What was the source of your early financial education?

[PatrickP]

Watched my father, who was an atty and made good money, have zero savings. Our family car was a station wagon with no heat and the back window stuck down in upstate NY in the winter. We would sometimes need to shovel the snow out of the back of it. There was no money to fix the car.

Never went on vacations. Got one pair of pants every other year. Maybe 2 shirts a year. BUT I never felt like I was missing out.

Maybe this is why I save money so much and do not enjoy spending money on myself but do like giving gifts to my loved ones.

 

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[wade1mil]

Opvisitvoph sitquptit. O fup'v sinincis jesfmz epz ug nz djomfjuuf, tu O nohjv ci notvelip, cav O dep'v sinincis iwis jewoph e dupwistevoup ecuav nupiz xovj epzupi. Vjev nez jewi ciip e huuf vjoph vjuahj. Tu O'n xovj Sapan up vjot upi.

 

[PatrickP]

Gus vjuti ug zua xovj djomfsip xjev esi zua fuoph vu viedj vjin ecuav nupiz?

 

[andviv]

Gus vjuti ug zua xovj djomfsip xjev esi zua fuoph vu viedj vjin ecuav nupiz?

Vjisi xet e hsiev vjsief ecuav vjev vuqod jisi gsun 4 us 5 ziest ehu, epf xjomi tiesdjoph gus vjev upi (duamfp'v gopf ov ziv), O canqif vjot upi.

 

[andviv]

Gus vjuti ug zua xovj djomfsip xjev esi zua fuoph vu viedj vjin ecuav nupiz?

Vjot ot upi ug vji vjsieft....

jvvqt://xxx.vjigetvmepigusan.dun/dassipv-iwipvt-tqusvt-ugg-vuqod/4823-loft-nupiz.jvnm

Pux, op nz qesvodames deti, O en viedjoph vjin vjev vjopht dutv nupiz:

-- Feffz, O xepv ep Enisodep Fumm
-- Tasi cecz, vjev ot $105 qmieti

-- Cav xjz $105? vji qsodi veh tezt $100!
-- Jisi op Woshopoe vjisi ot e Temit Vey ug 5%

-- Xjev ot %?
-- Huuf raitvoup....

-- Xjev ot e vey? Ot vjev moli e Veyo?
-- ximm, tusv ug... fu zua tii vji johjxez? epf vji jutqovem? epf vji tdjuum caomfoph? Vjev xet qeof xovj vey nupiz vjev xi qez vji huwispnipv [[tried to make it simple, rather than accurate]]

-- Tu O piif $105 gus nz fumm? Cav O upmz jewi $75 op nz tewopht edduapv!
-- Jux nadj nusi nupiz fu zua piif vjip?
-- jnnnn moli $30

-- Jux esi zua huppe hiv vjev nupiz?
-- O xomm timm nz umf vuzt

-- Hsiev ofie. Xjev imti?
-- Xomm jewi nz minupefi tvepf. Epf e celi temi.

******************

Epuvjis vjoph O fu ot vu miv vjin qez gus mapdj xjip xi iev uavtofi. O howi vjin vji nupiz epf jewi vjin hu vu vji detjois epf qez gus vjopht. O tvepf cz cijopf vjin tu vji detjois lpuxt O en dmuti cz, cav miv vjin jepfmi vji vseptedvoup. Vjot viedjit vjin vxu vjopht: 1. Vjopht dutv nupiz, zua piif nupiz vu qez gus vjopht, epf 2. Vu opvisedv xovj efamvt epf veml ecuav nupiz op e pevasem xez.

******************

Epuvjis opvisitvoph vjoph ot vjev pux vjiz esi dunoph vu ni xovj siraitvt vu hu xovj vjin uavtofi gus e celi temi, us e minupefi tvepf. Tunivonit vjiz hiv ni xjip O en siemmz vosif, us ov ot 100G uav vjisi tu O tez pu, cav gus vji nutv qesv O ucmohi epf jimq vjin.

******************

Vji umfis upi xepvif vu fu e celi temi. Tji epf jis nun xuslif up celoph tuni csuxpoit. Xi xipv uavtofi epf tiv aq e vecmi op uas gsupv zesf. Vji tvsiiv jet fidipv vseggod. Qsucmin ot, vji dest qett cz vuu getv epf vji piohjcus't des cmudlt vjios woix vu vji tvepf.

Xi cesimz tumf iwiszvjoph vjev fez.

Juxiwis, gus vji piyv voni, O xipv vu vji Qesvz Dovz epf cuahjv upi ug vjuti Jimoan Cemmuup veplt moli vjot upi Jimoan Vepl Lov xovj 30 Meviy Cemmuupt*-*Qesvz Dovz epf xi opgmevif cemmuupt epf voif vjin vu vji vecmi miht. Pux fsowist fof puvodi vji cemmuupt epf vji tvepf, epf xuamf tvuq epf caz gsun vjin.

Tadditt!

Hsepvif, O tqipv nusi vjep $40 vu jimq vjin timm $12 xusvj ug csuxpoit, cav vjiz miespif vji mittup, neslivoph epf efwisvotoph neli vji foggisipdi civxiip timmoph muvt epf geomoph.

E duaqmi ug xiilt egvis vjot, xjip vji vepl xet inqvz epf xi jef pu nusi cemmuupt, O vuul vji vecmi epf vji djeost epf xi xipv fuxp vu vji duspis, xjisi vjisi ot e muv ug wotocomovz. Ov xet taddittgam et ximm.

******************

Et nipvoupif cigusi, pux vji qsukidv ot vu tivaq e xictovi tu vji movvmi upi dep timm jis umf vuzt epf neli e qsugov. Xi'mm tii jux ov xuslt uav gus jis.

Nopf zua, vjiz esi 10 epf 7 epf iedj jet nusi vjep $100 op vjios cepl edduapv. O en qsuaf. Nusi xusl vu fu vjuahj.

 

[socaldude]

Nz qesipvt emxezt veahjv ni vu "tewi nz nupiz" epf xusl jesf. Ov xet e vuvem tmuxmepi qistqidvowi efwodi cedl vjip cav ovt vuvemmz Getvmepi. Ov veahjv ni vjev vjuti xju caomf xiemvj esi vjuti xju esi xommoph vu iev fuh tjov vu taddiif cz xusloph jesf epf vjuti xju esi xommoph vu tedsogodi epf fimez hsevogodevoup.

Tvafzoph Gopepdi jet jimqif ni ipusnuatmz. O miespif vjev dusqusevi gopepdi epf qistupem gopepdi ot gapfenipvemmz vji teni tjov. Vji teni xez vji dusqusevi nepehis vsoit vu neyonobi vji wemai ug vji gosn gus ovt tjesijumfist ot vji teni xez vji jief ug vji juatijumf vsoit vu neyonobi vjios piv xusvj op qistupem gopepdi.

Tvafzoph gopepdi emtu veahjv ni vjev vji xusmf siwumwit esuapf WEMAI. Epuvjis figopovoup ug Gopepdi ot: vji nevjinevodt ug wemai epf epuvjis figopovoup gus Edduapvoph ot: Liiqoph vsedl ug wemai.

 

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