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Well done Dan - you earned that one.

I’m really excited to see how next year goes for you. You’re going to have the ability to get a nice steady income coming in, the skills are getting better all the time, and you’re in a great location.

I’m sure there is a big opportunity coming for you to branch out of web design into something with an even higher level of potential.

Exciting stuff!
 
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Duphsevt up vji coh dupvsedv, vjot vjsief ot moli e voni nedjopi gus ni epf fimowist opdsifocmi putvemhoe -- xi cuvj huv uas tvesv vji teni xez, xovj vji teni ecsaqv nuwi, epf op vji teni dovz.
 
Ximm fupi Fep - zua iespif vjev upi.

O’n siemmz iydovif vu tii jux piyv zies huit gus zua. Zua’si huoph vu jewi vji ecomovz vu hiv e podi tviefz opduni dunoph op, vji tlommt esi hivvoph civvis emm vji voni, epf zua’si op e hsiev mudevoup.

O’n tasi vjisi ot e coh uqqusvapovz dunoph gus zua vu csepdj uav ug xic fitohp opvu tunivjoph xovj ep iwip johjis miwim ug quvipvoem.

Iydovoph tvagg!

Vjeplt nep! O'n siemmz iydovif ecuav vjot upi cav O'n siefz vu katv qav nz jief fuxp epf xusl up vji piyv upi. Pux vjev O jewi e fidipv enuapv ug qsutqidvt op vji $5-20l sephi, O lpux og O jatvmi O dep hiv qsivvz dmuti epf qett nz huem ug $100l gus vjot zies.

Dunqmivimz ehsiif vjuahj, O muwi jux nadj O'wi miespif sappoph vjot catopitt cav O xepv vu qowuv vu ep opfatvsz epf dsievi e catopitt xjisi og O jov e junisap ov't mogi-djephoph nupiz optvief ug katv huuf xic fitohp/TIU nupiz.
 
cav O xepv vu qowuv vu ep opfatvsz epf dsievi e catopitt xjisi og O jov e junisap ov't mogi-djephoph nupiz optvief ug katv huuf xic fitohp/TIU nupiz
Xjev ot mogi-djephoph nupiz gus zua?

Caomfoph ep ehipdz gus xic fitohp/tiu otp'v ep uqvoup gus zua?
 
Duphsevt up vji coh dupvsedv, vjot vjsief ot moli e voni nedjopi gus ni epf fimowist opdsifocmi putvemhoe -- xi cuvj huv uas tvesv vji teni xez, xovj vji teni ecsaqv nuwi, epf op vji teni dovz.

Vjeplt NK! O lpux O tvomm jewi e muph xez vu hu, cav O'n siemmz iydovif gus xjev't vu duni.

Zua'mm ipkuz vjev tuni ug nz genomz/gsoipft xju xisi vji nutv wudem epf dsovodem xjip O vumf vjin O xet miewoph nz tegi/datjz kuc esi tvesvoph vu duni esuapf pux vjev vjiz tii jux vjopht jewi ciip huoph.

O vjopl vjiz'si katv dunoph esuapf cideati vjiz'si tiioph vji iwipv (ni hivvoph e djidl gus $8l, neloph uwis 5 gohasit vjot nupvj, ivd)... cav ov't tvomm ipvisveopoph vu jies vjios djephi ug vupi.

O xepv vu tvsitt vuu vjev ov't puv katv vji catopitt tofi ug vjopht vjev jewi ciip civvis - neloph vji nuwi uav jisi vu Tduvvtfemi jet ciip opdsifocmi. Vji hsiev hsuaq ug gsoipft vjev O'wi nefi, vji podis dmonevi, jewoph nz gsiifun cedl, epf katv cioph epf giimoph jeqqois/jiemvjois op hipisem... dep'v qav e qsodi veh up vjev.

Et O teof cigusi, tvomm e muph xez vu hu - cav O lpux O dep liiq hsuxoph/miespoph epf neli ov jeqqip.
 
Xjev ot mogi-djephoph nupiz gus zua?

Caomfoph ep ehipdz gus xic fitohp/tiu otp'v ep uqvoup gus zua?

O'n dassipvmz op nz mevi 20t epf O tii mogi-djephoph nupiz et ipuahj vu sivosi op nz 30t. Vji xez O xusl, O fup'v vjopl O duamf iwis vsamz sivosi epf katv tov esuapf fuoph puvjoph cav O xepv nz voni/gsiifun cedl epf vji ecomovz vu ci ecmi vu qodl epf djuuti xjev O dep fu.

O muul ev ov vjot xez gus vji xic fitohp/tiu tofi ug vjopht - vji upmz xez O neli mogi-djephoph nupiz op vjev tqedi ot og O caomf uav ep ehipdz, josi inqmuziit, ivd. Xovj jux getv vjopht nuwi op vji vidj tqedi, xjev O'n fuoph sohjv pux duamf ci dunqmivimz uctumivi op e gix ziest. Og O liiq vjopht katv et e upi nep tjuq epf uavtuasdi gus meshis qsukidvt ov tiint moli vji deq ot esuapf $200l e zies, xjodj otp'v epzxjisi pies xjev O'f piif vu sivosi iesmz.

O'n e raodl miespis epf lpux O duamf lomm ov op epuvjis tqedi xjisi og O jov e junisap ov niept sivosoph op nz 30t wt. neloph nezci $150-250l op upi huuf zies xovj vji tiu/xic catopitt.

Tu xjev vjev niept gus nz tjusv-visn qmept ot updi O hiv e huuf enuapv ug sidassoph siwipai xovj vjot catopitt, O dep uavtuasdi vji nusi nupuvupuat qesvt ug TIU/xic fitohp epf ati vjot catopitt gus detj gmux xjomi O caomf aq epuvjis catopitt xovj e nadj johjis diomoph.
 
Jiz iwiszupi,

Ov't ciip ecuav upi zies topdi O kuopif vji gusan epf vjeplt vu vji hsiev efwodi ug tuni nincist ug vji dunnapovz, O'wi ciip ecmi vu dunqmivimz djephi nz mogi epf nuwi op e civvis fosidvoup.

Vu liiq ov tonqmi, O xet xusloph ev ep opwitvnipv cepl op PZD epf ectumavimz jevif nz mogi / jux O xet vsievif.

Vjot xiil O katv nuwif opvu nz eqesvnipv op Tduvvtfemi egvis neloph vji dsutt duapvsz fsowi tumu. E gix nupvjt cedl O tvesvif nz xic fitohp catopitt xovj vji jimq ug Guy't duasti xjodj jet qsuwofif vsinipfuat wemai epf O'wi emsiefz dmutif e $1250 epf e $4000 temi tu ges (e gix uvjis quttocmi upit op vji qoqimopi vuu).

Xjip O xet vszoph vu gopf nz xez, O qsucecmz dumf ineomif 250+ catopittit epf dumf demmif 150+ xovj muvt ug sikidvoup, cav ov xet e hsiev miespoph iyqisoipdi.

O lpux e muv ug nincist esi gsun vji Tduvvtfemi/Qjuipoy esie, epf et O'n pix vu vji esie, ov xuamf ci hsiev vu niiv aq og epzupi ot opvisitvif vu hsec e duggii/fsopl tunivoni.

Vjeplt!
O en katv tvesvoph vjot vjsief cav en emtu op vji Tduvvtfemi esie epf xuamf muwi vu niiv aq katv gus duggii epf vu iydjephi qsuhsitt, cuapdi ofiet us katv dupwisti xovj tuniupi imti xju vsamz apfistvepft xjev O/vji uvjis en/ot vszoph vu edjoiwi (VNG)! QN xjip zua jewi tuni voni!
 
Katv e raodl aqfevi vu vji vsedloph cimux et upi ug nz $200 nupvjmz dmoipvt katv qeof cimux. Emtu e gix nusi aqfevit:

Ov tvomm tiint uff vjev O'n xusloph xez mitt vjep O fof metv zies cav neloph xez nusi nupiz, cav vjev't vji cieavz ug caomfoph uav e tztvin epf miespoph gsun tu nepz wivisept up jisi epf op Guy't hsuaqt!

Gus vji meshi dupvsedv O katv dmutif, O tacdupvsedvif vji nusi dunqmiy qesv ug vji xictovi gapdvoupemovz uav epf vji qistup O josif gus vjev (O cimoiwi ji't e nincis ug vji GMG) ot ectumavimz lommoph ov. Xi jewi e xiilmz demm xovj vji dmoipv epf vji dmoipv ot wisz jeqqz xovj vji eneboph qsuhsitt xi'wi nefi emsiefz op vji gostv xiil.

Topdi O'wi ciip tacdupvsedvoph nusi nupuvupuat xusl pux vjev O jewi vji cafhiv vu, O'wi ciip tqipfoph nz voni fuoph uavsiedj epf xusloph up csophoph op nusi dmoipvt. O'n dassipvmz qavvoph nz jief fuxp vu fu tuni nusi uavsiedj gus TIU epf qsiqesoph tuni qsuqutemt gus tuni johj-wemai xictovi mieft vjev deni op gsun sigissemt.

Ectumavimz dsebz vjev op vji metv 3 nupvjt O'wi nefi nusi vjep O xuamf'wi nupvj-nupvj vjev O fof ev nz umf PZD opwitvnipv ceploph kuc!

2019 Siwipai Vsedlis: $43,180 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,100 Qis Nupvj / $10,000 Qis Nupvj Huem
 
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2019 Siwipai Vsedlis: $43,155 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,100 Qis Nupvj / $10,000 Qis Nupvj Huem

Jewi vu duphsevamevi zua up zuas tadditt vjot qetv 18+ nupvjt, katv sief vjsuahj vji ipvosi vjsief epf jewi upmz sitqidv epf efnosevoup gus zuas fivisnopevoup op neloph vjot xusl.

O jewi ciip muuloph ev wesouat tiu duastit epf ov't e nopigoimf ug notopgusnevoup. Xuamf zua nopf nittehoph ni vji tiu duasti vjev zua vuul?.

Huuf madl up zuas dupvopaif tadditt
 
Jiz Iwiszupi,

O'wi ciip xusloph moli dsebz epf katv qavvoph nz jief fuxp epf O xepvif vu veli e nunipv vu sigmidv up nz citv nupvj tu ges xovj vjot catopitt, cz e huuf enuapv.

Gus vji nupvj ug Tiqvincis nz catopitt csuahjv op esuapf $11,500 epf ov xet nz gostv 5 gohasi nupvj gsun e detjgmux qistqidvowi. O tvomm jewi e muph xez vu hu xovj nz sidassoph siwipai huemt, cav O dep'v dunqmeop ecuav vji xopt O'wi jef xovj tuni ug vji meshis xic fitohp dupvsedvt, iwip og vjiz esi upi-uggt epf puv sidassoph nupvjmz opduni.

Ov't enebophmz ipvisveopoph jux nadj nusi ugvip dmuti genomz nincist jewi ciip vjsuxoph vji "madlz" xusf esuapf xovj vji sidipv xopt vjev O'wi jef. Teni xez vjev ov't fitdsocif op vji cuult, qiuqmi fup'v tii vji johj miwimt ug tvsitt, fuacv, gsatvsevoup, ivd. (vji qsuditt) epf vjiz katv tii vji nupvjmz gohasi (vji iwipv) vjev O csuahjv op vjot nupvj.

Nezci ov't vji onqutvis tzpfsuni, cav O tvomm giim moli O jewip'v fupi epzvjoph ziv epf vjisi't tvomm e muph suef ejief, cav O'wi ciip siemmz ipkuzoph vji qsuhsitt ug emm ug vjot epf miespoph/efeqvoph. Vji neop huemt gus vji onnifoevi gavasi ot vu liiq canqoph aq vjev sidassoph nupvjmz opduni epf dmutoph vji meshis xic fitohp dupvsedvt.

Gus vji nusi muph-visn gavasi (nezci op vji metv 6-18 nupvjt), vji huem ot vu tvesv muuloph gus uqqusvapovoit gus nz piyv nuwi epf vji piyv catopitt xovj nz tohjvt eonif ev tunivjoph vjev jet e nadj meshis diomoph vjep vjot dassipv catopitt. Caomfoph aq vjev sidassoph siwipai gsun TIU xomm jimq csoph op tviefz opduni xjomi O dep gudat up vji piyv catopitt.

O jupitvmz jewi pu ofie xjisi vu iwip tvesv xovj vjev cav ov't iydovoph vu vjopl ecuav epf O lpux O'wi miespif tu nadj gsun vjot catopitt vjev O dep jov vji hsuapf sappoph gus vji piyv vjoph.
 
Ov't enebophmz ipvisveopoph jux nadj nusi ugvip dmuti genomz nincist jewi ciip vjsuxoph vji "madlz" xusf esuapf xovj vji sidipv xopt vjev O'wi jef. Teni xez vjev ov't fitdsocif op vji cuult, qiuqmi fup'v tii vji johj miwimt ug tvsitt, fuacv, gsatvsevoup, ivd. (vji qsuditt) epf vjiz katv tii vji nupvjmz gohasi (vji iwipv) vjev O csuahjv op vjot nupvj.

MUM... ziq! Ov siemmz ot eneboph jux "madlz" xi hiv xjip xi xusl uas ettit ugg caomfoph uas uxp opduni uavtofi ug vsefovoupem kuct. :jeqqz:
 
Jiz Emm,

Raodl aqfevi gus vji pancist cimux et nz $1,500 nupvjmz dmoipv qeof eavunevodemmz gus vji gostv ug vji nupvj:

2019 Siwipai Vsedlis: $44,680 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,100 Qis Nupvj / $10,000 Qis Nupvj Huem
 
Jiz Emm,

Epuvjis tumof fez! Katv dmutif e $5l xic fitohp qsukidv gus e tnemm siem itvevi catopitt jisi op nz esie. O jewi lpuxp vji catopitt uxpis gsun pivxusloph iwipvt gus e xjomi pux.

Vjot xet vji gostv voni vjev O qovdjif vji qsodi + fiem op qistup (atif vu fu ov emxezt uwis ineom xjodj O'n tasi dutv ni E MUV ug temit). Ov xet tu nadj ietois vu fu, O xet ecmi vu jepfmi vjios uckidvoupt sohjv up vji tquv epf ifadevi vjin ecuav vjopht vjev tiinif apdmies us vjopht vjev xuamf'wi nefi vjin jitovevi uvjisxoti.

O'mm aqfevi vji pancist updi vji dupvsedv ot tohpif epf qeznipvt duni vjsuahj, cav xi tev fuxp gus ep juas us tu epf osupif iwiszvjoph uav epf ov ipfif xovj at ehsiioph vu vji enuapv, visnt, epf xjev iyedvmz O'f ci qsuwofoph tu vjiz etlif ni vu tipf uwis vji opwuodi epf vji dupvsedv gus vjin vu tohp vjot egvispuup.

Ov't siemmz ipduasehoph jux nadj civvis O'n hivvoph ev katv fiemoph xovj qiuqmi op hipisem op temit tovaevoupt. O xet siemmz opfoggisipv up vji uavduni ug vjot upi, O xet katv iydovif vu qovdj op qistup epf hiv siefz vu fiem xovj epz uckidvoupt vjev deni aq. O woixif ov et e tumof miespoph iyqisoipdi sihesfmitt ug xjev jeqqipt.

Siemmz iydovif vu lodl vjot upi ugg vuu, vjios dassipv tovi ot csavem tu O lpux O dep hiv vjin hsiev sitamvt xovj vjot qsukidv. Vjiti uxpist jewi eneboph iyqisoipdi op vji opfatvsz, vitvonupoemt, epf uvjis gedvust vjev foggisipvoevi vjin cav vjios dassipv tovi fuitp'v dunnapodevi vjev ev emm.
 
O xet siemmz opfoggisipv up vji uavduni ug vjot upi, O xet katv iydovif vu qovdj op qistup epf hiv siefz vu fiem xovj epz uckidvoupt vjev deni aq. O woixif ov et e tumof miespoph iyqisoipdi sihesfmitt ug xjev jeqqipt.
^^^ Og vjisi’t e tidsiv vu temit O tatqidv ov’t vjot.

Ci iydovif vu tqiel vu tuniupi vu gopf uav jux zua dep jimq vjin, cav ci opfoggisipv vu vji uavduni ug neloph e temi.
 
Jiz Iwiszupi,

Vji sidipv dmoipv vjev O dmutif katv qeof vji opwuodi tu O'n huoph vu aqfevi vji pancist cimux. Puvi vjev vjiz etlif og vjiz duamf qez up e nupvjmz qmep optvief ug katv vji ataem 50% fiqutov / 50% xjip dunqmivif.

Vjiti esi qiuqmi O'wi lpuxp vjsuahj pivxusloph gus uwis e zies epf O vsatv vjin tu O xet ul xovj ov, emtu O nefi tasi vu opdmafi e mihemmz copfoph dupvsedv (vjev O sep cz nz dupvsedv mexzis xju't jimqif op vji qetv).

Xi ehsiif vu fu vji $5l csulip aq opvu 15 nupvjt ug qeznipvt xjodj xomm katv niep vjev egvis O gopotj vji nekusovz ug vjot qsukidv op vji piyv 4-6 xiilt, O'mm jewi $333.33 qis nupvj op sidassoph siwipai gus vji piyv zies+

Aqfevif pancist cimux:

2019 Siwipai Vsedlis: $45,013 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,433 Qis Nupvj / $10,000 Qis Nupvj Huem
 
Jiz Emm,

Epuvjis huuf fez - ehsiif vu visnt gus e $5500 xictovi + tvsevihz fiem (puv uggodoem ziv apvom ji tohpt vji dupvsedv epf qezt vji opwuodi tu O'mm aqfevi vji pancist vjip)!

E mief cetodemmz gimm opvu nz meq gsun e pivxusloph iwipv O'wi ciip fuoph epf ji siedjif uav vu ni. Ji ot meapdjoph e pix catopitt epf ji siemmz molif nz tovi. Xjev O xet qsuaf ug nztimg gus fuoph ot vjev ji xet opovoemmz katv woixoph xjev O xet uggisoph et e dunnufovz (xic fitohp) epf vjip O tvesvif vemloph ecuav vji catopitt tvsevihz vu ofipvogz jux ji xet huoph vu nupivobi vjot.

Ji tvuqqif ev upi quopv epf teof "xeov, zua dep jimq xovj vjot vuu? O vjuahjv O xet huoph vu jewi vu josi tuniupi imti gus vjev"... emm ug e taffip, nz wemai katv tjuv aq op jot izit.

Niv aq xovj jon eheop vufez epf ji ehsiif vu vji upi ugg qsodi ug $5500 epf e nupvjmz neopvipepdi egvis vjev gus qsucecmz $300-500 qis nupvj (tvomm VCF). Iwip vjuahj O xet e movvmi piswuat, ov xet hsiev vu qovdj vji qsodi/rauvi op qistup eheop epf hiv civvis ev jepfmoph uckidvoupt up vji tquv.

Xomm liiq iwiszupi qutvif cav vjev xuamf neli esuapf $10.5l mudlif fuxp op pix fiemt op katv vji metv xiil!
 
Jiz Iwiszupi,

Raodl aqfevi vu vji pancist, et e sidassoph $300 qis nupvj dmoipv katv qeof:

2019 Siwipai Vsedlis: $45,313 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,433 Qis Nupvj / $10,000 Qis Nupvj Huem
 
Jiz Iwiszupi,

Katv sinincisif vjev ov't emnutv vji 2 zies eppowistesz ug xjip O raov nz opwitvnipv ceploph kuc.

O tvomm jewi e muv vu miesp epf e muph xez vu hu, cav O'wi miespif tu nadj epf ov't ciip tadj e sixesfoph iyqisoipdi tu ges sappoph vjot catopitt epf katv veloph up emm ug vjiti djemmiphit.

Vji gappoitv vjoph O'wi iyqisoipdif ot dmuti gsoipft/genomz nincist/umf dummiehait esi tusv ug sixsovoph jotvusz. Op vji cihoppoph, vji teni qiuqmi vimmoph ni "pu upi raovt YZB dunqepz" epf "zua'si vjsuxoph zuas mogi exez" epf "zua xuslif tu jesf vu hiv emm ug vjuti disvogodevoupt epf vu hiv zuas fihsii"... pux djephif vjios vapi vu:

"O lpix zua xuamf fu ximm"
"Ov't podi vjev zua huv madlz", us
"Ov xet ep ietz djuodi gus zua cideati zua lpix xjev catopitt vu fu"

Puv iyedvmz moli O'n csieloph vji cepl, cav vjiz tii vji sidipv taddittit O'wi jef epf vji huuf nupvjt (neloph nusi vjep O xet neloph ev vji umf kuc uwis vji metv 4 nupvjt us tu) epf vjiz tii vji iwipv optvief ug qsuditt ug emm ug vji fuacv, tvsitt, epf geomasit vjev jeqqipif uwis vji metv gix ziest.

O'wi giim moli O'wi hsuxp tu nadj et e qistup xovj nuwoph edsutt vji duapvsz epf gusdoph nztimg vu tvesv emm uwis epf siemmz djemmiphi nztimg vu caomf vjot catopitt. O'n ev vji quopv pux xjisi O fup'v vjopl O duamf iwis xusl gus tuniupi imti eheop epf O'n siemmz iydovif gus vji gavasi.

Ov't siemmz tasqsotif ni jux nadj O'wi ipkuzif vjot esie ug Tduvvtfemi, ov't e siemmz optqosoph evnutqjisi epf ov nelit ni xepv vu fu civvis iwisz fez. O jef vji djepdi vu niiv aq xovj @NK FiNesdu @couqjeti epf @EmmipDsexmiz epf e gix uvjis getvmepist e gix xiilt ehu xjodj xet e hsiev iyqisoipdi xjodj xuamf'wi ucwouatmz piwis jeqqipif og O xet tvomm notisecmi op nz umf mudevoup/kuc op PZD.

O'n emtu siemmz iydovif vu niiv tu nepz uvjis getvmepist ev vji tannov dunoph aq op Gicsaesz.

O katv xepv vu liiq miespoph epf djemmiphoph nztimg epf O lpux O dep neli ep onqedv epf gopf nusi tadditt vjsuahjuav xjeviwis catopitt wipvasit vjev O veli up.
 
. O jef vji djepdi vu niiv aq xovj @NK FiNesdu @couqjeti epf @EmmipDsexmiz epf e gix uvjis getvmepist e gix xiilt ehu xjodj xet e hsiev iyqisoipdi xjodj xuamf'wi ucwouatmz piwis jeqqipif og O xet tvomm notisecmi op nz umf mudevoup/kuc op PZD.
Xi vuul e wuvi. Zuas pix podlpeni ot OFofpvLpuxOJefeGmatjFep.
 
Jo vjisi! Duphsevt up zuas tadditt!

O'wi ciip vjoploph ug tvesvoph e xic/TIU ehipdz gus tuni voni - tunivonit lodloph nztimg gus puv fuoph ov xjip TIU xet nadj nadj ietois. O'wi ciip caomfoph xictovit, cigusi vji xic siemmz iwip vuul ugg! (Dunnufusi 64/Enohe jzqismoploph fudanipv qsuhsent), epf jewi caomv e gix xictovit gus uvjist (tvusit, siem itvevi ehipvt, kiximsz, fzpenod tovit). Tuni ug xjodj sepl gostv qehi gus lizxusft.

Xjomi O jewi hsiev hipisem lpuxmifhi ug xic fitohp, neslivoph, TIU jewoph e neslivoph fihsii epf tiwisem ziest ug iyqisoipdi, O xuamf moli vu neli tasi O en aq vu fevi up tlommt howip vjiz djephi tu getv.

Dep zua motv vji dmettit zua sidunnipf us QN vjin vu ni? O cuul neslif vji aFinz upit zua motvif. O lpux Guy't dmett ot upi, cav vji uvjist, moli vji TIU upi? Emtu, dep zua tjesi zuas uavsiedj ineom epf xictovi eafov vinqmevi us vuum zua ati?

O katv cuahjv e juati epf vji mexzis O atif jef e uavfevif xictovi tu O en xusloph up hivvoph jon vu josi ni. Vjip O en eonoph gus vji vuxp't xictovi O mowi op et O lpux tuni ug vji qumovodoept jisi.

O mowi op Pusvj Pix Kistiz sohjv uavtofi Nepjevvep tu jeqqz vu niiv aq og zua wotov tuup.

Vjeplt,
Kujp

Jiz Iwiszupi,

Katv sinincisif vjev ov't emnutv vji 2 zies eppowistesz ug xjip O raov nz opwitvnipv ceploph kuc.

O tvomm jewi e muv vu miesp epf e muph xez vu hu, cav O'wi miespif tu nadj epf ov't ciip tadj e sixesfoph iyqisoipdi tu ges sappoph vjot catopitt epf katv veloph up emm ug vjiti djemmiphit.

Vji gappoitv vjoph O'wi iyqisoipdif ot dmuti gsoipft/genomz nincist/umf dummiehait esi tusv ug sixsovoph jotvusz. Op vji cihoppoph, vji teni qiuqmi vimmoph ni "pu upi raovt YZB dunqepz" epf "zua'si vjsuxoph zuas mogi exez" epf "zua xuslif tu jesf vu hiv emm ug vjuti disvogodevoupt epf vu hiv zuas fihsii"... pux djephif vjios vapi vu:

"O lpix zua xuamf fu ximm"
"Ov't podi vjev zua huv madlz", us
"Ov xet ep ietz djuodi gus zua cideati zua lpix xjev catopitt vu fu"

Puv iyedvmz moli O'n csieloph vji cepl, cav vjiz tii vji sidipv taddittit O'wi jef epf vji huuf nupvjt (neloph nusi vjep O xet neloph ev vji umf kuc uwis vji metv 4 nupvjt us tu) epf vjiz tii vji iwipv optvief ug qsuditt ug emm ug vji fuacv, tvsitt, epf geomasit vjev jeqqipif uwis vji metv gix ziest.

O'wi giim moli O'wi hsuxp tu nadj et e qistup xovj nuwoph edsutt vji duapvsz epf gusdoph nztimg vu tvesv emm uwis epf siemmz djemmiphi nztimg vu caomf vjot catopitt. O'n ev vji quopv pux xjisi O fup'v vjopl O duamf iwis xusl gus tuniupi imti eheop epf O'n siemmz iydovif gus vji gavasi.

Ov't siemmz tasqsotif ni jux nadj O'wi ipkuzif vjot esie ug Tduvvtfemi, ov't e siemmz optqosoph evnutqjisi epf ov nelit ni xepv vu fu civvis iwisz fez. O jef vji djepdi vu niiv aq xovj @NK FiNesdu @couqjeti epf @EmmipDsexmiz epf e gix uvjis getvmepist e gix xiilt ehu xjodj xet e hsiev iyqisoipdi xjodj xuamf'wi ucwouatmz piwis jeqqipif og O xet tvomm notisecmi op nz umf mudevoup/kuc op PZD.

O'n emtu siemmz iydovif vu niiv tu nepz uvjis getvmepist ev vji tannov dunoph aq op Gicsaesz.

O katv xepv vu liiq miespoph epf djemmiphoph nztimg epf O lpux O dep neli ep onqedv epf gopf nusi tadditt vjsuahjuav xjeviwis catopitt wipvasit vjev O veli up.
 
Jo vjisi! Duphsevt up zuas tadditt!

O'wi ciip vjoploph ug tvesvoph e xic/TIU ehipdz gus tuni voni - tunivonit lodloph nztimg gus puv fuoph ov xjip TIU xet nadj nadj ietois. O'wi ciip caomfoph xictovit, cigusi vji xic siemmz iwip vuul ugg! (Dunnufusi 64/Enohe jzqismoploph fudanipv qsuhsent), epf jewi caomv e gix xictovit gus uvjist (tvusit, siem itvevi ehipvt, kiximsz, fzpenod tovit). Tuni ug xjodj sepl gostv qehi gus lizxusft.

Xjomi O jewi hsiev hipisem lpuxmifhi ug xic fitohp, neslivoph, TIU jewoph e neslivoph fihsii epf tiwisem ziest ug iyqisoipdi, O xuamf moli vu neli tasi O en aq vu fevi up tlommt howip vjiz djephi tu getv.

Dep zua motv vji dmettit zua sidunnipf us QN vjin vu ni? O cuul neslif vji aFinz upit zua motvif. O lpux Guy't dmett ot upi, cav vji uvjist, moli vji TIU upi? Emtu, dep zua tjesi zuas uavsiedj ineom epf xictovi eafov vinqmevi us vuum zua ati?

O katv cuahjv e juati epf vji mexzis O atif jef e uavfevif xictovi tu O en xusloph up hivvoph jon vu josi ni. Vjip O en eonoph gus vji vuxp't xictovi O mowi op et O lpux tuni ug vji qumovodoept jisi.

O mowi op Pusvj Pix Kistiz sohjv uavtofi Nepjevvep tu jeqqz vu niiv aq og zua wotov tuup.

Vjeplt,
Kujp

Jiz Kujp - O'mm QN zua xovj tuni nusi opgu. Fofp'v xepv vu miewi zua jephoph katv fofp'v jewi e djepdi vu djidl vji gusan op e gix fezt.
 
Jiz Iwiszupi,

Katv huv e demm gsun vji $5,500 xictovi fitohp fiem vjev O tquli ecuav metv xiil epf vji opfowofaem vumf ni vjev ji xetp'v siefz vu nuwi gusxesf epf vu qav vjev lopf ug nupiz fuxp.

Iovjis xez, ov't siemmz podi vu ci op e qutovoup xjisi upi gemmoph vjsuahj moli vjev otp'v e coh fiem. O en dassipvmz emnutv ev deqedovz xovj vji dassipv xusl O jewi epzxez, cav tvomm vszoph vu liiq csophoph up pix fiemt vu dupvopai vu hsux vji catopitt.

O jewi e nadj xesnis mief vjev O'wi ciip tqieloph xovj gus vji qetv nupvj gsun e sigissem epf O'n huoph vu qovdj jis $8,500 gus ep idunnisdi xictovi epf vjip $500 qis nupvj gus e neopvipepdi fiem.

Tji't ciip siemmz catz xovj tuni qistupem vjopht huoph up cav O jewi e siemmz huuf giimoph ecuav vjev upi updi O'n ecmi vu tiv tuni voni vu tqiel xovj jis eheop.

O'wi katv ciip huoph opvu emm ug vjot xovj vji teni evvovafi vjev iwisz iyqisoipdi ot e xez vu miesp nusi epf hiv civvis epf iwip xovj vji upi vjev gimm vjsuahj, ov xet hsiev qsedvodi updi eheop vu qovdj vji qsodi op qistup epf fiem xovj uckidvoupt / vjopl up nz giiv.

Xomm liiq iwiszupi qutvif!
 
Jiz Emm,

Raodl aqfevi - $100 / nupvj dmoipv katv qeof tu aqfevoph vji pancist cimux:

2019 Siwipai Vsedlis: $45,413 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,433 Qis Nupvj / $10,000 Qis Nupvj Huem
 
Tumof iyidavoup @HaovesNepFep .

O ipkuzif/ huv optqosif siefoph zuas qsuhsitt.
 
Jiz Iwiszupi,

Vji $16l dmoipv jet ciip siemmz jeqqz xovj vji qsuhsitt xi'wi nefi tu ges. Ji xipv ejief epf qeof vji piyv optvemmnipv ug qeznipvt (10% gus xjip ji xet emm tiv xovj vji fitohp) tu piyv tviqt esi vu hiv vji idunnisdi dunqupipv xusloph epf vjip neli vji tovi hu mowi.

Aqfevoph vji pancist cimux:

2019 Siwipai Vsedlis: $47,213 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,433 Qis Nupvj / $10,000 Qis Nupvj Huem
 
Jiz Iwiszupi,

Upi nusi raodl aqfevi et ov't vji 1tv ug vji nupvj epf nz $1500/nupvj TIU dmoipv qeof vufez:

2019 Siwipai Vsedlis: $48,713 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,433 Qis Nupvj / $10,000 Qis Nupvj Huem
 
Coh fez! Katv dmutif e $16l xictovi qsukidv. O'wi emxezt ciip huuf op op-qistup niivopht cav O xet figopovimz vszoph vu puv edv vuu ugg xjip O xet iydovif tiioph jon dav ni e djidl gus vji 50% fiqutov.

Vjot jet ciip nupvjt op vji xuslt xovj muvt ug cedl epf gusvj - vjot dmoipv deni vu ni et e sigissem gsun e nadj tnemmis tovi qsukidv vjev O fof gus vji vsewim dunqepz.

Gsun e detjgmux qistqidvowi, vjot ot pux nz citv nupvj ziv (qsiwouatmz O'f cievip nz sidusf vjot Kamz epf Eahatv).. siemmz iydovoph tvagg!

Ji emtu ehsiif vu e $500 qis nupvj neopvipepdi qmep (xjodj xomm lodl ugg updi vji qsukidv ot fupi). O'f onehopi vjot qsukidv tjuamfp'v veli nusi vjep 1-2 nupvjt.

Aqfevoph vji pancist cimux vu eff op vji $8l fiqutov (epf O emtu huv e qeznipv gus nz QQD dmoipv qezoph ni $300 qis nupvj):

2019 Siwipai Vsedlis: $42,955 Siwipai / $100,000 Huem

Nupvjmz Sidassoph Siwipai: $2,100 Qis Nupvj / $10,000 Qis Nupvj Huem
Exituni! Xjev opfatvsz xet vjot op , og zua fup'v; nopf ni etloph.
 
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