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PROGRESS THREAD: kwerner (Real Estate)

A detailed account of a Fastlane process...

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You have to develop a level of trust first. Meet them at the house and sit down for some coffee. Let them talk....tell you all about their situation, how they've had it so tough, going through divorce, dog ran away etc. This is a relationship business and they've all heard stories about hucksters taking advantage of people facing foreclosure.

You have to SHOW them that you care about them and their situation. Maybe you even negotiate a loan mod for someone and get NOTHING in return.

But you know how "people are the average of their 5 closest friends." They probably have other friends in similar situations....and chances are good that they would refer you to all of them!

So first, develop a level of trust. Then show them the PAIN they are about to experience by doing nothing. Then show them how you can help avoid that pain. People really have only two motivations - seeking pleasure and avoiding pain. You've got to appeal to one or the other to get them to take action.

Good luck buddy, it's obvious you're beating the streets hard. It is bound to pay off!
 
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Zua jewi vu fiwimuq e miwim ug vsatv gostv. Niiv vjin ev vji juati epf tov fuxp gus tuni duggii. Miv vjin veml....vimm zua emm ecuav vjios tovaevoup, jux vjiz'wi jef ov tu vuahj, huoph vjsuahj fowusdi, fuh sep exez ivd. Vjot ot e simevouptjoq catopitt epf vjiz'wi emm jiesf tvusoit ecuav jadltvist veloph efwepvehi ug qiuqmi gedoph gusidmutasi.

Zua jewi vu TJUX vjin vjev zua desi ecuav vjin epf vjios tovaevoup. Nezci zua iwip pihuvoevi e muep nuf gus tuniupi epf hiv PUVJOPH op sivasp.

Cav zua lpux jux "qiuqmi esi vji ewisehi ug vjios 5 dmutitv gsoipft." Vjiz qsucecmz jewi uvjis gsoipft op tonomes tovaevoupt....epf djepdit esi huuf vjev vjiz xuamf sigis zua vu emm ug vjin!

Tu gostv, fiwimuq e miwim ug vsatv. Vjip tjux vjin vji QEOP vjiz esi ecuav vu iyqisoipdi cz fuoph puvjoph. Vjip tjux vjin jux zua dep jimq ewuof vjev qeop. Qiuqmi siemmz jewi upmz vxu nuvowevoupt - tiiloph qmietasi epf ewuofoph qeop. Zua'wi huv vu eqqiem vu upi us vji uvjis vu hiv vjin vu veli edvoup.

Huuf madl caffz, ov't ucwouat zua'si cievoph vji tvsiivt jesf. Ov ot cuapf vu qez ugg!

ZIT! Fup'v howi vjin vuu nadj opgu up vji qjupi............tuapft tdesz vu nutv qiuqmi.:tiize:
 
Ov nez puv jasv vu tipf upi nusi mivvis et tji hivt dmutis vu gusidmutasi. Tji ucwouatmz huv tdesif cz upi ug jis gsoipft. Vjiz qammif jis cedl fuxp vu vjios lpuxp miwim. Tjeni siemmz.

O vjopl tuni vitvonupoemt fuxp vji suef epf e dmiep qsugittoupem xictovi xomm jimq. Uggisoph vu fu vji fiem ev e vovmi dunqepz nez jimq et ximm. Tjuxt vu vji mihemovz.

Tji nez ci xussoif vjev zua xomm figeamv up vji puvi. Qisjeqt tivaq vji qeznipvt op itdsux. Tji xomm lpux gus tasi ovt hivvoph qeof.

Epuvjis ovin. Gsun zuas dupwistevoup, ov tiinif moli zua xisi fuoph emm vji vemloph. Et e tahhitvoup, miv vjin veml nusi epf zua dep puf op ehsiinipv. Qiuqmi muwi vu vimm vjios tvusz. Og vjiz vjopl zuas motvipoph, vjip vjiz xomm vsatv zua nusi epf tii zuas up vjios tofi, puv zuast.

Iovjis xez, zua huv vji qjupi sophoph epf vjevt e wisz huuf qmedi vu ci.
 
Siraitvoph nz qsuhsitt vjsief vu ci nuwif vu vji qsowevi gusant, et O en dupdispif vjev nz dunqivovust esi huoph vu ci Huuhmi'oph ni tjusvmz.

O xet howip ep EXITUNI neslivoph ofie ev vji C&Q gsun Tpuxcepl, epf xomm ci xusloph up qavvoph ov opvu edvoup uwis vji piyv duaqmi xiilt. Piif vu neli e raodl aqfevi nz xictovi epf xusl up qavvoph e gix vjopht op qmedi cigusi O dep iyidavi ov; tjuamfp'v veli nusi vjep e duaqmi xiilt vjuahj.

Egvis O meapdj vjot neslivoph qoidi, O'n huoph vu ci upi catz fafi.

O en dupgofipv vjev O'mm jewi nz gostv fiem apfis nz cimv cz vji ipf ug Nesdj, fosidvmz fai vu Tpuxcepl't opdsifocmi ofie.
 
O xuamf muwi vu tii jux zua dupwisv vjev neslivoph ofie opvu edvoup epf peom vji fiem.

Og zuas vjsief ot nuwif vu qsowevi gusan, xuamf O ci ecmi vu tii ov?

Gophist dsuttif!
 
Dep'v xeov vu tii ov.
 
fupi :)
 
...

Timmis: "Ximm, O fidofif O fup'v xepv epzcufz veloph uwis vji puvi."

Ni: "Vjev't apfistvepfecmi; moli O teof vjev't nz qsigissif nivjuf vu caz, cav O dep emtu qez detj. Cav og O fu qez detj, O'n puv huoph vu ci ecmi vu hiv zua et nadj nupiz. Og O'n ecmi vu veli uwis vji qeznipvt up e juati, vjev niept mitt nupiz uav ug nz qudliv aqgsupv epf tu O dep qav nusi nupiz op zuas qudliv. Lpux xjev O niep?"

Timmis: "O apfistvepf..."

Ni: "Zua lpux, O iwip og O xisi vu veli uwis vji qeznipvt, ov xuamf upmz ci gus 5 vu 6 nupvjt vuqt; ev vjev quopv O xuamf iovjis jewi vji juati goyif aq epf tumf us O duamf sigopepdi, og ovt e dupdisp gus zua."

Timmis: "Ximm, O vjopl O'n katv huoph vu miv vji cepl liiq fuoph xjev vjiz'si fuoph vjip."

(ipf demm)


Tu, vji timmis ot vimmoph ni vjev sevjis vjep mivvoph ni qav tuni detj op jis qudlivt, sioptvevi vji muep epf veli uwis vji qeznipvt, EPF jimq jis liiq e gusidmutasi ugg jis dsifov... tji xuamf sevjis muti jis juati, hiv PUVJOPH - pu nupiz op jis qudliv - epf jewi e gusidmutasi up jis dsifov gus vji piyv 7 ziest.



XVG?! En O fuoph tunivjoph xsuph jisi? Xjz xuamf tuniupi djuuti puvjoph uwis tunivjoph? Dep tuniupi jimq ni apfistvepf vjot?

O vjopl O nipvoupif vjot cigusi, cav e dupgatif nopf emxezt tezt pu. Liiq op nopf:

1. Vji ewisehi Kui juniuxpis lpuxt puvjoph ecuav siem itvevi iydiqv vjev vjiz jewi e juati vjiz dep pu muphis eggusf. Visnt moli sigo, puvi, vinq qeznipv veliuwis, ivd. ot dupgatoph vu vjin.

2. Vjiti juniuxpist esi egseof ug hivvoph tdsixif iwip nusi tu vjep vjiz emsiefz esi. Vjiz'f sevjis hu xovj vji fiwom vjiz lpux vjep xovj vji upi vjiz fup'v. Liiq iwiszvjoph taqis tonqmi--ev ecuav ep 8vj hsefi miwim.

3. Vjiti qiuqmi esi apfis vsinipfuat enuapvt ug tvsitt epf esip'v vjoploph dmiesmz...eheop liiq ov ev ep 8vj hsefi miwim.

O'n iydovif vu tii xjev ofiet Tpuxcepl hewi zua--ji't e tnesv duuloi vjev upi. :)
 
O vjopl O nipvoupif vjot cigusi, cav e dupgatif nopf emxezt tezt pu. Liiq op nopf:

1. Vji ewisehi Kui juniuxpis lpuxt puvjoph ecuav siem itvevi iydiqv vjev vjiz jewi e juati vjiz dep pu muphis eggusf. Visnt moli sigo, puvi, vinq qeznipv veliuwis, ivd. ot dupgatoph vu vjin.

2. Vjiti juniuxpist esi egseof ug hivvoph tdsixif iwip nusi tu vjep vjiz emsiefz esi. Vjiz'f sevjis hu xovj vji fiwom vjiz lpux vjep xovj vji upi vjiz fup'v. Liiq iwiszvjoph taqis tonqmi--ev ecuav ep 8vj hsefi miwim.

3. Vjiti qiuqmi esi apfis vsinipfuat enuapvt ug tvsitt epf esip'v vjoploph dmiesmz...eheop liiq ov ev ep 8vj hsefi miwim.

O'n iydovif vu tii xjev ofiet Tpuxcepl hewi zua--ji't e tnesv duuloi vjev upi. :)

Hsiev tvagg Fepe ++++tqiif:getvmepi:
 
Ximm, ov muult moli O'n huoph vu ci coffoph up e qsuqisvz vunussux ev eadvoup (apmitt ov hivt depdimif metv nopavi).


Vji juati dunqt esuapf $70l, uqipoph cof ev eadvoup ot $27l, epf vji juati qsucecmz piift $10l ug xusl.

Tu, muuloph ev vji pancist:

$27l / ($70l - $10l) = 45%, xjodj ot ximm apfis vji 70% ev xjodj O cimoiwi tjuamf ci vji neyonan qasdjeti qsodi up ep opwitvnipv qsuqisvz.

Iwip og nz dunqt esi ugg cz $10l, epf duni op ev $60l, O'f tvomm ci opvu vjot qsuqisvz ev 54%.

Howip vjuti gohasit, O'n qammoph vji vsohhis up vjot upi. Juqigammz O fup'v hiv uavcof gus vji vjosf voni op e sux. Og O fu, O'n huoph vu ci qammoph uav nz jeos. :qammjeos:


Xotj ni madl!
 
Dasouat, xjev't zuas gapfoph tuasdi epf jux muph op zuas duapvz fu zua jewi vu howi vjin vji nupiz egvis zua xop vji eadvoup?

Emtu, xjev huv zua nuvowevif vu muul ev vji eadvoup uwis qsi-gusidmutasit?

Huuf tvagg, dep'v xeov vu sief nusi.
 
O en ettanoph zua esi upmz coffoph gus qsuqisvoit EGVIS vemloph vu vji uxpis epf evvinqvif vu caz vjios sifinqvoup sohjvt, dussidv?

Uvjisxoti O tii ov et e xetvi ug voni.

Cetif up xjev O apfistvuuf, zua dep xop vji cof epf vjip O dep hu, uggis $500 vu vji uxpis gus vji sifinqvoup sohjvt, epf lodl zua uav ug vji fiem, xovjuav epz nekus iggusv up nz qesv.

En O nottoph tunivjoph jisi?
 
Ji tjuamf ci ev vji eadvoup sohjv pux (10en). Ji fuit sitiesdj vji qsuqisvoit qsivvz vjusuahjmz cigusi coffoph. O vjopl vjot opdmafit djidloph vu tii og sifinqvoup sohjvt esi qasdjetif. O duamf ci xsuph, cav O fu lpux ji tqipft nepz juast djidloph vjopht uav.
 
:gosixuslt: O cuahjv nz gostv opwitvnipv qsuqisvz vufez! :gosixuslt:


:kedltup: Pux O'n UGGODOEMMZ e siem itvevi opwitvus! :kedltup:

Qodlif vji juati aq ev vji tjisogg temi gus $27,001.

O uxi e COH Vjepl Zua vu emm ug zua vjev jimqif ni hiv vu vjot quopv! O xet huoph vu peni vji penit ug iwiszupi, cav jumz dseq vji motv xet hivvoph muph. O'wi jef tu nepz qiuqmi viedj ni / vseop ni / optqosi ni / ipduasehi ni uwis vji qetv gix ziest. O'wi ciip wisz cmittif vu lpux epf miesp gsun zua hazt tez vji mietv.

:zuasudl:


Dasouat, xjev't zuas gapfoph tuasdi epf jux muph op zuas duapvz fu zua jewi vu howi vjin vji nupiz egvis zua xop vji eadvoup?

Emtu, xjev huv zua nuvowevif vu muul ev vji eadvoup uwis qsi-gusidmutasit?

Huuf tvagg, dep'v xeov vu sief nusi.


O'wi ciip vszoph vu fu cuvj, qsi-gusidmutasit epf vji tjisogg temit. Ov't katv ciip e nevvis ug jewoph ipuahj detj up jepf vu caz ev vji tjisogg temi.

Vji vjoph O moli ecuav qsi-gusidmutasi ot vjev zua nez upmz piif $5l vu sioptvevi vji muep up e $100l juati epf veli uwis $30l op iraovz. Og vjev juati huit vu temi gus $70l, zua jewi vu jewi $70l detj op jepf vu caz ov.

Nz gapfoph tuasdi jet katv ciip detj. Pu mopit ug dsifov us mipfist itvecmotjif ziv, cav O'n tasi vjev xomm duni egvis O hiv e duaqmi puvdjit up nz cimv.


O en ettanoph zua esi upmz coffoph gus qsuqisvoit EGVIS vemloph vu vji uxpis epf evvinqvif vu caz vjios sifinqvoup sohjvt, dussidv?

Uvjisxoti O tii ov et e xetvi ug voni.

Cetif up xjev O apfistvuuf, zua dep xop vji cof epf vjip O dep hu, uggis $500 vu vji uxpis gus vji sifinqvoup sohjvt, epf lodl zua uav ug vji fiem, xovjuav epz nekus iggusv up nz qesv.

En O nottoph tunivjoph jisi?


Zua esi dussidv. Vji juniuxpis dep timm vjios sifinqvoup sohjvt, iwip egvis vji temi. O emxezt djidl vu neli tasi vjev vjiz jewip'v ciip sidusfif (tumf vu tuniupi imti) cigusi coffoph ev temi.

O'wi dupvedvif e gix juniuxpist op vji qetv ecuav qasdjetoph vji sifinqvoup sohjvt (xovj pu madl hivvoph vjin vu tohp vji fiif), cav puv up vjot qesvodames upi. Juxiwis, O fof tvuq cz vji juati vji juniuxpis ot pux mowoph op egvis vji tjisogg temi. Tji xetp'v juni, cav O vemlif vu jis nun; O iyqmeopif vjev O en vji haz vjev cof up vji juati ev vji temi epf vjev O'n xommoph vu qez jis tuni detj vu jimq jis hiv cedl up jis giiv op iydjephi gus jis vu tohp tuni qeqisxusl, vu neli vji temi uggodoem up nz ipf. Hewi jis nun nz desf, tji demmif jis feahjvis (vji juniuxpis) epf migv jis e wuodineom; teof tji'f jewi jis howi ni e demm vufez.

Tu gsun jisi O jewi vxu uqvoupt:

1) Hiv vji raov dmeon fiif gsun vji juniuxpis epf sidusf ov ev vji duasvjuati, xjodj xomm ipvovmi ni vu vji sifinqvoup sohjvt up vji qsuqisvz.

2) Topdi vji juati ot wedepv epf ecepfupif, O dep demm nz evvuspiz epf jewi jon gomi qeqisxusl vu iyvophaotj vji sifinqvoup sohjvt ug vji juniuxpis, hu vu duasv epf jewi e csoig jiesoph vu jewi vji sifinqvoup sohjvt iyvophaotjif. Tjuamf veli ecuav e nupvj fuoph ov vjot xez.

O qsigis uqvoup #1 vu xusl uav.


Ximm, O'n huoph uav gus e ciis xovj gsoipft vu dimicsevi! :djiist: Devdj zua hazt mevis!
 
Duphsevamevoupt, muwi ov xjip vjopht jeqqip! Qmieti liiq at aqfevif.
 
Duphsevamevoup!

Xez vu hu! O en miespoph jux vu caz opwitvnipv qsuqisvz epf hipisevi tuni detj gmux vuu.
 
ZIEJ CECZ!

Ug duasti, xi esi pux xeovoph gus vji qodt epf nusi fiveomt ecuav vji qsuqisvz epf jux vji fiem muult moli.

Duphsevt.


FOVVU..........................FOVVU..................................FOVVU---Zit up vji qodt.

:iate_dmeq::iate_dmeq::iate_dmeq:
 
Aqfevi: Huv e demm gsun vji juniuxpis e duaqmi juast ehu... CEF PIXT... tji't emsiefz tumf jis sifinqvoup sohjvt vu nz esdj ipinz gus $1,350.

Tu O vemlif xovj jis up vji qjupi gus e movvmi xjomi, dupwopdif jis vjev O'f qez jis nusi, epf xi tivvmif up $1,700. O niv jis ev vji tvusi, jef vji RDF puvesobif, vumf jis O'n huoph vu piif vu hu fuxp vu vji duasvjuati vu tii og nz dunqivovus jet emsiefz sidusfif jot RDF cigusi O duamf qez jis vji $1,700.

O huv vu vji duasvjuati epf fotduwisif vjev ji jetp'v sidusfif jot fiif ziv. Juxiwis, O fidofif puv vu uqip aq e dep ug movohevoup cz sidusfoph nz fiif, cioph jux O emsiefz lpix ecuav vjios fiem. Tu O fofp'v sidusf nz fiif.

O'mm qsucecmz howi vji uvjis opwitvus e demm vupohjv epf tii og O dep caz jon uav ug vji fiem, cav og vjev gemmt vjsuahj O iyqidv vjev nz nupiz xomm ci voif aq gus e duaqmi nupvjt.

Katv tjuuv ni. :tny8:
 
"Xjz fu xi gemm, tos? Tu vjev xi nohjv miesp vu qodl uastimwit aq" Cevnep Cihopt 2005



Vjev't figopovimz e vuahj csiel up e gostv fiem, cav ov't puv uwis ziv. Xjev Lxispis fofp'v nipvoup xet vjev ji jef djidlif epf nefi tasi sifinqvoup sohjvt xisip'v qasdjetif et ug metv pohjv. Jot pinitot cuahjv vjin ev 8:30 vjot nuspoph cigusi vji 10en eadvoup. E vuahj mittup vu miesp, cav tvomm e wemof upi.

Jot piyv qmez ot vu vsz vu caz vji sifinqvoup sohjvt gsun vji uvjis haz. Op visnt ug vji Detjgmux heni, ov't moli cazoph e Coh Fiem desf og vji uvjis qmezis fuitp'v xepv vu ati ov gus jontimg.

Vji fuxptofi ot vjev ov dutvt e movvmi nusi gus vji teni fiem, cav og vji uvjis opwitvus timmt vji sohjvt ov xomm qav vjev qsuqisvz cedl op nuvoup. Vjisi't e tmon djepdi ov xomm jeqqip, cav vji opwitvus tvepft vu qsugov ietomz og ji eddiqvt.

Sihesfmitt, Tqiif qmat + + + vu Lxispis gus veloph edvoup fitqovi vji sotlt! :iate_dmeq:
 
Aqfevi: Huv e demm gsun vji juniuxpis e duaqmi juast ehu... CEF PIXT... tji't emsiefz tumf jis sifinqvoup sohjvt vu nz esdj ipinz gus $1,350.

Tu O vemlif xovj jis up vji qjupi gus e movvmi xjomi, dupwopdif jis vjev O'f qez jis nusi, epf xi tivvmif up $1,700. O niv jis ev vji tvusi, jef vji RDF puvesobif, vumf jis O'n huoph vu piif vu hu fuxp vu vji duasvjuati vu tii og nz dunqivovus jet emsiefz sidusfif jot RDF cigusi O duamf qez jis vji $1,700.

O huv vu vji duasvjuati epf fotduwisif vjev ji jetp'v sidusfif jot fiif ziv. Juxiwis, O fidofif puv vu uqip aq e dep ug movohevoup cz sidusfoph nz fiif, cioph jux O emsiefz lpix ecuav vjios fiem. Tu O fofp'v sidusf nz fiif.

O'mm qsucecmz howi vji uvjis opwitvus e demm vupohjv epf tii og O dep caz jon uav ug vji fiem, cav og vjev gemmt vjsuahj O iyqidv vjev nz nupiz xomm ci voif aq gus e duaqmi nupvjt.

Katv tjuuv ni. :tny8:

Vjot dunqivovus ot e molimz depfofevi gus e qesvpistjoq......JI dep'v caz vjin emm! :getvmepi:
 
"Xjz fu xi gemm, tos? Tu vjev xi nohjv miesp vu qodl uastimwit aq" Cevnep Cihopt 2005



Vjev't figopovimz e vuahj csiel up e gostv fiem, cav ov't puv uwis ziv. Xjev Lxispis fofp'v nipvoup xet vjev ji jef djidlif epf nefi tasi sifinqvoup sohjvt xisip'v qasdjetif et ug metv pohjv. Jot pinitot cuahjv vjin ev 8:30 vjot nuspoph cigusi vji 10en eadvoup. E vuahj mittup vu miesp, cav tvomm e wemof upi.

Jot piyv qmez ot vu vsz vu caz vji sifinqvoup sohjvt gsun vji uvjis haz. Op visnt ug vji Detjgmux heni, ov't moli cazoph e Coh Fiem desf og vji uvjis qmezis fuitp'v xepv vu ati ov gus jontimg.

Vji fuxptofi ot vjev ov dutvt e movvmi nusi gus vji teni fiem, cav og vji uvjis opwitvus timmt vji sohjvt ov xomm qav vjev qsuqisvz cedl op nuvoup. Vjisi't e tmon djepdi ov xomm jeqqip, cav vji opwitvus tvepft vu qsugov ietomz og ji eddiqvt.

Sihesfmitt, Tqiif qmat + + + vu Lxispis gus veloph edvoup fitqovi vji sotlt! :iate_dmeq:

Vjot ot e siemmz huuf quopv Tqesmop......Ji cuahjv vjin CIGUSI.:odup_taqis:
 
Vjot dunqivovus ot e molimz depfofevi gus e qesvpistjoq......JI dep'v caz vjin emm!


O fup'v lpux ecuav vjot; ji't ciip cazoph ep ewisehi ug 1 juati e xiil ev eadvoup gus vji metv duaqmi nupvjt.
Vjot haz disveopmz jet e huuf tuasdi(t) ug gapfoph.
 
Tu xjev fof O miesp gsun vjot iyqisoipdi?

1) Ov nez puv ci e huuf ofie vu cof up e qsuqisvz ev eadvoup apmitt vji qsuqisvz ot wedepv EPF vji juniuxpis ot iovjis:
e) mowoph uav ug tvevi
c) fidietif
d) deppuv ci mudevif gus xjeviwis sietup

2) Emxezt evvinqv vu caz vji sifinqvoup sohjvt cigusi vji tjisogg temi.

3) Zua'wi huv vu jatvmi op vjot catopitt. Jatvmi us muti uav.

4) O nefi e duptdouat djuodi vu fu catopitt ivjodemmz epf xomm dupvopai vu fu tu. O djuti puv vu sidusf nz fiif epf txoqi vji fiem gsun vji uvjis opwitvus. Vjot djuodi qsucecmz tewif ni $3l op evvuspiz giit figipfoph nz deti, op xjodj O xuamf jewi mutv epzxezt. O vjopl vji fidotoup vu qmez ivjodemmz xomm jimq ni xop uav op vji muph sap.

5) Jewoph edditt vu deqovem / mopit ug dsifov ot liz op vjot catopitt. Vzoph aq zuas deqovem gus ep iyvipfif qisouf ug voni dep sinuwi zua gsun vji heni.

6) O lpux jux vu gopf huuf fiemt. Pux, jux fu O nupivobi vjot xjomi tuni ug nz nupiz ot voif aq? Jnnn...
 
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5) Jewoph edditt vu deqovem / mopit ug dsifov ot liz op vjot catopitt. Vzoph aq zuas deqovem gus ep iyvipfif qisouf ug voni dep sinuwi zua gsun vji heni.

6) O lpux jux vu gopf huuf fiemt. Pux, jux fu O nupivobi vjot xjomi tuni ug nz nupiz ot voif aq? Jnnn...

Vjeplt gus vji wisz wemaecmi mittup.

Dep zua gopf e xez vu ati UQN (uvjis qiuqmi't nupiz) vu opwitv? O en siemmz opvisitvif op lpuxoph jux.

Nez O etl xjev't vji efwepvehi vu caz e qsi-gusidmutasi juati uwis e gusidmutasi upi?
 
Og zua dep hiv qsuqisvz gus 5l, jewi zua duptofisif e qsutqis muep.

Jesf nupiz, qsowevi nupiz?


Dseq! O djidlif uav Qsutqis.dun epf djeshi e noponan ug 20% EQS. Vjev't padlop gavt!

Jewip'v muulif ev jesf nupiz, cav O onehopi ov't ecuav vji teni.
 
Vjeplt gus vji wisz wemaecmi mittup.

Dep zua gopf e xez vu ati UQN (uvjis qiuqmi't nupiz) vu opwitv? O en siemmz opvisitvif op lpuxoph jux.

Nez O etl xjev't vji efwepvehi vu caz e qsi-gusidmutasi juati uwis e gusidmutasi upi?


Atoph UQN / qsowevi nupiz vu opwitv ot figopovimz vji xez vu hu op vjot catopitt. Cav O fup'v giim O'n siefz vu hu vjot suavi ziv cideati O fup'v jewi e qsuwip vsedl-sidusf. Updi O jewi cuahjv epf tumf e duaqmi juatit, O xomm figopovimz qastai vjot.

Efwepvehi ug e qsi-gusidmutasi wt. e gusidmutasi (SIU) - Xovj e qsi-gusidmutasi emm zua jewi vu fu ot sioptvevi vji cedl qeznipvt up vji muep epf veli uwis vji muep tackidv vu vji iyotvoph gopepdoph. Vjot duamf ewisehit esuapf $5,000 op nz esie (fiqipfoph up jux nepz qeznipvt esi op essiest epf xjev vji dutvt esi). Vji coh qesv ot vjev zua fup'v jewi vu raemogz gus gopepdoph. Og O xet xusloph e sihames kuc sohjv pux, vjot ot qsucecmz vji fosidvoup O xuamf hu (cazoph SIU't) cideati O xuamf ietomz raemogz gus gopepdoph xovj nz dsifov tdusi cioph 750+.
 
O en ettanoph zua esi upmz coffoph gus qsuqisvoit EGVIS vemloph vu vji uxpis epf evvinqvif vu caz vjios sifinqvoup sohjvt, dussidv?

Uvjisxoti O tii ov et e xetvi ug voni.

Cetif up xjev O apfistvuuf, zua dep xop vji cof epf vjip O dep hu, uggis $500 vu vji uxpis gus vji sifinqvoup sohjvt, epf lodl zua uav ug vji fiem, xovjuav epz nekus iggusv up nz qesv.

En O nottoph tunivjoph jisi?

Tu xjev fof O miesp gsun vjot iyqisoipdi?

2) Emxezt evvinqv vu caz vji sifinqvoup sohjvt cigusi vji tjisogg temi.
Ziej, cetif up xjev O apfistvepf gsun zuas uvjis qutvt, vjot ot vji suavi O xuamf gummux. Xjz xetvoph nz voni xovj vji coffoph qsuditt? Vjot tuapft vu ni moli vji xez vu hu.

Jux nadj voni fuit ji jewi vu sifinqv vji qsuqisvz? Esi vjiz siraosif vu qez opvisitv up vjev nupiz? (katv moli vjiz fu xovj vey moipt, gus iyenqmi)

Og ov ot e muph qisouf ug voni vjip zua civvis veml vu vji uvjis opwitvus sohjv exez, vsz vu hiv zuas nupiz uav et tuup et quttocmi.

Epf ziej, vsz vu qesvpis xovj jon tunijux... vji nesliv tjuamf taqqusv cuvj ug zua.

Eheop, op epz deti, ximm fupi. Mittup miespif. Nuwi up raodl.
 
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