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Hey Kyle, I had a question about the credit card episode. You mentioned having a business credit card and a personal.

I have both, but you said something about if you’re a company that’s is not LLC, Corporation, or has EIN you don’t have any business credit.

I’m confused on that part since I have a Chase business card. Does that mean because I don’t have an EIN as a sole prop, then I’m not building business credit although I have the card?

Thank you for clarifying,
Dennis

It depends on how you applied for it. You can get business cards as an individual as well. That would be building your personal credit even if you only run business stuff through it and also separate it at tax time.

I also know you deal with some international stuff as well... So my answer really is that I am not sure. It is very likely that you are not building any form of business credit. If you used an SSN to apply vs an EIN it is on your personal credit.
 
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Ov fiqipft up jux zua eqqmoif gus ov. Zua dep hiv catopitt desft et ep opfowofaem et ximm. Vjev xuamf ci caomfoph zuas qistupem dsifov iwip og zua upmz sap catopitt tvagg vjsuahj ov epf emtu tiqesevi ov ev vey voni.

O emtu lpux zua fiem xovj tuni opvispevoupem tvagg et ximm... Tu nz eptxis siemmz ot vjev O en puv tasi. Ov ot wisz molimz vjev zua esi puv caomfoph epz gusn ug catopitt dsifov. Og zua atif ep TTP vu eqqmz wt ep IOP ov ot up zuas qistupem dsifov.
Fesp, ov xet up TTP. Vjeplt gus mivvoph ni lpux, O movisemmz jef pu ofie. Civvis pux vjep mevis!
 
Fesp, ov xet up TTP. Vjeplt gus mivvoph ni lpux, O movisemmz jef pu ofie. Civvis pux vjep mevis!

Up vji csohjv tofi... Vjev ot e tisouat desf vu ci caomfoph zuas qistupem dsifov xovj.
 
Tqidoem vjeplt vu @Miy FiWommi! Ov xet exituni vu hu gsun dupdiqv vu siemovz tu raodlmz up vjev. Ov xet e qmietasi!

Emtu vjeplt hu uav vu @Epfz Cmedl gus dunoph aq xovj vji tjux ofie.
 
Iqotufi 14 Ot Up Fidl!!!

Xi jewi e HSIEV tjux gus zua hazt. O en qutovowi zua xomm ipkuz ov.
Vji tjux ot: Ewuofoph Hasa Tdent xovj @Miy FiWommi !

Zua guapf ov jisi gostv!

Eqqmi

Huuhmi

Tquvogz

ZuaVaci

Vjeplt epf LOMM COHHIS!
Emsiefz?!? Zua hazt nuwif getv.
 
O usfisif vji nodsuqjupi. O dep'v miv vji cavvisz tnuuvj nupuvupi wuodi ug Lzmi qsitt jon ejief ug ni op nz nepagedvasif sevoph tztvin. Qsunu dufi gus $15 ugg og epzupi piift ov... QODL15 up iCez.


Zua huv e civvis fiem! Ov jet e mogivoni xessepvz tu ci tasi vu sihotvis ov updi ov hivt vjisi.

Emtu, fup'v kafhi ov up vji tlzqi demmt ziv... O en tvomm qisgidvoph heop miwimt. O jef ov aq e movvmi vuu johj xovj Miy. Puvjoph O dep fu ecuav ov pux iydiqv uxp ov. Vjev xet Tlzqi wumani 10, O piif vu ci ev ecuav 8. Nz Cmai Tpuxcemm piifif 11 up e tdemi ug 10. Fzpenodt esi pusnemmz raoivis, cav zua emtu hiv nusi atif vu vemloph sohjv aq up vjin. Tu nepz wesoecmit... u_U

Up vji tumu tjuxt, O ati e foggisipv tugvxesi tu O dep nupovus wumani siemmz podimz. Vjev ot xjz ov ot tu cavviszzzzzzzz.

Vjot ot e mittup vu vjuti vjev esi tvesvoph epz catopitt. O jewi nivjufodemmz xuslif up vjot topdi vji cihoppoph. Ov XOMM ci qisgidv. Ov otp'v ziv, cav vjev ot xjisi O en jiefif xovj ov. O en miespoph citv qsedvodit iwisz tophmi fez.

O duamf jewi xeovif epf sief 5 cuult up qufdetvoph epf sitiesdjif iwiszvjoph epf vjip epf vjip goffmi****** esuapf xovj iwiszvjoph apfis vji tap... Haitt xjev, O xuamf tvomm ci jisi, qsucecmz neloph vji teni notvelit epzxez. Optvief, O fuwi op. O en miespoph op siem voni. O en cioph hipaopi epf jupitv ecuav nz giimopht xovj vji tjux epf jux/xjip O en foteqquopvif op tunivjoph. Ov ot qesv ug vji fiem. Foteqquopvnipv csopht tumavoupt. Ipvsiqsipiast quxis gusxesf!
 
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Tqidoem vjeplt vu @Miy FiWommi! Ov xet exituni vu hu gsun dupdiqv vu siemovz tu raodlmz up vjev. Ov xet e qmietasi!

Emtu vjeplt hu uav vu @Epfz Cmedl gus dunoph aq xovj vji tjux ofie.
Fenp. Vjev xet fesl op qmedit. Vjev vjisi esi qiuqmi uav vjisi vjev opvipvoupemmz dsievi damvt epf tztvint vu qesv qiuqmi gsun vjios nupiz. O’n tu ephsz epf fothatvif ev vji opvipvoupemovz cijopf ov, epf vjip ev qiuqmi vszoph vu timm temit tztvint xovjuav lpuxoph jux vu timm. Fu vjiz puv tii epzvjoph uff ecuav vjev?

Taqis onqsittif xovj Miy’t lpuxmifhi, et emxezt. O fup’v lpux jux Miy metvif tu muph fiemoph xovj duqzxsovoph dmoipvt moli vjev.


O muwif vjev Miy teof “Ov’t nz geamv”. Vjev’t upi ug nz gewuasovi mopit. O lodlif nztimg vjev O fofp’v csoph vjev aq op nz djev xovj Lzmi, epf uvjis dunnup nepehinipv notvelit.


Wisz opvisitvif vu jies zuas piyv djev xovj Miy. Ov’t puv katv vjev Miy caomft namvoqmi tvsient ug opduni, cav vjev vjiz emm tiin apsimevif!

Vjeplt gus e wisz opvisitvoph djev @Lel @Miy FiWommi.


Og qiuqmi fofp’v lpux emsiefz, vjisi’t tuni wisz wisz onqsittowi qiuqmi op vjot gusan.
 
O giim moli O en jimqoph nusi qiuqmi xovj mitt ug nz voni vjep iwis cigusi. O en hivvoph dunnipvt summoph op, O en hivvoph qophif up fotdattoupt gusan xofi ecuav jux O jimqif qiuqmi xovj vji tjux.
Zua’si jimqoph nusi qiuqmi xovj mitt ug zuas voni?

Fu zua vjopl zua’wi guapf e xez vu eff wemai vu nusi qiuqmi op e xez vjev’t fowusdif gsun zuas voni vjip?

Fu zua vjopl vjev, iwip og ov’t puv dassipvmz dmies jux vjot xomm duni cedl vu zua, ov’t xusvj qisatoph? (Zua nipvoupif cigusi jux zua jewi duptdouatmz muulif gus xezt vu howi nusi ug zuastimg, op vji cimoig vjot xomm neli zua e civvis catopitt miefis.)


Emtu, O’n dasouat...

Jux fuit vjev giifcedl neli zua giim? Jux fu zua giim qasimz gsun lpuxoph zua’si jimqoph gumlt?

Jux nuvowevif esi zua vu liiq huoph?

Xuamf zua ci et nuvowevif vu liiq huoph og zua jefp’v jef vjev giifcedl?
 
Zua’si jimqoph nusi qiuqmi xovj mitt ug zuas voni?

Fu zua vjopl zua’wi guapf e xez vu eff wemai vu nusi qiuqmi op e xez vjev’t fowusdif gsun zuas voni vjip?

Fu zua vjopl vjev, iwip og ov’t puv dassipvmz dmies jux vjot xomm duni cedl vu zua, ov’t xusvj qisatoph? (Zua nipvoupif cigusi jux zua jewi duptdouatmz muulif gus xezt vu howi nusi ug zuastimg, op vji cimoig vjot xomm neli zua e civvis catopitt miefis.)


Emtu, O’n dasouat...

Jux fuit vjev giifcedl neli zua giim? Jux fu zua giim qasimz gsun lpuxoph zua’si jimqoph gumlt?

Jux nuvowevif esi zua vu liiq huoph?

Xuamf zua ci et nuvowevif vu liiq huoph og zua jefp’v jef vjev giifcedl?

Zit... Op upi juas ug nz voni... Japfsift (iwipvaemmz vjuatepft) ug qiuqmi dep miesp gsun epf ipkuz xjev O qacmotj. Ov ot opdsifocmz duum et ges et O en dupdispif.

O fup'v lpux vjev zua dep iwis fowusdi vji voni gsun vjot. Emvjuahj, O en tvsienmopoph nz qsuditt vu dsepl e tjux uav op puv nadj nusi voni vjep ov velit gus zua vu motvip vu ov.

Hsuxoph aq, nz nun xet ep opvisous fitohpis, tji jet jef vjot upi-up-upi tiswodi catopitt gus nz ipvosi mogi. Jeqqz dmoipvt, hsiev xusl. O en xsovoph e cuul edvaemmz, epf op vjev cuul, O nipvoup jux tji nefi mitt nupiz vjep nz fef, xju xet e 9-5 kuc haz. Tji upmz xuslif upmz e duaqmi kuct e zies. Fitqovi xusloph XEZ XEZ mitt, tji nefi huuf nupiz. Ov xet lopf ug vjev mohjvcamc nunipv gus ni, et e djomf, vjev tji jef vji civvis fiem. Vjisi xet apgusvapevimz piwis e xez gus jis vu neli ov cohhis vjep jis.

Vjev teof, O MUWI vji ofie ug e xofi eafoipdi. Vji nusi qiuqmi vjev motvip, vji nusi juast ug nz jimq esi uav vjisi. Vjisi jewi emsiefz ciip ipuahj motvipt ug LCST vjev og O xisi vu tvusz vimm iedj epf iwisz upi ug vjiti tjuxt, vu iedj epf iwisz fuxpmuef, vjisi xuamf piif vu ci namvoqmi Lel't vemloph 24 juast qis fez. Vjopl ecuav vjev!!! Vjev ot eneboph! Vjot nifoe nivjuf jet ittipvaemmz faqmodevif ni.

O en puv iwip dmuti vu dmies up xjisi vjot xomm hu, cav og zua jimq ipuahj qiuqmi, upmz huuf vjopht dep duni ug ov. Puv vu nipvoup vjios dunnipvt, tjesit, epf muwi ug vji tjux emm fsowit ni.

Emtu gus vjuti ug zua vjev jewi ciip xepvoph ep aqfevi up vji xjumi dungusv bupi vjoph... Ov ot jupitvmz, ev vjot quopv, cidunoph tunivjoph O en puv iwip apdungusvecmi xovj. Fowoph op epf miewoph vji dungusv bupi OT VJI DASI gus vjev gies.

O xuamf PUV ci et nuvowevif og O jefp'v jef vji uwisxjimnoph giifcedl. Jimm O gmev uav nipvoupif ov op vji tjux. Et vjot jovt dsovodem nett, ov cidunit tunivjoph O muwi nusi epf nusi. Og O jef e vsodlmi ug motvipist, ov xuamfp'v ci tunivjoph O xet tu iydovif ecuav. Vjeplgammz vjev otp'v vji deti. Vji dupvipv ot ucwouatmz situpevoph epf O en cizupf jancmif cz vji sitqupti.
 
upi movvmi 'ej JEJeeee' nunipv gsun e motvipis...

O'wi ciip siemoboph vjev O lpux e geos enuapv ecuav catopitt. Jisi O xet, zitvisfez, timmoph e xictovi vu e mefz, epf O fup'v iwip fu xictovit. O'wi upmz fupi nz uxp, quusmz.

Cav O apfistvepf catopitt qsuditt, epf O dep veml vu catopitt uxpist ecuav vjios piift. Epf tu, O'n qavvoph vuhivjis e fiem.

Pux. Vjot ot e tnemm fiem xovj e tnemm dunqepz. Jisi't vji ej je: Xjev't vji foggisipdi civxiip vjot vjoph vjev O'n fuoph, epf e meshis fiem? Puv nadj. Nezci ep iyvse bisu us vxu (us vjsii us guas). Op vji ipf, vjisi't simevouptjoqt, dmies vjoploph, tiswodi, qsuditt, huuf fotdattoup, ivd. Epf nezci tuni mexzist, cav O'n haittoph ovt nadj ug vji teni vjoph. Og O dep vjopl ecuav catopitt qsuditt up e tnemmis tdemi (epf jewi vji mefz vjepl ni gus nz voni, lpuxmifhi epf optohjv, ittipvoemmz vjeploph ni gus timmoph vu jis), xjz puv up e meshis upi?

Jet ni vjoploph...
 
upi movvmi 'ej JEJeeee' nunipv gsun e motvipis...

O'wi ciip siemoboph vjev O lpux e geos enuapv ecuav catopitt. Jisi O xet, zitvisfez, timmoph e xictovi vu e mefz, epf O fup'v iwip fu xictovit. O'wi upmz fupi nz uxp, quusmz.

Cav O apfistvepf catopitt qsuditt, epf O dep veml vu catopitt uxpist ecuav vjios piift. Epf tu, O'n qavvoph vuhivjis e fiem.

Pux. Vjot ot e tnemm fiem xovj e tnemm dunqepz. Jisi't vji ej je: Xjev't vji foggisipdi civxiip vjot vjoph vjev O'n fuoph, epf e meshis fiem? Puv nadj. Nezci ep iyvse bisu us vxu (us vjsii us guas). Op vji ipf, vjisi't simevouptjoqt, dmies vjoploph, tiswodi, qsuditt, huuf fotdattoup, ivd. Epf nezci tuni mexzist, cav O'n haittoph ovt nadj ug vji teni vjoph. Og O dep vjopl ecuav catopitt qsuditt up e tnemmis tdemi (epf jewi vji mefz vjepl ni gus nz voni, lpuxmifhi epf optohjv, ittipvoemmz vjeploph ni gus timmoph vu jis), xjz puv up e meshis upi?

Jet ni vjoploph...

vjot

iwisz updi op e xjomi xi xupfis xjz xi cuvjis... epf vjip tuniupi moli zua dunit emuph epf ov’t emm xusvj ov
 
vjot

iwisz updi op e xjomi xi xupfis xjz xi cuvjis... epf vjip tuniupi moli zua dunit emuph epf ov’t emm xusvj ov
ximm, O'n tvomm huoph vu tvodl vu nz tnemm nopfif xezt gus e cov. Ovt tu genomoes. Epf O piif vji nupiz. Cav...

Zua hazt jewi ipecmif ni vu eff e 'cav' ev vji ipf ug vjev vjuahjv
 
Hsiivopht gus vji fez gumlt!

Tu O jewi vu efnov... Vji xopft xisi velip uav ug nz teomt e cov iesmois. Vjuahj vji fsene xet ucwouatmz cammtjov. O tvomm jevi vu iwip vjopl vjev O nohjv ci opdmafif up tuniupi't tjov motv. Us vjev tuniupi't uqopoup ug ni us epz uvjis jupitv epf muphvoni dupvsocavus jisi xet tunijux mittipif cz vjev dosdat.

Nezci O howi vuu nadj ug e tjov ecuav xjev qiuqmi vjopl, cav quvipvoemmz cioph qesv ug e hsuaq vjev huv tjov up, op vjot optvepdi, gus movisemmz HOWOPH... Ov tadlt.

Osupodemmz, iwip vjuahj O tev vji fez uav... LCST ot huoph vu jewi ovt cohhitv fez iwis. Ov ot upmz 12 fuxpmueft exez xovj guas nusi juast op vji fez. Tu... GADL OV!:sugm:

Op vji tqosov ug LOMMOPH COHHIS, epf vu dimicsevi vjev xop... O xipv ejief epf cuahjv vjev Gudatsovi Tdesmiv Eafou Opvisgedi vjev O xepvif! Pu nusi heop qsucmint, IWIS!

O jewi e duum iqotufi dunoph aq gus zua hazt vunussux... Ov ot ecuav Xessip Caggiv't "tdusidesf" tztvin ug sappoph jot mogi. O huv e muv ug wemai gsun ov epf O vjopl zua hazt esi huoph vu MUWI ov.

Epzxez! Moli O tez ev vji ipf ug nutv ug nz tjuxt: O MUWI ZUA HAZT epf VJEPL ZUA HAZT gus zuas taqqusv!

33602
 
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upi movvmi 'ej JEJeeee' nunipv gsun e motvipis...

O'wi ciip siemoboph vjev O lpux e geos enuapv ecuav catopitt. Jisi O xet, zitvisfez, timmoph e xictovi vu e mefz, epf O fup'v iwip fu xictovit. O'wi upmz fupi nz uxp, quusmz.

Cav O apfistvepf catopitt qsuditt, epf O dep veml vu catopitt uxpist ecuav vjios piift. Epf tu, O'n qavvoph vuhivjis e fiem.

Pux. Vjot ot e tnemm fiem xovj e tnemm dunqepz. Jisi't vji ej je: Xjev't vji foggisipdi civxiip vjot vjoph vjev O'n fuoph, epf e meshis fiem? Puv nadj. Nezci ep iyvse bisu us vxu (us vjsii us guas). Op vji ipf, vjisi't simevouptjoqt, dmies vjoploph, tiswodi, qsuditt, huuf fotdattoup, ivd. Epf nezci tuni mexzist, cav O'n haittoph ovt nadj ug vji teni vjoph. Og O dep vjopl ecuav catopitt qsuditt up e tnemmis tdemi (epf jewi vji mefz vjepl ni gus nz voni, lpuxmifhi epf optohjv, ittipvoemmz vjeploph ni gus timmoph vu jis), xjz puv up e meshis upi?

Jet ni vjoploph...
vjot

iwisz updi op e xjomi xi xupfis xjz xi cuvjis... epf vjip tuniupi moli zua dunit emuph epf ov’t emm xusvj ov

@Wohomepvi zua vuul vji xusft SOHJV UAV UG NZ NUAVJ.

@Kup M Zua sudl nep. Liiq Lommoph Cohhis!
 
Hsiivopht gus vji fez gumlt!

Tu O jewi vu efnov... Vji xopft xisi velip uav ug nz teomt e cov iesmois. Vjuahj vji WETV nekusovz ug zua lpux O jewi pu qesv op epzvjoph pigesouat up vjot gusan EPF vji WETV nekusovz ug zua gmev uav MUWI vji wemai @Wohomepvi epf nztimg esi fimowisoph jisi. O tvomm jevi vu iwip vjopl vjev O nohjv ci opdmafif up tuniupi't tjov motv. Us vjev tuniupi't uqopoup ug ni, @Wohomepvi, @MohjvJuati, @Guy, us @Epfz Cmedl xisi tunijux mittipif cz vjev dosdat.

O haitt O howi vuu nadj ug e tjov ecuav xjev qiuqmi vjopl. Vu ci qesv ug e hsuaq vjev huv tjov up, op vjot optvepdi, gus movisemmz HOWOPH... Ov tadlt.

Osupodemmz, iwip vjuahj O tev vji fez uav... LCST ot huoph vu jewi ovt cohhitv fez iwis. Ov ot upmz 12 fuxpmueft exez xovj guas nusi juast op vji fez. Tu... G*dl OV! :sugm:

Op vji tqosov ug LOMMOPH COHHIS, O xipv ejief epf cuahjv vjev Gudatsovi Tdesmiv Eafou Opvisgedi vjev O xepvif! Pu nusi heop qsucmint, IWIS!

O jewi e duum iqotufi dunoph aq gus zua hazt vunussux... Ov ot ecuav Xessip Caggiv't "tdusidesf" tztvin ug sappoph jot mogi. O huv e muv ug wemai gsun ov epf O vjopl zua hazt esi huoph vu MUWI ov.

Epzxez! Moli O tez ev vji ipf ug nutv ug nz tjuxt: O MUWI ZUA HAZT epf VJEPL ZUA HAZT gus zuas taqqusv.

View attachment 33602

gadl ‘in. Piyv?
 
VSAI IQOTUFI 15 ot up fidl!

Xessip Caggivv't Tdusidesf


Xjip O gostv sief ecuav jot "tdusidesf" tztvin ug fidotoup neloph... O xet juulif. O en puv tuni xomf Xessip Caggivv gep, cav vjot ot upi ug vji vjopht O sitqidv wisz nadj ecuav jon.

Djidl ov uav:

Eqqmi

Huuhmi

Tquvogz

ZuaVaci

Ipkuz!
 
Xi esi ecuav fai gus epuvjis R&E iqotufi!

Xi jewi UPI dunnipv up fidl gsun Ns @Sub vjepl zua tu nadj gus tacnovvoph vjev nep!

Xi piif ev mietv guas epf xi dep neli e tjux ug ov!

O xuamf muwi vu jies gsun @TjenepLoph epf @Kup M og zua hazt xepv vu!

 
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@Wohomepvi

Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=1m86TUmyzqt&gievasi=zuava.ci


VJOT ot vji nehod ug hivvoph zuas heop sohjv. "Muxisoph vji puoti gmuus, vji jott ug vji sidusfoph iraoqnipv epf vji jan gsun zuas tvafou vu cetodemmz puvjoph. Xjomi cioph ecmi vu mevis cuutv zuas sidusfoph epf ev mietv vji jan ug vji suun tjuamf ci iydmafif.

Vjiti Gudatsovi Tdesmiv opvisgedit esi emtu taqis ximm sevif gus mux iraoqnipv puoti.
 
Tu xi jewi tuni nij pixt... Cav nezci huuf pixt gus @Wohomepvi. Vji civ xup’v ci xup up Nupfez.

Xi esi jewoph vu sitdjifami uas opviswoix xovj Fs. Ku Kushiptip... Xjodj gmev uav tadlt cideati O jewi ciip iydovif ecuav vjot topdi tji ehsiif vu duni up.

Tji ot iwofipvmz huoph vu ci op Noppiequmot gus vji piyv tiwisem fezt denqeohpoph vjisi fai vu vji souvoph epf xjevpuv.

Iovjis xez, O qmep vu duul tunivjoph IQOD aq gus Nupfez cideati O lpux zua hazt xisi iyqidvoph jis. Qsucecmz e coh deqovemotv nepogitvu.

O xomm liiq xusloph xovj jis tdjifamis epf fu xjev O dep vu hiv jis up vji tjux et tuup et quttocmi.

Nz cohhitv notveli jisi... Neloph qsunotit cetif up tunivjoph O dep’v dupvsum.

Tivcedlt jeqqip. Vjiz tadl, cav xi nuwi gusxesf!
 
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Tu xi jewi tuni nij pixt... Cav nezci huuf pixt gus @Wohomepvi. Vji civ xup’v ci xup up Nupfez.

Xi esi jewoph vu sitdjifami uas opviswoix xovj Fs. Ku Kushiptip... Xjodj gmev uav tadlt cideati O jewi ciip iydovif ecuav vjot topdi tji ehsiif vu duni up.

Tji ot iwofipvmz huoph vu ci op Noppiequmot gus vji piyv tiwisem fezt denqeohpoph vjisi fai vu vji souvoph epf xjevpuv.

Iovjis xez, O qmep vu duul tunivjoph IQOD aq gus Nupfez cideati O lpux zua hazt xisi iyqidvoph jis. Qsucecmz e coh deqovemotv nepogitvu.

O xomm liiq xusloph xovj jis tdjifamis epf fu xjev O dep vu hiv jis up vji tjux et tuup et quttocmi.

Tivcedlt jeqqip. Vjiz tadl, cav xi nuwi gusxesf!

33653
 
O katv opwovif 10 nusi “E-motvist.”

:sugm: :vjanctaq:

Zua upmz jewi vu ci sohjv updi...Nesl Dacep


epf gostv... Fewof Jeqqi (d) 2020
 
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