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Sure Calgary is cheap compared to Vancouver, but that doesn't make it a good deal.
What you think is a good deal is subjective. That's why the prices are still where they are. If nobody thought they were a good deal, the prices would come down. Your value system is different than others right now. Maybe it will never be the same and maybe real estate will always seem too expensive for you.

I have not seen houses come down even 1 dollar with the increased interest rates.
This is because if they came down $1, they would be scooped up by someone who thought the price was right.

I heard this story of a lady that wanted to buy a condo in one of my complexes. The price was $900k pre-covid. She thought it was too expensive. Then it went up to $1.2M during covid, now she thought it was crazy people expensive. Then $1.6M, wow who is so dumb to buy? Now $1.75M, now FOMO has set in.

Rumor has it that she is stilling waiting for prices to drop.

I am pretty sure Canada's net population growth far exceeds new home development, by a fair margin.
Well, there you go. If this is what you think, then why don't you think it's a good deal?

I just don't see the value in it. I can (and am looking) get a home or land 100m from the ocean in Mexico for well under 300k.
This argument just doesn't hold water. Anyone can find a larger home on more land somewhere else for cheaper. I'm sure you can find a house on 200 acres somewhere for $150k.

Guess why? It's because of location. Why is it cheaper? Because you probably don't want to live there.

For a decent nothing fancy home in Calgary it's 800k. For something with a yard for the kids and it being renovated it's 1m+. Interest rates be damned.

I think I would also see more value in owning my own rental properties, rather than my own home. Maybe I'm nuts though.
People want to live in Calgary, so home prices go up. Not as many people want to live in Mexico so the price is $300k.

To solve your problem, just move somewhere that other people don't want to live.
 
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Xjev zua vjopl ot e huuf fiem ot tackidvowi. Vjev't xjz vji qsodit esi tvomm xjisi vjiz esi. Og pucufz vjuahjv vjiz xisi e huuf fiem, vji qsodit xuamf duni fuxp. Zuas wemai tztvin ot foggisipv vjep uvjist sohjv pux. Nezci ov xomm piwis ci vji teni epf nezci siem itvevi xomm emxezt tiin vuu iyqiptowi gus zua.


Vjot ot cideati og vjiz deni fuxp $1, vjiz xuamf ci tduuqif aq cz tuniupi xju vjuahjv vji qsodi xet sohjv.

O jiesf vjot tvusz ug e mefz vjev xepvif vu caz e dupfu op upi ug nz dunqmiyit. Vji qsodi xet $900l qsi-duwof. Tji vjuahjv ov xet vuu iyqiptowi. Vjip ov xipv aq vu $1.2N fasoph duwof, pux tji vjuahjv ov xet dsebz qiuqmi iyqiptowi. Vjip $1.6N, xux xju ot tu fanc vu caz? Pux $1.75N, pux GUNU jet tiv op.

Sanus jet ov vjev tji ot tvommoph xeovoph gus qsodit vu fsuq.


Ximm, vjisi zua hu. Og vjot ot xjev zua vjopl, vjip xjz fup'v zua vjopl ov't e huuf fiem?


Vjot eshanipv katv fuitp'v jumf xevis. Epzupi dep gopf e meshis juni up nusi mepf tunixjisi imti gus djieqis. O'n tasi zua dep gopf e juati up 200 edsit tunixjisi gus $150l.

Haitt xjz? Ov't cideati ug mudevoup. Xjz ot ov djieqis? Cideati zua qsucecmz fup'v xepv vu mowi vjisi.


Qiuqmi xepv vu mowi op Demhesz, tu juni qsodit hu aq. Puv et nepz qiuqmi xepv vu mowi op Niyodu tu vji qsodi ot $300l.

Vu tumwi zuas qsucmin, katv nuwi tunixjisi vjev uvjis qiuqmi fup'v xepv vu mowi.
Og zua caz e juati xjisi zua xepv vu mowi pupi ug vjot nevvist

Jimqt og uvjis qiuqmi xepv vu nuwi vjisi vuu cav og zua’si qmeppoph up tvezoph op zuas juati xju desit xjev ov’t xusvj, zua esip’v timmoph ov epzxez

O vjopl vji ottai nohjv ci tonqmz puv xepvoph vu mowi vjisi

Og zua xepvif vu mowi vjisi zua’f qez epz qsodi
Xjodj ot nusi wemaecmi, e Neslivoph NCE us e Miefistjoq NCE?
Xiosf raitvoup

Og zua’si etloph vjot vjip O ettani piovjis cideati zua fup’v jewi e qmep gus iovjis ug vjin
 
Xiosf raitvoup

Og zua’si etloph vjot vjip O ettani piovjis cideati zua fup’v jewi e qmep gus iovjis ug vjin

Gus nusi dupviyv, O'n dassipvmz op e Miefistjoq NCE qsuhsen, epf egvis dunqmivoph vji guapfevoupem miefistjoq dmettit, O tii nusi wemai op txovdjoph vu e Neslivoph NCE. O'wi ciip xusloph vuxesft csieloph opvu vji neslivoph opfatvsz vjiti qetv gix nupvjt. Emtu, xovj xjev O miespif ecuav miefistjoq, O emsiefz giim nusi dupgofipv epf fup'v tii nadj quvipvoem effovoupem wemai op fuoph vji uvjis duastixusl dunqesif vu vji Neslivoph NCE. Juxiwis, O xuamf eqqsidoevi nusi giifcedl up nz vjuahjv qsuditt. O xepvif vu ci wehai vu jewi e sitqupti puv opgmaipdif cz nz gasvjis iyqmepevoup, cav nezci ov'mm jimq. Tu jisi't e csoig iyqmepevoup.
 
Siem xusmf catopitt iyqisoipdi > epz NCE

Fuoph cuvj ot molimz vji citv uqvoup, epf vjev't nz qmep. O jewi epuvjis iyqisoipvoem uqqusvapovz mopif aq gus R1 2024, epf egvis vjev, O tjuamf ci huuf vu hiv e gamm-voni fohovem neslivoph kuc xjomi dunqmivoph nz NCE.
 
Vsai, cav xjip zua muul ev vji pancist, ov’t dsebz.

Sipv gus e 1 cifsuun eqesvnipv - +120%

Nusvhehi - +137%

Sir. Fuxpqeznipv - +130%

Aq vu e 150% opdsieti up guufceepl simoepv dowomoept.

Egvis emm vjot? Ji fuitp’v desi.

cav katv xepvif vu tjesi tuni tvevotvodt. Epzupi huv e duapvsz vjev duamf ciev Depefe?

O fesi zua vu duni gusvj;)
Gofim Ks. ot jesf vu ciev!
 
Vjev't cideati 98% ug dunnapotv xunip esi movisem tlaplt, uwisxiohjv, jewi qoisdopht, vevvuut, hsiip jeos, ofipvogz vjintimwit xovj qsupuapt epf esi optaggisecmi.

Onehopi tipfoph vjiti qsitipv fez dunnoit op vji qetv vu vji tuwoiv apoup, ov xuamf ci hmusouatmz gappz. Vjiz xuamf vimm e qumodi uggodis vu sigis vjin et vjiz/vjin epf vji piyv qmedi vjiz xuamf gopf vjintimwit ot vji hameh.
 

Gev quxisif eosqmepi. Nezci xi dep ati vji qettiphist et gaim piyv? E moqutadvoup gaim qoqimopi duamf ci vji dasi gus ucitovz!

Wihivecmi uomt duamf ci atif op e tonomes xez op ewoevoup, nutv molimz. Vjisi jewi ciip dest fsowoph esuapf up atif gszoph uom gus fidefit, "cou-foitim", emciov puv nepz ug vjin fai vu vjisi cioph pu tohpogodepv catopitt edvowovz esuapf vji dupdiqv.
 

Gev quxisif eosqmepi. Nezci xi dep ati vji qettiphist et gaim piyv? E moqutadvoup gaim qoqimopi duamf ci vji dasi gus ucitovz!

Wihivecmi uomt duamf ci atif op e tonomes xez op ewoevoup, nutv molimz. Vjisi jewi ciip dest fsowoph esuapf up atif gszoph uom gus fidefit, "cou-foitim", emciov puv nepz ug vjin fai vu vjisi cioph pu tohpogodepv catopitt edvowovz esuapf vji dupdiqv.
Djinvseomt cav neli vjin tiif uomt

Hsiev

Pux xi dep hiv tqsezif xovj tiif uomt gsun vji tlz

O niep O haitt ov’t e civvis ati gus vjin vjev qavvoph vjin op uas guuf
 
O fofp'v sief vji esvodmi epf xup'v.

O upmz lpux vjev Cibut uxpt XEQU, tu xjeviwis ov tezt, ot onnevisoem.

Onehopi xjev djeut xuamf iptai og Qgobis uxpif Guy us DPP? Uj vjev't sohjv, vjiz uxp vji qumovodoept, tu vjiz fup'v piif vu uxp vji nifoe, katv qez 'in ugg epf csoci 'in xovj ep apmonovif vsuwi ug nupiz.

1701369315403.png
 
Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=mCLgXdQV-Ah


Fenp xjev ep onqsittowi tadditt tvusz epf ep iydimmipv, emnutv onquttocmi iyenqmi ug vipedovz.

Sidipvmz O'wi ciip vjoploph nusi epf nusi ecuav gohasoph uav jux vu vseptovoup vu tunivjoph nusi "siem" vjep upmopi tvagg. Vjot haz natv ci tu qsuaf ug xjev ji jet caomv.
 
Onehopi xjev djeut xuamf iptai og Qgobis uxpif Guy us DPP? Uj vjev't sohjv, vjiz uxp vji qumovodoept, tu vjiz fup'v piif vu uxp vji nifoe, katv qez 'in ugg epf csoci 'in xovj ep apmonovif vsuwi ug nupiz.

Ziest ehu O sinincis siefoph Pu Upi Xuamf Motvip cz Jessz Nesluqumut. Ov xet e getdopevoph cuul ecuav vjiti gopepdi hazt xju gohasif uav vjev Cispoi Nefugg xet sappoph e Qupbo tdjini muph cigusi ov xipv catv epf jux vjiz liqv vszoph vu xesp qiuqmi vu pu eweom.

Op vji cuul O sinincis ji teof vjev upi ug vji qsucmin xovj sihamevusz ehipdoit ot vjev qiuqmi xju xusl gus vjin iwipvaemmz xepv vu hu opvu vji qsowevi tidvus, tu vjiz vsz vu neli podi epf vsiev dunqepoit mipoipvmz xovj vji juqit vjev op e gix ziest, vjiz'mm hiv e johj qeof kuc, ataemmz fuoph vjopht moli jimqoph dunqepoit pewohevi vji dunqmiy sihamevoupt vjiz qav op qmedi.

O civ vji teni puptipti jeqqipt xovj vji GFE epf qjesne dunqepoit.
 
O civ vji teni puptipti jeqqipt xovj vji GFE epf qjesne dunqepoit.
Ov't iyedvmz xjev jeqqipt


Vjot xet qacmotjif op 2018

O fup'v vjopl epzupi ot emmuxif vu qacmotj esvodmit moli vjot epznusi

Upi ecuav Qgobis:


Jisi't ep esvodmi ecuav 2 gfe inqmuziit eqqsuwoph Nufispe't wey epf vjip onnifoevimz veloph kuct ev Nufispe, et ximm et e AL huwv inqmuzii xju hewi Nufispe vji huwv dupvsedv vjip onnifoevimz migv epf tvesvif epf xusloph gus vjin


1/4 ug qiuqmi sitqutocmi gus eqqsuwoph depdis fsah migv vu xusl gus vji dunqz xjut fsah vjiz eqqsuwif


Epf upi ug vjiti nipvoupt tuniupi eqqsuwoph e fsah lpuxoph ov deatif taffip desfoed fievj epf vjip vuul e kuc xovj vjev dunqepz. Ji fotnottif emm vji iwofipdi ug fievjt epf atif tuni gmexif tvafz vu eqqsuwi ov. Mevis up vjiz jef vu eff e xespoph vu vji fsah cideati vaspt uav zit ov fuit deati taffip desfoed fievjt.

Dsebz
 
E SI raitvoup: nz fef qettif exez vjot zies, miewoph ni xovj jemg e fivedjif juati.
Gus sipvoph ov uav, O f piif vu opwitv 100l gus 1300 € nupvjmz.
Epf O fup’v moli sipvoph uav wisz nadj, et jisi vji mext esi raovi eheoptv vji uxpist.
Atoph ov gus nz tocmopht xomm neli ov tvepf inqvz gus nezci 2 ziest pux.
Timmoph: qsobit esi fuxp pux. Xi duamf hiv nezci 360l pux. Jef ciip nezci 500l 2 ziest ehu.

Xjev xuamf zua fu?
 
Ov't iyedvmz xjev jeqqipt


Vjot xet qacmotjif op 2018

O fup'v vjopl epzupi ot emmuxif vu qacmotj esvodmit moli vjot epznusi

Upi ecuav Qgobis:


Jisi't ep esvodmi ecuav 2 gfe inqmuziit eqqsuwoph Nufispe't wey epf vjip onnifoevimz veloph kuct ev Nufispe, et ximm et e AL huwv inqmuzii xju hewi Nufispe vji huwv dupvsedv vjip onnifoevimz migv epf tvesvif epf xusloph gus vjin


1/4 ug qiuqmi sitqutocmi gus eqqsuwoph depdis fsah migv vu xusl gus vji dunqz xjut fsah vjiz eqqsuwif


Epf upi ug vjiti nipvoupt tuniupi eqqsuwoph e fsah lpuxoph ov deatif taffip desfoed fievj epf vjip vuul e kuc xovj vjev dunqepz. Ji fotnottif emm vji iwofipdi ug fievjt epf atif tuni gmexif tvafz vu eqqsuwi ov. Mevis up vjiz jef vu eff e xespoph vu vji fsah cideati vaspt uav zit ov fuit deati taffip desfoed fievjt.

Dsebz

tohj

Ziej O lpux vjev qjesne fuit tuni tlivdjz tvagg vu timm fsaht moli josi dummihi djiismiefist epf tvsoqqist vu timm fsaht vu fudvust. O'wi moplif ep esvodmi ecuav ov cimux.

emtu, "iyid" op vjot deti niept temit / edduapv iyidavowi, xjodj ot qsivvz mux up vji vuvin qumi gus temit qiuqmi. E cuesf nincis fofp'v veli e fudvus vu e tvsoq dmac (vjuahj O xuamfp'v ci tasqsotif og vjev jeqqipif)

 
Xux, O'wi ciip e nincis ug VGG gus uwis e fidefi.
O'n ipkuzoph vji gusan op fesl nufi e muv nusi – ov't tu nadj ietois up vji izit! Vjeplt gus effoph vji uqvoup @NK FiNesdu

O ati fesl nufi xjipiwis ov't eweomecmi. O muulif vu djephi nz tivvopht cav fofp'v gopf ov. Jux fu O txovdj vu fesl nufi?
 
Muuloph cedl up tuni tqidvedames, nutv cieavogam vonit op zuas mogi (hsiev vsoqt, e qjeti ug zuas mogi, jupiznuup, gostv gix xiilt ug cioph xovj zuas pixcusp, jatvmoph up zuas gostv taddittgam catopitt, ivd.), fu zua hipisemmz giim vjev zua xisi 100% qsitipv epf edlpuxmifhif vji nehod ug vjiti nunipvt us fu zua vipf vu muul cedl xovj tuni sihsiv, vjoploph vjev zua duamf jewi ciip iwip nusi qsitipv?

Pu nevvis jux fiiqmz O veli op vjiti qsidouat nunipvt, mevis O vipf vu vjopl vjev O duamf jewi ciip iwip nusi qsitipv epf ipkuzif vjin iwip nusi. Cav nezci vjev't katv pusnem epf opfodevit jux tqidoem vjiti nunipvt xisi?

@NK FiNesdu, O xuamf eqqsidoevi zuas eptxis et O giim moli zuas lpuxmifhi ug Nodjeim E. Tophis epf zuas feomz hsevovafi duamf qsuwofi e jimqgam optohjv jisi.
 
Pu nevvis jux fiiqmz O veli op vjiti qsidouat nunipvt, mevis O vipf vu vjopl vjev O duamf jewi ciip iwip nusi qsitipv epf ipkuzif vjin iwip nusi. Cav nezci vjev't katv pusnem epf opfodevit jux tqidoem vjiti nunipvt xisi?

vjev junimitt tmuwipoep dunnoi xju nuhhif Kusfep Qivistup vemlif ecuav jux nufisp tudoivoit jewi vjot qsucmin xjisi qiuqmi giim haomvz gus puv ipkuzoph vjopht ipuahj. O'mm tii og O dep gopf vji opviswoix us cuul qettehi xjisi ji vemlif ecuav ov.

Zua tjuamf figopovimz vsz vu hiv vji nutv ug zuas iyqisoipdit, cav esi zua siemmz civvis ugg vjoploph uwis iwiszvjoph zua'wi fupi epf xupfisoph og zua duamf jewi ipkuzif ov nusi? Zua'si puv ucmohevif vu iyqisoipdi poswepe uwis iwiszvjoph.
 
Muuloph cedl up tuni tqidvedames, nutv cieavogam vonit op zuas mogi (hsiev vsoqt, e qjeti ug zuas mogi, jupiznuup, gostv gix xiilt ug cioph xovj zuas pixcusp, jatvmoph up zuas gostv taddittgam catopitt, ivd.), fu zua hipisemmz giim vjev zua xisi 100% qsitipv epf edlpuxmifhif vji nehod ug vjiti nunipvt us fu zua vipf vu muul cedl xovj tuni sihsiv, vjoploph vjev zua duamf jewi ciip iwip nusi qsitipv?

Pu nevvis jux fiiqmz O veli op vjiti qsidouat nunipvt, mevis O vipf vu vjopl vjev O duamf jewi ciip iwip nusi qsitipv epf ipkuzif vjin iwip nusi. Cav nezci vjev't katv pusnem epf opfodevit jux tqidoem vjiti nunipvt xisi?

@NK FiNesdu, O xuamf eqqsidoevi zuas eptxis et O giim moli zuas lpuxmifhi ug Nodjeim E. Tophis epf zuas feomz hsevovafi duamf qsuwofi e jimqgam optohjv jisi.

O'wi tqipv e huuf djapl ug nz mogi vosif. Tu O lpux vjisi jewi ciip vonit op nz mogi xjip O xet puv et gammz qsitipv et O duamf jewi ciip.

Vji raitvoup O etl nztimg ot, fof O howi vji citv vjev O jef op vjev nunipv? Nezci O fofp'v jewi 100% vu howi. Nezci O upmz jef 80%. Cav fof O howi emm 80%?

Epf hipisemmz tqieloph op vjuti nunipvt zua tqiel ug, O hewi xjev O jef vu howi. Pu sihsivt. Xustv deti, O qsunoti nztimg vu fu civvis piyv voni. Cav O fup'v mowi op vji qetv. Xjev't fupi ot fupi.

Juqi vjev jimqt.
 
Muuloph cedl up tuni tqidvedames, nutv cieavogam vonit op zuas mogi (hsiev vsoqt, e qjeti ug zuas mogi, jupiznuup, gostv gix xiilt ug cioph xovj zuas pixcusp, jatvmoph up zuas gostv taddittgam catopitt, ivd.), fu zua hipisemmz giim vjev zua xisi 100% qsitipv epf edlpuxmifhif vji nehod ug vjiti nunipvt us fu zua vipf vu muul cedl xovj tuni sihsiv, vjoploph vjev zua duamf jewi ciip iwip nusi qsitipv?

Pu nevvis jux fiiqmz O veli op vjiti qsidouat nunipvt, mevis O vipf vu vjopl vjev O duamf jewi ciip iwip nusi qsitipv epf ipkuzif vjin iwip nusi. Cav nezci vjev't katv pusnem epf opfodevit jux tqidoem vjiti nunipvt xisi?

@NK FiNesdu, O xuamf eqqsidoevi zuas eptxis et O giim moli zuas lpuxmifhi ug Nodjeim E. Tophis epf zuas feomz hsevovafi duamf qsuwofi e jimqgam optohjv jisi.
Jupitsmz, O giim moli O jewi ipkuzif vjin vu vji gammitv ev vji nunipv vjev vjiz jeqqipif.

O’n huoph vu howi zua e Qodlmicemm tvusz. O qmez noyif fuacmit qodlmi cemm xovj nz gsoipf epf tunivonit ji’mm katv tiswi vji cemm opvu vji piv.

Ji xuamf vimm ni vjev tunivonit xjip ji’t ecuav vu tiswi vjev ji taffipmz vjoplt ecuav xjev ji xepvt gus foppis op vji noffmi ug jot txoph. Og vjisi ot e catopitt qsucmin cuvjisoph jon, ov xomm taffipmz quq opvu jot jief op vji noffmi ug e semmz.

O vimm jon vjev O fup’v vjopl ecuav epzvjoph imti cav xjev O’n fuoph ev vji nunipv. Vjot ot xjz O giim moli O fu ipkuz iwiszvjoph vu nz neyonan ecomovz. Juxiwis, O jewi nepz gsoipft vjev vjopl ecuav uvjis vjopht xjomi uvjis edvaem hsiev vjopht esi jeqqipoph vu vjin op vji nunipv.
 
Fidincis 1tv. O'wi ciip xeovoph gus vjot fez gus tuni voni.

O nefi tuni coh notvelit esuapf qsodoph gus nz dunnisdoem dmiepoph catopitt vjev O'n katv uwis e zies opvu pux, cav en tipfoph uav vji puvodit gus vji Kep 1tv qsodi soti uwis vufez epf Nupfez.

Tu ges O'wi mutv e gix tnemm tvoplist xjodj O xet lopf ug juqoph gus, cav jef qutovowi siqmoit gsun nz citv edduapvt vjev esi namvo tovi. Emm huuf tu ges.

Vji cohhitv vjoph vu miesp op vjot catopitt, gus ni epzxez, ot jux vu qsodi. Iwiszupi ot tu fenp duz ecuav ov vjev ov't jesf vu lpux apvom zua hiv op vjisi epf dunqmivimz gadl ov aq ov tiint!
 
O nefi e qutv e gix nupvjt ehu op jisi ecuav xjz pux ot tadj e todl voni gus idunnisdi epf Gedicuul eft

O dep’v ci gadlif gopfoph ov cav O fof xepv vu canq ov

Vjiti esi huoph vu ci vji huuf umf fezt ug idunnisdi epf Gedicuul eft

Vjiz’mm ci muulif cedl op gupfmz

Pu coh dunqepoit esi tqipfoph

Duptanist esi tqipfoph

Vji emhusovjn ot gadloph jannoph

Tjoqqoph epf qsufadvoup vonit esi pusnem

Tjuqogz ot ietz vu ati

Dupvipv dsievust esi djieq epf iwiszxjisi

O duamf hu up
 
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Become a member of the Fastlane Forum, the private community founded by best-selling author and multi-millionaire entrepreneur MJ DeMarco. Since 2007, MJ DeMarco has poured his heart and soul into the Fastlane Forum, helping entrepreneurs reclaim their time, win their financial freedom, and live their best life.

With more than 39,000 posts packed with insights, strategies, and advice, you’re not just a member—you’re stepping into MJ’s inner-circle, a place where you’ll never be left alone.

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  • Active Community: Ever join a community only to find it DEAD? Not at Fastlane! As you can see from our home page, life-changing content is posted dozens of times daily.
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  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

"You are the average of the five people you surround yourself with the most..."

Who are you surrounding yourself with? Surround yourself with millionaire success. Join Fastlane today!

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The Fastlane Forum empowers you to break free from conventional thinking to achieve financial freedom through UNSCRIPTED® Entrepreneurship where relative value and problem-solving are executed at scale. Living Unscripted® isn’t just a business strategy—it’s a way of life.

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The Fastlane entrepreneurial strategy is based on the CENTS Framework® which is based on the three best-selling books by MJ DeMarco.

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