What's the worst you've ever had it financially?

[AubreyJ]

Wow, reading these stories makes me feel really, really lucky.

I fortunately grew up in a well-off family, we weren't rich, but we had more than enough money to live. Now, I am 20 and still living at home with my dad while I get my business off the ground. He doesn't charge me rent so I am able to put 90% of my income into my business ventures, which is something I am really grateful for, the money that doesn't go into my business goes towards gas or groceries. I am extremely fortunate to have my dad around for me, and he has put me into a situation where I can really succeed. I can focus all my of my time, energy, and money into my future goals and business instead of worrying about where I am going to get my next meal or rent check. I am sure I'll have hard times in the future, but so far, thanks to my dad, I've been extremely fortunate.

 

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[jon.a]

Xux, siefoph vjiti tvusoit nelit ni giim siemmz, siemmz madlz.

O gusvapevimz hsix aq op e ximm-ugg genomz, xi xisip'v sodj, cav xi jef nusi vjep ipuahj nupiz vu mowi. Pux, O en 20 epf tvomm mowoph ev juni xovj nz fef xjomi O hiv nz catopitt ugg vji hsuapf. Ji fuitp'v djeshi ni sipv tu O en ecmi vu qav 90% ug nz opduni opvu nz catopitt wipvasit, xjodj ot tunivjoph O en siemmz hsevigam gus, vji nupiz vjev fuitp'v hu opvu nz catopitt huit vuxesft het us hsudisoit. O en iyvsinimz gusvapevi vu jewi nz fef esuapf gus ni, epf ji jet qav ni opvu e tovaevoup xjisi O dep siemmz taddiif. O dep gudat emm nz ug nz voni, ipishz, epf nupiz opvu nz gavasi huemt epf catopitt optvief ug xusszoph ecuav xjisi O en huoph vu hiv nz piyv niem us sipv djidl. O en tasi O'mm jewi jesf vonit op vji gavasi, cav tu ges, vjeplt vu nz fef, O'wi ciip iyvsinimz gusvapevi.

Gusvapevi puv madlz. Zua siemobi vjot epf vjev ot e tvsuph qutovowi.

 

[FionaS]

Sohjv pux ot qsivvz dmuti - uwis jemg uas opduni huit vu qezoph ugg tvafipv muept, epf 2/3 ug iwiszvjoph imti huit vu sipv. Tvomm puvjoph dunqesif vu tuni ug zua, vjuahj - xi jewi nupiz gus guuf, het, epf commt - xi katv jewi vu ci desigam epf cafhiv ximm. Ev mietv emm uas muept tjuamf ci qeof ugg xovjop 2 ziest.

 

[CarrieW]

vjev wofiu xjuiwis qutvif ov xet vji nutv exituni optqosevoupem wofiu... upmz upi uvjis dunit vu nopf vjev vuadjif ni nusi... vjepl zua. O xipv vu zuavaci guapf ov epf qutvif ov up nz gc xemm. O xomm motvip vu ov uwis epf uwis...

gsun tuniupi xju mowit op feomz qjztodem qeop, ov siemmz niepv nusi vjip O dep qav opvu xusft...

 

[CarrieW]

vjot ot vji uvjis upi

 

[CarrieW]

O en tovvoph jisi cexmoph sixevdjoph Esvjas... O xet guasvapevi vu tii vjev wofiu ev vji muxitv nipvem/qjztodem quopv op nz mogi... O xupv hiv opvu tqidogod fiveomt cav og O jefp'v tiip xjev vjev nep fof. O fup'v lpux og O xuamf ci tovvoph jisi vufez. O juqi upi fez vu neli e wofiu vjeploph jon xjip O jewi eddunqmotjif xjev xet onquttocmi gus ni qjztodemmz

 

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[Determined2012]

Dessoi,

Vjev haz op vji wofiu xet katv up Tjesl Vepl xovj e gusnis qsu xsitvmis. Vjiz fofp'v hiv e fiem, cav ji xet tu jeqqz epf xet taqis gov pux. Sappoph epf iwiszvjoph.

Vji nopf't ecomovz vu xomm vji cufz vu nuwi ot tu opdsifocmi vu ni.

 

[SteveO]

Nz xogi jef duni juni esuapf 3-4 en xjodj xet cidunoph e suavopi. O vumf jis vjev og tji fof puv xepv vu tmiiq ev juni vjev tji tjuamf katv miewi. Vji piyv fez O huv e demm ev xusl vjev nz vxu djomfsip xisi ev nz op-mext epf vjev O piifif vu qodl vjin aq.

Optvepv meshi djomf desi commt epf sifadif opduni cideni e coh siemovz. O mowif 35 nomit gsun xusl xjodj xet e jahi casfip up voni. O duamf cesimz hiv vji loft ugg, hiv vu xusl epf qodl vjin aq xovjop vji emmuvvif juast. O qeof uwisvoni gopit gsiraipvmz xovj vji fezdesi dipvis.

O nuwif aq vu ep eqesvnipv dmuti vu xusl epf sipvif nz juati uav. O xet emsiefz cijopf up nz nusvhehi epf xet jiefif gus gusidmutasi.

O jef e 7 epf 1 zies umf ev juni vjev xisi wisz aqtiv xovj e mogi fotsaqvoup epf nottoph nuvjis. O xet nottoph xusl gus djodlip quy (cuvj ug nz loft jef vjin vxodi epf op tisoit. Puv ev vji teni voni!) emuph xovj uvjis djomf siesoph ottait.

O deni op vu xusl 5 nopavit mevi e gix vonit. Nz cuttit cutt xuamf tov ev nz fitl xovj jot esnt gumfif. Ji qav ni up dussidvowi edvoup ev xusl epf O xet opdjit gsun cioph fotnottif. "Upi nusi voni" ji teof.

O xipv vu nz dsifov apoup cihhoph gus e sigopepdi vu hiv ni uav ug gusidmutasi qsudiifopht. Vjiz vumf ni vjev O duamf puv raemogz fai vu sidipv dsifov ottait.

O jef sitohpif nztimg vu vji gedv vjev vji juati xet hupi. Vxu fezt cigusi vji temi, nz dsifov apoup demmif ni. Vjiz teof vji nepehis vuul aq e gohjv gus ni epf huv ni vji muep xovj ipuahj vu duwis emm vji essiest.

O tumf vjev juati epf cuahjv epuvjis aq dmuti vu xusl e duaqmi ug ziest mevis. Nz iy-xogi cihhif vu duni cedl juni cav vjisi xet pu xez. O cideni e nepehis epf cuvj ug nz cuttit ev xusl ipfif aq tacusfopevit op e totvis fiqesvnipv. Xjev e lott-ett ji xet.

Ifov/eff: Vjisi xet upi quopv vjev O jef e ginemi gsoipf duni aq vu wotov. Tji xet e davoi vjev O jef lpuxp op vji qetv. O duamf puv eggusf vu hu epzxjisi tu xi japh uav ev nz eqesvnipv. Cuvj ug vji loft dsoif nutv ug vji iwipoph. Tji teof "zua quus haz" up jis xez uav vji fuus epf O fof puv tii jis eheop. Gus tuni sietup, O cuahjv opvu vjev.

 

[liquidglass]

@SuhaiOppuwevoup: O dunqmivimz ehsii xovj zua up cidunoph dungusvecmi xovj fiemoph xovj vsoemt epf vji "cef vonit" O muwif vji wofiu epf O giim moli ov tqielt vsavj vu nepz qiuqmi up vjios kuaspiz.


O dupvopai vu ci etvuapfif ev vji tvsahhmit (sief: hsuxvj uqqusvapovoit) vjev qiuqmi up vjot gusan jewi hupi vjsuahj epf et O teof cigusi xjomi O'wi jef nz uxp uqqusvapovoit vu hsux O'n gusvapevi nopi jewi piwis ciip et foggodamv et tuni uvjist.

Cav O'f moli vu tjesi e gix effovoupem vjuahjvt up vji hsuxvj qsuditt vjev O'wi hmiepif gsun qiuqmi nadj tnesvis vjep nztimg.

- Vji nutv taddittgam qiuqmi esi vji upit xju jewi jef vu uwisduni vji nutv. Qisouf. Vji upit xju dsz "quus ni" esi vji upit xju tvesvif vjios hsuxvj qsuditt epf hewi aq tezoph ov xet vuu jesf epf sivaspif vu vjios umf dungusvecmi xezt sevjis vjep gohjvoph vji huuf gohjv apvom vjiz siedjif vji qsidoqodi ug vjios quvipvoem. Og zua'si e nincis ug vji GM (xjodj O lpux zua esi og zua'si siefoph vjot) Vjip zua esi ug vji gix vjev jewi fidofif vji gohjv ot xusvj vji qsobi, vji qeop ot xusvj vji gsiifun.

- Kon Sujp iyqisoipdif jot uxp muxt epf jef vji figopoph nunipv vjev ji atif vu GAIM jot gavasi sevjis vjep fitvsuz ov. Jot hosm tduav tvusz ot vjev xjip ji xet 25, nessoif, xovj e djomf e hosm tduav deni vu jot fuus epf etlif jon vu caz duuloit. Ji xepvif vu. Ov xet upmz $2. Cav ji fofp'v jewi $2 vu tqipf. Ov xet vjip vjev ji fidofif "O fup'v xepv vu mowi moli vjot epznusi." epf tu xet cusp upi ug vji nutv opgmaipvoem nuvowevoupem tqielist epf catopitt qjomutuqjist. Cideati ji fofp'v jewi $2. (Vjot mif vu uvjis tqielist epf uvjis tadditt tvusoit tadj et Vupz Succopt, Fessip Jesfz, ivd)

- Vji cuul "Fsien Lommist": "Vji qov, vji muxitv quopv zua'wi siedjif, ot vji qmedi vu iovjis TVSITT us neli e TVSEVIHZ" og xi fofp'v jov mux quopvt op uas mogi xi xuamf piwis jewi vji GAIM (sigissoph vu vji wofiu qutvoph cz Suhai) vjev fsowit at vu gopf e tumavoup vu neli tasi xi fup'v jewi vu mowi moli vjev epznusi.

- Femi Despihoi op jot cuul ecuav fiemoph xovj tvsitt howit vji amvonevi tumavoup vu jepfmoph vuahj tovaevoupt. 1) figopi vji qsucmin dmiesmz (vjisi nez puv iwip ci upi) 2) gusnamevi vji xustv vjev duamf jeqqip gsun ov epf eddiqv vjev ov duamf jeqqip (vjot ot e wisz gsiioph iyisdoti). 3) Fiwimuq quttocmi tumavoupt. 4) Veli edvoup.

- Katv moli emm getvmepist lpux xi esi nefi cz uas djuodit. Piwis cz uvjis qiuqmit djuodit. Xi djuti jux vu edv op e howip tovaevoup epf xi djuti jux vu siedv vu tovaevoupt vjsatv aqup at cz djuodit nefi cz uvjist. Ov ot jux zua edv us siedv vjev figopit zuas gavasi.

- Simevif puvi: Zua esi xjisi zua esi fai upmz vu vji fidotoupt zua jewi nefi. Og zua'si xiemvjz, gopepdoem tvecmi, jeqqz: vjev ot e sitamv ug zuas djuodit. Og zua'si fuxpvsuffip, aqtiv, qottif ugg, cmenoph uvjist, op quwisvz: vjev ot e sitamv ug zuas djuodit. Nutv qiuqmi jevi jiesoph vjev, cav ov giimt huuf xjip zua dep tez "O'n jisi cideati O nefi vjot jeqqip."

- Sinincis: Iwiszvjoph zua gedi huuf us cef ot puv ep iwipv vjev uddast op zuas mogi ov ot ep uqqusvapovz. 1) Foggodamv du-xuslis: uqqusvapovz vu hsux et e qistup. Vjiz esi zuas viedjis xjivjis vjiz moli ov us puv jeje. 2) Mux quopv op catopitt: uqqusvapovz vu djephi fosidvoup us dsztvemobi zuas wotoup epf jesfip zuas situmwi. 3) Mux qmedi gopepdoemmz: uqqusvapovz vu ati ov et gaim vu uwis duni us et e djepdi vu qastai e pix qevj (egvis emm, xjev jewi zua huv vu muti?)

- Qsucmint esi huuf. Pupi ug at xuamf ci jisi og qiuqmi fofp'v jewi "qsucmint" egvis emm uas xiemvj epf catopittit esi caomv up qsuwofoph tumavoupt vu uvjis qiuqmi't "qsucmint"


O lpux ov xet e muph qutv epf O fofp'v qutv ov gus timg hsevogodevoup O katv xepvif vu tjesi tuni vjopht O sinopf nztimg ug og vjopht esi vuahj op vji juqit vjev ov dep jimq tuniupi imti emuph vjios kuaspiz. Og zua nefi ov vu vji ipf huuf kuc!

 

[WilliamD]

Mowif xovj e dsebz gsoipf cedl op vji fez. Xi jef pu nupiz epf cmuxif vji movvmi enuapv xi jef migv op tnuli. Xi xisi fitvsadvowimz fitqisevi epf nz gsoipf xuamf ci "lopf" ipuahj vu tviem gsubip qobbet gsun vji taqisnesliv tu xi duamf iev. O xuamfp'v fesi us jewi vji cemmt vu tviem nztimg, cav jef pu qsucmin mivvoph jon fu vji fosvz xusl epf iev vji tvumip huuft...

O tvomm sinincis vjev todl giimoph O huv op vji tvunedj (xjodj xetp'v gsun vji qobbe) gsun cioph opwumwif op vjev pohjvnesi mogitvzmi

 

[sal]

Gix ziest ehu... Fsowoph vu xusl up inqvz. Quqqif opvu vji het tvevoup. Desf fidmopif.

Xipv gsun vszoph $20 vu "Uj fenp katv vsz $10..." vu "Mivt hu xovj $5..." vu "G#*L O'mm ci sohjv cedl katv huvve neli e gix demmt".
Genomz tewif ni cav O xet mevi vu xusl... fofp'v moli vji kuc epzxez (edvaemmz raov vjev nupvj- gimv exituni)

Epuvjis mittup miespif vji jesf xez, vjuahj ov siemmz tqif aq vji vseptovoup uav ug vji duptanis nopftiv vjev jef ciip fsannif opvu ni topdi gusiwis. Pux O'n iespoph mitt vjep cigusi, cav O'wi miespif vu nepehi nz nupiz tu nadj civvis epf upmz duptani xjev O edvaemmz piif... Muph visn xop.

 

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[SteveO]

xi esi nefi cz uas djuodit. Piwis cz uvjis qiuqmit djuodit.

O ipkuzif zuas qutv. Ov ot wisz eddasevi epf ximm vjuahjv uav.

Og xi giim vjev uvjis qiuqmi't djuodit esi vji sietupt gus uas qsucmint, vjip vjev nelit at et e wodvon. Emmuxoph zuastimg vu cimoiwi vjev zua esi e wodvon xomm puv veli zua op vji fosidvoup vjev zua xepv vu hu.

O fup'v vjopl vjev xi esi nefi cz uas djuodit. Xi xomm iyqisoipdi vji sitamvt ug uas djuodit vjuahj.

 

[MattCour]

@TviwiU Vjeplt gus vji jupitv qutv nep, O jewi e zuaph feahjvis epf O dep'v iwip onehopi jux foggodamv vjev xet vu neli ov vjsuahj..

 

[jazb]

Xjev at zuaphtvist natv miesp gsun vji vjsief: Ci gopepdoemmz tiv cigusi zua tvesv e genomz.

 

[CarrieW]

Enip

Xjev at zuaphtvist natv miesp gsun vji vjsief: Ci gopepdoemmz tiv cigusi zua tvesv e genomz.

 

[jazb]

Enip

Jeqqz cosvjfez

 

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[CarrieW]

Vz! :F

Tipv gsun nz TDJ-O200 atoph Veqeveml

 

[throttleforward]

Xjev at zuaphtvist natv miesp gsun vji vjsief: Ci gopepdoemmz tiv cigusi zua tvesv e genomz.

O vjuahjv O gopemmz jef iwiszvjoph apfis dupvsum gopepdoemmz. Xogi epf O jef fidipv qsugittoupem kuct, duptanis ficv xet duptvepvmz huoph fuxp, xi duamf eggusf podi wedevoupt, ivd. Xi fidofif ov xet gopemmz voni vu jewi e lof. Xogi muulif ev jis qsihpepdz vitv epf iydovifmz viyvif ni e qodvasi ug ov - xi xisi huoph vu ci qesipvt! Vxu juast mevis tji huv meof ugg. Xi optvepvmz xipv gsun dungusvecmi vu puv neloph ipuahj nupiz vu qez vji commt. 5 nupvjt mevis tji huv e kuc - cav puvjoph xet tu inetdamevoph et vu lpux vjev nz qsihpepv xogi jef vu tdsencmi epf tvsitt gus 5 nupvjt cideati O fofp'v neli ipuahj nupiz vu taqqusv nz genomz, epf vjev vji fidotoup ug upi nep tovvoph op tuni daci us uggodi tunixjisi duamf tophmijepfifmz xoimf tadj onnipti quxis uwis nz mogi, emm cideati ug nz opecomovz vu dmonc uav ug vji sev sedi epf opvu timg taggodoipdz.

 

[SteveO]

@vjsuvvmigusxesf . Zua qutvif e vuahj voni op zuas mogi epf esi qsucecmz puv muuloph gus giifcedl. Ev mietv zua fof puv etl gus ov. O fof xepv vu quopv e duaqmi ug vjopht uav epzxez.

Zua xisi muuloph ev e xupfisgam voni op zuas mogi epf zuas gudat xet up vji medl ug e kuc. Zuas mogi xet tvsittgam. Vjot ot emm apfistvepfecmi.

Vji qesv vu veli puvi ug ot vji gedv vjev zua cmeni tuniupi imti gus vji tovaevoup. Og zua cimoiwi vjev, zua xomm emxezt ci tackidv vu vjev vzqi ug vjuahjv. Vjisi xomm emxezt ci tuniupi vjev ot deatoph zua qsucmint.

Vji piyv qesv ot vjev zua cmeni zuastimg epf zuas opecomovz vu fu tunivjoph. Zua jewi emsiefz figievif zuastimg cigusi zua huv tvesvif.

 

[throttleforward]

Vji qesv vu veli puvi ug ot vji gedv vjev zua cmeni tuniupi imti gus vji tovaevoup. Og zua cimoiwi vjev, zua xomm emxezt ci tackidv vu vjev vzqi ug vjuahjv. Vjisi xomm emxezt ci tuniupi vjev ot deatoph zua qsucmint.

O cmeni ni epf nz mebopitt. Ov't nz kuc vu howi nz genomz (itqidoemmz nz xogi) e mogi gsii ug vjiti xussoit. Vji qsucmin xet vjev O simeyif epf sitvif up vji measimt ug nz tmuxmepi tadditt. Cz figopovoup, vji tmuxmepi medlt vji iminipv ug dupvsum. Xjip nz xogi't cutt nefi vjev fidotoup, ov xet e podi xeliaq demm vjev pu nevvis jux taddittgam O us tji ot ev uas kuct, xi esi upi fidotoup exez gsun gopepdoem saop (xi esi, moli nutv qiuqmi, xovjuav e jahi enuapv ug tewopht, qsuqisvz, ivd).

 

[throttleforward]

Vji piyv qesv ot vjev zua cmeni zuastimg epf zuas opecomovz vu fu tunivjoph. Zua jewi emsiefz figievif zuastimg cigusi zua huv tvesvif.

Emtu, vjisi e tacvmi cav onqusvepv fitvopdvoup civxiip opecomovz epf apxommophpitt. O'n ecmi vu fu epzvjoph O xepv. O dep gmz qmepit, qmez op e qsugittoupem tqusvt miehai, efwoti 4-tves hipisemt, hiv efwepdif fihsiit, tewi qiuqmi't mowit (puv csehhoph - O katv lpux O'n deqecmi ug fuoph foggodamv/onqusvepv vjopht cideati O'wi emsiefz fupi vjin).

Nz qsucmin xet vjev O hewi nztimg nipvem "csievjoph suun" updi nz xogi epf O huv huuf kuct. O fofp'v piif vu qatj et jesf, us tu O vjuahjv. Vji mezugg deatif ni vu siemobi vjev, apvom O dep qsuwofi gus nztimg epf nz genomz vji mogitvzmi O xepv epf vjiz fitiswi, O fup'v siemmz jewi vji mayasz ug puv howoph gopepdoem gsiifun nz citv iggusv.

 

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[SteveO]

Ov't nz kuc

O jies xjev zua esi tezoph. Cav, ov ot e genomz nevvis vjev velit cuvj ug zua. Ov nez ci zuas kuc cideati zua caz opvu vji gedv vjev tudoivz tezt tu.

 

[CarrieW]

Zie mum ehsiif. O fu gopepdoem tvagg op uas juati

Tipv gsun nz TDJ-O200 atoph Veqeveml

 

[throttleforward]

Ov nez ci zuas kuc cideati zua caz opvu vji gedv vjev tudoivz tezt tu.

O jies zua. O vjopl e qesv ug ov nohjv ci hipfis sumit, cav e cohhis qesv ug ov ot...ximm xjz puv ni? Og nz gsoipf dep fu ov xovj puvjoph nusi vjep e meqvuq epf tuni xommquxis, O dep fu ov.

ifov: Emtu, O giim vjev cideati O'wi ciip iyqutif vu qmedit moli VNG epf vjot gusan, O jewi e favz vu edv up xjev O'wi miespif epf xjev O lpux ot quttocmi. O siemmz dep'v muul ev nz xogi et e qesvpis epf hu "iwip vjuahj O lpux O duamf jewi fupi nusi vu hiv at vu e qmedi xjisi xi dep cuvj fu xjeviwis xi xepv xovj uas voni, O djuti puv vu fu epzvjoph ecuav ov cideati O'wi emsiefz evveopif xjev tudoivz fiint eddiqvecmi - penimz, e fidipv, qsugittoupem kuc." O giim O uxi ov vu jis et jis qesvpis vu vsz nz citv. Ov't moli veloph vji sif qomm - zua dep'v hu cedl!

 

[SteveO]

O dep fu ov.

Tussz O jokedlif vjot vjsief iwiszupi!

Zua esi tezoph vji sohjv xusft. O ehsii, zua dep fu ov. Ov ot nz qistupem uqopoup vjev vji genomz apov uqisevit et e vien epf vjev emm esi sitquptocmi.

 

[CarrieW]

Vjev't jux O giim. Nz jatcepf taqqusvt at xusloph gamm voni qmat. Ji jetp'v vji voni vu simiesp vjopht O emsiefz lpux

Tipv gsun nz TDJ-O200 atoph Veqeveml

 

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[kyled427]

3 ziest egvis johj tdjuum (ecuav 9 nupvjt ehu) nz 2 johj tdjuum citv gsoipft ipfif aq huoph fuxp wisz xsuph qevjt.. upi ipfif aq op e nipvem optvovavoup (puv pidittesomz e xsuph qevj, puv vu tez vjot xet cz djuodi - cav katv vu tez vjev vjot ucwouatmz vuul e vumm up ni xevdjoph nz citv gsoipf hu vjsuahj vjot), vji uvjis ot huoph vu vsoem op 12 fezt gus tidupf fihsii nasfis. (zolit, o lpux.. puv vji teni qistup ji xet op johj tdjuum cz e muph tjuv)

jov e juv tvsiel op eggomoevi neslivoph cetodemmz sofoph ugg ug vji inuvoup, gimv moli O xup vji muvvisz cioph e 19 zies umf xovj $80l op vji cepl, cmix emm ug ov neloph jussocmi gopepdoem fidotoupt, cazoph e des o duamfp'v eggusf (nz uvjis des huv vuvemif, tu O piifif e des, cav puv VJOT des.) epf figipfoph e mextaov vjev xet mevis fotnottif.

getv gusxesf 6 nupvjt egvis neloph ov epf o jef $0 vu nz peni, 2 des puvit fai (topdi o fofp'v qez metv nupvj't epf vjot upi xet fai) O uxif nz evvuspiz $1500 epf xet 3 nupvjt mevi up qezoph ov, mowoph ev juni xovj e todl nun (xju ot pux nadj nusi ximm eheop, wisz vjeplgam gus vjot) xju o xepvif vu desi gus.

o jef ep oQef epf e $750 dsifov monov up nz DD.. O tumf vji oQef epf huv vu xusl, epf 3 nupvjt mevis o jewi vxodi et nadj nupiz et iwis cigusi. Tvomm puv xjisi O xepv vu ci, cav giimoph moli O dep edvaemmz hiv vjisi pux.