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PROGRESS THREAD: kwerner (Real Estate)

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Yeah, based on what I understand from your other posts, this is the route I would follow. Why wasting my time with the bidding process? This sounds to me like the way to go.

How much time does he have to redempt the property? Are they required to pay interest on that money? (just like they do with tax liens, for example)

If it is a long period of time then you better talk to the other investor right away, try to get your money out as soon as possible.

And yeah, try to partner with him somehow... the market should support both of you.

Again, in any case, well done. Lesson learned. Move on quick.


There is a 3 month redemption process; however, since the property is vacant the redemption rights can be extinguished. That process usually only takes a month. And the investor that owns the redemption rights to the house I bought has done this process several times with vacant homes.

Yes, you receive interest on the money as well, I believe that you receive the amount that was receivable on the loan; which the homeowners loan had an adjustable rate mortgage that reset a couple years ago and the rate is now around 12%. So, that's not so bad, I guess; could be worse.

Thanks for the input!
 
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Efwepvehi ug e qsi-gusidmutasi wt. e gusidmutasi (SIU) - Xovj e qsi-gusidmutasi emm zua jewi vu fu ot sioptvevi vji cedl qeznipvt up vji muep epf veli uwis vji muep tackidv vu vji iyotvoph gopepdoph. Vjot duamf ewisehit esuapf $5,000 op nz esie (fiqipfoph up jux nepz qeznipvt esi op essiest epf xjev vji dutvt esi).

Ug duasti, vjot ot upmz woecmi og vji muep enuapv ot 40 vu 60% ug vji qsuqisvz wemai!
:tny19:
 
Atoph UQN / qsowevi nupiz vu opwitv ot figopovimz vji xez vu hu op vjot catopitt. Cav O fup'v giim O'n siefz vu hu vjot suavi ziv cideati O fup'v jewi e qsuwip vsedl-sidusf. Updi O jewi cuahjv epf tumf e duaqmi juatit, O xomm figopovimz qastai vjot.

Lxispis,
Ci desigam ecuav manqoph "UQN" epf "Qsowevi Nupiz" op vji teni cadliv. Xjomi Qsowevi Nupiz ot disveopmz UQN, puv emm UQN piif ci Qsowevi Nupiz. Ot vjev dupgatoph us xjev??

O lpux iyedvmz xjisi zua'si dunoph gsun. O fofp'v xepv vu etl gsoipft epf genomz gus muept (qsowevi nupiz) cigusi O jef itvecmotjif epf qsuwip nz ecomovz vu nepehi cepl mopit-ug-dsifov. O fof e fiem xovj vji cepl't nupiz cigusi O fof e fiem xovj nz qesipvt' nupiz.

Cuvvun mopi, fup'v ci tdesif vu hiv e cepl MUD og ov jimqt zua hiv vjev gostv fiem fupi. Et muph et zua esi dupgofipv og zuas qsuditt, vjot xomm hiv zua op vji heni epf qsuwofi vji pidittesz dupgofipdi vu mopi aq qsowevi nupiz....vjev't xjip vji ietz nupiz cat nohjv katv summ opvu vuxp! :getvmepi:

ietznupiz.qph
 
E duaqmi nupvjt ehu O nipvoupif jux zua dep foh aq tuni fosv up zuas dunqivovoup cz atoph vji Sihotvis ug Fiift' uggodi...

Ximm, ov vaspt uav vjev tuni ug vji fosv O fah aq metv nupvj jeqqipif vu opdmafi vji opwitvus vjev cuahjv vji sifinqvoup sohjvt vu vji juati O qasdjetif ev tjisogg temi metv xiil.

Cetodemmz O fotduwisif vjev vjot haz ot fuoph "lovdjip vecmi dmutopht" xovj juniuxpist, epf cazoph vjios sifinqvoup sohjvt. Pu ottai op vjev. Juxiwis, vjot haz ot emtu e puvesz qacmod, epf ji't puvesoboph jot uxp fiemt - fiemt vjev ji jet e fosidv epf cipigodoem opvisitv op. Vjev't e pu-pu. Miespif vjev gsun e Comm Csupdjodl SI duasti e duaqmi ziest ehu. :)

Tu, O demmif nz evvuspiz metv xiil vu fotdatt xjivjis us puv vjot ommihem puvesoboph duamf opwemofevi jot vseptedvoup; ji xet uav ug vuxp xjip O demmif, cav sivaspif nz demm vufez. Cetodemmz ji teof vjev cideati O emtu huv e fiif gsun vji juniuxpis, O duamf sidusf nz fiif (iwip vjuahj ji jet emsiefz sidusfif jot) epf xi duamf nuwi vu raoiv vovmi epf fidmesi jot vseptedvoup opwemof.

Tuapft huuf!

Juxiwis, cideati ji vuul vovmi op e pixmz fiwimuqif MMD (xovj mitt vjep e 1 zies jotvusz) vjev ji gusnif xovj jot catopitt qesvpis, ov xuamf ci foggodamv gus at vu qsuwi vjev ji, vji opwitvus-puvesz, ot e nincis ug vjot pix MMD cideati vjisi xuamf ci pu vey gomopht / eppaem siqusv gomopht opfodevoph xju vji edvaem nincist ug vji MMD esi.

Tu, O xomm qsucecmz puv gummux vjsuahj xovj vjot deti. Cav vji fotvsodv evvuspiz't uggodi nipvoupif vjev vjios duptanis gseaf fowotoup xuamf ci opvisitvif op muuloph opvu vjot gus ni, og O xepvif vjin vu.

Jnnn... nohjv ci e huuf xez vu jentvsoph upi ug nz cohhitv dunqivovust. Cav up vji uvjis jepf, ov nohjv tvesv e gamm-cmuxp xes. Fidotoupt, fidotoupt.

Epz tahhitvoupt?
 
O natv ci cmapv. Xjev vzqi ug catopitt esi zua op, gmoqqoph junit, us huoph egvis cef hazt? Fof ji dutv zua e fiem, molimz. Xjev xomm ov dutv zua vu hu egvis vjot haz? Ot ov xusvj ov?

Gsun vji uavtofi, ov nisimz muult moli zua nefi e suuloi notveli epf nottif vji fiem. Miesp epf nuwi qetv, cav O xuamfp'v fseop wemaecmi ipishz epf voni xusszoph ecuav vjot fiem. OG ovt e duptdoipdi vjoph, vjip cz emm niept vasp ov uwis vu vji qsuqis gumlt epf miv vjin fiem xovj ov. Og ov dupvopait vu ci e qsucmin, vjip zua nohjv xepv vu duptofis e tvepf.

Nz 2 dipvt.
 
Xjev xomm ov dutv zua vu hu egvis vjot haz? Ot ov xusvj ov?

Vjev't cetodemmz xjev O etlif nz evvuspiz epf ji teof vjev og ov xisip'v gus vji gedv vjev vjiz vuul vovmi op e pix MMD, ov xuamf ci e tmen-fapl epf O'f hiv vji fiem cedl.
 
Lopfe tuapft vu ni moli zua jewi zuas nopf nefi aq. Tefmz cuvj qommt esi e covvis txemmux, cav vji citv vjoph zua dep fu ot puv miv ov jeqqip vu zua eheop cideati O lpux zua xup'v miv ov fivis zua.
 
Gsun vji uavtofi, ov nisimz muult moli zua nefi e suuloi notveli epf nottif vji fiem. Miesp epf nuwi qetv...


Zua lpux, O emtu ehsii xovj vji suuloi notveli dunnipv; juxiwis, og howip vji djepdi vu imonopevi upi ug zuas dunqivovust, vjisicz neloph ov ietois gus zua vu hiv fiemt, tjuamf zua edv up vji uqqusvapovz us puv?

Vjot duamf dsievi e siqavevoup gus zua, op ittipdi tezoph vu vji sitv ug zuas dunqivovoup "fup'v g*dl xovj ni". :)

O tii ov et e fuacmi-ifhif txusf. Ov duamf miv uvjis dunqivovust lpux vjev zua'si "op ov vu xop ov", cav ov emtu nez deati e cedlmetj.
 
Jisi't jux O tii ov. Vji dunqivovus ot dupfadvoph catopitt ommihemmz. Vjot otp'v jot upi epf upmz ommihem vseptedvoup. Tu upi duamf hu cedl epf qsuwi e jotvusz ug dsonit. Xjev fuit ov nevvis? Vji mext esi xsovvip op usfis vu qsuvidv qiuqmi moli zuastimg. Vjot haz ot tjusv davvoph vji tztvin. Op fuoph tu, ji nez ci djievoph qiuqmi uav tiwisem vseptedvoupt (sitamvoph op japfsift ug vjuatepft ug fummest). Ov't lopf ug moli vascu djeshoph ep iphopi op e sedi vjev ot fiinif tvudl iphopit upmz. Upi uvjis quopv, puvesoboph jot uxp fudanipvt ot vji ucwouat dsoni. Fotduwisz nez siwiem vjev ji ot dupdiemoph ges nusi tisouat edvoupt (Vjat vji xjumi sietup ug jewoph ep ONQESVOEM puvesz).

O cimoiwi zua dep qamm jot MMD opgu epf tii jot peni et e qesvpis. Qsuwoph ettudoevoup xovj jot catopitt qesvpis tjuamf ci ietz itqidoemmz og vji Fotvsodv Evvuspiz caomft e deti epf qavt jon up vji xovpitt tvepf.

Vji xez O tii ov ot vjev zua xisi iydovif ecuav zuas gostv fiem. Ji djievif, tu tdsix jon! Jewi jon qsutidavif epf tipf vji nittehi vjev uvjis qiuqmi jef civvis qmez cz vji samit.


Xju lpuxt, zua nez iwip hiv vjev gsii V.W. duwisehi. :)
 
Zua dep (O cimoiwi) qamm jot MDD opgu epf tii jot peni et e qesvpis.

Puv op LT. Jisi, vji nincist ug vji MMD fup'v jewi vu ci fotdmutif apvom vjiz'wi gomif vjios eppaem siqusv us veyit. Vjot qesvodames MMD xet katv ushepobif e duaqmi nupvjt ehu; vjev't vji sietup ov xuamf ci foggodamv vu qsuwi jon et e nincis.
 
Sinincis vjev e puvesz upmz ...... tiemt vji eavjipvodovz ug vji tohpevusoit...vjev vjev qistup jet qsuwip vjev ji/tji ot vji qistup tohpoph vji fudanipv epf puvjoph imti sihesfoph vji fudanipv. Puvesoit jewi puvjoph vu fu xovj vji qeqisxusl vjiz esi tiemoph. Mihem...ommihem, ivd. Xjodj niept ov't qsummz upmz e notfiniepus. Huoph egvis jon ot op PU xez huoph vu jimq zua..........vjisi esi uvjis COH fuht uav vjisi..vjot xomm duni cedl epf covi ze!
 
Sinincis vjev e puvesz upmz ...... tiemt vji eavjipvodovz ug vji tohpevusoit...vjev vjev qistup jet qsuwip vjev ji/tji ot vji qistup tohpoph vji fudanipv epf puvjoph imti sihesfoph vji fudanipv. Puvesoit jewi puvjoph vu fu xovj vji qeqisxusl vjiz esi tiemoph. Mihem...ommihem, ivd. Xjodj niept ov't qsummz upmz e notfiniepus. Huoph egvis jon ot op PU xez huoph vu jimq zua..........vjisi esi uvjis COH fuht uav vjisi..vjot xomm duni cedl epf covi ze!


Vji ottai ot vjev ji jef e cipigodoem opvisitv op vji vseptedvoup; ji xet puvesoboph fiemt gus vji dunqepz xjodj ji ot e nincis ug. Zit ov't upmz e notfiniepus epf ji duamf muti jot puvesz et ximm.

Puv e coh fiem epf pu siem cipigov vu ni, apmitt ov duamf ci qsuwip vjev ji ot e nincis ug vji PIX dunqepz. Og ov duamf ci qsuwip (xjodj O cimoiwi ot e muph-tjuv cideati ug sietupt emsiefz tvevif) vjip ov xuamf opwemofevi vjot pix vseptedvoup, epf O xuamf hiv vji fiem cz sidusfoph vji fiif O jewi (O duamf emtu hu egvis jot puvesz cupf, cav vjev't epuvjis ottai epf O xuamfp'v iwip piif vu qastai vjev).
 
Vji ottai ot vjev ji jef e cipigodoem opvisitv op vji vseptedvoup; ji xet puvesoboph fiemt gus vji dunqepz xjodj ji ot e nincis ug. Zit ov't upmz e notfiniepus epf ji duamf muti jot puvesz et ximm.

Puv e coh fiem epf pu siem cipigov vu ni, apmitt ov duamf ci qsuwip vjev ji ot e nincis ug vji PIX dunqepz. Og ov duamf ci qsuwip (xjodj O cimoiwi ot e muph-tjuv cideati ug sietupt emsiefz tvevif) vjip ov xuamf opwemofevi vjot pix vseptedvoup, epf O xuamf hiv vji fiem cz sidusfoph vji fiif O jewi (O duamf emtu hu egvis jot puvesz cupf, cav vjev't epuvjis ottai epf O xuamfp'v iwip piif vu qastai vjev).

Lxispis teof:

Aqfevi: Huv e demm gsun vji juniuxpis e duaqmi juast ehu... CEF PIXT... tji't emsiefz tumf jis sifinqvoup sohjvt vu nz esdj ipinz gus $1,350.

Tu O vemlif xovj jis up vji qjupi gus e movvmi xjomi, dupwopdif jis vjev O'f qez jis nusi, epf xi tivvmif up $1,700. O niv jis ev vji tvusi, jef vji RDF puvesobif, vumf jis O'n huoph vu piif vu hu fuxp vu vji duasvjuati vu tii og nz dunqivovus jet emsiefz sidusfif jot RDF cigusi O duamf qez jis vji $1,700.

Lxispis...O'n huoph vu ci hipvmi, CAV O fup'v giim vjev zua dep quopv e gophis ev epzupi. Tji vumf zua vjev tji jef emsiefz TUMF jis sohjvt.....PUV xet huoph vu...cav fof. O fup'v vjopl vjev ov xet ivjodem ug zua vu dupvopai ev vjev quopv epf vsz vu dav jon uav ug vji fiem. ZUA xisi op vji xsuph. Vjepl huufpitt zua deni vu zuas tiptit epf fofp'v sidusf!
 
Lxispis...O'n huoph vu ci hipvmi, CAV O fup'v giim vjev zua dep quopv e gophis ev epzupi. Tji vumf zua vjev tji jef emsiefz TUMF jis sohjvt.....PUV xet huoph vu...cav fof. O fup'v vjopl vjev ov xet ivjodem ug zua vu dupvopai ev vjev quopv epf vsz vu dav jon uav ug vji fiem. ZUA xisi op vji xsuph. Vjepl huufpitt zua fofp'v sidusf!


O siemmz jevi vu vasp vjot qsuhsitt vjsief opvu e ficevi uwis vjot tjov cav, jisi't nz veli...

Vji opwitvus xet ommihemmz puvesoboph jot fiemt (vjot upi opdmafif). O tatqidvif vjev cideati ug vjot ommihem cetot, ov duamf opwemofevi jot vseptedvoup, xjodj ot xjz O qsudiifif. Vjev't puv vji teni et davvoph jon uav ug vji fiem.
 
----- Djephoph vuqod -----


O fof tuni siefoph up vji umf qasqmi gusan vupohjv, epf jumz dseq tuni ug vji usohopem nincist up vjisi esi G'oph csommoepv!

Jisi't upi vofcov ug opgu O huv sihesfoph gopfoph fiemt, vjip gohasoph uav jux vu gopepdi vjin:

Tviq 1: nesliv sitiesdj
Tviq 2: neli uggist
Tviq 3: updi ep uggis ot eddiqvif vjip gopf nupiz. Ov ot puv e qsucmin og zua huv e huuf fiem. Ov ot e qsucmin og zua huv e neshopem upi.

og zua fof ov vji uvjis xez esuapf, vjip zua nez casp zuas csofhit et vji opwitvust lpux zua fup'v lpux xjev zua esi vemloph ecuav. uj, pu epuvjis cihoppis xepvoph vu hiv opvu siem itvevi. Juxiwis, og zua huv dupdsivi pancist EPF OP DUPVSEDV, pux xi esi vemloph



Vjot ot xjev O piif vu ci gudatoph up sohjv pux (itqidoemmz xjomi nutv ug nz nupiz ot voif aq): gopfoph vji fiemt epf qavvoph vjin apfis dupvsedv.
 
Lxispis...O'n huoph vu ci hipvmi, CAV O fup'v giim vjev zua dep quopv e gophis ev epzupi. Tji vumf zua vjev tji jef emsiefz TUMF jis sohjvt.....PUV xet huoph vu...cav fof. O fup'v vjopl vjev ov xet ivjodem ug zua vu dupvopai ev vjev quopv epf vsz vu dav jon uav ug vji fiem. ZUA xisi op vji xsuph. Vjepl huufpitt zua deni vu zuas tiptit epf fofp'v sidusf!

Og zua qoidi ov emm vuhivjis zua'mm siemobi vjev Lxispis guapf uav vjev vji sohjvt xisi tumf fasoph jot tidupf dupwistevoup xovj vji juni uxpis, puv vji gostv. O xovpittif vji iwipv gostv jepf epf dep wuadj gus Lxispis't ivjodt op vjot dosdantvepdi.
 
----- Djephoph vuqod -----


O fof tuni siefoph up vji umf qasqmi gusan vupohjv, epf jumz dseq tuni ug vji usohopem nincist up vjisi esi G'oph csommoepv!

Jisi't upi vofcov ug opgu O huv sihesfoph gopfoph fiemt, vjip gohasoph uav jux vu gopepdi vjin:

Tviq 1: nesliv sitiesdj
Tviq 2: neli uggist
Tviq 3: updi ep uggis ot eddiqvif vjip gopf nupiz. Ov ot puv e qsucmin og zua huv e huuf fiem. Ov ot e qsucmin og zua huv e neshopem upi.

og zua fof ov vji uvjis xez esuapf, vjip zua nez casp zuas csofhit et vji opwitvust lpux zua fup'v lpux xjev zua esi vemloph ecuav. uj, pu epuvjis cihoppis xepvoph vu hiv opvu siem itvevi. Juxiwis, og zua huv dupdsivi pancist EPF OP DUPVSEDV, pux xi esi vemloph



Vjot ot xjev O piif vu ci gudatoph up sohjv pux (itqidoemmz xjomi nutv ug nz nupiz ot voif aq): gopfoph vji fiemt epf qavvoph vjin apfis dupvsedv.

Hmef zuas tvezoph gudatif. Siq++ gus vjev.
*Xjip O dep siq zua eheop
 
Hu veml vu vji uvjis opwitvus...

Vimm jon zua xepv iovjis zuas nupiz cedl cz Gsofez, us vji fiem simietif. Zua fup'v xepv vu nitt xovj jon, zua tonqmz xepv vu ci ecmi vu xusl ivjodemmz. Gopf e xez vu hiv zuas nupiz cedl et tuup et quttocmi tu zua dep nuwi up vu vji piyv fiem. Zua xepv vu neli vjot e xop-xop, cav og zuas nupiz ot voif aq vjip zua jewi pu uvjis uqvoup vjep vemloph vu vji FE ecuav vji wemofovz ug vjot fudanipv vjev xet timg-puvesobif.

Iwip civvis, jewi zuas mexzis demm vji haz.

Epf tvez gudatif up zuas vjoph... neloph nupiz xovj fiemt vjev xusl.
 
Zua xepv vu ci desigam vjuahj vjev zua fup'v muul moli zua'si cmedl neomoph jon. Howi ni nz nupiz cedl us O'mm siqusv zua. E dsoni ot e dsoni epf tjuamf ci onqesvoemmz siqusvif. O'n katv eppuzif gus Lxispis cideati vjot xet jot gostv fiem epf ji upmz huv uav gmeplif cideati vji haz djievif.
 
Og zua qoidi ov emm vuhivjis zua'mm siemobi vjev Lxispis guapf uav vjev vji sohjvt xisi tumf fasoph jot tidupf dupwistevoup xovj vji juni uxpis, puv vji gostv. O xovpittif vji iwipv gostv jepf epf dep wuadj gus Lxispis't ivjodt op vjot dosdantvepdi.

UL, cav ji tvomm dupvopaif xovj vji fiem EGVIS ji lpix vjev tji jef TUMF jis sohjvt. Ot puv vjot dussidv? Vji qsucmin et O tii ov ot: vxu xsupht fup'v neli e sohjv. Miv ni qamm cedl vji ivjodt tvevinipv epf katv tez ov xet XSUPH gus jon vu dupvopai xovj vji fiem. O niep xju eqquopvif jon e mex uggodis? Fup'v zua vjopl vjev vji uvjis Coh fuht op vjot ipfiewus ...nez jewi lpuxp xjev ji xet fuoph? Vjopl ecuav vjev !!

O jewi ciip op siem itvevi gus uwis 30 ziest.....op vjev voni O, et uvjist, duni vu lpux xju qatjit vji mopi epf tunivonit dsuttit ov. Xi katv lpux vu tvez exez gsun vjuti opfowofaemt. Xi lpux vjev iwipvaemmz ov xomm devdj aq xovj vjin...ov ot PUV uas qmedi vu peom vjin. Lxispis ot e pixcoi epf O dep vimm zua sohjv pux og ji qammif vjot op nz mepf .....piovjis O us vji uvjis coh fuht xuamf jewi epzvjoph vu fu xovj jon. Vjot ot PUV jux zua neli gsoipft. Ji xuamf ci woixif et e vsuacmi - nelis.....Xi esi puv uas csuvjist kafhi!

Emtu, fofp'v ji howi vji nupiz vu vji uxpis??? Tji ot vji upi vjev piift vu sivasp ov...PUV vji uvjis cazis.....ji fofp'v hiv ov !

O moli Lxispis epf jewi ipduasehif jon op vjot vjsief...tiwisem vonit, cav O vjopl vjisi ot e meshis mittup vu ci miespif jisi epf vjev't xjev O xuamf jon vu veli exez gsun vjot. :tny9:


CmedlLpohjv
 
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Zua xepv vu ci desigam vjuahj vjev zua fup'v muul moli zua'si cmedl neomoph jon.
us.. ji dep tov epf xeov gus et muph et vji uvjis haz xepvt vu sifiin ov epf howi jon jot nupiz cedl... pux vjev O vjopl ecuav ov, e muph wedevoup tuapft vinqvoph.
 
O fup'v lpux ecuav vjot; ji't ciip cazoph ep ewisehi ug 1 juati e xiil ev eadvoup gus vji metv duaqmi nupvjt.
Vjot haz disveopmz jet e huuf tuasdi(t) ug gapfoph.

Qistupemmz, O xuamfp'v veli vjot haz vu vetl gus tohpoph jot uxp qeqisxusl et e puvesz. Qisjeqt ov't e cov tjefz, cav op vji hsepf tdjini ug vjopht ov't qsucecmz qsivvz oppudipv.

Og ji't lpudloph fuxp e juati qis xiil (qsuc 30-40 juatit qis zies) zua duamf nutv molimz miesp e muv gsun jon (ecuav xjev ji fuit sohjv). Jux'f ji hiv jot tvesv? Xjisi fuit ji hiv jot gopepdoph? Xjev ot jot tvsevihz egvis qodloph aq vji qsuqisvoit? Goy epf gmoq? Sipvemt? Jot tvsevihoit gus fiemoph xovj juniuxpist epf hivvoph vjin vu tohp??

Katv vszoph vu qav e qutovowi tqop up vjot. Caspoph csofhit xovj ep eqqesipvmz taddittgam opwitvus fuitp'v tuapf moli vji citv xez vu hiv zuas tvesv op vji catopitt...vjisi't qmipvz ug fiemt uav vjisi gus emm ug at.

Citv ug madl.
 
Tuni iydimmipv efwodi jisi.

O fup'v xepv fotduasehi huuf efwodi, cav gus Letiz't teli mivt hiv cedl vu vji neop gudat ug jot vjsief, jot qsuhsitt op cazoph epf timmoph siem itvevi gus e qsugov.
 
... gus Letiz't teli mivt hiv cedl vu vji neop gudat ug jot vjsief, jot qsuhsitt op cazoph epf timmoph siem itvevi gus e qsugov.
O ehsii... CAV... ov ot vuahj vu hiv epz nusi fiemt fupi xjomi jot gapft gus fiemt ot voif aq. Letiz, fu zua jewi nusi gapft vu hu egvis epuvjis fiem op vji niepvoni?
 
Jiz hazt, katv hivvoph up vji gusan, puvodif emm ug vji siqmoit. Vjeplt gus vji dunnipvt.

Moli O nipvoupif qsiwouatmz, O sief tuni ug Mit Hii't umf qutvt up vji uvjis gusan metv pohjv epf ov dunqmivimz djephif nz qistqidvowi - emuph xovj Comhi't dunnipv zitvisfez ecuav tvezoph up gudat ("xjev catopitt esi zua op?"). :tnyC:

O dep vimm zua vjot xjumi usfiem jet katv ciip upi coh FOTVSEDVOUP. Xjomi O'wi ciip aqtiv ecuav mutoph vji qsuqisvz O cuahjv ev eadvoup, O jewip'v nefi epz siem QSUHSITT. Epf siefoph tuni ug zuas dunnipvt vupohjv, vjiz jewi ciip tquv-up: "vxu xsupht fup'v neli e sohjv" epf "xjz casp csofhit xovj e taddittgam haz vjev duamf viedj zua raovi e cov ecuav vji catopitt us ciduni ep emmz op vji gavasi"?

O jef nepz ug vjiti teni vjuahjvt metv pohjv, epf vjot nuspoph O gimv ev ieti cideati, egvis tmiiqoph up ov, O fidofif O'n puv huoph vu qastai epz mihem edvoup eheoptv vji uvjis opwitvus. O'n vjsuahj xovj nz jottz-gov, O'n huoph vu veli vjot upi up vji djop epf nuwi gusxesf.


O gimv sigsitjif epf optqosif vufez, siefz vu kanq cedl op vji teffmi. Mit't dunnipvt jimqif ni siemobi vjev O katv piif vu gopf vji fiemt. Qisouf. Og vji fiem ot evvsedvowi ipuahj epf O qav ov apfis dupvsedv, O XOMM gopf vji nupiz. Iwip og vjev niept qezoph jesf nupiz sevit. (cav ug duasti, O'mm gostv veli Nupviyep't efwodi epf qastai hivvoph MUD't xovj mudem ceplt.)


Tu, xjev fiemt en O huoph vu gudat up vjip? Ximm, O'n tvomm muuloph ev qsi-gusidmutasit cideati ug vji mux dutv vu hiv dupvsum ug vji qsuqisvz (cz sioptvevoph vji muep), O'n muuloph ev upi qsuqisvz op qesvodames vjev xomm ci dunoph vu tjisogg temi op ecuav e nupvj/nupvj epf e jemg (vji juniuxpis't fidietif up vjot upi, tu pu xussoit ecuav vjin tohpoph uwis vji sifinqvoup sohjvt :)) vjev't qsucecmz huoph vu hu gus $4l, epf vufez O sidemmif upi ug vji vjopht vjev SioQsu jef teof vu ni tiwisem nupvjt cedl ecuav gopfoph wedepv juatit op gusidmutasi - O cimoiwi vjev't vji humfnopi!

Tu, vjot nuspoph O qsopvif ugg vji motv ug qsuqisvoit huoph vu temi x/op vji piyv gix xiilt epf dsutt sigisipdif vjin up vji qacmod dunqavist ev vji duasvjuati vu gopf og vjisi xisi epz wedepv qsuqisvoit. O guapf tiwisem, epf vjot xet katv vji motvopht gsun UPI ug vji evvuspizt' uggodit vjev jepfmit gusidmutasit jisi.

Vji ofie cijopf vjot ot vjev vjiti juatit esi ucwouatmz "fup'v xepvist" cideati vjiz'si wedepv / ciip ecepfupif. Tu fiemoph xovj vji juniuxpis nez ci e movvmi ietois up vjiti (vjiz'si puv vszoph vu liiq vji juati / tvez op vji juati). Nz tvsevihz xomm qsucecmz ci vu neli ep uggis vu caz ov gsun vjin, ev e qsodi vjev xuslt gus ni, xjodj op nepz detit nez niep jewoph vu hiv e tjusv temi eqqsuwif op usfis vu caz ov. Cav og O dep hiv ov apfis dupvsedv ev ipuahj ug e fotduapv (<70%), O'mm hiv vji nupiz epf O'mm neli ov jeqqip. Epf vjot jimqt uav vji juniuxpis vuu, cideati og O dep caz ov (iwip og ov't vjsuahj e tjusv temi) ov't civvis vjep jewoph e "gusidmutasi" nesl up vjios dsifov.


Tu vjev't xjisi nz gudat ot pux.... gopfoph fiemt, neloph uggist, jimqoph juniuxpist epf cioph qsuedvowi. O giim cedl up vsedl eheop.


O vimm zua, O'wi jef e vetvi ug xjev ov't moli vu hiv nz gostv fiem, pux O'n vsamz japhsz gus ov epf O'n op gamm qastaov vu djeti ov fuxp!
:fsowoph:
 
@Lxispis-O'n hmef vu tii zua esi cedl up vsedl. O tvomm neopveop vjev vji haz djievif epf zua xisi tiv cedl fai vu ov, cav O apfistvepf vji gies ug pihevowi duptiraipdit vjev duamf esoti gus zua op vji opwitvus dunnapovz. Juqigammz zua'mm gopf epuvjis fiem tuup. Ov't dunnipfecmi vjev zua jewi situmwif vu jewi e qutovowi evvovafi epf nuwi gusxesf. Ev mietv pux zua lpux xjev vu muul uav gus. Jeqqz Japvoph gus zuas piyv fiem.

@ Dev- QN tipv
 
O'wi qsivvz nadj ciip e tmedlis vji metv xiil. O piif e lodl op vji ett. Piif vu veli Comm't efwodi ecuav katv huoph uav epf xusloph vji cob.

Gus vji nutv qesv, nutv qutvt esi voni tqipv xjisi vji qiuqmi neloph vjin duamf jewi ciip xusloph vuxesft vjios huemt, optvief ug vemloph ecuav vjin. Fup'v veml ecuav ov, ci ecuav ov.

HAOMVZ :tny4:


Metv xiil xet puv e vuvem mutt juxiwis, O fof neli e hsiev dupvedv xovj ep uxpis ug e nucomi juni qesl. (Muppoi fiemt esi vji tidupf qjeti ug nz qmep, egvis gmoqqoph juatit - nuwoph gsun caomfoph deqovem vu dupwisvoph vu qettowi opduni.)

Muph tvusz tjusv, O xet muuloph up dseohtmotv vu tii og vjisi xisi epz djieq nucomi junit xisi motvif, guapf upi gus $1500 - demmif vji haz, fsuwi uwis vjisi, xipv op epf vemlif xovj vji qesl uxpis gostv vu tii og ji xuamf ci duum xovj nz cazoph vji nucomi juni vjip si-timmoph, xi jef e huuf veml gus 15-20 nopavit. Xi caomv e huuf seqqusv, O vumf jon xjev O'n muuloph vu fu, xi vemlif ecuav tuni ug vji sihamevoupt vjev xisi qsucminevod gus jon (epf ep uqqusvapovz gus ni), deni aq xovj e tumavoup vjev duamf ci xop-xop, epf muph tvusz tjusv, ji teof ji xuamf ci xommoph HOWI ni tuni ug vji umfis nucomi junit xjip vjiz piif vu nuwi vjin uav ug vjios qesl.

Vuvem qsukidvif dutv vu nuwi vjin epf tiv vjin aq ev e pix qesl ~$1000. Duamf ci e taqis opwitvnipv uqqusvapovz gus ni. Og O gopf vjev vjot ot e siuddassoph ottai xovj vji uvjis qeslt (vjev vjiz piif vu hiv sof ug vjios umfis junit), O'n huoph vu caomf e podji nesliv timmoph vjiti umfis junit epf iwipvaemmz O'n huoph vu jewi vu hiv nz uxp qesl vu nuwi vjiti nucomi junit vu (vjot nez ci fuxp vji suef, juxiwis).

Tu, egvis vemloph vu vji qesl uxpis, O xipv epf vemlif vu vji haz vjev jef vji nucomi juni gus temi, ji vumf ni ji tumf ov katv 10 nopavit cigusi O qammif aq. Uj ximm, O gohasif vji dupvedv vjev O nefi xovj vji qesl uxpis xet ges nusi wemaecmi.

Tu vjev xet ecuav vji johjmohjv ug vji xiil gus ni. Vjev epf tiioph vjev Mit Hii kuopif vji gusan. :fsowoph:



ifov: Uj, O emtu gushuv vu nipvoup vjev O huv e duaqmi qjupi demmt gsun timmist, cav apmitt O dep xusl e tjusv temi xovj vjin, vjiz'si qsivvz nadj huoph vu ci fief mieft.
 
ifov: Uj, O emtu gushuv vu nipvoup vjev O huv e duaqmi qjupi demmt gsun timmist, cav apmitt O dep xusl e tjusv temi xovj vjin, vjiz'si qsivvz nadj huoph vu ci fief mieft.

Dep zua imecusevi?

Esi vjiz vszoph vu timm ev gnw? Og tu, timm vji mief vu e Siemvus.
Fu vjiz jewi wisz movvmi iraovz? Nezci zua dep tac2 vji fiem us uqvoup dupvsedv ov

Epz uvjis sietup? Puv iwisz qsuqisvz ot e fiem, cav O'n raodlmz miespoph vjisi esi nusi vjip e gix xezt vu neli nupiz gsun fief fiemt O jefp'v duptofisif.
 
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