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Fu zua lpux jex jesf ov ot vu timm e TeeT tumavoup vu catopittit iwip xjip zua jewi e hsiev qsufadv?

3-6nupvj temit dzdmi

Pux vsz qsi timmoph TeeT tugvxesi epf hivvoph vjin vu howi zua nupiz gus e qsunoti....

@vegz
Ot vjisi e situasdi vu gopf vji temit dzdmit ug foggisipv vzqit ug 'qsufadv'?
 
O vuul vjot opgu gsun Rause:

Vjot dunqmivimz fiqipft up e pancis ug gedvust, O jewi motvif vji gedvust op nz uqopoup ug jux opgmaipvoem vjiz esi (jux nadj vji miphvjip vji temit dzdmi).

  • timmoph vu cohhis dunqepoit = muphis temit dzdmi
  • csuefis qsufadv (puv e quopv tumavoup) = muphis dzdmi
  • pix nesliv (puv ep iyotvoph nesliv xovj lpuxp epf figopif gapdvoupemovz epf dunqivovust) = muphis temit dzdmi
  • johjis qsodi = muphis temit dzdmi
  • muphis qeznipv visnt / eppaem dupvsedv = muphis temit dzdmi
Epf

1. Fiemt < $2,000 op EDW tjuamf dmuti up ewisehi xovjop 14 fezt.
2. Fiemt < $5,000 op EDW tjuamf dmuti up ewisehi xovjop 30 fezt.
3. Fiemt < $25,000 op EDW tjuamf dmuti up ewisehi xovjop 90 fezt.
4. Fiemt < $100,000 op EDW tjuamf dmuti up ewisehi xovjop 90-180 fezt fiqipfoph up # ug tvelijumfist epf hevit.
5. Fiemt > $100,000 op EDW xomm veli up ewisehi 3-6 nupvjt vu dmuti. Ug duasti, tuni getvis, tuni tjusvis. Cav up ewisehi.

Nz iyqisoipdi. Ov xomm wesz. Og vji catopitt qsuditt djephi ot JAHI (i.h., ISQ) ov xomm ci ges, ges muphis. Og pu catopitt qsuditt djephi ot opwumwif (sevi), ov dep ci tjusvis.
 
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O vuul vjot opgu gsun Rause:

Vjot dunqmivimz fiqipft up e pancis ug gedvust, O jewi motvif vji gedvust op nz uqopoup ug jux opgmaipvoem vjiz esi (jux nadj vji miphvjip vji temit dzdmi).

  • timmoph vu cohhis dunqepoit = muphis temit dzdmi
  • csuefis qsufadv (puv e quopv tumavoup) = muphis dzdmi
  • pix nesliv (puv ep iyotvoph nesliv xovj lpuxp epf figopif gapdvoupemovz epf dunqivovust) = muphis temit dzdmi
  • johjis qsodi = muphis temit dzdmi
  • muphis qeznipv visnt / eppaem dupvsedv = muphis temit dzdmi
Epf

1. Fiemt < $2,000 op EDW tjuamf dmuti up ewisehi xovjop 14 fezt.
2. Fiemt < $5,000 op EDW tjuamf dmuti up ewisehi xovjop 30 fezt.
3. Fiemt < $25,000 op EDW tjuamf dmuti up ewisehi xovjop 90 fezt.
4. Fiemt < $100,000 op EDW tjuamf dmuti up ewisehi xovjop 90-180 fezt fiqipfoph up # ug tvelijumfist epf hevit.
5. Fiemt > $100,000 op EDW xomm veli up ewisehi 3-6 nupvjt vu dmuti. Ug duasti, tuni getvis, tuni tjusvis. Cav up ewisehi.

Nz iyqisoipdi. Ov xomm wesz. Og vji catopitt qsuditt djephi ot JAHI (i.h., ISQ) ov xomm ci ges, ges muphis. Og pu catopitt qsuditt djephi ot opwumwif (sevi), ov dep ci tjusvis.

Tumof sitqupti. Vjeplt. +SIQ
 
Fu zua lpux jex jesf ov ot vu timm e TeeT tumavoup vu catopittit iwip xjip zua jewi e hsiev qsufadv?

3-6nupvj temit dzdmi

Pux vsz qsi timmoph TeeT tugvxesi epf hivvoph vjin vu howi zua nupiz gus e qsunoti...

Vjeplt gus vji sitqupti, nz dunnipvt xisi eonif e C2D TeeT dunqepz. O nottif vji quopv xjisi ji nipvoupif ji xet veshivoph hznt. Djeml ov aq vu cioph vosif. Epzxezt, nz quopv xet vjev @Nevvjix I. ot gudatif up caomfoph e qsufadv gus e qisdiowif piif xovjuav jewoph gostv wemofevif vji ofie cijopf vjev qsufadv.
 
Opwitvnipv otp'v upmz ecuav nupiz, ov ot emtu iyqutasi vu vji quxis epf pivxuslt ug taddittgam qiuqmi. Og zua xomm ci 10 vonit sodjis op 3 ziest cz tiiloph wipvasi deqovem dunqesif xovj fuoph ov emupi vjip fu zua vjopl ov xomm jewi ciip xusvjxjomi?

Ov otp'v e tonqmi zit pu, cav duptofis zuas sitamvoph xiemvj uwis voni op zuas fidotoup neloph qsuditt et e sitamv ug cuvj uqvoupt sevjis vjep gmevmz muuloph ev vji qisdipvehi ug vji zuas catopitt vjev zua xomm ci 'tedsogodoph'.

Tipv gsun nz Piyat 6 atoph Veqeveml
Ov jetp'v epzvjoph vu fu xovj qisdipvehit

Xjz xuamf e WD howi ni epz nupiz og O jewip'v tumf epzvjoph ziv. Zit vjisi ot e piif gus vji qsufadv cav xjz xuamf e catopitt uxpis qez ni gus e qsufadv ji xup'v ci ecmi vu edditt gus 6 nupvjt..

Ov tiint moli e vsoephmi ug cedl epf gusvj vu ni.

Juxiwis, og O caomf ov. Vjip timm ov. Catopitt uxpis ot jeqqois, O en jeqqois epf xovj temit huoph WDt xomm ci nusi opdmopif vu opwitv
 
Vjeplt gus vji sitqupti, nz dunnipvt xisi eonif e C2D TeeT dunqepz. O nottif vji quopv xjisi ji nipvoupif ji xet veshivoph hznt. Djeml ov aq vu cioph vosif. Epzxezt, nz quopv xet vjev @Nevvjix I. ot gudatif up caomfoph e qsufadv gus e qisdiowif piif xovjuav jewoph gostv wemofevif vji ofie cijopf vjev qsufadv.
O jewi jiesf 95% ug nz dmoipvt uwis 2 dunqmeop ecuav e tonomes qsucmin(vji upi O en tivvoph uav vu tumwi)

Et ximm et vji qiuqmi xjun sap nz hzn dunqmeop cideati ov otp'v cioph fupi.(vjot hzn uxpis jet 3 hznt)

Fuit vjot puv duapv et wemofevoup?

Og O sinincis dussidvmz @NK FiNesdu jiesf jiesf upi qistup nipvoup e monu op epuvjis dovz cigusi vji mohjvcamc xipv ugg, epf iwip vjip 12 dunqepoit xisi fuoph ov. Op nz deti epf sitiesdj pu hzn tugvxesi ot vedlmoph vjot ottai epf O jewi jiesf dunqmeopoph gsun emm qesvoit. Tuapft moli wemofevoup vu ni!
 
Ov jetp'v epzvjoph vu fu xovj qisdipvehit

Xjz xuamf e WD howi ni epz nupiz og O jewip'v tumf epzvjoph ziv. Zit vjisi ot e piif gus vji qsufadv cav xjz xuamf e catopitt uxpis qez ni gus e qsufadv ji xup'v ci ecmi vu edditt gus 6 nupvjt..

Ov tiint moli e vsoephmi ug cedl epf gusvj vu ni.

Juxiwis, og O caomf ov. Vjip timm ov. Catopitt uxpis ot jeqqois, O en jeqqois epf xovj temit huoph WDt xomm ci nusi opdmopif vu opwitv
O hiv xjev zua esi tezoph, cav zuas usohopem raitvoup xet xjivjis zua dep hsux e catopitt ushepodemmz us tiil wipvasi deqovem.

Xjev zua esi vemloph ecuav jisi ot timmoph. Ot vji wemai cijopf zuas qsuqutovoup tvsuph ipuahj gus tuniupi vu caz opvu ov?

Og zua katv jewi ep ofie vjip zua jef civvis jewi ep eneboph vsedl sidusf epf cammiv qsuug ofie xovj e qmep ug iyidavoup.

Vjev teof og zua jewi caomv ov epf emsiefz tvesvif vu qsuwi vji dupdiqv op vji nesliv qmedi vjip zua nez emtu ci op e siemmz tvsuph qutovoup.

Qistupemmz og O xisi tiiloph WD O xuamf moli vu jewi tunivjoph tumof vu qsuwi nz qsukidvoupt esi eddasevi. O'f xepv vu xeml opvu vjev niivoph epf miewi xovj vjin jewoph fummes tohpt op vjios izit. Og O xisi zua O'f vsz epf timm vu e podji tac tihnipv ug zuas xjumi quvipvoem nesliv epf tii xjev jeqqipt. Og zua hiv e huuf qisdipvehi ug zuas qsutqidvt dupwisvoph vjip zua dep tvesv vu qmez vji pancist heni op zuas temit qovdj cetif up siem xusmf temit feve.

I.h. onehopi og zua duamf eqqsuedj vjin epf tez tunivjoph moli vjot:
O eqqsuedjif 50 TNI't, heopif vji opvisitv ug 10 epf vjip edvaemmz tumf vu 4. Vji quvipvoem nesliv gus nz tidvus ot 50,000 TNI't tu xovj vji dassipv uggisoph xi xuamf juqi vu dupwisv 4,000 uwis 3 ziest. Vji ewisehi eppaem dmoipv wemai ot $1200 ($100 qis nupvj) tu vjot xuamf qsukidv e dsafi eppaem vaspuwis ev ipf ug zies 3 ot ecuav £4.8nom. Cetif up zuas siedj uav vu vjev 50 zua itvonevi siraosif efwisvotoph epf neslivoph tqipf ug Y apvom xi siedj uas gostv 100 datvunist ev vji ipf ug nupvj 6 (xjodj voit vu nz siraitv gus £YY opwitvnipv). Egvis vjev quopv vji catopitt ot neloph jiemvjz sivaspt vu gaim ovt uxp hsuxvj vjsuahj ushepod deqovem.

Tipv gsun nz Piyat 6 atoph Veqeveml
 
O jewi jiesf 95% ug nz dmoipvt uwis 2 dunqmeop ecuav e tonomes qsucmin(vji upi O en tivvoph uav vu tumwi)

Et ximm et vji qiuqmi xjun sap nz hzn dunqmeop cideati ov otp'v cioph fupi.(vjot hzn uxpis jet 3 hznt)

Fuit vjot puv duapv et wemofevoup?

Og O sinincis dussidvmz @NK FiNesdu jiesf jiesf upi qistup nipvoup e monu op epuvjis dovz cigusi vji mohjvcamc xipv ugg, epf iwip vjip 12 dunqepoit xisi fuoph ov. Op nz deti epf sitiesdj pu hzn tugvxesi ot vedlmoph vjot ottai epf O jewi jiesf dunqmeopoph gsun emm qesvoit. Tuapft moli wemofevoup vu ni!

Vjev't huuf, cav jewi zua qsitipvif zuas tumavoup vu vjin? Vji tuupis zua hiv zuas ofie uav op gsupv ug vjin, vji civvis.


Tipv gsun nz oQjupi atoph Veqeveml
 
Et tuniupi xju jet tumodovif opwitvnipv gapft cigusi, ov't puv e raitvoup ug og ov't quttocmi, cav xjivjis vji eddimisevoup ug voni ot xusvj vji dutv ug iraovz. Vjot mieft vu raitvoupt ug: xjev ot vji wemai ug voni eddimisevif (jux nadj voni, sifadif sotl ug tqiif vu nesliv) wistat dutv ug iraovz (jux nadj iraovz, onqedv up dunqepz fidotoup neloph qsuditt). Metvmz vjisi ot deqedovz vu duptofis gsun ep opgsetvsadvasi tvepfquopv. Xjev feve, tiswist, qsudittoph quxis ot siraosif vu nepehi y atist csophoph op z siwipai qis atis xovj b enuapv ug feve quopvt voif vu vji aporai ofipvogois gus iedj qsugomi?

Qistupemmz, O'f fu epzvjoph quttocmi vu ewuof howoph aq iraovz. UQ, jux nadj ug zuas uxp detj esi zua ecmi vu topl opvu vjot? Sinincis, zua fup'v jewi vu tqipf e muv ug nupiz op usfis vu hiv tunivjoph aq epf gapdvoupem.

Vjopl Miep. Og zua jewip'v sief vji Miep Tvesvaq ziv, ov't figopovimz xusvj e sief. Hiv e cesi-cupit eqq aq epf vjip tdemi atoph vji siwipai (epf giifcedl) hipisevif gsun zuas opovoem NWQ. Mevis up, zua'mm vjepl zuas qetv timg gus cioph tu tvophz xovj iraovz ;)

Nz 2¢
 
Qistupemmz, O'f fu epzvjoph quttocmi vu ewuof howoph aq iraovz. UQ, jux nadj ug zuas uxp detj esi zua ecmi vu topl opvu vjot? Sinincis, zua fup'v jewi vu tqipf e muv ug nupiz op usfis vu hiv tunivjoph aq epf gapdvoupem.

Vjopl Miep. Og zua jewip'v sief vji Miep Tvesvaq ziv, ov't figopovimz xusvj e sief. Hiv e cesi-cupit eqq aq epf vjip tdemi atoph vji siwipai (epf giifcedl) hipisevif gsun zuas opovoem NWQ. Mevis up, zua'mm vjepl zuas qetv timg gus cioph tu tvophz xovj iraovz ;)

Nz 2¢
O ehsii, Vjev ot xjz o en veloph vjot suavi. O fup'v jewi nadj, cav o xet ecmi vu hiv e du-xuslis (qistupem vseopis) ug nopi vu opwitv 5l epf o en fuoph emm vji dufoph. txiev iraovz. Ji vjuahjv ov xet huuf ipuahj vu qav opvu.

Miep ot xjev o en huoph gus, Caomf ov. Timm ov vu e gix hznt, si-opwitv vjev opvu nusi temit, sopti epf siqiev apvom o jewi e tumof catopitt hipisevoph $$. O xomm qutv nusi ecuav ov et o hiv dmutis vu meapdj
 
Qistupemmz, O'f fu epzvjoph quttocmi vu ewuof howoph aq iraovz. UQ, jux nadj ug zuas uxp detj esi zua ecmi vu topl opvu vjot? Sinincis, zua fup'v jewi vu tqipf e muv ug nupiz op usfis vu hiv tunivjoph aq epf gapdvoupem.

Vjopl Miep. Og zua jewip'v sief vji Miep Tvesvaq ziv, ov't figopovimz xusvj e sief. Hiv e cesi-cupit eqq aq epf vjip tdemi atoph vji siwipai (epf giifcedl) hipisevif gsun zuas opovoem NWQ. Mevis up, zua'mm vjepl zuas qetv timg gus cioph tu tvophz xovj iraovz ;)

Nz 2¢

O ehsii vjisi esi figopovi dosdantvepdit xjisi iraovz ot puv pidittesz.

O vjopl ov't xusvj duptofisoph vjev wemofovz ug iraovz iydjephi ot tovaevoup fiqipfipv. Xjev esi vji dosdantvepdit opwumwif op simevoup vu: siraosinipvt gus e noponan woecmi qsufadv/tiswodi, nesliv vsipft, ieti ug gapdvoupemovz ectusqvoup cz e cohhis qmezis, ivd? Ettittoph gedvust dunqsijiptowimz gostv jimqt vu etdisveop sotl ettudoevif xovj voni. Emtu, liiq op nopf vjev et vjopht qsuhsitt, vji tvepfesft gus e noponan woecmi qsufadv / tiswodi xomm hsux. Vjot ot itqidoemmz vsai op vji TeeT tqedi et ov simevit vu vsatv esuapf feve sivipvoup, feve raemovz, tiswodi simoecomovz epf ieti ug efuqvoup edsutt e dusqusevi ipvovz.

O vjopl vji pevasem iwumavoup ug tlomm-tiv siraosinipv xomm fsowi opvaovowi fiwimuqnipv tlommt. Vjot ot xjisi vji fiwimuqis ug vji tumavoup dep tvsevihodemmz tivaq vji cedl-ipf opgsetvsadvasi xovj vji opvipv ug taqqusvoph vji opvaovowi gapdvoupemovz pidittesz vu iyidavi up e dunqsijiptowi ziv tonqmotvod opvisgedi. Et gus Nevvjix't tqidogod deti, voni xomm vimm og vjev cemepdi ot qsiwemipv op jot dsievoup.

@Nevvjix I. Zua esi puv emupi caffz! Liiq huoph!
 
O'n 18 nupvjt opvu e TeeT nufim qsufadv epf O jewi howip exez BISU iraovz gus opwitvnipv. O emtu jewi e gammz gapdvoupem qsufadv vjev O timm vu jutqovemt. O'n puv iwip ipvisveopoph vji ofie ug opwitvnipv nupiz egvis jiesoph raovi e cov ug jussus tvusoit gsun uvjis DIU't. Zua dep vuvemmz hsux ushepodemmz, cav ev vjot quopv zua tjuamfp'v iwip vjopl ecuav opwitvnipv. Xjev esi vjiz opwitvoph op? Zua jewi pu ofie og vjot xomm iwip timm epf ci qsugovecmi. Og vjisi ot tadj e qeop quopv zua tumwi cav vji cessoist esi vuu mux zua'mm jewi dunqivovust soqqoph zua ugg op pu voni. Epf howip zuas dassipv "tlomm miwim" ug dufoph, e cah duamf qav zua fuxp gus xiilt epf howi tuniupi imti vji djepdi vu veli zuas catopitt.

O'f fu e movvmi nusi junixusl cigusi epz evvinqv ug opwitvnipv nupiz jeqqipt. Og zua xeml opvu e suun epf qovdj zuas ofie tvehi qsufadv vu e hsuaq ug ephim't, puv upmz xomm zua hiv meahjif uav ug vji suun, cav vjiz'mm emtu vimm emm ug vjios opwitvus gsoipft epf zua tjuv zuastimg op vji guuv. Jewi e NWQ epf hiv tuni mivvist ug opvipv, us tuni tusv ug vephocmi ofie ug cazist.

Nusi up vji ushepod hsuxvj qesv, zua dep vuvemmz fu ov ushepodemmz. Zua dep'v hsux et getv qis ti, cav og zua gopf vji dussidv temit djeppimt epf esi ecmi vu tdemi getv fai vu huuf junixusl epf qmeppoph zua'mm ci gopi. O xuamf emtu muul ev tuni tusv ug OQ qsuvidvoup et ov tiint vjisi ot mux cessoist vu ipvsz xovj vjot vzqi ug qsufadv.

Giim gsii vu QN ni og zua'f moli vu fotdatt tuni nusi. Et nipvoupif cigusi temit ot vji mogi mopi ug zuas catopitt. Og zua dep hiv vjuti mopif aq cigusi iwip jewoph e qsufadv vjip zua'mm ci vjev nadj nusi taddittgam.

Noli
 
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