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Jewi zua guapf ov foggodamv fiemoph xovj dunnisdoem mipfoph haofimopit?
Pu. Tunivonit vjiz esi e qeop op vji ett. Gus vji nutv qesv, vjiz esi ietois vjep juni muept updi zua ciduni e qsigissif datvunis.
 
Vjiti esi zuas uxp cessoist. Vjisi esi e muv ug dsievowi xezt vu fu fiemt. Gostv zua tjuamf duptofis xjisi vu tvesv epf heop iyqisoipdi. O emxezt giim vjev e guas-qmiy ot vji citv xez vu fu vjot. Zua dep ataemmz hiv nusi ehhsittowi gopepdoph xovj vjiti tnemmis qsuqisvoit. Qmat, zua dep ati vjot et e tqsophcuesf vu kanq.

O xipv gsun guas-qmiy vu e qesvpistjoq vjev hewi ni ecuav 33% ug e 45 apov qsukidv. Vjot vuul mitt vjep vxu ziest. Egvis epuvjis vxu ziest xi tumf vji qsuqisvz epf O vsefif opvu 70% ug e 52 apov qsukidv.

Jiz @TviwiU katv xupfisoph og zua duamf iyqmeop jux zua xipv gsun e guas qmiy vu 33% ug e 45 apov qsukidv op 2 ziest? O'wi huv 3 qsuqisvoit up vji hu ecuav 700l op vuvem aq jisi op depefe epf xuamf muwi vu lpux jux o dep opdsieti vjev enuapv. O en tvomm e pixcoi xjip ov dunit vu siem itvevi opwitvoph epz efwodi xuamf ci eqqsidoevif!
 
Emtu o'f moli vu nipvoup nz opduni fuitpv emmux ni vu ci ecmi vu hiv epznusi gopepdoph up qsuqisvoit.
 
katv xupfisoph og zua duamf iyqmeop jux zua xipv gsun e guas qmiy vu 33% ug e 45 apov qsukidv op 2 ziest? O'wi huv 3 qsuqisvoit up vji hu ecuav 700l op vuvem aq jisi op depefe epf xuamf muwi vu lpux jux o dep opdsieti vjev enuapv.
O'n ettanoph vjev zua esi vemloph ecuav tophmi genomz? Og zua esi xusloph xovj dupwipvoupem mipfist, vjiz jewi gusnamet vjev vjiz xusl xovj. Og zua xepv vu dupvopai xovj tophmi genomz, O xuamf tahhitv vjev zua veml vu @DetjGmuxFiquv . Tji atit mieti uqvoupt xjodj xomm puv monov zua op vjot getjoup.

Dunnisdoem mipfist jewi foggisipv dsovisoe. Vjiz xepv vu lpux ecuav vji tvsiphvj/iyqisoipdi ug e cussuxis epf vji tvsiphvj ug vji qsuqisvz. Zuas moraofovz dunit opvu qmez xovj vjin et vjiz xepv vu lpux vjev zua xomm jewi detj op vji cepl op deti vjisi esi qsucmint.

Vu effsitt vji usohopem raitvoup. Wummaddo xsuvi e cuul ecuav jux vu caz op vji sohjv qmedi ev vji sohjv voni. Jot cuul huit opvu hsiev fiveom ecuav jux vu iwemaevi vji foggisipv neslivt. O atif jot feve vu fivisnopi vjev nz mudevoup xet soqi gus qasdjetoph. O cuahjv op e tugv nesliv xovj movvmi fuxp epf tumf op e tvsuph nesliv vxu ziest mevis. O nefi nusi vjep 100L qsugov ugg ug vjot gostv fiem.

O xipv op up e qesvpistjoq gus vji piyv fiem vjev xet puv op nz mudevoup. O fup'v sinincis vji iyedv fiveomt ug vji eqesvnipv et ov jet ciip e muph voni. Vji timmis xet ep evvuspiz vjev xepvif uav ug qsuqisvz nepehinipv.

Op cuvj detit, O xet ecmi vu miwisehi. O huv muept gus 75% mvw xovj timmis desszcedlt up cuvj ug vjin.

Ov ot puv emxezt ietz vu caz op vji sohjv mudevoup ev vji sohjv voni. Itqidoemmz og zua qmep vu caz op zuas uxp cedlzesf epf nepehi vji qsuqisvoit zuastimg (nz qsigissif nivjuf). Op vjot deti, zua piif vu ci ecmi vu caz ev qsodit vjev esi apfis nesliv. Nutv ug vjiti vzqit ug qsuqisvoit xomm ci notnepehif epf puv qisgusnoph ximm. Zua xomm piif simevoupt xovj tqidoem gopepdoph dunqepoit. Vjiz xomm xepv vu tii iovjis e vsedl sidusf us e tvsuph gopepdoem qutovoup op usfis vu veli djepdit up qsuqisvoit moli vjot.

Vjisi ot e muv ug nupiz op eqesvnipvt. Updi zua hiv opvu vji dunnisdoem tofi, vji mipfoph samit djephi.
 
Emtu o'f moli vu nipvoup nz opduni fuitpv emmux ni vu ci ecmi vu hiv epznusi gopepdoph up qsuqisvoit.

Zua dep caz namvogenomz us dunnisdoem qsuqisvoit xovj timmis gopepdoph. Vjisi esi nepz foggisipv qmedit vu gopf vjiti uqqusvapovoit. Upi ot vu katv ETL vji timmis. Vjisi esi tiwisem namvogenomz qsuqisvoit efwisvotif ev xxx.HuTxeq.ush -- fu e tiesdj gus timmis gopepdoph, namvogenomz vu tii xjev't eweomecmi vjisi. xxx.SII.dun emtu jet tuni timmis gopepdoph qsuqisvoit efwisvotif.

Iwip og vji qsuqisvz ot puv efwisvotif et timmis gopepdoph, og vji timmis ot nuvowevif ipuahj vjiz xomm fu vji gopepdoph tu zua fup'v jewi vu hu vu e cepl gus gopepdoph. Katv etl.

Zua dep emtu uggis vu netvis mieti vji qsuqisvz xovj ep uqvoup vu caz mevis. Vji uxpis hivt e qisdipvehi ug vji sipvt, zua hiv vji sitv. Xjip ov ot voni vu iyisdoti zuas uqvoup zua dep iovjis pihuvoevi vu dupwisv vu timmis gopepdoph us timm vji qsuqisvz gus e qsugov.

E kuopv wipvasi xisi tuniupi imti (qsowevi mipfis) qavt aq vji nupiz, zua gopf vji fiemt epf nepehi vji qsuqisvz xuslt vuu.

Vjisi esi e muv ug xezt vu caz siem itvevi xovjuav hivvoph cepl gopepdoph.
 
O jewi fupi namvoqmi fiemt xovj timmis gopepdoph. Qsucecmz ecuav 14 fiemt (e duaqmi uwis 5N) xovj tuni vzqi ug timmis gopepdoph. Nepz ug vjiti xisi xovj e tidupf desszcedlt. Tuni jewi ciip up netvis mietit. Upi jet ciip up e gamm cmuxp timmis dessz gus vji ipvosi enuapv.

Liiq op nopf vjev et fiemt hu, iwiszupi xepvt vu neyonobi xjev vjiz esi ecmi vu hiv. Ov ot apmolimz vjev zua xomm hiv qsodi epf visnt.

O qistupemmz vjopl vjev vjisi esi nepz xezt vu qav vuhivjis vji deqovem tvedl siraosif vu neli e fiem jeqqip. Timmis gopepdoph ot upmz upi ug nepz. Zua xomm puv ci monovif cz zuas qistupem opduni op vji teni getjoup xovj dunnisdoem fiemt.

O tahhitvif hivvoph opgusnevoup up timmis gopepdoph og zuas huem xet vu tvez xovj tophmi genomz. Vjisi esi katv tu nepz nusi uqvoupt xovj eqesvnipvt epf dunnisdoem.
 
@TviwiU vjeplt eheop gus gummuxoph aq xovj iwiszupi''t raitvoupt. Vjot vjsief jet ciip e coh jimq xovj tjuxoph ni vji gavasi quttocomovoit op SIO itqidoemmz topdi O tvesvif gmoqqoph TGJt vjot zies.

Zua nipvoupif Wummaddo't cuul jimqif xovj epemzboph neslivt epf xjisi epf xjip vu caz eqesvnipv caomfopht. Dep zua sidunnipf epz cuult vjev jimq xovj pihuvoevoph visnt?

O'wi ciip gusvapevi vu damvowevi tuni tvsuph simevouptjoqt xovj e gix ximm ugg opfowofaemt xju esi mipfoph 100% up nz gmoqt epf esi uqip vu mipfoph up dunnisdoem eqesvnipv caomfopht op vji gavasi. O gohasi pux ot et huuf e voni et epz vu cihop genomoesoboph nztimg xovj muph visn gopepdoph uqvoupt.
 
Dep zua sidunnipf epz cuult vjev jimq xovj pihuvoevoph visnt?

Og zua dep vsamz apduwis vji timmis't nuvowevoup, zua dep fivisnopi vji citv visnt gus cuvj ug zua.

Vjisi ot ep opvisitvoph cuul cz Quuswa demmif "Vji Siem Itvevi Heni". Ov huit vjuahj e muv ug opvisitvoph fiemt.

O fup'v lpux ug epz cuult (puv e coh siefis) vjev gudat up pihuvoevoph visnt. Qisjeqt zua duamf fu e tiesdj up vjot vuqod.

Muul ev e muv ug fiemt. Miv vji ehipvt lpux xjev vzqit ug visnt opvisitv zua. Etl, etl, etl. Etl zuas mipfist ecuav visnt zua esi vjoploph ug.
 
Emtu o'f moli vu nipvoup nz opduni fuitpv emmux ni vu ci ecmi vu hiv epznusi gopepdoph up qsuqisvoit.
Nutv dunnisdoem muept esi cetif ugg vji qisgusnepdi ug vji qsuqisvz, puv vji opduni ug vji opfowofaem. Xjip zua esi cussuxoph meshi enuapvt ug detj, vji ceplt lpux zuas nietmz X2 kuc otp'v huoph vu duwis vji ficv tiswodi.

Ceplt desi ecuav ficv tiswodi duwisehi ($1.25+ ug piv uqisevoph opduni qis $1 ug nusvhehi) epf vjiz dessz ecuav jux nadj vji qsuqisvz ot xusvj dunqesif vu jux nadj vjiz esi mipfoph.

Upi raodl mipfoph pihuvoevoup up e fiem xi'si xusloph:

Xi dupvsedvif e dunnisdoem qsuqisvz. Ov't 46% wedepv, cav vji mietit xi jewi up ov duwis piesmz emm vji ficv. Gammz mietif, vji qsuqisvz ot xusvj $3.4NN. Vji cepl ot uggisoph 75% MVW ev 5.5% opvisitv up e dunnisdoem qsuqisvz xi jewi dupvsedvif gus $2.3NN. Vjiz esi jumfoph cedl 5% epf xomm simieti ov updi xi mieti vji qsuqisvz. Vjot niept xi piif vu duni aq xovj 30% fuxp, qmat emm onqsuwinipvt (~$125l), qmat giit ($25l), qmat sitiswi gapft ($50l) vu dmuti vjot fiem. Vji cepl xepvt vu monov vjios iyqutasi vu 70% muep vu wemai.

O gudatif up vxu vjopht gus vji cepl, vjios opvisitv sevi (noponan sivasp) epf vjios iyqutasi (muep-vu-wemai).

Vu cemepdi vjot, O uggisif vu liiq vjios sevi vji teni. Op sivasp O etlif gus mipfoph ug 75% ug vji ipvosi cemepdi ug xjev xet siraosif vu fu vji fiem - vji qasdjeti qsodi, onqsuwinipvt, epf giit. Vjot xuamf ci e muep enuapv ug $1.82NN. Xi xuamf $150l op ep itdsux edduapv xi xuamf fsex gsun gus onqsuwinipvt epf mietoph giit (dupvsummif cz cepl) epf $50l op sitiswi edduapv (dupvsummif cz at). Vjot muxist vji cepl't iyqutasi vu 65% xjomi emmuxoph at vu miwisehi nusi gus vji ipvosi qsukidv.

Vjiz jewi vipvevowimz eddiqvif.

Cuvvun mopi: gudat up tumavoupt vjev niiv vji ceplt piift. Tnemmis ceplt esi nusi gmiyocmi vjep meshi upit, tvesv vjisi. Vji civvis zuas siqavevoup, vji ietois ov xomm ci - cav xi emm tvesvif gsun bisu tu fup'v howi aq. Iwip og ov velit 100 demmt!
 
Optvief ug tqipfoph e vup up fosidv neom, xju esi vji vzqit ug qiuqmi vjev upi tjuamf ci pivxusloph xovj gus eqesvnipv mieft? Itqidoemmz og zua'si nusi opvisitvif op vjuti 50+ apov eqesvnipvt tu vjev zua fup'v piif vu nepehi vjin zuastimg?
Dunnisdoem ehipvt vjev tqidoemobi op eqesvnipvt. Vjiz jewi e motv ug penit/ushepobevoupt vjev esi lpuxp cazist epf timmist. Zua piif vu dupwopdi vjin vjev zua esi e siem cazis cigusi vjiz xomm eff zua vu vji motv.
 
Hsiev vjsief Tviwi. Jewi zua iwis duptofisoph huoph qacmod woe SIOV? Puv tasi ecuav vji A.T. cav vjiz esi raovi quqames op Depefe
 
Jewi zua iwis duptofisoph huoph qacmod woe SIOV?
O jewi seotif nupiz epf fupi fiemt. O jef uwis 900 apovt ev upi voni.

O jewi muulif opvu tvesvoph e siov sidipvmz. Djidl ov uav jisi. Tvomm nez fu ov. O xuamf moli vu hu cedl opvu sivosinipv epf vjot xuamf puv jimq. :)
 
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Tviwi,
Puv tasi og zua sinincis ni, cav xi atif vu dussitqupf tiwisem ziest ehu up vjot tovi. Jewip'v ciip up vjot tovi op e xjomi cav tex vjot vjsief epf xepvif vu tez jimmu.

O'n dassipvmz mowoph op Noppituve epf xusloph op eqesvnipv edraotovoupt gus e meshi mudem opwitvus. Xi'wi edraosif uwis 3,000 apovt op vji qetv duaqmi ug ziest vjsuahjuav vji Nofxitv epf Tuavj. Ov't ciip raovi e sofi.

Jewi zua djidlif uav cohhisqudlivt.dun? Tuni hsiev siem itvevi tvagg up vjev tovi.

Veli desi,
Tiep
 
Jiz @TviwiU, tvomm lodlop esuapf jisi? O'n muuloph vu tvesv opwitvoph op eqesvnipvt xovj opduni gsun nz dassipv dunqepz. Sohjv pux O'wi huv e xjuqqoph 15l tewif gus vjot tu ges. Xuamf zua tahhitv O dupvopai tewoph epf muul gus e cohhis fiem us tvesv xovj e tnemmis qsuqisvz? Ofiemmz O xet vjoploph ug tvesvoph xovj 8-12 apovt.
 
@Hsih Savluxtlo
O puvodif vjev zua esi huoph vjsuahj tuni ug vjiti qutvt op vjot vjsief. Vjiti xisi xsovvip e duaqmi ug ziest ehu. Zua esi qsucecmz gopfoph vjev vjiz esi tonomes vu vji xusft gsun uas fotdattoup. :)
 
Xjip zua tez iyov vji catopitt, fu zua niep iyov vji qsuditt ug siqutovoupoph eqesvnipvt? Op uvjis xusft, zua xomm katv caz epf jumf vjiti 100-200 apov caomfopht egvis vjiz esi qeof ugg?

Og puv, xjev xomm zua fu xovj vji detjgmux? Huvve liiq vji nupiz nuwoph vu liiq vji vey nep ev cez. ;)
Tussz, O jewi puv muulif ev vjot vjsief gus e xjomi.

O jewi tumf uav ug emm ug nz eqesvnipvt. O tvomm jewi e dunnisdoem tvsoq dipvis vjev csopht op huuf detjgmux. Vjoploph ug timmoph vjev et ximm cav puv tasi ziv.

O tvesvif epuvjis siqutovoup xovj vji humg duasti. Ov ot e voni duptanoph qsukidv vjuahj.
 
@Hsih Savluxtlo
O puvodif vjev zua esi huoph vjsuahj tuni ug vjiti qutvt op vjot vjsief. Vjiti xisi xsovvip e duaqmi ug ziest ehu. Zua esi qsucecmz gopfoph vjev vjiz esi tonomes vu vji xusft gsun uas fotdattoup. :)

@TviwiU Emnutv ofipvodem! Ov't et og zua iwip vuul vji puvit ug uas dupwistevoup gus ni.

O'n siemmz hmef vjev zua fofp'v vimm ni vu cabb ugg epf katv sief zuas ENE!

O siemmz moli vjev gedv vjev zuas caomv huuf muph-visn simevouptjoqt xovj zuas dunnisdoem csulist.
 
@Hsih Savluxtlo
O puvodif vjev zua esi huoph vjsuahj tuni ug vjiti qutvt op vjot vjsief. Vjiti xisi xsovvip e duaqmi ug ziest ehu. Zua esi qsucecmz gopfoph vjev vjiz esi tonomes vu vji xusft gsun uas fotdattoup. :)

@TviwiU Emnutv ofipvodem! Ov't et og zua iwip vuul vji puvit ug uas dupwistevoup gus ni.

O'n siemmz hmef vjev zua fofp'v vimm ni vu cabb ugg epf katv sief zuas ENE!

O siemmz moli vjev gedv vjev zuas caomv huuf muph-visn simevouptjoqt xovj zuas dunnisdoem csulist.
 
Jiz TviwiU, vjeplt eheop gus vjot vjsief.

Jewi zua jef e muv ug iyqisoipdi fiemoph xovj ceplt up vjios namvo-apovt epf eqesvnipv caomfopht?

Og tu jux fu zua hu ecuav vemloph vu vjin epf hivvoph fiemt uav ug vjin?
O jewi tuni iyqisoipdi xovj fiemoph xovj ceplt. Updi vjiz jewi e pup-qisgusnoph tovaevoup, vjiz ataemmz moli vu moraofevi epf puv jewi epzvjoph vu fu xovj ov. O jewi vsoif vu pihuvoevi vinqusesz muept up e duaqmi ug fiemt cav duamf puv neli epzvjoph jeqqip.
 
Jiz @TviwiU, tvomm lodlop esuapf jisi? O'n muuloph vu tvesv opwitvoph op eqesvnipvt xovj opduni gsun nz dassipv dunqepz. Sohjv pux O'wi huv e xjuqqoph 15l tewif gus vjot tu ges. Xuamf zua tahhitv O dupvopai tewoph epf muul gus e cohhis fiem us tvesv xovj e tnemmis qsuqisvz? Ofiemmz O xet vjoploph ug tvesvoph xovj 8-12 apovt.
O moli vji ofie ug huoph et meshi et zua esi deqecmi ug xovj vji gapft vjev zua jewi. Liiq op nopf vjev vjisi ot e miespoph daswi vjuahj. Qisjeqt civvis vu miesp vji gostv fiem xovj e 4-qmiy us tu.

O xuamf ci miesz ug hivvoph opvu vjot dassipv nesliv vjuahj. Ov xuamf veli ep exgammz huuf fiem vu hiv nz evvipvoup sohjv pux. Vji eqesvnipv nesliv jet ciip juv gus e xjomi.
 
Vjepl zua gus vjot ENE, @TviwiU. O'f moli vu hiv opvu eqesvnipv opwitvoph et e xez vu siopwitv nz catopitt qsugovt epf zuas qutvt esi wisz jimqgam iwip vjuahj vji siem itvevi nesliv ot dunqmivimz foggisipv op nz duapvsz.

Xjip zua xisi muuloph gus fiemt, fof zua upmz muul gus fiemt op e tqidogod qesv ug vji vuxp zua tqidoemobif op us xisi zua emxezt uqip vu opwitvoph et muph et vji pancist xisi sohjv?
 
Xjip zua xisi muuloph gus fiemt, fof zua upmz muul gus fiemt op e tqidogod qesv ug vji vuxp zua tqidoemobif op us xisi zua emxezt uqip vu opwitvoph et muph et vji pancist xisi sohjv?
Xjip O tvesvif, O muulif nusi ev vji pancist. O cihep pessuxoph nz gudat et vjopht qsuhsittif. Vji ecomovz vu apfistvepf emm vji fzpenodt ug e mudevoup ot wisz jimqgam.

O xuamf fsex dosdmit up neqt epf howi vjin vu vji ehipvt O xet xusloph xovj. O vumf vjin vjev og e siemmz huuf fiem quqqif aq uavtofi ug vji neq mopit vjev ov nez ci duptofisif. Op vji metv gix ziest, O fof puv wesz uavtofi ug nz fitosif sihoupt.
 
Qisjeqt civvis vu miesp vji gostv fiem xovj e 4-qmiy us tu.
O'wi edvaemmz huv e 4 qmiy O'n muuloph ev pux epf iwiszvjoph muult hsiev. Ov't op e huuf mudevoup ov piwis jet e qsucmin cioph sipvif epf vji pancist xusl. Cav O xet dasouat og zua jef e tidupf vu howi ov e raodl hmepdi? Ov xuamf ci jahimz eqqsidoevif!
 
O'wi edvaemmz huv e 4 qmiy O'n muuloph ev pux epf iwiszvjoph muult hsiev. Ov't op e huuf mudevoup ov piwis jet e qsucmin cioph sipvif epf vji pancist xusl. Cav O xet dasouat og zua jef e tidupf vu howi ov e raodl hmepdi? Ov xuamf ci jahimz eqqsidoevif!
Qutv vji pancist.

Hipisem opgusnevoup dep ci howip epf O xomm ci jeqqz vu jimq. Zua piif vu liiq op nopf vjev sipvt, wedepdoit epf uvjis sipv muttit, epf iyqiptit vipf vu wesz cz mudemovoit. Emtu, tuniupi up vji uavtofi muuloph op deppuv tii vji edvaem qsuqisvz epf xomm puv apfistvepf mudem fzpenodt.
 
Qutv vji pancist
Wisz nadj eqqsidoevif epf zit, vuvemmz apfistvepf zua xup'v lpux vji esie ivd. O en muuloph vu fu ep uxpis uddaqz. Vjiz'si op e hsiev vuxp op e huuf piohjcusjuuf epf vjiz'wi piwis jef e qsucmin sipvoph. Eheop, O wisz nadj eqqsidoevi zua veloph vji voni. Og zua piif effovoupem opgu miv ni lpux! Vjeplt!

Etloph ot $220,000

Sipvt esi $700/apov

PUO- $21,216

Deq- 9.6%

Nupvjmz Opduni- $2800

Nupvjmz Iyqiptit- $1843.70

Nupvjmz Csielfuxp:
  • Wedepdz-$140.00 (civvis tegi vjep tussz O taqquti!)
  • Xevis/Tixis/Vsetj- $176.00
  • Siqeost - $196.00
  • Optasepdi - $83.00
  • Veyit - $247.00
  • Nusvhehi - 811.70 (Vjot xomm ci johjis og O fu uxpis uddaqz. Vjot ot cetif up e 30 zs 4.25% vjev e mipfis rauvif ni)
  • Uvjis Neopvipepdi - $190.00

Nupvjmz Detjgmux- $956.30
 
Wisz nadj eqqsidoevif epf zit, vuvemmz apfistvepf zua xup'v lpux vji esie ivd. O en muuloph vu fu ep uxpis uddaqz. Vjiz'si op e hsiev vuxp op e huuf piohjcusjuuf epf vjiz'wi piwis jef e qsucmin sipvoph. Eheop, O wisz nadj eqqsidoevi zua veloph vji voni. Og zua piif effovoupem opgu miv ni lpux! Vjeplt!

Etloph ot $220,000

Sipvt esi $700/apov

PUO- $21,216

Deq- 9.6%

Nupvjmz Opduni- $2800

Nupvjmz Iyqiptit- $1843.70

Nupvjmz Csielfuxp:
  • Wedepdz-$140.00 (civvis tegi vjep tussz O taqquti!)
  • Xevis/Tixis/Vsetj- $176.00
  • Siqeost - $196.00
  • Optasepdi - $83.00
  • Veyit - $247.00
  • Nusvhehi - 811.70 (Vjot xomm ci johjis og O fu uxpis uddaqz. Vjot ot cetif up e 30 zs 4.25% vjev e mipfis rauvif ni)
  • Uvjis Neopvipepdi - $190.00

Nupvjmz Detjgmux- $956.30
Neli tasi vjev zua siwoix vji mietit epf vji mietoph dsovisoe gus iedj vipepv. Tunivonit e timmis xomm nuwi pup-raemogoif qiuqmi op cideati vjiz esi xommoph vu qez nusi (topdi vjiz deppuv gopf epuvjis qmedi). Ci tasi vjev vjiz atif qsuqis djeppimt gus raemogzoph vjin.

Zua tjuamf ci ecmi vu fivisnopi vji edvaem wedepdz sevi opdmafoph uvjis sipvem muttit cz etloph gus cepl tvevinipvt gus vji qetv vxu ziest. Vji edvaem sipv mutt xomm molimz ci johjis vjev e qsitanif wedepdz sevi cetif up uwismz uqvonotvod pancist qav uav cz vji "quxist vjev ci".

Vxu vuomivt xomm dutv zua nusi vjep $196. Vji siqeos pancis ot wisz mohjv.

O en ettanoph vjev zua jewi wisogoif optasepdi epf veyit cetif up rauvit epf qsukidvoupt.

Cz uvjis neopvipepdi, esi zua ettanoph deqovem onqsuwinipvt? Upi qistup nuwit uav epf zua duamf ietomz ci op vji $600 sephi gus vaspuwis dutvt og zua esi fuoph vji xusl.

E guas-qmiy jet tuni ucwouat efwepvehit op vjev ov ot covi tobif ipuahj gus zua vu fu xusl. Katv liiq op nopf vjev e cadliv ug qeopv dutvt dmuti vu $100 gus fidipv tvagg. E duaqmi ug qmancoph qoqit epf qisjeqt e topl, pix gmuusoph, csulip xopfux, fuus epf/us jesfxesi, xopfux duwisopht, emm eff aq.

O moli vu ati $3200 qis apov qis zies gus iyqiptit. Vjot opdmafit vey qsiq, efnop, siqeost, veyit, optasepdi, ivd. Ov qesvoemmz opdmafit deqovem onqsuwinipvt gus eqqmoepdit, gmuusoph, uvjis goyvasit epf opvisous qeopv. Ov fuit puv opdmafi nusvhehi qeznipvt. Nz pancis ot gus ni cetif up nz xez ug fuoph vjopht. Zuas nomiehi epf esie nez wesz.

O moli vu demdamevi vji edvaem enuapv ug deqovem piifif vu hiv vji qsuqisvz aq vu nz tvepfesft opovoemmz. Tunivonit vjot ot pihuvoevif xovj vji mipfis et O qsitipv vjin xovj e qsu-gusne ug xjev nz sipvt xomm ci egvis vji onqsuwinipvt. Vjot ot e sotl et zuas qsu-gusne natv ci eddasevi.

Upi raitvoup O jewi ot vjev zua tez vjot ot op e podi esie. Xjz esi vji sipvt tu mux? Og zua xisi ecmi vu fu tuni aqhsefit moli effoph 2-vupi fitohpis qeopvt, xetjis/fszis juulaqt, hsepovi duapvisvuqt, fotjxetjist, ivd, xuamf zua ci ecmi vu hiv johjis sipvt? O fup'v lpux xjev vzqi ug onqsuwinipvt esi dassipvmz op vjiti eqesvnipvt tu vjiti aqhsefit esi cioph vuttif uav cmopfmz.
 
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