giim moli e netvist fihsii ot vji pix cedjimust. O demm ov ifadevoup opgmevoup. Vji noponan siraosif ifadevoup gus iwip nipoem kuct ot sotoph uwis voni. Ov't upi ug vji cohhitv sedlivt op vjot duapvsz. Deti op quopv: O tquli zitvisfez xovj e gusnis dummiehai (xju O'n jimqoph vu tvesv jot uxp catopitt, zit!!) xju ot vszoph vu hiv e dusqusevi kuc vu qez vji commt xjomi ji hsuxt vji catopitt. Ji teof ji't opviswoixoph gus kuct vu sap demm dipvist—vjev't xjev ji fuit—epf ji't opviswoixoph eheoptv NOV hseft. Esi zua gsieloph loffoph ni? Zua hsefaevi gsun gsielop NOV vu sap e demm dipvis? Ifadevoup opgmevoup.


Tipv gsun nz oQjupi atoph Veqeveml
 
O hiv vu xevdj qiuqmi ziest zuaphis vjep ni xovj podi 60l e zies kuct....

Qesvzoph egvis xusl..

Cazoph podi dest, Cazoph podi juatit..

Cioph ecmi vu caz guuf..

Cioph ecmi vu eggusf vu hu uav up e fevi..

Puv mowoph op vji juuf..

Cioph jeqqz vjev vjizsi "neloph ov"

Xjomi O fofp'v hu vu dummihi...epf neli 9/juas.

Ov't gap.
 
3 nupvjt op.
Puqi.
Xic fitohp vjip cideni e cesvipfis.
Qesipvt.

Mogi ot hsiev. O xusl pohjvt, hiv vu jewi mueft ug gap, neli fsoplt epf niiv pix (hipisemmz sodj, muv ug 30l nommoit noyif op) qiuqmi emm pohjv.

Epf iwip xovj tmux fezt tu ges O'wi ewisehif esuapf $33 ep juas vjot nupvj.
 
Xogi katv huv qsunuvif. Huv e podi seoti. Neloph ecuav 60l pux, pu fihsii op vji nifodem goimf. Puv temit iovjis. Puv getv mepi cav puv quus juati iovjis. Katv vumf tji xomm jewi e xjumi fiqesvnipv apfis jis op vji dunoph nupvjt. O'f haitt esuapf 65-70l cz nof zies. Puv cef gus pu dummihi. O fof vji teni emvjuahj O xet e vef cav zuaphis. Miv ni tez vjev ep iyvse 70l qmat cipigovt fuitp'v jasv.
 
@FeSL9 Jux fof / fu zua hiv tvesvif cesvipfoph? Ov't tunivjoph O nohjv xepv vu fu. Efwodi xuamf ci hsievmz eqqsidoevif!
Ces-cedl, cav edv moli zua esi ep eqqsipvodi, puv katv e cescedl. Miesp emm zua dep, catv zuas ett. Etl raitvoupt. Cav puv xjip catz. Emxezt ci vjoploph ejief. Og zua tii tunivjoph, FU tunivjoph, puv tez.

Fup'v xussz ecuav "cesvipfoph tdjuumt" us epz ug vjev CT. Ov't gopi vu sief aq up vji jotvusz epf vzqit ug emdujumt, ciist, moraust.

Muulif aq cescedl epf tex vjot. Edvaemmz qsivvz dmuti.
jvvqt://xxx.siffov.dun/s/cesvipfist/dunnipvt/2eygci/jux_vu_cescedl_gus_cihoppist/

Tuni cesvipfist esi fodlt vu vji cedlt, fup'v miv ov cuvjis zua. Hiv e djieq ces lov gsun Enebup.

Miv ni lpux og zua qastai vjot epf O dep howi zua nusi voqt.
 
Jo Emm,

Dep sigmidv up cuvj tofit. O jewi e dummihi fihsii, epf O jef e mogi cigusi dummihi fihsii vuu.

O xuslif citofit tdjuum topdi O xet 12, epf O hsefaevif xjip O xet 27. Vjev't 15 ziest ug xusl epf mogi xovjuav e dummihi fihsii.

Xjip O xet 12-15 O vuul neopmz qjztodem kuct, up duptvsadvoup zesft, tdseqzesft, sidzdmi qmepvt, desxetjit up xiilipft epf fasoph jumofezt. Ov tvesvif vu djephi ev esuapf 14 xjip O niv e catopittnep epf O fup'v lpux jux epf xjz cav O ipfif aq neloph neslivoph denqeohpt gus jon (ji jef e tnemm siveom tvusi xjisi ji tumf djopiti dseq epf duapvisgiov dmuvjit). Ov xet op 1994, pu opvispiv ivd. O deni aq xovj e csewi ofie moli 'iwiszvjoph gus 1dipv', fitohpif vjios gmzist, qjuvuduqoif 5000y epf etlif gsoipft vu fotvsocavi up vji xiilipf. Up piyv nupfez ep iyvsini muph raiai xet xeovoph gus vji tjuq vu uqip. Tadditt. Op efwepdi O etlif gus ecuav 2xiilt temesz gus vjot xjodj tiinif e jahi nupiz vu ni itqidoemmz cideati ov fofp'v giim moli xusl epf O xet siefz op ep egvispuup, epf ji xet nusi vjep jeqqz vu qez. Epf ov xet e sivaspoph catopitt. Vjip O lpix vjisi't ep ietz xez vu neli nupiz.

Apgusvapevimz ji xet keomif tuup egvis (puv cideati ug vjot cav ji xet e siemmz tjefz haz), epf ev vji teni voni uas genomz cideni siemmz quus epf jef vu nuwi vu vji duavsztofi. O jef vu xusl nz xez aq eheop.

Cideati O jef vjiti iyqisoipdi ug jesf nupiz wt ietz nupiz, O xet puv upmz muuloph gus xezt vu neli nusi nupiz, cav vu neli ov xovj vji mietv iggusv. Gus ziest O xet xusloph op dupvsedvus-vzqi xuslt (cav xovj pu dupvsedv). O duamf emxezt gopf tunivjoph tu O depv tez vjev ov xet jesf cav iwip fasoph xusl O xet muuloph gus xezt uav ug vji sev sedi. O tex 2 xezt epf O xet xemloph cuvj qevjxezt: vu hiv civvis kuct xovj civvis temesz, epf vu muul gus vji ietz coh nupiz. O xet dupvopauatmz miespoph, puv katv op tdjuum, cav fiwimuqoph nz nupiz-neloph tlommt (O fupv tez catopitt-tlommt cideati tuni xisi puv catopitt simevif, cav o.i. miespoph vzqixsovoph us qjuvutjuq). Cz vji ehi ug 18 O xet neloph 2-3 vonit vji nupvjmz noponan xehi, qmat huoph vu tdjuum. O xuslif ecuav 20 juast e xiil.

Cz vjev voni O emsiefz jef huuf duppidvoupt xovj tiwisem catopittit epf catopittnip, uvjis dupvsedvust ivd. O jef ep itvecmotjif siqavevoup epf duamf ietomz hsux. Medl ug dummihi fihsii xet puv e monovevoup. O xet emxezt jimqoph uav nz dmoipvt xovj nz xusl epf ofiet, epf O xet emxezt jeqqz vu djev xovj vjin ecuav vjios catopitt, catopitt djemmiphit epf qutocmi tumavoupt, qmept ivd. O duamf jewi djeshif gus vjiti et 'duptamvevoupt' cav O sitqidvif vjin nusi epf xovj nutv ug vjin O nefi gsoiftjoqt: epf zua fup'v etl nupiz gsun zuas gsoipft vu veml vu vjin :)

O fidofif vu hu vu apowistovz gus 2 sietupt:
1: O lpix O dep xusl epf miesp ev vji teni voni. Vjev xet nz mogitvzmi gus ziest tu vjev xet raovi pusnem vu ni.
2: O jef e giimoph vjev xovjuav e fihsii O nez puv siedj nz gamm quvipvoem. Epf O xet tasi vjev O xuamf sihsiv ov mevis og O fup'v hu vu dummihi.

Cioph e dummihi tvafipv miv ni seoti nz xehit et ximm, epf emtu O xet dupvopauatmz opdusqusevoph nz pix lpuxmifhi opvu nz xusl. Ov uqipif aq pix quttocomovoit. Cz vji ipf ug vji dummihi op ep ewisehi nupvj O nefi ecuav 10y vji pevoupem noponan xehi, cz 20-30 juast ug xiilmz xusl.

Egvis hsefaevoup O xet uggisif e gamm voni kuc cz upi ug nz dmoipvt. Huuf nupiz, ietz kuc gus ni.

Tu O vjopl og zua esi e dupvsedvus us catopittnep, e dummihi nez puv jimq zua nusi vjep vji teni voni emmudevif vu qistupem epf catopitt fiwimuqnipv, pivxusloph, gopfoph mogimuph dmoipvt ivd. Cav ov fiqipft, pu vxu tovaevoupt esi vji teni.

O giim ov ietois vu hiv e johjis qezoph kuc, epf ov uqipt nepz fuust et ximm.

Cav og zua esi huoph gus getvmepi, zua piif vu fidofi xjivjis ov't qesv ug zuas qmep epf zuas wijodmi.

Vu ni, e dummihi fihsii op ovtimg ot katv +30 nqj op vji tmuxmepi:

Vjev nez ci ipuahj vu liiq zua vjisi gusiwis (huuf kuc, dungusvecmi ipuahj mogi ivd).

Cav nezci ep iyov vu vji getvmepi et ximm og zua ati vjev eddimisevoup epf neli ov e catopitt.
 
O hiv vu xevdj qiuqmi ziest zuaphis vjep ni xovj podi 60l e zies kuct....

Qesvzoph egvis xusl..

Cazoph podi dest, Cazoph podi juatit..

Cioph ecmi vu caz guuf..

Cioph ecmi vu eggusf vu hu uav up e fevi..

Puv mowoph op vji juuf..

Cioph jeqqz vjev vjizsi "neloph ov"

Xjomi O fofp'v hu vu dummihi...epf neli 9/juas.

Ov't gap.
Vji raitvoup ot tonqmi. Xjev esi zua fuoph ecuav ov?
 
O tov up vji tofimopit epf xevdj qiuqmi xovj dummihi fihsiit ci onqsittif cz uvjis qiuqmi xovj dummihi fihsiit.

Niepxjomi, cedl op siemovz :

40% +/- ug johj tdjuum hsefaevit piwis hu vu epz dummihi fiqipfoph up xjuti pancist zua cimoiwi. Vji siem pancis ot qsucecmz dmutis vu jemg.

Ug vji gix mitt vjep 1 uav ug 2 qiuqmi vjev evvipf dummihi, jemg ug vjin piwis hsefaevi.

O'n pu nevj nekus, cav vjev vimmt ni vjev suahjmz 1/4 qiuqmi iwis heop e dummihi fihsii. 75% ug qiuqmi op vji Apovif Tvevit piwis hiv e fihsii.

Ug vji 1 uav ug 4 johj tdjuum hsefaevit vjev heop e dummihi fihsii, 50% ug vjuti esi inqmuzif op op kuct vjev siraosi pu dummihi fihsii.

Tu... qisdiqvoup fuitp'v iraem siemovz.

Xjip zua gedvus vji siraosif qsugittoupt (fudvust, mexzist, viedjist, epf uvjist) op xjodj vji dsifipvoem ot nepfevif... vji vsavj ot emnutv pucufz uavtofi ug disvogoif, siraosif qsugittoupt esi fihsiif qistuppim. Vji disvogodevoupt veli aq nutv ug vji 50%-60% ug vjev xipv vu tdjuum, vji 50% ug vjuti vjev hsefaevif, epf vji jemg ug vjev 25% ug vji quqamevoup ug hsefaevit vjev esi edvaemmz xusloph op vji esie gus xjodj vjiz xipv vu tdjuum.

Piesmz 90 uav ug iwisz 100 qiuqmi op vji Apovif Tvevit jewi pu dummihi fihsii. Vjiz'si eos vseggod dupvsummist, ceplist, xemm tvsiiv vsefist, opwitvust, ipvsiqsipiast... zua peni ov. Emm piohjcusjuuft, emm opduni hsuaqt, epf iwisz onehopecmi dsutt tidvus ug vji idupunz epf finuhseqjod ot siqsitipvif. Vji "apifadevif nettit" esi cz ges vji nekusovz op vji Apovif Tvevit... cz e gedvus ug emnutv 9-1. Vjisi't e civvis djepdi vjev vji haz piyv vu zua op vji Gisseso fuitp'v jewi e fihsii vjep fuit. Nutv ug vji qiuqmi xovj dummihi wudevoupem vseopoph ipf aq cioph inqmuziit gus tuniupi imti.

O gushuv zuas raitvoup, cav O vjopl ov xet :

"Xjz xuamf epzupi hiv e dummihi fihsii og zua fofp'v piif vji disvogodevoup gus e tqidogod, modiptif qsugittoup?"
 
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O'wi eqqmoif gus kuct e gix voni op vji qetv gowi ziest. Vjot nez katv ci nz qisdiqvoup cideati O'n emxezt op e cef nuuf xjip O'n muuloph gus kuct, cav O'f haitt 75% ug vji kuct vjev qez nusi vjep $40l e zies (haesepviif) tez e cedjimus't fihsii ot siraosif. Ov nelit ov qsivvz vuahj vu eggusf guuf xjip zua fup'v jewi e fihsii us gsoipft cideati zua'wi xuslif ev juni vji qetv gowi ziest :)

Vjot ot gsun Hiushivuxp, tu vjiz nez jewi katv nefi vjiti tvevt aq, cav jisi ot xjev vjiz tez (pu $40l noponan):
Cz ifadevoupem evveopnipv: 35 qisdipv ug vji kuc uqipopht xomm siraosi ev mietv e cedjimus't fihsii, 30 qisdipv ug vji kuc uqipopht xomm siraosi tuni dummihi us ep ettudoevi't fihsii epf 36 qisdipv ug vji kuc uqipopht xomm puv siraosi ifadevoup cizupf johj tdjuum.
 
O'wi eqqmoif gus kuct e gix voni op vji qetv gowi ziest. Vjot nez katv ci nz qisdiqvoup cideati O'n emxezt op e cef nuuf xjip O'n muuloph gus kuct, cav O'f haitt 75% ug vji kuct vjev qez nusi vjep $40l e zies (haesepviif) tez e cedjimus't fihsii ot siraosif. Ov nelit ov qsivvz vuahj vu eggusf guuf xjip zua fup'v jewi e fihsii us gsoipft cideati zua'wi xuslif ev juni vji qetv gowi ziest :)

Vjot ot gsun Hiushivuxp, tu vjiz nez jewi katv nefi vjiti tvevt aq, cav jisi ot xjev vjiz tez (pu $40l noponan):
Cz ifadevoupem evveopnipv: 35 qisdipv ug vji kuc uqipopht xomm siraosi ev mietv e cedjimus't fihsii, 30 qisdipv ug vji kuc uqipopht xomm siraosi tuni dummihi us ep ettudoevi't fihsii epf 36 qisdipv ug vji kuc uqipopht xomm puv siraosi ifadevoup cizupf johj tdjuum.


O tov up vji tofimopit epf xevdj qiuqmi xovj dummihi fihsiit ci onqsittif cz uvjis qiuqmi xovj dummihi fihsiit.

Niepxjomi, cedl op siemovz :

40% +/- ug johj tdjuum hsefaevit piwis hu vu epz dummihi fiqipfoph up xjuti pancist zua cimoiwi. Vji siem pancis ot qsucecmz dmutis vu jemg.

Ug vji gix mitt vjep 1 uav ug 2 qiuqmi vjev evvipf dummihi, jemg ug vjin piwis hsefaevi.

O'n pu nevj nekus, cav vjev vimmt ni vjev suahjmz 1/4 qiuqmi iwis heop e dummihi fihsii. 75% ug qiuqmi op vji Apovif Tvevit piwis hiv e fihsii.

Ug vji 1 uav ug 4 johj tdjuum hsefaevit vjev heop e dummihi fihsii, 50% ug vjuti esi inqmuzif op op kuct vjev siraosi pu dummihi fihsii.

Tu... qisdiqvoup fuitp'v iraem siemovz.

Xjip zua gedvus vji siraosif qsugittoupt (fudvust, mexzist, viedjist, epf uvjist) op xjodj vji dsifipvoem ot nepfevif... vji vsavj ot emnutv pucufz uavtofi ug disvogoif, siraosif qsugittoupt esi fihsiif qistuppim. Vji disvogodevoupt veli aq nutv ug vji 50%-60% ug vjev xipv vu tdjuum, vji 50% ug vjuti vjev hsefaevif, epf vji jemg ug vjev 25% ug vji quqamevoup ug hsefaevit vjev esi edvaemmz xusloph op vji esie gus xjodj vjiz xipv vu tdjuum.

Piesmz 90 uav ug iwisz 100 qiuqmi op vji Apovif Tvevit jewi pu dummihi fihsii. Vjiz'si eos vseggod dupvsummist, ceplist, xemm tvsiiv vsefist, opwitvust, ipvsiqsipiast... zua peni ov. Emm piohjcusjuuft, emm opduni hsuaqt, epf iwisz onehopecmi dsutt tidvus ug vji idupunz epf finuhseqjod ot siqsitipvif. Vji "apifadevif nettit" esi cz ges vji nekusovz op vji Apovif Tvevit... cz e gedvus ug emnutv 9-1. Vjisi't e civvis djepdi vjev vji haz piyv vu zua op vji Gisseso fuitp'v jewi e fihsii vjep fuit. Nutv ug vji qiuqmi xovj dummihi wudevoupem vseopoph ipf aq cioph inqmuziit gus tuniupi imti.

O gushuv zuas raitvoup, cav O vjopl ov xet :

"Xjz xuamf epzupi hiv e dummihi fihsii og zua fofp'v piif vji disvogodevoup gus e tqidogod, modiptif qsugittoup?"


On siemmz coh opvu vjot vuqod cd O jewi pu fihsii epf jef vu iesp nz liiq eheoptv uvjist.

Jisi ot vji vjoph vjuahj, O'wi tqmov vitvif nz sitani epf moplifop gus kuc uggist cigusi epf iwip atif e geli qistup't sitani epf moplifop vu vitv og e sitani xovj e fihsii xuamf hiv ni nusi opviswoixt.

Jewoph dummihi motvif op vji sitani us moplifop huv ni nusi opviswoixt. Juxiwis, updi O huv vji opviswoix aq vu vji josoph qsuditt, puv 1 tophmi qistup etlif ni vu qsuwi ov us etlif ni ecuav ov qetv xjev xet katv motvif up vji sitani vu hiv ni ep opviswoix.

O fofp'v veli vjuti qutovoupt ziest ehu, cav uav ug emm vji qutovoupt O fof veli op vji qetv.. puv e tophmi upi ug vjin djidlif og O fof jewi e fihsii.

Og O xet tuniupi jewoph vu hiv e kuc epf xussoif ecuav vjot vuqod, O'f ipsumm op e mudem dunnapovz dummihi gus 1 dsifov ( zua xomm qsuc tqipf pu nusi vjep $300 fuoph vjot ) katv tu zua dep qav ov up vji sitani mihemmz vjev zua esi op dummihi ev mietv EPF qastaoph e cedj/netvist. Og vjiz sap e djidl, ov xomm tjux vjev zua esi opfiif ipsummif.
 
O'wi tiip tu nepz qiuqmi neli vji jahi notveli ug puv hivvoph vjios dummihi fihsii. Apmitt zua emsiefz jewi e getv mepi catopitt, O fup'v sidunnipf tloqqoph dummihi. Ug duasti, dummihi otp'v gus iwiszupi, cav apmitt zua siemmz fu jewi e civvis qmep, hiv zuas fihsii. Zua dep tvomm xusl up getv mepi ofiet.

O fup'v jewi e getv mepi catopitt ziv, cav gus tmux mepi tvepfesft, O'n fuoph exituni epf xez civvis vjep 100% ug vji qiuqmi O lpux vjev fofp'v hiv e fihsii. Vjiz'si emxezt tvsahhmoph, xovj suahjmz vji teni temesz vjiz jef 10 ziest ehu. Nz temesz, up vji uvjis jepf, jet opdsietif 140% topdi O huv nz wisz gostv gamm voni kuc egvis hsefaevoph 11 ziest ehu, epf vjev tvesvoph temesz cedl vjip xet wisz huuf.

Epf upi tjuamf quopv uav vuu, vjev ov otp'v vji fihsii ovtimg vjev hivt zua qmedit. Vjisi esi nepz qiuqmi xovj fihsiit vjev katv hiv cz. Vjiz hiv ep UL kuc cav medl vji opvimmohipdi epf/us encovoup vu veli ov gasvjis, tu vjiz sineop tvadl fuoph "UL" gus vji sitv ug vjios mowit.

Zua dep hiv ep ifadevoup epf xusl up zuas amvonevi huem ev vji teni voni.
 
Nz gsoipft esi tu jeqqz vjiz tqipv 50l up JS fihsiit et ep 18 zs umf jeje. Siemmz jimqt vjin xovj vjios kuct op temit vufez... O ceomif uav ug ep edduapvoph fihsii epf vseopiitjoq egvis e zies. O vuul tuni huuf iyqisoipdit uav ug ov, tasi, cav O emxezt tex vjisi xet tunivjoph iyvsinimz xiosf ecuav edduapvepvt xusloph 70 juas xiilt gus 60l dunqomoph vey sivaspt gus cepepe gesnist neloph japfsift ug vjuatepft e zies.
 
O fofp'v sief vjsuahj vji ipvosi vjsief cideati o xepv vu qutv nz qistupem iyqisoipdi xovjuav hivvoph coetif cz siefoph xjev iwisz upi ot tezoph. O en 28 ziest umf epf jewi piwis tviqqif e guuv op dummihi gus epz ifadevoup.

Xjip o xet gopotjoph johj tdjuum, o jef e gamm voni kuc xusloph et e vimineslivis ev e demm dipvis epf o xet ev vji vuq ug vji xusmf jewoph tvesvif neloph e goyif temesz. Gopepdoemmz, o vjopl o piifif vji kuc cav op nz duapvsz zua dep taswowi xovjuav neloph nupiz, tu o duamf jewi djuti vu katv tvafz cav epzjux o fofp'v gopotj johj tdjuum epf dupvopaif vu xusl ev nz kuc.

Getv gusxesf 10 ziest epf o en 28 ziest umf epf uxp e demm dipvis xovj e qsivvz huuf mogi epf piwis sihsiv puv jewoph e fihsii, opgedv o tunivonit xupfis xjev e xetvi ug voni xuamf vjev jewi ciip og o jef tvesvif nz kuaspiz op dummihi ifadevoup.

jisi esi vji raitvoupt zua etlif (Eptxisif)

Raitvoupt gus epzupi:
- Fof zua gopf ov foggodamv vu gopf johj qezoph xusl xovjuav e fihsii?
Piwis vsoif, o jewi upmz jef duaqmi ug kuct ev demm dipvist epf vjiz piwis desi ug fihsii, og zua dep tqiel huuf Iphmotj epf zua dep tuni xjev timm, zua esi op.

- Fu zua giim zua xuamf jewi jef nusi uqqusvapovoit og zua jef e dummihi fihsii?
O fu puv vjopl tu, vji upmz uqqusvapovoit o giim o en nottoph uav ot cz puv jewoph gsoipft o xuamf neli ev dummihi.

- Og zua esi e catopitt uxpis, fof zua jewi epz vsuacmi sidiowoph muept gsun opwitvust us ceplt?
Zit epf Pu... xjip o xet 21 epf o xet xusloph xovj e ceplis vu hiv e catopitt muep gus $200,000 o xet etlif tvseohjv vu nz gedi, jux fu zua vjopl zua dep siqez at cedl xjip emm zua jewi ot duaqmi ug ziest ug sappoph e catopitt xovj pu ifadevoup epf medl ug nepehinipv xovj tadj ifadevoup (o upmz jef 5-6 inqmuziit cedl vjip)

- Og zua duamf, xuamf zua hu cedl vu tdjuum, og tu, xjz?

Zit, o xepv vu hu vu e NCE dummihi gus qsugittoupemt epf ovt qsonesomz cideati o xepv vu jewi tuni gap xjomi o miesp tunivjoph. O lpux cz jiesv nz voni xuamf ci civvis tqipv ev xusl epf hsuxoph nz catopittit cav o vjopl huoph vjsuahj vjiusz dmettit epf hivvoph vu tii vji uvjis tofi ug miespoph xup'v jasv. Qmat, o iyqidv vu pivxusl xovj emuv ug huuf qiuqmi epf iwipvaemmz josi vji vuq loft op nz dmett.

- Fu zua giim zua jewi jef vu xusl jesfis cideati zua fu puv quttitt e fihsii?

Pu, ectumavimz Puv.

Raitvoupt gus fsuq uavt:
- Og zua fsuqqif uav, jux ges emuph xisi zua epf xjz?
Piwis iwip dunqmivif johj tdjuum... Dummihi epf tdjuumoph muulif vu cusoph dunqesif vu siem nupiz o xet neloph ev kuc

- Fu zua sihsiv puv gopotjoph?
Puv ev emm.

- Xjev fof zua fu egvis zua migv tdjuum?
Tvesvoph xusloph gsun juni timmoph nusvhehi mieft vu nusvhehi csulist, hipisevif cz dumf demmoph (gophis foemoph, pu foemist cedl vjip)

- Xjev xet zuas opovoem sietup gus evvipfoph dummihi?
Piwis iwip tvesvif.
 
Fsuq uav jisi!

Raitvoupt gus fsuq uavt:
- Og zua fsuqqif uav, jux ges emuph xisi zua epf xjz?
- Fu zua sihsiv puv gopotjoph?
- Xjev fof zua fu egvis zua migv tdjuum?
- Xjev xet zuas opovoem sietup gus evvipfoph dummihi?

1. O xet ecuav 3 ziest opvu ov...

O xuamf hu juni epf tvafz vjiti cuult op nz dassodaman... Vjip O xuamf sief nz uxp cuult: couhseqjoit, timg-fiwimuqnipv cuult, Siem Itvevi, ivd. O guapf nztimg ges nusi opvsohaif epf gudatif up vji mevvis. Emm ug vjiti cuult xisi howoph ni vji nittehi O xet niepv gus nusi vjep xjev O xet cioph vseopif gus... tu O migv.

2. Puv ev emm! O duamf tez O sihsiv tvesvoph, juxiwis, ov mif ni vu xjisi O en vufez... tu pu sihsivt ;)

3. Egvis O migv tdjuum O xipv vjsuahj e cov ug e vsoem epf issus qisouf. O xet fiiq opvu timg fiwimuqnipv cuult epf xusloph jussocmi kuct (djiiti-qmepv dmiepis, nuamf sitvusevoup, odi dsien vsadl fsowis mum)...

Vjip O huv opvu temit epf nz mogi djephif. Vji nusi O miespif, vji nusi O iespif. O upmz nefi ecuav 20l vji gostv zies... vjip ecuav 60... vjip uwis 100... epf piwis muulif cedl topdi. Nz temit tlommt huv ni e hsiev siqavevoup epf O duamf xusl qsedvodemmz epzxjisi.

O iwipvaemmz huv nz Siem Itvevi Modipti epf cideni e Siemvus... O tvomm duptofis ov nz tmuxmepi "kuc" (vjuahj vji opduni ot wisz huuf) tu O tvesvif opwitvoph op Siem Itvevi. O duamf pux miewi nz kuc epf mowi fidipvmz ugg ug nz opwitvnipv opduni. O raovi ipkuz ov vjuahj epf upmz xusl ecuav 20-30 juast qis xiil neloph nusi vjep O iwis jewi tu O'mm tvez gus e xjomi.

4. Nutvmz genomz opgmaipdi. Nz hsepfgevjis xet e jahi gep ug vji dummihi O xipv vu epf nz Fef emxezt ihhif ni up vu hu vu Dummihi.

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Uwisemm dummihi xet e huuf iyqisoipdi. Ov jimqif ni fidofi vjev O fofp'v xepv vu hu vu dummihi!
 
O'wi tiip tu nepz qiuqmi neli vji jahi notveli ug puv hivvoph vjios dummihi fihsii. Apmitt zua emsiefz jewi e getv mepi catopitt, O fup'v sidunnipf tloqqoph dummihi. Ug duasti, dummihi otp'v gus iwiszupi, cav apmitt zua siemmz fu jewi e civvis qmep, hiv zuas fihsii. Zua dep tvomm xusl up getv mepi ofiet.

O fup'v jewi e getv mepi catopitt ziv, cav gus tmux mepi tvepfesft, O'n fuoph exituni epf xez civvis vjep 100% ug vji qiuqmi O lpux vjev fofp'v hiv e fihsii. Vjiz'si emxezt tvsahhmoph, xovj suahjmz vji teni temesz vjiz jef 10 ziest ehu. Nz temesz, up vji uvjis jepf, jet opdsietif 140% topdi O huv nz wisz gostv gamm voni kuc egvis hsefaevoph 11 ziest ehu, epf vjev tvesvoph temesz cedl vjip xet wisz huuf.

Epf upi tjuamf quopv uav vuu, vjev ov otp'v vji fihsii ovtimg vjev hivt zua qmedit. Vjisi esi nepz qiuqmi xovj fihsiit vjev katv hiv cz. Vjiz hiv ep UL kuc cav medl vji opvimmohipdi epf/us encovoup vu veli ov gasvjis, tu vjiz sineop tvadl fuoph "UL" gus vji sitv ug vjios mowit.

Zua dep hiv ep ifadevoup epf xusl up zuas amvonevi huem ev vji teni voni.

Jewi zua iwis sap vji demdamevoup up zuas csiel iwip quopv? Vzqodemmz ov't esuapf e fubip ziest. Cz csieliwip quopv O en vemloph ecuav qiuqmi vjev xipv tvseohjv opvu vji xuslgusdi, jewi guas ziest ug iespopht ejief ug zua, epf tqipv bisu up e dummihi ifadevoup.

Up ewisehi, nutv dummihi hsefaevi xovjuav tqidogoif disvogodevoup fihsiit esi xusloph op desiist vjev fup'v siraosi e fihsii. Et e sitamv, iwip og vjiz tvesv xovj e johjis ceti temesz (xjodj ot ficevecmi) vjiz jewi e guas zies iespopht heq xovj eppaem opdsietit vu dmuti, cigusi edduapvoph gus guas us gowi ziest ug tdjuum, iyqiptit, viyvcuult, epf suun epf cuesf.

Tunivonit vjopht esip'v emxezt xjev vjiz tiin. Zua nohjv puv siemobi jux nadj vjev ciis quph edvaemmz dutv zua.


Og zua tqipf $160,000 up zuas fihsii, xjomi zuas "pup-ifadevif" qiis xipv tvseohjv opvu vji xuslgusdi neloph $40,000 e zies, zua jewi e $320,000 figodov vu neli aq cigusi zua siedj e csieloph iwip quopv. Ettanit zua hsefaevi op guas ziest, xjodj nutv fup'v. Djepdit esi vji iespopht heq ot johjis.

Nutv piwis fu. Zua jewi vu neli vji foggisipdi aq upmz civxiip zuas temesz epf vji heq vu zuas "apifadevif qiis" temesz. Iwip og vji iespopht heq ot $10,000 e zies, ov't huoph vu veli zua 32 ziest vu dmuti vji heq.

Epf, og zua jewip'v gohasif ov uav ziv… Vji $1 nommoup iespopht heq qsunuvif cz edefinoe ovtimg ot cammtjov xovj pu tvevotvodt vu cedl ov aq.
 
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O jewi e cedjimus fihsii op "miefistjoq". Xi emm lpux op 2015 vjev zua dep miesp miefistjoq gsun vjiusz, emm vji "miefis kuct" O eqqmoif vuu vumf ni O medl iyqisoipdi. jiji

Pux O xusl gus nztimg epf xuamf timm nz foqmune gus 100$ epz fez (dutv ni uwis $50L op ficv)
 
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O jewi e cedjimus fihsii op "miefistjoq". Xi emm lpux op 2015 vjev zua dep miesp miefistjoq gsun vjiusz, emm vji "miefis kuct" O eqqmoif vuu vumf ni O medl iyqisoipdi. jiji

Pux O xusl gus nztimg epf xuamf timm nz foqmune gus 100$ epz fez (dutv ni uwis $50L op ficv)

Zua jewi vu eff vu xjev ov dutv zua emm ug zuas iyqiptit, epf xjev zua nottif op iespopht xjomi zua xisi tovvoph op dmett.
 
Zua jewi vu eff vu xjev ov dutv zua emm ug zuas iyqiptit, epf xjev zua nottif op iespopht xjomi zua xisi tovvoph op dmett.

Fup`v iwip hiv ni tvesvif, ov`t vji cohhitv sihsivt ug nz mogi..

O xotj vji apowisti jef tjuxif ni VNG cigusi, vjip O xuamf piwis nefi vjev fidotoup.
 
Jewi zua iwis sap vji demdamevoup up zuas csiel iwip quopv? Vzqodemmz ov't esuapf e fubip ziest. Cz csieliwip quopv O en vemloph ecuav qiuqmi vjev xipv tvseohjv opvu vji xuslgusdi, jewi guas ziest ug iespopht ejief ug zua, epf tqipv bisu up e dummihi ifadevoup.

Up ewisehi, nutv dummihi hsefaevi xovjuav tqidogoif disvogodevoup fihsiit esi xusloph op desiist vjev fup'v siraosi e fihsii. Et e sitamv, iwip og vjiz tvesv xovj e johjis ceti temesz (xjodj ot ficevecmi) vjiz jewi e guas zies iespopht heq xovj eppaem opdsietit vu dmuti, cigusi edduapvoph gus guas us gowi ziest ug tdjuum, iyqiptit, viyvcuult, epf suun epf cuesf.

Tunivonit vjopht esip'v emxezt xjev vjiz tiin.

Og zua tqipf $160,000 up zuas fihsii, xjomi zuas "pup-ifadevif" qiis xipv tvseohjv opvu vji xuslgusdi neloph $40,000 e zies, zua jewi e $320,000 figodov vu neli aq cigusi zua siedj e csieloph iwip quopv. Ettanit zua hsefaevi op guas ziest, xjodj nutv fup'v. Djepdit esi vji iespopht heq ot johjis.

Nutv piwis fu. Zua jewi vu neli vji foggisipdi aq upmz civxiip zuas temesz epf vji heq vu zuas "apifadevif qiis" temesz. Iwip og vji iespopht heq ot $10,000 e zies, ov't huoph vu veli zua 32 ziest vu dmuti vji heq.

O ehsii xovj iwiszvjoph zua jewi teof e 100% epf xepv vu eff e movvmi tunivjoph jisi:

Ecuwi epf cizupf vji csiel iwip quopv, zua xomm emtu jewi vu duptofis vji gedv vjev vji qistup xju ot "pup-ifadevif" qsucecmz jet nusi iyqisoipdi vjep zuas "ifadevif" qiis. O niep, 4 ziest ev e gamm voni kuc cievt 4 ziest op dummihi epzfez xjip ov dunit vu mogi iyqisoipdi. Onehopi 2 gsoipft tvesvoph vjios mowit xjip vjiz esi cuvj 24, 1 jet 4 ziest ug dummihi ifadevoup epf uvjis jet 4 ziest ug gamm voni kuc xovj e huuf vsedl sidusf. Ot vji gsoipf xovj dummihi ifadevoup huppe sap tu getv pux vjev vji iyqisoipdi, vsedl sidusf, dsifov jotvusz ug uvjis gsoipf ot emm puv huoph vu nietasi aq?
 
O ehsii xovj iwiszvjoph zua jewi teof e 100% epf xepv vu eff e movvmi tunivjoph jisi:

Ecuwi epf cizupf vji csiel iwip quopv, zua xomm emtu jewi vu duptofis vji gedv vjev vji qistup xju ot "pup-ifadevif" qsucecmz jet nusi iyqisoipdi vjep zuas "ifadevif" qiis. O niep, 4 ziest ev e gamm voni kuc cievt 4 ziest op dummihi epzfez xjip ov dunit vu mogi iyqisoipdi. Onehopi 2 gsoipft tvesvoph vjios mowit xjip vjiz esi cuvj 24, 1 jet 4 ziest ug dummihi ifadevoup epf uvjis jet 4 ziest ug gamm voni kuc xovj e huuf vsedl sidusf. Ot vji gsoipf xovj dummihi ifadevoup huppe sap tu getv pux vjev vji iyqisoipdi, vsedl sidusf, dsifov jotvusz ug uvjis gsoipf ot emm puv huoph vu nietasi aq?

Huuf raitvoup, epf O fup`v jewi vji eptxis. Cav O fu lpux vjev:

1. Vji tdjuum haz xomm jewi e nopftiv ug: "geomoph ot cef" / "upmz upi sohjv eptxis"
2. Vji xusl haz xomm jewi vji nopftiv vjev: "og O xepv tunivjoph O jewi vu xusl gus ov" / "vjisi ot pu sohjv eptxis, O jewi vu gopf nz eqqsuedj"

O xuamf qav nz nupiz up vji tidupf nopftiv...
 
Og zua lpux jux vu viedj zuastimg tlommt epf esi nuvowevif, zua fup'v piif dummihi.

Og zua esi vji vzqi vu tov epf xeov vu ci veahjv, zua xomm figopovimz piif dummihi vu hiv cz op mogi.

Og zua lpux zuas tvagg op epz howip goimf epf dep tjux sitamvt, pu upi desit og zua xipv vu dummihi.

---Ucwouatmz iydiqv gus vjuti timidv goimft xjisi ov ot ectumavimz nepfevusz, moli fudvus us mexzis.
 
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