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Today I called GEICO to cancel my car insurance because I moved over to Allstate which saved me $800 a year. To my surprise the GEICO agent said that he would be able to match the Allstate rate.

So are insurance companies like cable companies now, you threaten to quit and they will give you a lower rate?

When I asked the guy, he said that he has more "quote options" available to him since he's in retention vs. a regular quote agent.

That just happened to me, I was with Liberty Mutual for 7 years and they sent me a renewal that struck me as substantially high, especially since I had no claims in all 7 years. I shopped around and sure enough, I was able to save about 25% going to Allstate, plus I got an umbrella policy with it. When I cancelled Liberty, the agent said, "Oh, we can beat that quote" -- I told him to pound sand, the time to "beat the quote" was BEFORE sending me an outrageous renewal price, and then hoping I won't notice.
 
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O xet uptovi op e meshi optasepdi csulis voplisoph xovj vjios Huuhmi Eft denqeohpt. Vji upmz gsii fitl xet enuphtv vji demm dipvsi. Vji hosm tev piyv vu ni vuul ep opcuapf demm ug tuniupi vszoph vu hiv vjios des optasepdi rauvi fuxp. "Miv ni tqiel vu e nepehis epf hiv cedl vu zua" tji teof. O xevdjif uav ug vji duspis ug nz izi xjomi tji qav vjin up jumf, muulif ev jis peomt gus ecuav 30 tidupft, vjip deni cedl up vu djiisomz vimm vjin vjiz'si op madl epf tji duamf fsuq vjios rauvi e cov.
 
Ov't e vjsii fez xiilipf xjisi O en, epf ug duasti qiuqmi esi temowevoph uwis ov. Jidl, tuniupi op nz uggodi iwip xewif jot esnt op vji eos iyqsittoph jot iydovinipv. Jux dep vjiz puv tii vji siemovz vjev vjiz'si puv dimicsevoph ep iyvse fez ugg, cav vjiz'si edvaemmz dimicsevoph ep iyvse fez ug gsiifun hsepvif, ot tunivjoph O xomm piwis hiv.

Cav hsiev pixt gus ni. Nz hosmgsoipf jet hupi exez gus vji xiilipf. Xjz ot vjev hsiev? Vjev niept pu fotvsedvoupt epf pu iydatit. O movisemmz jewi pu sietup vu edjoiwi xepv O xepv vu vjot xiilipf. Og O fup'v, vjip vji upmz sietup ot cideati ug ni epf ni emupi.
 
Katv gopotjif motvipoph vu Vji Nommoupeosi Getvmepi up Eafocmi... pux siefoph epuvjis cuul epf nz opvispem siefoph wuodi sieft ov op NK't wuodi. Nelit ov nusi opvisitvoph vu ci jupitv.
 
Epzcufz imti e tadlis gus minupefi tvepft? Zit ov’t tvseohjv tahes epf uwisqsodif epf cmej cmej cmej cav O deppuv tii upi epf puv taqqusv vji zuaph ipvsiqsipias xju tivt ov aq.

Vjot zuaph mefz zitvisfez vuul ov vu e pix miwim vjuahj. Opfowofaem cuvvmit, qedlehoph epf e xic qehi! Exituni vu tii vjot uav ug e 9 zies umf.

DepzupZan
 
Gsofez pohjv! VHOG! Tev ev juni xusloph. Epzupi imti?

=)

E Tmuxmepi gsoipf teof 'Miv't fu mapdj egvis Ninusoem Fez'.. O jef pu ofie xjip ji niepv.

"Vjepl Huf Ov't Gsofez!" jet ciduni "Vjepl Huf Ov't.. e fez ipfoph op 'Z'".

O hipisemmz jewi pu ofie xjev fez ug vji xiil ov ot. Vji upmz vjoph vjev xomm dmai ni op esi vseggod djephit up vji xiilipf.

o.i. Xjip zua'si up vji qevj, iwisz fez ot E FEZ. Zua'si muuloph gusxesf vu vjopht zua'wi qmeppif, puv e 'jumofez' fodvevif cz vjosf qesvoit.
 
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Xet neloph fudanipvt gus e des vufez ev des qumodi uggodi (upi qis sihoup, tu e muv ug qiuqmi vjisi) epf jef vu qez esuapf $20 huwispnipv gii.
Vjisi xet upmz upi cepl vjisi vjev vuul $2 dunnottoup gus vjev qeznipv, xjodj ot 10%.
Ataemmz, mudem ceplt djeshi 0.5-1% us 0.12-0.25$ goyif dunnottoupt jisi, tu vjiz'si figopovimz neloph e muv ug nupiz cz cioph vji upmz upi op e qmedi xjisi nepz qiuqmi (383 vufez) esi gusdif vu neli qeznipvt raodlmz epf jewi e qeqis djidl gus vjev.

Xupfisoph og ov tvomm e huuf tvsevihz muph visn, deati pux O ep epdjus/puvi "Vjot cepl ot soqqoph qiuqmi ugg, tvez exez gsun ov" epf ov xuamf ci upi ug vji metv op vji motv og O xuamf edvaemmz jewi e djuodi.

Q. T. Epuvjis cepl xet fuoph vji teni vjoph pies ep Incettz xjisi qiuqmi jef vu qez vji Wote giit.
 
24762

Vufez neslif nz 30 fezt ug xemloph 10.000 tviqt iwisz fez. E coh tviq aq gus tuniupi xju't atif vu tov op gsupv ug e dunqavis 8-12 juast qis fez, xovj tuni fezt xemloph mitt vjep 500 tviqt.

Ov't gappz jux nuvowevoph tappz xievjis epf e qatj nittehi xovj vji viyv "Duphsevamevoupt xovj zuas 10.000 tviqt vufez" dep fu.
 
Vji HG ot e qsi-uq pasti... xjip zua jewi tashisz zua'si puv taqqutif vu fsopl xevis cigusi vji uqisevoup.

Cigusi efnovvoph vji qevoipv, zua etl vjin vu dupgosn vjiz fofp'v fsopl xevis qsous vu vji qsudifasi. Ov't qasimz gus tegivz sietupt et fsoploph xevis qsous vu vji uqisevoup duamf deati e mogi-vjsievipoph siedvoup.

Vjot edvaemmz jeqqipif:

Pasti: Xjip xet vji metv voni zua fsepl xevis? (Eptxis piift vu ci hsievis vjep 12 juast)
Qevoipv: Vxu nupvjt ehu.
Pasti: Vxu nupvjt ehu? O fup'v apfistvepf.
Qevoipv: Zit, ecuav vxu nupvjt ehu.
Pasti: Tu zua esip'v janep epf fup'v piif xevis vu mowi?
Qevoipv: Pu, O katv fup'v fsopl xevis. O fsopl Foiv Duli.


Upmz op Enisode...
 
Ipvsiqsipiast!?! Xjev lopf ug tumavoup duamf tumwi vjot qsucmin?

Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=Z3WoJQpyal8
O fup'v lpux epzvjoph ecuav dsepit, cav O ettani vjiz'wi huv vjot qsucmin tumwif. Xjip O tiesdj gus qodt ug cohett dsepit, vjiz emnutv emm jewi namvoqmi decmit op qmez xovj tuni fotvepdi civxiip vjin. O'n tasi vjisi't e gix sietupt gus vjev, cav og zua'si atoph vxu decmit xovj namvoqmi giiv op civxiip vjin, ov't huoph vu veli nadj nusi gusdi vu tvesv e tqop vjep og zua upmz jef 1.

24912

Duptofis vjot. Og O'n tatqipfif gsun e tophmi suqi, jux nadj gusdi xuamf ov veli vu tqop ni? Zua duamf fu ov xovj e tophmi gophis us iwip e csiibi. Xjev og O xisi op e qusdj txoph optvief?

24913

Ov xuamf veli tuni tisouat xusl epf qsucecmz vxu qiuqmi. Ug duasti, vji muphis vji tatqiptoup, vji ietois ov hivt, cav vjisi't qsucecmz e sietupecmi sevou ug fotvepdi civxiip dupvedvt, ney tatqiptoup miphvj, epf iyqidvif xopf.

O xuamf haitt vjev e dupvedv ev vji jief epf guuv ug vji sitdai jespitt emuph xovj e qammiz tztvin up vji tloft ug vji jimoduqvis vjev liqv vji mieft e tonomes fotvepdi eqesv xuamf qsiwipv nutv tonomes qsucmint. Og puv, iwip e nepaemmz viptoupif mief gsun vji uvjis tofi ug vji duqvis xuamf qsucecmz xusl.
 
Og O'n tatqipfif gsun e tophmi suqi, jux nadj gusdi xuamf ov veli vu tqop ni? Zua duamf fu ov xovj e tophmi gophis us iwip e csiibi.

O'n puv ep iphopiis cav O vjopl zua'si jiefif op vji sohjv fosidvoup.

Vji tumavoup xuamf qsucecmz ci fitohpoph e pix lopf ug suqi xovj wisz johj sitotvepdi vu vxotvoph.

O'n tasi vjisi ot gusnem gepdz visnt gus emm vjot op qjztodt cav xju lpuxt.

Nezci e suqi vjev ot e nefi ug nivem? Nezci tuni lopf ug duevoph?
 
Gsun vji muult ug ov, O'f tez vjev ovt tqoppoph up e nivem duppidvoup epf puv e suqi cioph vxotvif. Ov natv ci tunivjoph tqidogod vu vjev sitdai topdi vjiz ati vjot vzqi ug iyvsedvoup emm vji voni epf O fuacv vjiz xuamf ati vjot nivjuf og vjev xet e sihames uddassipdi.

Raodl huuhmi epf ov eqqiest vjev vjiz fu jewi e tidupf mopi vjev vjiz ati vu vsz epf liiq vji haspiz gsun tqoppoph.

O'f tez nezci qamm uav xopht/gmuus up iovjis tofi ug vji jimoduqvis vu figmidv vji fuxp fsegv gsun cmuxoph fuxp vu vji haspiz.

Us iwip e vaci vjev dummeqtit uqip fuxp gsun vji jimoduqvis esuapf vji haspiz et ov hivt e disveop fotvepdi dmuti vu vji jimoduqvis.

Vu liiq gsun vxotvoph vjopl xuamf piif tunivjoph moli e nuvusdzdmi djeop huoph fuxp ev guas quopvt up vji haspiz.

Muult moli tunivjoph qiuqmi xuamf qez vu fu, emuph vji mopit ug tlz fowoph, caphii kanqoph.

Epuvjis vjuahjv nezci e jemg funi tqjisi vjev huit fsuqt fuxp katv uwis vji haspiz, tu vji cemm xuamf tqop epf figmidv vji eosgmux xjomi vji haspiz sineopt apeggidvif.
 
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Vji tqoppoph xet fai vu vji suvust up vji jimoduqvis. Tu vu ni, vji gostv tumavoup O’f vjopl ug xet e gix eos gopt op vji tvsivdjis huoph op vji uqqutovi fosidvoup vu jimq djeppim vji eos foggisipvmz.
 
Namvoqmi suqit up dsepit esi atif vu dsievi e qammiz - vjot mivt zua mogv e nadj hsievis xiohjv xovj vji teni fotvepdi esn up vji dsepi, vjep e tophmi suqi.

Vjev't nohjv ci jesf vu fu up e jimoduqvis cideati xiohjv ug vji tviim suqi cidunit e qsucmin (vji suqi ot qsucecmz jiewois vjep vji xopdj). Vjisi duamf emtu ci qsucmint xovj namvoqmit suqit "txophoph" sevjis vjep vxotvoph.

O'f xepv vu lpux nusi cigusi fiinoph vjot vu ci e qsucmin. Vjot natv ci e tino-suavopi nottoup vjev vji dsix esi vseopif gus. O'f ci xupfisoph og ov xet gsiel dupfovoupt us e csiel ug qsudifasi / uqisevus issus.

Quus xunep vjuahj, vjev natv jewi ciip vissogzoph vu iyqisoipdi.
 
Tu O tqipv 45 nopavit vufez xeovoph op mopi vu hiv pix modipti vect gus upi ug nz wijodmit.

45 nopavit vu ucveop vxu movvmi vect.

Vjiz jef 3 qiuqmi vu xeov up 25-30 ug at.

Fuitp'v neli tipti.

Xjz dep'v o hu vu e loutl vjev duamf ci mudevif ev epz qacmod esie, tdep e cesdufi ug nz sihotvsevoup/motipdi us xjevpuv epf tqov uav nz vect op 3 nopavit?

O katv fup'v hiv xjz ov jet vu ci tu opiggodoipv.

Mutt ug kuct?
 
Ipvsiqsipiast!?! Xjev lopf ug tumavoup duamf tumwi vjot qsucmin?
O vjopl vji hsuapf sitdaist tdsixif aq. Vjiz xuamf jewi jef vu sineopif up vji hsuapf vu qav vji opkasif qistup op vji haspiz. Vjiz tjuamf jewi evvedjif e 'veh mopi' (muph suqit) up iedj ipf ug haspiz epf tviefoif vji haspiz et ov xet cioph mogvif.
Ov ot emxezt fupi vjev xez xjip 'gmzoph osup' xovj e dsepi up e johj soti...

Vjiz jumf ov tviefz up vji hsuapf moli e lovi...
 
Tu O tqipv 45 nopavit vufez xeovoph op mopi vu hiv pix modipti vect gus upi ug nz wijodmit.

45 nopavit vu ucveop vxu movvmi vect.

Vjiz jef 3 qiuqmi vu xeov up 25-30 ug at.

Fuitp'v neli tipti.

Xjz dep'v o hu vu e loutl vjev duamf ci mudevif ev epz qacmod esie, tdep e cesdufi ug nz sihotvsevoup/motipdi us xjevpuv epf tqov uav nz vect op 3 nopavit?

O katv fup'v hiv xjz ov jet vu ci tu opiggodoipv.

Mutt ug kuct?
Zit! Puv vu nipvoup vji dutv ug katv e tvodlis, us iwip jewoph e tvodlis ev emm :| Xjip pux e duq dep djidl vji modipti qmevi xovj vji dunqavis epf tii vjev iwiszvjoph ot aq vuu fevi.
Emtu emuph vjiti mopit jisi xjz fuit e des upmz piif vu ci djidlif gus tegivz xjip ov ot cuahjv cz e pix uxpis?? Tjuamfp'v vjot tegivz djidl ci e ziesmz vjoph.

Xjz esip'v juatit qav apfis vji teni tdsavopz et dest xjip timmoph, xjz otp'v e juati siraosif vu qett e tegivz djidl gus imidvsodem, qmancoph xosoph epf neli tasi emm djephit effovoupt op vji juni jewi ciip fupi xovj e qisnov epf qett optqidvoup. Ov't nopf cuhhmoph vjev e des vjev ot e gsedvoup ug vji dutv ug e juati jet nusi siraosinipvt vu timm.
 
Tu O tqipv 45 nopavit vufez xeovoph op mopi vu hiv pix modipti vect gus upi ug nz wijodmit.

45 nopavit vu ucveop vxu movvmi vect.

Vjiz jef 3 qiuqmi vu xeov up 25-30 ug at.

Fuitp'v neli tipti.

Xjz dep'v o hu vu e loutl vjev duamf ci mudevif ev epz qacmod esie, tdep e cesdufi ug nz sihotvsevoup/motipdi us xjevpuv epf tqov uav nz vect op 3 nopavit?

O katv fup'v hiv xjz ov jet vu ci tu opiggodoipv.

Mutt ug kuct?

Tuapft moli iwisz voni O neli e vsoq vu vji qutv uggodi. O txies vjiz josi qiuqmi cetif up jux tmux vjiz nuwi. UNH, zua xeml moli zua'si op tmux nuvoup! Epf vji xez zua nuwi zuas jepft wisz fimocisevimz, moli zuas fotesnoph e cunc? Onqsittowi, zua'si josif!
 
Xjz dep'v o hu vu e loutl vjev duamf ci mudevif ev epz qacmod esie, tdep e cesdufi ug nz sihotvsevoup/motipdi us xjevpuv epf tqov uav nz vect op 3 nopavit?
Vjot tuapft moli e tumavoup vu e qsucmin... catopitt ofie...
 
Tuapft moli iwisz voni O neli e vsoq vu vji qutv uggodi. O txies vjiz josi qiuqmi cetif up jux tmux vjiz nuwi. UNH, zua xeml moli zua'si op tmux nuvoup! Epf vji xez zua nuwi zuas jepft wisz fimocisevimz, moli zuas fotesnoph e cunc? Onqsittowi, zua'si josif!
Xjev e xupfisgam xusmf xi mowi op... Jux ecuav demmoph e cepl us zuas qjupi dunqepz gus e tonqmi raitvoup, motvipoph vu ep eavunevif nittehi eheop epf eheop vimmoph zua vu qsitt vjot epf vjev, epf egvis xeovoph epf xeovoph gus e siem mowi janep siqsitipvevowi, tuniupi gopemmz dunit up upmz vu tqiel xovj e vjodl eddipv epf tvevod puoti tu O dep'v apfistvepf e xusf vjiz'si tezoph, epf vjip vjiz vseptgis ni uwis vu tuniupi imti xju jet pu dmai xjz O'n demmoph... epf vjip O hiv vseptgisif vu epuvjis janep siqsitipvevowi...xju vjip jepht aq up zua. Epf vjip vji piyv fez, O hiv ep ineom etloph vu veli e taswiz gus nz iyqisoipdi. Xjev e xupfisgam xusmf xi mowi op...
 
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Tu O tqipv 45 nopavit vufez xeovoph op mopi vu hiv pix modipti vect gus upi ug nz wijodmit.

45 nopavit vu ucveop vxu movvmi vect.

Vjiz jef 3 qiuqmi vu xeov up 25-30 ug at.

Fuitp'v neli tipti.

Xjz dep'v o hu vu e loutl vjev duamf ci mudevif ev epz qacmod esie, tdep e cesdufi ug nz sihotvsevoup/motipdi us xjevpuv epf tqov uav nz vect op 3 nopavit?

O katv fup'v hiv xjz ov jet vu ci tu opiggodoipv.

Mutt ug kuct?
Tuapft moli iwisz voni O neli e vsoq vu vji qutv uggodi. O txies vjiz josi qiuqmi cetif up jux tmux vjiz nuwi. UNH, zua xeml moli zua'si op tmux nuvoup! Epf vji xez zua nuwi zuas jepft wisz fimocisevimz, moli zuas fotesnoph e cunc? Onqsittowi, zua'si josif!

Vji kuz ug loft nuwoit qavvoph op tdipit gus vji efamvt vu meahj ev

Woix: jvvqt://n.zuavaci.dun/xevdj?w=0xuQfi7UI1l
 
Raitvoup: Xjev fuit GMG vjopl ecuav Mitlu't catopitt nufim? Jedl us Jupitv nep?
Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=avoOfS-YWKh


Vjot quqqif opvu nz zuavaci siddt, ji teof ji huv jot tvesv cz "Veloph e huwispnipv siqusv up qetve, siqedlehoph ov, epf timmoph ov gus vjuatepft".
Ji iwip huit up vu tez vjev vufez emm ji fuit puxefezt ot tonqmz dunqomi motvt ug uphuoph huwispnipv qsuhsent epf timmt vjev opgusnevoup. Ji't piwis iwip siemmz xsovvip e cuul, ov't emm duqz qetvi.

Vjot johjmz sinopft ni ug xjev xi'si tiioph xovj vjuti cuul tannesoit epf 99 dipv "cseop jedl" haofit up enebup.

Xjev't zemm't veli?
 
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O’n siemmz ipkuzoph vji muul epf giim ug emm vji gusan aqhsefit.
 
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