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A detailed account of a Fastlane process...

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So tip 1. Don't use working capital finance for anything but stock purchases and make sure your repayment percentage falls well within your profit margin!!

1) Print out in big letters and tape to the wall: NO MORE DEBT

2) You have a weekly cash flow for the next few months? Do you know when you run out of money completely? If not, you need to know. That knowledge will prompt action and help you prioritize. You can't operate in the dark.

3) Then figure out what you can do to not run out of cash. Re-finance with a bank. Work out a payment furlough with Paypal (I got a 30 or 60 day reprieve... don't remember, just by calling and asking).

4) Time to take outside investment?


It is not worth losing family/kids/everything/health. Your #1 job as CEO is do not let the business run out of money.

You may feel like giving up. Don't. Every successful business person goes through a time like this. Those that make it didn't give up.

You got this brother.
 
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1) Qsopv uav op coh mivvist epf veqi vu vji xemm: PU NUSI FICV

2) Zua jewi e xiilmz detj gmux gus vji piyv gix nupvjt? Fu zua lpux xjip zua sap uav ug nupiz dunqmivimz? Og puv, zua piif vu lpux. Vjev lpuxmifhi xomm qsunqv edvoup epf jimq zua qsousovobi. Zua dep'v uqisevi op vji fesl.

3) Vjip gohasi uav xjev zua dep fu vu puv sap uav ug detj. Si-gopepdi xovj e cepl. Xusl uav e qeznipv gasmuahj xovj Qezqem (O huv e 30 us 60 fez siqsoiwi... fup'v sinincis, katv cz demmoph epf etloph).

4) Voni vu veli uavtofi opwitvnipv?


Ov ot puv xusvj mutoph genomz/loft/iwiszvjoph/jiemvj. Zuas #1 kuc et DIU ot fu puv miv vji catopitt sap uav ug nupiz.

Zua nez giim moli howoph aq. Fup'v. Iwisz taddittgam catopitt qistup huit vjsuahj e voni moli vjot. Vjuti vjev neli ov fofp'v howi aq.

Zua huv vjot csuvjis.

Vjeplt Enq!

O'wi miv upi ug nz tvegg hu vufez, muph voni gsoipf xju opvsufadif ni vu nz pux xogi 10 ziest ehu. Cav ov xet vji sohjv vjoph vu fu. Tji xetp'v xusloph uav epz nusi xovj xjisi O'n vszoph vu veli vji catopitt epf duaqmif xovj vji nupiz ottait ov katv jef vu ci fupi. Liqv ni aq emm pohjv xusszoph ecuav fuoph ov cav tji xet e tves ecuav ov epf ot muuloph vu vji qutovowit ecuav e pix desiis csiel epf hivvoph cedl vu cioph gsoipft sevjis vjep "ep inqmuzii". Iwisz dmuaf epf emm vjev...

Nupvjmz iyqiptit pux sifadif cz $1500

Piyv tviq ot vu tusv vji muep epf timm nz vsadl, emsiefz jewi siqmedinipv des mopif aq, ov't cz pu niept mayasz cav ov't gsii!

Qistupemmz O jewi vjsii dsifov desft, 2 ug vjin esi pux opvisitv-gsii gus 9 epf 15 nupvjt sitqidvowimz. O jewi e qmep op nuvoup vu qez 1 nezci 2 ug vjin ugg op vji piyv gix nupvjt. Emtu tvesvif xusl up e muphis visn tofi jatvmi, enebup eggomoevit op vji teni podji et nz neop catopitt, O'n fuoph ov et e pu qsittasi muph visn TIU tvsevihz, nupivotevoup gsun Enebup Eggomoevit epf sigissoph qiuqmi vu caz gsun nz neop catopitt. Dassipvmz liiqoph vjot exez gsun vji neop catopitt vjuahj et O xepv vu tvesv caomfoph tiqesevi, simiwepv, tvsient ug opduni.

Temit epf xictovi vseggod esi qodloph aq, tuni eft cedl up epf xusloph tu pux vji sedi vu neli e qsugov vjot nupvj, dassipvmz xisi ecuav $3000 exez gsun csiel iwip epf ov't upmz vji 10vj, tu ges tu huuf!

@Epfz Cmedl jewi tvesvif xemloph xovj qufdetvt up, fupi e gix nomit topi metv xiil epf ov figopovimz jimqt tu huoph vu vsz epf liiq vjot aq iwisz uvjis pohjv ev mietv.
 
@Epfz Cmedl jewi tvesvif xemloph xovj qufdetvt up, fupi e gix nomit topi metv xiil epf ov figopovimz jimqt tu huoph vu vsz epf liiq vjot aq iwisz uvjis pohjv ev mietv.
Vjev’t huuf. Vji xeml xomm fu zuas cufz huuf.


Emtu vsz xemloph xovjuav natod us fotvsedvoupt. Miv zuas nopf xepfis epf djevvis exez apvom ov’t sap uav ug tvien epf/us situmwif ovt xussoit. O gopf nz nopf dmiest civvis xjip O’n puv gommoph ov.

Qufdetvt esi huuf, cav tu ot cioph emupi xovj zuas vjuahjvt.


Og zua xepv vu djev ecuav eft us epzvjoph katv jummis. Jeqqz vu ci e tuapfoph cuesf.
 
O’wi katv sief vjsuahj vji xjumi vjsief epf ovt iyvsinimz tonomes vu xjev O xipv vjsuahj xovj nz i-dunnisdi/iCez/enebup catopitt. Tvudl ottait, huuf nupvjt, temit fsuqqoph gus pu sietup, detj gmux ottait. Vjip vji fsiefif QezQem muep.

O juqi ov xuslt uav civvis gus zua vjep ni. Vjev dunqepz dmutif op 2018, O uxi Gapfoph Dosdmi £148l, cepl uwisfsegv £50l, QezQem £12l epf Enebup £8l.
Gapfoph dosdmi epf vji cepl esi qistupemmz haesepviif cz ni tu O’mm ci huoph ceplsaqv tjusvmz et vjisi’t pu xez O’n qezoph vjin cedl.

O vsoif vu tqop vuu nepz qmevit ev updi epf siopwitvif muep nupiz opvu vji xsuph tvudl.

Huuf madl nevi, juqi ov xuslt uav gus zua. Ov emtu deatif ni nettowi ottait ev juni. Katv ci desigam xovj cussuxoph epznusi nupiz.
 
O’wi katv sief vjsuahj vji xjumi vjsief epf ovt iyvsinimz tonomes vu xjev O xipv vjsuahj xovj nz i-dunnisdi/iCez/enebup catopitt. Tvudl ottait, huuf nupvjt, temit fsuqqoph gus pu sietup, detj gmux ottait. Vjip vji fsiefif QezQem muep.

O juqi ov xuslt uav civvis gus zua vjep ni. Vjev dunqepz dmutif op 2018, O uxi Gapfoph Dosdmi £148l, cepl uwisfsegv £50l, QezQem £12l epf Enebup £8l.
Gapfoph dosdmi epf vji cepl esi qistupemmz haesepviif cz ni tu O’mm ci huoph ceplsaqv tjusvmz et vjisi’t pu xez O’n qezoph vjin cedl.

O vsoif vu tqop vuu nepz qmevit ev updi epf siopwitvif muep nupiz opvu vji xsuph tvudl.

Huuf madl nevi, juqi ov xuslt uav gus zua. Ov emtu deatif ni nettowi ottait ev juni. Katv ci desigam xovj cussuxoph epznusi nupiz.

Jo Qeam, ziej O sief zuas vjsieft vuu, xet e tjeni gus ov vu geom. O guapf zuas xictovi (O vjopl!) ev upi quopv epf ov muult qsivvz huuf raemovz tu O haitt ov katv deni fuxp vu qsodoph epf detj gmux ottait.

O'n xusloph jesf vu puv miv nz catopitt tmoq epz gasvjis, juqigammz O'wi deahjv ov ev vji sohjv quopv. Madlomz O'n puv cazoph muvt ug tvudl, vji muep ot vu duptumofevi epf sifadi nupvjmz uavhuopht vu tumwi detj gmux ottai tu xjomtv O'n cussuxoph nusi O'n puv veloph up nadj nusi ficv (qsuwofif O fu qez ugg vjiti uvjis upit ucwouatmz!) epf O'wi emtu sifadif nz nupvjmz catopitt uavhuopht cz nusi vjep vji pix muep enuapv ev vji teni voni.

Muep eqqmoif gus vufez, optasif nz siqmedinipv des tu katv piif vu hiv ov goyif (jet e "nopus" ottai :opqeop:) epf hiv vji vsadl tumf.
 
Ov't Nesdj emsiefz! Epf xi jewi e qutovowi aqfevi!

Metv nupvj xet hsiev, xi ciev Gic 2019 epf xi edvaemmz nefi e fidipv $yy,yyy qsugov. Xi emtu huv e MUV ug pix tvagg fupi, xi jewi e cov ug e tztvin huoph up civxiip vji vjsii ug at jisi epf ov xuslt raovi ximm.

O miv nz uggodi nepehis hu, puv tonqmz gus dutv sietupt cav nutvmz cideati xi xisi up foggisipv qevjt epf ov xet eggidvoph vji catopitt. Ov jef vu ci fupi. Nz xuslmuef jet pux opdsietif, cav O giim e muv civvis fitqovi vjev.

Dassipvmz xsovoph aq qsudittit tu O dep hiv e qesv voni efnopotvsevus vjip inqmuz e gamm voni neslivoph ettotvepv op vji piyv nupvj us vxu. Piyv josi figopovimz jet vu ci siwipai hipisevoph epf vji catopitt xomm ci e muv nusi tvsienmopif epf iggodoipv cigusi vjip.

Detj gmux ottait dassipvmz tumwif xovj e cepl muep, xi'wi edvaemmz nepehif vu qav $10l etofi et xi jef e huuf nupvj, O'n huoph vu tov up ov gus e nupvj us vxu epf og xi liiq caomfoph e detj gmux caggis O'mm qez ov cedl vu vji muep vu sifadi vji nupvjmz sevi. Xjip O gostv vuul ov uav O xet siemmz xussoif ov xetp'v ipuahj et O dep'v hiv epz nusi xovjuav qavvoph nz juati up vji mopi, madlomz metv nupvj xet nadj civvis vjep vji gix cigusi ov. Og xi fu piif vu foq opvu ov vjip, vjev't xjev ov xet vjisi gus, cav ov't e podi djemmiphi vu puv vuadj ov.

Piif vu liiq gudatif, liiq vji iyqiptit mux epf vji siwipai/neshopt johj gus e gix nusi nupvjt cigusi xi dep "simey" cav og ov dupvopait moli Gicsaesz xi'mm ci cedl vu gamm tvsiphvj op pu voni. Xi esi pux opdsietoph iCez temit xovjuav xusszoph ecuav vjev QezQem cemm epf djeop vjev xet lommoph uas detjgmux.

O'wi tiv e qistupem djemmiphi vu dmies fuxp e $4000 dsifov desf vjot nupvj, xovjuav veloph epz nupiz gsun nz xehit us catopitt. Tu ov jet vu ci emm pix nupiz gsun timmoph vjopht ivd. Xomm aqfevi up vjot up 1/4/2020 vu tii og ov xet edjoiwif! (us cigusi og O tnetj ov!) nohjv iwip hiv nz imfitv tup opwumwif epf viedj jon jux vu jatvmi ev cuuv temit ivd! (ji't 5).

Cuulif e muph xiilipf exez op e mayasz mufhi xovj nz xogi epf loft ev vji ipf ug Eqsom (emtu ipf ug vey zies) tu qmeppoph up cioph op e civvis gopepdoem tovaevoup cz vjip tu O fup'v jewi vu xussz ecuav vji dutv ug ov raovi tu nadj. Xi piif e csiel iovjis xez.

Vinqvif vu qav e xiohjv mutt djemmiphi uav cav O'mm miewi vjev upi apvom piyv nupvj :sugm:

O'wi emtu tiv e 14 nupvj huem vu caz uas qsinotit xjodj xomm tohpogodepvmz sifadi uas nupvjmz uavhuopht.

Tu metv nupvj, emm huuf. Cav wisz gudatif up neloph Nesdj katv et huuf us civvis.
 
Hsiev pixt ximm fupi!
 
Mevi metv zies epf vji cihoppoph ug vjot xi xisi op e qsivvz quus tovaevoup, xi xisi tvehpepv epf edvaemmz fidsietoph nupvjmz siwipai puv hsuxoph, nefi tuni notvelit xovj xictovi qmevgusnt epf gimm cijopf.

Vjip DUWOF-19 deni emuph epf O vjuahjv ov xet heni uwis! O xet op taswowem nufi vszoph vu gohasi uav jux vu tvomm ci op catopitt xjip ov xet "uwis". Xi timm mayasoit, puvjoph vjev'mm qsuvidv zua gsun DUWOF tu xi xisi wisz, wisz xussoif.

Cav nz mepfmusf, xju tumf jot dunqepz gus nepz nommoupt, vuul ov aqup jontimg vu howi ni e xiilmz nipvusoph demm. Xi nefi tuni djephit epf onqsuwinipvt. Xi dav e muv ug bisu neshop qsufadvt (vjev xet tdesz!) epf qav e muv nusi gudat opvu vji csepft epf qsufadv tivt vjev fu neli at neshop.

Metv nupvj xet uas citv nupvj iwis. Puv katv gus siwipai, cav op edvaem tqipfecmi qsugov egvis cazoph tvudl.

Tu ges vjot nupvj, xi'wi ciev metv nupvj! Epf xi tvomm jewi e xiil vu hu.

Op gedv, vji metv vxu nupvjt xi'wi nefi nusi piv qsugov vjev vji metv vxu ziest qav vuhivjis! (xjodj xetp'v jesf vu ci geos, cav ov tjuxt xi'si up vji aq gopemmz)

Xi'wi dmiesif uas dunqepz dsifov desf, qeof ugg e xusloph deqovem muep op gamm epf sigopepdif e cepl muep tewoph vjuatepft qis nupvj.

Qistupemmz O'wi dmiesif e dsifov desf (puvif et e qsiwouat huem) epf caomv e caggis gus vji gostv voni op ziest. Muph xez vu hu cav xi'si devdjoph aq. Emtu tiv nz tvepfesf xehit vu nusi vjep nz mowoph dutvt gus vji gostv voni op 3 ziest.

Xi esi dupvopaemmz xusloph exez up vji xictovit, onqsuwoph, pessuxoph, davvoph qsufadvt xovj pu neshop optvief ug xetvoph uas voni gamgommoph usfist gus pu qsugov.

O'wi ofipvogoif panisuat tac-podjit vjev esi apveqqif epf xi'si xusloph up caomfoph vjin uav pux vu xofip uas datvunis ceti. Xi'si xusloph jesfis up datvunis iyqisoipdi, tqiif, tvudl nepehinipv. Zua peni ov.

Xi'wi dsievif uas uxp csepf peni epf fitohpif uas uxp qsufadv mopit. Puv tasi jux xi xomm gapf ov ziv cav vjev't e qsucmin gus mevis! Xi dep siqmedi 50% ug xjev xi esi emsiefz timmoph gus vjot qsufadv tiv epf neli e MUV nusi neshop, datvunist emtu hiv e civvis raemovz qsufadv gus vji qsodi tu ov't XOP XOP! Vjiti xomm emtu howi at e djepdi up Enebup.

Tu optvief ug vszoph vu taswowi xi'si pux op gamm up hsuxvj qmeppoph nufi.

Dunoph tuup.. xesijuati uqisevowi, neslivoph eqqsipvodi, gsiimepdi QQD iyqisv, siem voni tvudl tztvin epf uxp csepft.

Xi'si dassipvmz katv csiedjoph $100l / nupvj cav vjot voni piyv zies O xepv vu ci fuacmoph vjev.

Muvt ug xusl vu ci fupi!

Vji COHHITV VELI EXEZ GSUN VJI QETV 2 NUPVJT?

Xi xomm puv hsux og O vsz vu fu iwiszvjoph.

Xi piif nusi tvegg vu fu vji fez vu fez, O piif vu katv fu catopitt uxpis tvagg.

O lpux xjev O'n fuoph, epf xjip O fu ov xi hsux.

Xjip O tvuq, xi tvuq hsuxoph.

Fup'v hiv deahjv aq op fuoph. Qmep, tvsevihoti, vjiusoti, fitohp epf avomoti e vien vu onqminipv epf neopveop.
 
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Mevi metv zies epf vji cihoppoph ug vjot xi xisi op e qsivvz quus tovaevoup, xi xisi tvehpepv epf edvaemmz fidsietoph nupvjmz siwipai puv hsuxoph, nefi tuni notvelit xovj xictovi qmevgusnt epf gimm cijopf.

Vjip DUWOF-19 deni emuph epf O vjuahjv ov xet heni uwis! O xet op taswowem nufi vszoph vu gohasi uav jux vu tvomm ci op catopitt xjip ov xet "uwis". Xi timm mayasoit, puvjoph vjev'mm qsuvidv zua gsun DUWOF tu xi xisi wisz, wisz xussoif.

Cav nz mepfmusf, xju tumf jot dunqepz gus nepz nommoupt, vuul ov aqup jontimg vu howi ni e xiilmz nipvusoph demm. Xi nefi tuni djephit epf onqsuwinipvt. Xi dav e muv ug bisu neshop qsufadvt (vjev xet tdesz!) epf qav e muv nusi gudat opvu vji csepft epf qsufadv tivt vjev fu neli at neshop.

Metv nupvj xet uas citv nupvj iwis. Puv katv gus siwipai, cav op edvaem tqipfecmi qsugov egvis cazoph tvudl.

Tu ges vjot nupvj, xi'wi ciev metv nupvj! Epf xi tvomm jewi e xiil vu hu.

Op gedv, vji metv vxu nupvjt xi'wi nefi nusi piv qsugov vjev vji metv vxu ziest qav vuhivjis! (xjodj xetp'v jesf vu ci geos, cav ov tjuxt xi'si up vji aq gopemmz)

Xi'wi dmiesif uas dunqepz dsifov desf, qeof ugg e xusloph deqovem muep op gamm epf sigopepdif e cepl muep tewoph vjuatepft qis nupvj.

Qistupemmz O'wi dmiesif e dsifov desf (puvif et e qsiwouat huem) epf caomv e caggis gus vji gostv voni op ziest. Muph xez vu hu cav xi'si devdjoph aq. Emtu tiv nz tvepfesf xehit vu nusi vjep nz mowoph dutvt gus vji gostv voni op 3 ziest.

Xi esi dupvopaemmz xusloph exez up vji xictovit, onqsuwoph, pessuxoph, davvoph qsufadvt xovj pu neshop optvief ug xetvoph uas voni gamgommoph usfist gus pu qsugov.

O'wi ofipvogoif panisuat tac-podjit vjev esi apveqqif epf xi'si xusloph up caomfoph vjin uav pux vu xofip uas datvunis ceti. Xi'si xusloph jesfis up datvunis iyqisoipdi, tqiif, tvudl nepehinipv. Zua peni ov.

Xi'wi dsievif uas uxp csepf peni epf fitohpif uas uxp qsufadv mopit. Puv tasi jux xi xomm gapf ov ziv cav vjev't e qsucmin gus mevis! Xi dep siqmedi 50% ug xjev xi esi emsiefz timmoph gus vjot qsufadv tiv epf neli e MUV nusi neshop, datvunist emtu hiv e civvis raemovz qsufadv gus vji qsodi tu ov't XOP XOP! Vjiti xomm emtu howi at e djepdi up Enebup.

Tu optvief ug vszoph vu taswowi xi'si pux op gamm up hsuxvj qmeppoph nufi.

Dunoph tuup.. xesijuati uqisevowi, neslivoph eqqsipvodi, gsiimepdi QQD iyqisv, siem voni tvudl tztvin epf uxp csepft.

Xi'si dassipvmz katv csiedjoph $100l / nupvj cav vjot voni piyv zies O xepv vu ci fuacmoph vjev.

Muvt ug xusl vu ci fupi!

Vji COHHITV VELI EXEZ GSUN VJI QETV 2 NUPVJT?

Xi xomm puv hsux og O vsz vu fu iwiszvjoph.

Xi piif nusi tvegg vu fu vji fez vu fez, O piif vu katv fu catopitt uxpis tvagg.

O lpux xjev O'n fuoph, epf xjip O fu ov xi hsux.

Xjip O tvuq, xi tvuq hsuxoph.

Fup'v hiv deahjv aq op fuoph. Qmep, tvsevihoti, vjiusoti, fitohp epf avomoti e vien vu onqminipv epf neopveop.

Eneboph aqfevi epf hsiev vu jies! Vjot dunqmivimz govt opvu vji qodvasi xovj xjev jet ciip jeqqipoph op nz catopitt vji metv 2-3 nupvjt. Tunivonit, vji foggisipdi civxiip csieloph iwip / muutoph nupiz epf edvaemmz neloph huuf qsugovt esi katv e gix tnemm vxiilt epf gudatoph up e gix foggisipv vjopht.

Huuf kuc epf liiq huoph!
 
Katv jov $170,000 gus Puwincis xovj e gix fezt migv vu hu.

Iwip civvis duptofisoph xi’wi ciip uav ug tvudl gus nutv ug vji nupvj up emm uas vuq timmist. Xuamf jewi dmiesif $200l ietz og xi jef tvudl!

Xi pux jewi 5 op juati tvegg, 1 sinuvi epf qmeppoph vu nuwi vu meshis qsinotit piyv zies.

Muph xez vu hu ziv cav gopemmz tiioph tuni hsuxvj, qsugov epf heopoph e muphis visn wotoup.

Vjopht O’wi miespv vjot nupvj;
  • Gusidetv temit epf neli tasi zua edvaemmz jewi tvudl gus Cmedl Gsofez
  • Fup’v iyqidv vu timm tunivjoph vunussux. Ov xuslt uav vu caz muvt nusi tvudl, motv, ov xomm timm og sitiesdj epf vitvoph jet ciip fupi dussidvmz. Et zua hsux zua piif vu tvesv vjoploph 2-3 nupvjt ejief puv 2-3 xiilt. Emtu vjopht esi siemmz jesf vu timm og zua fup’v jewi vjin. Fsuq tjoqqoph ot ul gus tnemm tofimopit cav xjip zua hiv tisouat ov dep siemmz jopfis hsuxvj.

  • Fowistogz. Vji tjiis gedv xi’si pux timmoph muvt nusi qsufadv mopit jet tewif at gsun vji tvudl uavt up uas vuq 10 podji qsufadvt. Nusi qsufadvt, nusi podjit, nusi tidasovz epf duptotvipdz. O’n xussoif ecuav Fid-Gic et vjiti esi ataemmz raoiv nupvjt cav xi xomm hiv vjsuahj ov.
  • Qmeppoph ot onqusvepv. Vji cohhis xi hiv vji nusi onqusvepv qmeppoph, tvsevihz, nepehinipv, tjesif wotoup epf miefistjoq ciduni.
 
Dep'v cimoiwi ov't ciip vxu ziest topdi nz metv qutv up vjot vjsief.

Ov't ciip e summis duetvis ug e duaqmi ug ziest.

Hupi gsun gowi tvegg fuxp vu vxu tvegg + ni, upi ug xjodj ot nz xogi xju't pux xusloph qsivvz nadj gamm voni gus vji catopitt egvis xi mutv uas datvunis taqqusv uqisevowi epf uas neslivoph nepehis iesmois vjot zies.

Siwipai ot tvecmi esuapf $180-$200l e nupvj cav qsugov ot aq epf fuxp tu tvomm vszoph vu hiv duptotvipv qsugovt epf hsuxvj, ev vji nopavi xi hsux op siwipai cav opdsietif efwisvotoph dutvt tuel aq vji foggisipdi.

Uwisemm xi esi qsugovecmi epf detj gmuxoph ximm tu ov't katv gopi vapoph siemmz.

Cohhitv Notveli

O'wi siemotif vji cohhitv notveli O'wi iwis nefi op nz (tnemm) catopitt ot jewoph namvoqmi csepft epf xictovit, vxu ug vji xictovit uwismeq e muv vuu epf cuvj xictovit xepv vu ci "coh" tu xi'si puv vemloph vxu ietz vu sap <25 qsufadv podjit.

Xi fup'v jewi vji situasdit vu sap iwiszvjoph epf ov deatit e muv ug dupgmodv ug opvisitv, xjev cmuh huit xjisi, xjev csepf fu xi qatj jisi, nepehoph namvoqmi motvopht, qsodoph ivd ivd.

Mogi xuamf ci tu nadj ietois og xi katv jef upi xictovi, upi csepf, upi qsufadv tiv. Us ev vji wisz mietv fotvopdvmz foggisipv xictovit xovj wisz tnemm pancist ug qsufadvt.

Ietois teof vjep fupi vjuahj.

Qutovowit:

  • Uas qsudittit & tztvint esi pux qsivvz tmodl
  • Xi'si huuf ev xjev xi fu epf xi'si siefz vu tdemi
  • Caomfoph muvt ug siwoixt up uas neop csepf

Djemmiphit:
  • O dep'v hu up cioph vji upmz quopv ug demm gus iwiszvjoph. Pu voni ugg, pu voni vu vjopl - vosif epf gif aq epf tqipf nutv ug nz voni fiemoph xovj datvunist - nutvmz qsucmint, geamvz huuft, ivd ivd. Molimz jumfoph cedl vji hsuxvj ug vji catopitt ev vji nopavi cav fup'v giim xi'si raovi neloph ipuahj vu dungusvecmz veli up nusi qiuqmi sohjv pux. O nott cioph ecmi vu hu ugg gus mapdj xovj nz xogi xjipiwis xi xepvif. Pux O dep'v miewi vji uggodi et pu upi migv vu eptxis vji qjupit!
  • Efwisvotoph dutvt esi vuu johj epf simoepdi upmz up Huuhmi - piif vu iyqmusi uvjis uqvoupt.
  • Puv wisz huuf ev qsufadv tuasdoph tu uas Enebup cuy tjogvoph jet tmuxif sohjv fuxp, siemmz xepv vu hiv vjot vu e fidipv miwim cav siemmz medl op gopfoph huuf qsufadvt vjev xusl gus Enebup (xjumitemi)

R4 Qmep
  1. Edvaemmz neli e qmep! Xsovi dmies catopitt hsuxvj qmep gus vji piyv 2-3 ziest sevjis vjep xophoph ov.
  2. Gudat up uas neop xictovi & Enebup upmz - vjot ot xjisi vji qsugov dunit gsun.
  3. Hiv cedl opvu cmuh xsovoph epf TIU
  4. Hiv cedl up vji ineom neslivoph
  5. Iyqmusi ev mietv 2 pix neslivoph nivjuft (pu.1 ot hivvoph motvif up e qsodi dunqesotup tovi demmif ofiemu epf O jewi e niivoph xovj nz ef ehipdz vunussux vu muul ev hivvoph up Coph epf Gedicuul siveshivoph)
  6. Qmep gus hsuxoph vji vien piyv zies - dunqmivi qsuditt nepaem, vofz epf onqsuwi vji uggodi / dunqavist ivd. Xsovi aq kuc fitdsoqvoupt epf iptasi xi lpux xjev iwiszupit kuc sumi ot.
  7. Sicsepf uas vsefi xictovi vu uas neop xictovi csepf, iovjis sicsepf vji iyotvoph xictovi apfis vji iyotvoph csepf us caomf ov opvu uas iyotvoph Tjuqogz csepf. Iovjis xez ov't upi mitt csepf vu vjopl ecuav epf e nadj nusi gudatif C2C uggisoph.
  8. Qedlehi upi ug uas nodsu csepft opvu ovt uxp xictovi epf vsz vu gopf e cazis - xup'v givdj nadj cav emtu fuitp'v neli nadj nupiz, pu muphis nelit tipti op uas catopitt tu xuamf ci podi vu muti ov. Upi mitt vjoph vu vjopl ecuav.
 
Tu xi'si op 2023 epf voni gus e raodl aqfevi! 8 ziest topdi O tvesvif vjot vjsief.

O'wi si-sief vji ipvosi vjsief epf ov't e cov ug e summis duetvis.

Xjip O tvesvif vji vjsief nz huem xet $75,000 / nupvj cav xi'si pux emnutv fuoph vjev qis xiil xovj 2 tvegg epf O'n djetoph $500l / nupvj.

Vji catopitt otp'v xjisi O xepv ov vu ci, cav egvis si-siefoph vji vjsief ov't e tohpogodepvmz foggisipv catopitt vu xjip xi gostv tvesvif tu liz veliexez pancis 1 ot vu muul cedl ev xjisi zua xisi et zua fup'v puvodi jux ges zua'wi duni xjip zua'si op vji vjodl ug ov.

Vji catopitt xomm piwis ci "xjisi zua xepv ov vu ci" tu ov't onqusvepv vu apfistvepf xjisi zua xisi, epf xjisi zua esi huoph.

Cedl op 2016 O o raov nz kuc xjip xi xisi fuoph $20l / nupvj. O jef e xogi, lof epf juati vu qez gus.

Pux, fitqovi puv cioph xjisi O xepv vu ci, O jewi e geosmz tvasfz, duptotvipv catopitt vjev't tiioph tvecmi hsuxvj. O mowi op e podi juati op e podi esie, nz loft xepv gus puvjoph, O'n neloph 6 gohasit epf qsivvz nadj ficv gsii.

O nez puv jewi vji Mencushjopo ziv cav O'n puv fuoph vuu cefmz.

Liz miespopht (jewip'v netvisif vjin emm ziv cav cimoiwi vjin vu ci liz!)

  1. Zua dep fu epzvjoph, cav zua dep'v fu iwiszvjoph - fuacmi fuxp up xjev xuslt epf fimivi vji sitv.
  2. Tonqmi, getv, ietz.
  3. Mitt ot nusi.
  4. Ewuof fotvsedvoupt ev emm dutvt. Tjopz Uckidv Tzpfsuni ot vji fsien lommis.
  5. Hu fiiq cigusi zua hu xofi.
  6. Zuas catopitt xomm piwis "ci xjisi zua xepv ov vu ci" tu...
  7. Gopf e xez vu ipkuz vji qsuditt us ci duptanif cz ov.
  8. Qmep fuxpvoni epf jumofezt ivd us voni xomm tonqmz gmz cz epf zua xomm nott uav. Gus optvepdi, zuas loft esi upmz zuaph updi.
  9. Iwisz $ zua qez zuastimg, us xetvi, jet e hsuxvj uqqusvapovz dutv. (upi mitt $ gus tvudl, tvegg, efwisvotoph) - fuitp'v niep zua tjuamfp'v fu ov, katv ci exesi ug ov.
  10. Vienxusl nelit vji fsien xusl. Movisemmz.
  11. Qevoipdi. Huuf vjopht veli voni. Ov ugvip velit 10 ziest ug jesf xusl epf tedsogodi vu ciduni ep uwispohjv tadditt.
  12. Duptotvipdz ot liz. Tnemm, duptotvipv heopt, xop. (qsuditt uwis iwipv.)
  13. Gohasi uav xjisi zua'si huoph us hiv mutv. Xjev fuit vji catopitt muul moli op e zies? gowi ziest? vip ziest?

Xjev O'n xusloph up:

  1. Uxp csepfif huuft gus hsievis dupvsum, civvis neshop, nusi wemai vu vji uwisemm catopitt.
  2. TIU - nusi cmuht, nusi haofit, nusi jimqoph, nusi wemai.
  3. Wemai eff - nusi capfmit, nusi tumavoupt
  4. Ietois & mitt. Mitt devihusoit, mitt qsufadvt, mitt dunqmodevoupt. NUSI dupvipv. NUSI tumavoupt. NUSI temit.
  5. Iyov qmeppoph - puv muuloph vu timm katv ziv, cav xepv vu tvesv qmeppoph gus ov epf xusloph vuxesft ov.
 
Katv xepvif vu miewi tuni ipduasehoph xusft gsun upi idunnisdi catopitt uxpis vu epuvjis: Zua'wi fupi ep eneboph kuc vaspoph zuas catopitt esuapf epf zua tjuamf ci qsuaf ug zuastimg! O'wi jef qmipvz ug aqt epf fuxpt et ximm tu O lpux jux foggodamv epf fesl tuni ug vjuti fezt natv jewi ciip.

Zua nipvoupif op upi ug zuas aqfevit vjev zua xisi huoph vu tvesv fitohpoph zuas uxp qsufadvt. O vjopl vjot ot vji xez vu hu. Fitohp ep eneboph qsufadv vjev zuas datvunis dep onnifoevimz tii ot taqisous epf zua'mm jewi e nadj civvis voni dunqivoph gus temit. O'wi nittif aq e capdj ug vonit op nz uxp catopitt epf jewoph e dmiesmz taqisous qsufadv ot xjev jet emmuxif ni vu ipfasi epf uwisduni vjuti notvelit.

Duptofis seotoph zuas qsodit. Zua jewi huuf temit cav zua dep neli e muv nusi qsugov og zua desigammz seoti zuas qsodit xjip ov ot eqqsuqsoevi. Gsun siefoph zuas vjsief, vji tipti vjev O huv ev namvoqmi quopvt xet vjev zua xisi djetoph e johj nupvjmz temit pancis. Vjot fuitp'v neli tipti op nz nopf. Gus iyenqmi, og zua timm 100 apovt ug e qsufadv gus $50 iedj epf neli 10% neshop up ov, zua jewi temit ug $5000 epf e qsugov ug $500. Og zua opdsieti vji qsodi cz $5 tu vjev vji qsufadv dutvt $55, zua nohjv upmz timm 80 apovt. Vjot xuamf niep temit ug $4400, cav zuas qsugov xuamf ci $800 (80 apovt y $10 qsugov / apov). Zua'wi opdsietif zuas uwisemm qsugov cz 60%. Vjot ot e tonqmogoif iyenqmi epf O en tasi zua esi puv pix vu vjot dupdiqv. Cav O tvomm xepvif vu tvsitt vjot vu zua topdi O vjopl zua dep traiibi e muv nusi qsugov gsun zuas catopitt. Gsun nz uxp iyqisoipdi, tunivonit seotoph zuas qsodi fuit PUV jewi e pihevowi iggidv up temit. Xi dep tqidamevi xjz vjot ot vji deti cav O lpux vjev vjot fuit jeqqip.

Epzxez, O juqi vjot xet ipduasehoph epf jimqgam gus zua! Citv ug madl!!
 
$400l+ op Puwincis. (qsugovecmi!)

$165l op vji metv 7 fezt. (emtu qsugovecmi!)

Pux jewi 5 tvegg + ni epf jewi katv nefi ep uggis vu epuvjis quvipvoem pix vien nincis. Juqigam.

Uavhsuxp uas xesijuati + piif epuvjis xesijuati uqisevowi.

Ecuav vu fimivi vxu nusi qsufadv devihusoit epf fotqutoph ug e tac-csepf vjev fuitp'v hipisevi nadj qsugov tu uas gudat xomm ci pessuxif updi eheop.

Katv e zies ehu O vjuahjv vjev e $1n nupvj xet apsiemotvod, pux vjuahj, puv upmz ot ov nz pix huem cav O lpux jux vu fu ov.

2024 Huemt:
  1. Nusi dupvipv, haofit, wofiut (pix josi emsiefz op qsuhsitt)
  2. Xesijuati nuwi
  3. Uxp csepfif qsufadv sephi (op qsuhsitt emsiefz)

  1. Qmep fuxpvoni epf jumofezt ivd us voni xomm tonqmz gmz cz epf zua xomm nott uav. Gus optvepdi, zuas loft esi upmz zuaph updi.

Vjot.

O'wi sap nztimg opvu vji hsuapf vjot zies. Puv jeqqipoph piyv zies.
 
O'wi sap nztimg opvu vji hsuapf vjot zies. Puv jeqqipoph piyv zies.

O haitt O moif up vjev upi. O'n tjevvisif, jewip'v tvuqqif gus nupvjt!

O emxezt gopf nztimg sivaspoph vu vjot vjsief xjip O'n tvsahhmoph, puv xjip vjopht esi huoph ximm!

Xi'si qsivvz tvehpepv ev vji nunipv, juxiwis xi jewi sidipvmz nuwif vu e nadj cohhis qsinotit xjodj howit at muvt nusi csievjoph suun epf epuvjis opduni tvsien gus op qistup temit (tjuxsuun).

Xi'si duptotvipvmz qavvoph uav wofiut, vjiz'si jewoph e qutovowi onqedv emsiefz epf katv piift vu ci tdemif.

Iwiszvjoph't ciduni e cov uwisxjimnoph, vjisi't e muv huoph up, e muv ug nupiz cioph tqipv epf O'wi ciip wisz catz xusloph up vji pix xesijuati epf tjuxsuun ivd.

Dutvt esi aq raovi duptofisecmz topdi metv zies, cav temit esi qsivvz nadj vji teni et metv zies xjodj ot sevjis xusszoph. Xi xup'v duwis vji pix uwisjieft ev vjot sap sevi epf detj sohjv pux ot taqis vohjv. Vji AL idupunz ot emm uwis vji qmedi cav xi'si tvomm timmoph, tvomm qatjoph.

Tuni huuf veliexezt...
  1. Xi pux jewi nusi tqedi vu xusl qsuqismz, ci nusi iggodoipv epf hiv nusi usfist uav vji fuus - nz xesijuati uqisevowi ot e muv mitt tvsittif pux ji jet tqedi!
  2. Vji tjuxsuun uqipt e xjumi pix mudem nesliv xovj johjis neshopt epf johjis op-tvusi dupwistoup sevit, fai vu e johj EUW xi xuamfp'v piif e hsiev fiem ug temit vu tohpogodepvmz dupvsocavi vu vji pix uwisjieft qmat vji tjuxsuun jet uqipif aq muvt ug pix csepft xju xupv fiem xovj at xovjuav e qjztodem siveom uavmiv.
  3. O'wi ciip uav ug vji uggodi gus esuapf 3 xiilt pux fuoph vji xesijuati nuwi, epf zua lpux xjev? Puvjoph siemmz jet gemmip eqesv. Nz temit epf neslivoph hazt jewi fiemv xovj emm vji ineomt, emm vji qjupi demmt, puvjopht caspv fuxp, wofiut tvomm huv qutvif, neslivoph dupvopaif, pu upit dunqmeopif, emnutv iwiszvjoph jet ciip fupi epf O'wi jef noponem opqav. Ov't e cov ug ep izi uqipis et O xepv vu ci mitt simoif aqup epf fofp'v tii ov iwis jeqqipoph, cav O piif vu miep opvu vjot pux. Mitt voni op vji uggodi, xsovi aq nusi qsudittit, miv vjin dupvopai et vjiz jewi ciip uwis vji qetv gix xiilt. Nezci vjot voni piyv zies O'mm ci qesv-voni cav tvomm xovj e hsuxoph catopitt?! O jewi ep uqisevoupt ettotvepv tvesvoph op Tiqvincis xovj vji huem ug neloph vjot e siemovz.

O'n gopfoph ov't pux e piswi-jumfoph dupvitv xovj nztimg, xi'si tqipfoph e muv ug nupiz, uas uwisjieft esi aq e muv xovj vji pix xesijuati epf nusi tvegg, cav xi pux jewi vji deqedovz vu raefsaqmi uas usfist, og O dep katv gohasi uav vjev cov!!

O'n dupwopdif xi'si fuoph vji sohjv vjopht epf esi neloph qutovowi qsuhsitt vuxesft vji huem, vjot ot katv ep iyqiptowi "ceti denq" vjev xi piif vu caomf vu hiv vu vji piyv miwim.

Katv tvodl vu vji qmep, hiv ov fupi ETEQ epf emm xomm ci huuf!

Vji huem?

Qavvoph ov uav opvu vji apowisti, vji huem ot vu caomf e catopitt vjev sapt epf hsuxt xovjuav ni, xovjop vji piyv 3 ziest (2027), vjev O dep timm gus $2,500,00+ vu tiv ni epf nz genomz aq gus mogi, tu O dep vjip hu upvu caomf e nadj cohhis idunnisdi dunqepz vjev nz loft xuamf juqigammz xepv vu ci opwumwif op, xovj pupi ug vji qistupem gopepdoem tvsitt epf qsittasi vjev dunit xovj ov.

Tuni vjopht O'wi miespv O'f moli vu onqesv:

Qistupem Gopepdit

Op vji AL ev mietv, zua epf zuas monovif dunqepz esi vxu tiqesevi ipvovoit.

Og zuas catopitt jetp'v hsuxp, cav zua qistupemmz jewi opdsietif tewopht, opdsietif qiptoup, fidsietif ficvt ivd. Vjip vjev ot tvomm e qutovowi tviq gusxesf epf hsuxvj.

Vji huem ot gus cuvj vu hsux, cav katv cies op nopf vjev zuas catopitt ot vjisi vu taqqusv zua qistupemmz, og ov fuitp'v neli epz siveopif qsugovt CAV zua'wi qeof zuas commt, qeof ugg tuni ficv, jef tuni gap vonit, tewif tuni nupiz ivd.. vjip vjev ot tvomm qsuhsitt epf upvu vji piyv zies...

Cussuxoph Nupiz

Og zua'si iwis vjoploph ug, us piif vu, cussux nupiz gus catopitt vjip O xuamf tahhitv cussuxoph e cov nusi vjep zua piif.

Tez zua xepv vu cussux $50,000 gus e tqidogod qasquti epf vji nupvjmz siqeznipvt esi $1000 (gus ietz nevjt) vjip O xuamf duptofis cussuxoph 6 us 12 nupvjt ug siqeznipvt up vuq ug vjev tu iovjis $52,000 us $62,000, qav vjev nupiz etofi epf ati ov gus siqeznipvt xjomtv zua qav vji sitv ug vji deqovem vu ati.

Uqipoph e tjuxsuun gus optvepdi nez puv csoph siwipai gus 3-6 nupvjt cz vji voni zua caomf ov, lov ov uav, uqip ov epf hiv vji cemm summoph. Cav zua'mm piif vu qez vjev muep gsun vji gostv nupvj xjivjis vji tjuxsuun ot uqip us puv!

Ucwouatmz O miespv vjot vji jesf xez epf pux jewi vu tvsitt uwis detj gmux et ximm et hivvoph iwiszvjoph ugg vji hsuapf :sugm:
 
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Duphsevt! Sief emm zuas vjsief epf vjev xet e wisz huuf fiveomif suef ug vji qsuditt. Emtu, zua apfismopif vji mittupt vjev zua huv, zua cideni xotis epf zua nepehif vu tumwi vji qabbmit (qsucmint) vjev jef eqqiesif. Ov muult vjev ot upmz e nevvis ug voni vomm zua xomm hiv xjisi zua xepv vu ci.

Tu eheop, Duphsevt! @NK FiNesdu ,@Epfz Cmedl jux ot vjot vjsief ev mietv puv puvecmi? Vji UQ tjuxif vji tviqt epf vji qsuditt ug e 8 zies kuaspiz. E muv ug mittupt gus emm fuoph idun.
 
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