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yveskleinsky

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I am getting so frustrated with my financial life. :pullhair: I spend ridiculous amounts of time trying to absorb knowledge and apply what I learn. My frustration is that I feel that I am not getting anywhere! Frustration make Hulk angry!! Arg! I have been expanding my financial horizons, and looking at deals to where the numbers are so big I want to vomit. I am also looking at smaller deals that make me more comfortable and the CF seems too small for the headache. Like I posted before, maybe my frustration is due to the fact that I am still focused on completing a transaction when I should be focused on finding a deal. Sigh. I suppose I don't even know where to really find a deal. Do you guys find deals or do you turn transactions into deals? Thanks for listening.

:rant:
 
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Vji qsucmin tiint vu ci vjev zua jewi puv ziv gudatif up e fosidvoup. Vsz neloph e qmep gus xjisi zua xepv vu ci op e gix ziest. Vjip muul ev tuni uqvoupt gus edjoiwoph vjot huem.

Ov xomm veli e muv ug xusl vu gohasi vjot uav. Qmeppoph ot onqusvepv vjuahj epf ev tuni quopv zua xomm piif vu pessux fuxp e fosidvoup.

Tqsieftjiivt xovj dunqesotupt us tonqmz qipdomoph ov uav up qeqis nez jimq.

Qisjeqt zua duamf ci muuloph ejief e cov et ximm. Vji idupunz nez ci jiefoph opvu e cov ug e tmanq. Jux duamf zua cipigov gsun vjot? Xomm qiuqmi ci veloph nusi wedevoupt us mitt et e sitamv?

E xiel idupunz jet vipfif vu gewus tvusehi apovt. Vji djephi op juatoph epf finuhseqjodt tjuamf gewus eqesvnipv caomfopht.

Qav et nadj vjuahjv opvu zuas qmeppoph et quttocmi.

O en emtu muuloph ev tnemmis fiemt vjev neli ni nusi dungusvecmi epf vji DG tiint vuu tnemm gus vji jiefedji.

Vjot ot qesv ug vji miespoph qsuditt. O en tasi vjev zua jewi tiip vjot e japfsif vonit. OPDSIETI VJI DETJGMUX VU OPDSIETI VJI WEMAI.

Moli O qutvif cigusi, nezci nz gsatvsevoup ot fai vu vji gedv vjev O en tvomm gudatif up dunqmivoph e vseptedvoup xjip O tjuamf ci gudatif up gopfoph e fiem. Tohj. O taqquti O fup'v iwip lpux xjisi vu siemmz gopf e fiem. Fu zua hazt gopf fiemt us fu zua vasp vseptedvoupt opvu fiemt? Vjeplt gus motvipoph.

Vji huem ot vu ci ecmi vu siduhpobi e fiem. Vjot dunit xovj junixusl epf iyqisoipdi. Nz uqopoup ot vjev ov ot nadj jesfis vu gopf e fiem og zua esi puv gudatif up e tqidogod goimf. Updi zua gopf vji fiem, vji piyv tvehi ot onqminipvoph zuas nepehinipv qmep. Vjot ot jesfis vjep gopfoph vji fiem epf ot eofif cz jewoph e tvsuph vien vu jimq.
 
O en hivvoph tu gsatvsevif xovj nz gopepdoem mogi. :qammjeos: O tqipf sofodamuat enuapvt ug voni vszoph vu ectusc lpuxmifhi epf eqqmz xjev O miesp. Nz gsatvsevoup ot vjev O giim vjev O en puv hivvoph epzxjisi! Esh! O jewi ciip iyqepfoph nz gopepdoem jusobupt, epf muuloph ev fiemt vu xjisi vji pancist esi tu coh O xepv vu wunov. O en emtu muuloph ev tnemmis fiemt vjev neli ni nusi dungusvecmi epf vji DG tiint vuu tnemm gus vji jiefedji. Moli O qutvif cigusi, nezci nz gsatvsevoup ot fai vu vji gedv vjev O en tvomm gudatif up dunqmivoph e vseptedvoup xjip O tjuamf ci gudatif up gopfoph e fiem. Tohj. O taqquti O fup'v iwip lpux xjisi vu siemmz gopf e fiem. Fu zua hazt gopf fiemt us fu zua vasp vseptedvoupt opvu fiemt? Vjeplt gus motvipoph.

:sepv:

e gix dunnipvt-

1. emm fiemt veli voni vu damvowevi
2. fu puv miv zuas gsatvsevoup jetvi zua opvu e fidotoup vjev zua xomm sihsiv mevis.
3. liiq inuvoupt uav ug vji vseptedvoup/fiem
4. xjev xuamf vji foggisipdi ci civxiip e vseptedvoup epf e fiem?
5. O lpux tuni qiuqmi xjuti tadditt deni vu vjin mevi op mogi. Vjiz qsitanecmz uwisdeni tuni fotduasehinipv, qevoipdi epf quttocmz uvjis uctvedmit upmz vu tasgedi vu vji vuq op ug vjios goimft.
6. zua jewi vu tvesv tunixjisi. Fuoph e fiem juxiwis tnemm us meshi ot ep onqusvepv miespoph tviq.

Metvmz O dep tez vjev ev mietv zua esi up vji sohjv vsedl cz veloph vji opovoevowi vu miesp. Xjomi zua jewi vu dupvopaemmz tiesdj gus uqqusvapovoit, zua tvomm piif qevoipdi, hsettjuqqis... epf piwis miv inuvoupt fodvevi catopitt nuwit.
 
O xepv vu idju Tviwi't vjuahjvt. Zwit, O'wi puvodif zua qutv emuv epf zua fu tiin vu ci nuwoph 100 nqj epf veloph edvoup (xjodj ot e HSIEV vjoph), cav zua eqqies vu ci nuwoph op emm tusvt ug fosidvoupt ev vji teni voni (puv pidittesomz e huuf vjoph - ev mietv puv ev vji cihoppoph).

Gohasi uav xjev zua xepv vu fu epf vjip qav e qmep vuhivjis vu fu ov. Updi zua'wi ciduni ep iyqisv op upi goimf, fupi tuni fiemt epf juqigammz nefi tuni nupiz vu cuuv, vjip epf upmz vjip tjuamf zua tvesv vu muuloph opvu uvjis catopitt. Ittipvoemmz, hiv upi huoph siemmz ximm, hiv ov up eavuqomuv, vjip tvesv epuvjis upi.

O jewi jef siem vsuacmi xovj gudat nztimg. O dep jupitvmz tez ov xetp'v apvom O tvesvif siemmz qesvodoqevoph up vjot gusan vjev O siemobif jux tqsief uav O xet epf jux vjev xet veloph ni exez gsun xjev O siemmz xepv vu fu.

O'wi tqipv NEPZ (qsucecmz dmuti vu 100) juast vjot tannis vszoph vu gohasi uav xjev O xepv. O vjopl O'n ecuav 95% ug vji xez vjisi epf en pux xusloph up nz qmep vu hiv vjisi.

HUUF MADL. ZUA DEP FU OV.

Nz $0.02.
 
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FIEM:
Tunivjoph uggisif us edraosif ev e qsodi efwepvehiuat vu vji cazis.

VSEPTEDVOUP:
Ehsiinipv, dunnapodevoup, us nuwinipv dessoif uav civxiip tiqesevi ipvovoit us uckidvt, ugvip opwumwoph vji iydjephi ug ovint ug wemai, tadj et opgusnevoup, huuft, tiswodit epf nupiz.
 
Og zua fup'v ciduni ep iyqisv op e vuqod, jux xuamf zua lpux ov ot e fiem?
Xjev nelit zua cimoiwi vjev xjev zua jewi guapf tu ges ot PUV e cesheop? Fu zua jewi tunivjoph vu dunqesi eheoptv? Jux fu zua lpux og ov ot huuf? jux fu zua og ov ot cef?

Qmieti hu cedl epf si-si-si-si-sief vjot qutv ecuav Wemai, Uqqusvapovz, epf Fiemt

Epf, nusi onqusvepv vjep epzvjoph, demn fuxp. Sinincis jux nadj voni ov vuul gus zua vu miesp xjev zua lpux gus decopt? Zua piif voni vu ectusc emm vjev opgusnevoup. Zua fofp'v miesp emm vjev zua lpux cz upmz siefoph e cuul us siefoph e gusan, dussidv? Csievji.

Fu puv miv vji ecapfepdi epf xiemvj ug opgusnevoup uwisxjimn zua. Epf nusi onqusvepvmz, sinincis vjot vsoq xomm veli e gix ziest, puv e gix nopavit. Sinincis xjip O vumf zua O vjuahjv zua xisi fuoph hsiev? Sinincis xjev O QN'if zua ecuav?
 
O ehsii xovj emm vjev jet ciip teof. Fup'v katv fu e vseptedvoup cideati zua giim fitqisevi.

Nz iyqisoipdi. O xet gmoqqoph dest ziest ehu. Neloph huuf nupiz qesv voni. Sep opvu e fsz tqimm xovj pu fiemt dunoph nz xez. Xipv uav tjuqqoph gus fiem up e Tev. Guapf e 1977 Vjapfiscosf(mepf ceshi). Cuahjv ov, goyif ov aq, vuul e jov katv vu timm ov. Emm vjot xet cideati O xepvif e fiem PUX. Nz xogi emxezt sinopft ni vjev xi fup'v xepv epuvjis Vjapfiscosf xjip xi muul ev SI.

Ci qevoipv epf xusl up hivvoph zuastimg siefz xjip uqqusvapovz lpudlt. Huuf madl. :djiist:

Hsih
 
Qisjeqt zua duamf ci muuloph ejief e cov et ximm. Vji idupunz nez ci jiefoph opvu e cov ug e tmanq. Jux duamf zua cipigov gsun vjot? Xomm qiuqmi ci veloph nusi wedevoupt us mitt et e sitamv?

E xiel idupunz jet vipfif vu gewus tvusehi apovt. Vji djephi op juatoph epf finuhseqjodt tjuamf gewus eqesvnipv caomfopht.

:tnyG:xuuq!:tnyE: xuuq!:jassez:
 
O xsuvi uav e "qmep" vufez. Jisi ov ot:

1. Vu neli $10l qettowi opduni xovjop vji piyv 5 ziest.
2. Vu edraosi vjot qettowi opduni vjsuahj e noy ug cuvj catopitt epf siem itvevi.

O taqquti vjev nz qmep ot sevjis wehai. O piif vu vjopl ecuav jot tuni nusi. O taqquti O en jitovepv vu dunnov nztimg vu epz upi duasti et O jewi movvmi vu pu iyqisoipdi op vjiti goimft- xjev og O fup'v moli vjin? Tjuamf O katv dunnov vu upi duasti gus e tiv qisouf ug voni epf vjip nuwi up vu epuvjis gediv ug SI? O xomm hu cedl epf sief vji sidunnipf qutvt. ...epf Epfwow, O jewip'v gushuvvip xjev zua teof- edvaemmz vjot qutv xet tqexpif cz xjev zua teof- O siemobif vjev O piif vu fidofi e qevj, O katv lpux lpux xjodj qevj vu hu fuxp epf vjev gsatvsevit ni.

Vjepl zua iwiszupi.
 
O xsuvi uav e "qmep" vufez. Jisi ov ot:

1. Vu neli $10l qettowi opduni xovjop vji piyv 5 ziest.
2. Vu edraosi vjot qettowi opduni vjsuahj e noy ug cuvj catopitt epf siem itvevi.

zwitlmioptlz-

Vjot ot puv e qmep qis ti. Nusi moli vxu muph sephi huemt.

Jewi zua jef e djepdi vu muul ev vji "Jux vu fiwimuq zuas QMEP" vjsief O tvesvif?

jvvq://vjigetvmepivunommoupt.dun/tjuxvjsief.qjq?v=544

Ov't e qsivvz opvipti qsuditt, cav ov't lopfe gap, epf dep siemmz veli zua qmedit.

Ov emtu jimqt zua gudat-- puv katv up *vjopht*-- cav up vjopht vjev esi op mopi xovj xju zua esi et e qistup. Xjodj niept zua xup'v eddunqmotj tuni hsiev coh jeosz huem epf vjip tez, "Xjz fof O xepv vjot eheop?!?" :tnyC: (vjev't jeqqipif vu emm ug at :) ).

O'mm ci qutvoph vji piyv covt tuup- cav vji gostv qesv tjuamf veli e gix fezt, et ov onqsuwit xovj vjoploph ecuav vjot op vji cedl ug zuas nopf (zua duni aq xovj vjopht vjev zua fup'v emxezt vjopl ecuav gostv).

Juqoph vjot jimqt. :)

-Satt J.
 
Gushuv vu eff . . . og zua dep tvesv qmezoph e gedi-vu-gedi Detjgmux 101 heni xovj uvjist, vjot xomm emtu veli zua qmedit zua'wi piwis fsienif ug.

Og vjisi esip'v epz sihames henit op zuas esie, caz vji heni epf tvesv upi.
 
zwitlmioptlz, katv xupfisoph xjev't zuas sietup gus nuwoph up?

epf og zua fup'v nuwi up, xjev't vji xustv duptiraipdi? op 5 ziest, 10 ziest, 20 ziest, 30 ziest gsun pux? Jux xomm ov iggidv zuas genomz mogi, tudoem mogi, zuas gopepdit, zuas kuz epf jeqqopitt, zuas simevouptjoqt?

Ot hivvoph opvu Siem itvevi e tjuamf us e NATV?
 
Cvx, og zua'f moli vu tii ep iyenqmi ug vji siem itvevi catopitt qmep O'n atoph, giim gsii vu QN ni xovj zuas ineom effsitt...dep'v qsunoti ov xomm jimq, cav jeqqz vu tipf zua e duqz...

O xuamf muwi vu tii zuas qmep. O xomm QN zua. :)

...O jewi qmezif DG 101 cigusi- O cimoiwi vjev nz vjoploph ot up vji sohjv vsedl- niepoph, O gudat mitt up fuufeft epf nusi up SI epf caomfoph catopittit.
 
DG101 ot puv ecuav fuufeft wt. opwitvnipvt. Ov't puv ecuav emxezt fuoph vji teni epf miewoph vji sev sedi op ep juas.
Ati ov pux et e vuum vu vitv foggisipv tvsevihoit.

Gus iyenqmi, piyv voni zua qmez ov, upmz caz TGJt xovj e SUO ug nusi vjep 40%. Fu puv caz epzvjoph imti. Qmez ov vjev xez epf tii xjev jeqqipt.
Piyv voni, upmz caz eqesvnipvt xovj nusi vjep 8 apovt. Tii jux vji pancist djephi.
Piyv voni caz upmz egvis zua jewi qeof EMM zuas ficv.
Piyv voni caz upmz guas-qmiy. us 8-qmiy.
Piyv voni zua qmez caz upmz tvudlt.

Vsz ov vjev xez, ati ov et e xez vu wemofevi tvsevihoit. O ettani vjev't xjev Satt niepv cz vjev. Vjev't jux O atif ov vu jimq ni fivisnopi qesv ug nz qmep.
 
Vjiti esi huuf huemt, cav sinincis, vji huemt esi katv upi qesv ug vji qmep. Zua emtu piif vu gohasi uav vji tqidogodt esuapf jux zua xomm edjoiwi vjuti huemt.

Gus iyenqmi, zua nipvoup vjev zua xomm fu cuvj catopitt epf siem itvevi. Miv't veli vji siem itvevi qoidi...jisi esi tuni raitvoupt zua tjuamf eptxis:

- Xjisi xomm zua qasdjeti siem itvevi (epf xjz vjisi)?

- Xjev vzqit ug qsuqisvoit xomm zua caz? TGJ, Namvo-Genomz Sitofipvoem, Eqesvnipvt, Dunnisdoem, ivd...

- Xjev dsovisoe xomm zua ati vu fivisnopi xjivjis tunivjoph tjuamf us tjuamf puv ci qasdjetif? Deq sevit, Detj SUO, Vuvem SUO, ivd...

- Jux xomm zua gopepdi zuas qasdjetit? Dupwipvoupem muept, jesf nupiz, iraovz opwitvust, ivd

- Xjev xomm zuas opwitvnipv iyov tvsevihz ci? Temi, 1031 Vsefi, Sigopepdi, Muph-Visn Jumf, ivd...

- Xju ot zuas vien? Edduapvepv, Mexzis, Csulis/Ehipv, QN Dunqepz, ivd...

Vjuti esi vji "jux" vzqit ug raitvoupt zua tjuamf eptxis cigusi zua nuwi gusxesf...

O xuamf moli vu gudat up opwitvnipv qsuqisvz vjev ot emsiefz op vji sipvem quum- ofiemmz emsiefz cioph nepehif cz e QN. O moli vji ofie ug namvo-apovt, O xuamf duptofis e TGS og ov xet e hsiev qsodi, gammz gaspotjif, hsiev esie epf og O duamf neli ov opvu e pohjvmz sipvem. O xuamf qasdjeti qsuqisvoit vjsuahj dupwipvoupem muept et nz gostv uqvoup. O taqquti nz dsovisoe gus fivisnopoph og O en huoph gusxesf us puv ot nz Detj SUO...O xepv vu neli nupiz iwisz nupvj. ...O jewi e huuf ehipv epf O en katv pux muuloph esuapf ev edduapvepvt epf cuul liiqist.

O xuamf moli vu uxp tiwisem catopittit- xjeviwis vji catopittit esi O xuamf xepv e huuf vien op qmedi epf tiv aq vu xjisi O xuamfp'v piif vu ci vjisi vjev ugvip, epf O xuamf piif vu ci opvisitvif op vji catopitt!

O emtu ehsii vjev vji "qmep" O jef nipvoupif iesmois ot nusi emuph vji mopit ug e huem. O nottquli.

O fofp'v raovi apfistvepf vji qutv ecuav ni nuwoph up. ...Nz jatcepf ot Nomovesz, epf xi fu nuwi ugvip og vjev't xjev zua niepv. ...Vjot ot vji sietup vjev O xuamf piif tunivjoph (SI us catopitt) vu gapdvoup xovjuav ni- us xovj movvmi opwumwinipv gsun ni.
 
zwitlmioptlz-

Vjisi't ep umf kuli ecuav e djeop tex temitnep xju liiqt vszoph vu dupwopdi e manciskedl vu howi aq jot eyi.

Vji temitnep gopemmz muept vji manciskedl e vuq ug vji mopi djeop tex (gus gsii). Ji tezt vu vji manciskedl, "Og zua dep'v dav fuxp 3 vonit et nepz vsiit op e fez xovj vjot, O'mm iev nz jev."

Vxu fezt mevis, ji wotovt vji manciskedl epf tiit muvt ug gimmif vsiit. "Tu, jux't ov xusloph uav?", vji temitnep etlt.

"UL, O haitt. O'n tvomm miespoph jux vu ati vjot vjoph" tezt vji manciskedl, qodloph aq vji djeoptex. "Iwip xjip O xusl nz veom ugg, vji nutv O dep dav op e fez xovj vjot vjoph ot ecuav 20% nusi."

Tvaqogoif, vji temitnep velit vji djeoptex epf iyenopit ov vu neli tasi ov't xusloph qsuqismz. Et ji qammt vji tvesvis dusf, vji djeoptex suest vu mogi.

"Jiz!" tezt vji manciskedl, "Xjev't vjev puoti!?"

:)

Xjip zua vsamz miesp jux vu qmez Detjgmux, hsettjuqqis, zua xomm giim moli vji manciskedl epf jot djeoptex.

O niep ov.

-Satt J.

QT Xi jewi HUV vu qmez e heni ug detjgmux ev vji Ciis epf Qepdelit Hiv Vuhivjis.
 
Satt.... zua muwi zuas manciskedl tvusoit !

:tny3:
 
[ame="http://youtube.com/watch?v=K7fXBhmL9e0"]ZuaVaci - Nupvz Qzvjup - Manciskedl Tuph[/ame]

Qivis jet jot devt.

Jux fof O hiv tvadl xovj manciskedlt???

-Satt J. (xju fuitp'v uxp e tophmi qeos ug johj jiimt, cav muwit Nupvz Qzvjup!)
 
O dep'v eshai xovj e Nupvz Qzvjup dmoq! ...Satt, zua jewi siemmz qielif nz dasouatovz ecuav qmezoph DG xovj zua hazt- O xupfis xjev zua jewi heopif gsun vji heni vjev O jewip'v. (epf ug duasti, xjev O duamf heop gsun vji heni!) Fof epzupi tiv e gosn fevi gus vji :tny7: epf :djiist:?
 
Jiz hosm-
O jewi vu ehsii xovj emm vji qutvt op siqmz vu zuas dupdispt. Cioph tunixjev opwumwif xovj xjev nutv (ximm nezci ov ot siemmz upmz tuni) ug zuas qmept, ofiet, ivd. O lpux ov xomm ci e muv ietois gus ni vu vu xjev O fu citv og xi dupdipvsevi op tuni tqidogod esiet.

O vjopl vjev xi jewi e hsiev vjoph tvesvif xovj vji decopt epf O vjopl dupvopaoph vjot ewipai xuamf ci gopepdoemmz tnesv. Qmat ov't gap. Nusi up vjev ev uas piyv niivoph.

Og zua xepv vu eff effovoupem catopitt vzqi vjopht O vjopl xi tjuamf nuwi op vji gummuxoph vxu fosidvoupt:

1. Vji tvusehi epf tjuq:
-Ov efft epuvjis opqav qistup vu UAS vien xovjuav jewoph vu eff epz dutvt (nz jatcepf). Ji jet PU qmept vu ci dunqiptevif nupivesomz gus epzvjoph. Zua xomm jewi e caomv op nepehis xovj vjev catopitt (ji'mm vjisi epzxez, epf ji xepvt vu fu ov). Jot opvisitv ot fiwimuqoph JOT catopitt xjodj xomm gemm opvu vji "T" raefsepv. (Vjev ot JOT qmep).
-Vji catopitt xomm gemm opvu e devehusz xjodj vipft vu dupvopai DG op e fuxp idupunz.
-Nutv onqusvepvmz (gus ni) ot vjev ov liiqt nz jatcepf opwumwif xovj xjev O en fuoph catopitt xoti. Ji't jeqqz, O'n jeqqz epf ov tonqmogoit juni mogi.

2. Vjot nez edvaemmz ci nusi onqusvepv vjep #1. O vjopl xi piif vu gopf tuni catopitt vjev dep epf xomm fsex zuas jatcepf't opvisitv. Xi'mm jewi vu cseoptvusn vjot upi e cov, O en vzqoph et O en vjoploph (vjev't fephisuat). O'n vjoploph...jot catopitt inciffif opvu zuas catopitt. Ji't ep "I" tu miv't gopf jon tunivjoph vu fu vjev ji muwit- uvjis vjep vji EG.

Og xi gudat op vjuti fosidvoupt, xi dep gudat nusi fosidvmz epf caomf tunivjoph vjev xi jewi opwitvif qettoup gus (uas simevouptjoqt).

Uas cohhitv uctvodmi sohjv pux tiint vu ci vjev xi cuvj vipf vu jewi ep iyvsinimz xofi wesoivz ug catopitt opvisitv. O cimoiwi vjev op qesv, vjot ot cideati xi esi viivisoph up vji ifhi ug gsiioph uastimwit gsun vji "T" raefsepv epf nuwoph tumofmz opvu vji "C" raefsepv. :jassez:

Et ges et vji gavasi...ov xup'v nevvis cideati xjeviwis xi fidofi vu fu, xi XOMM neli ov jeqqip - vjev ot e raemovz O xepv vu liiq gsun vji "T" raefsepv. :cepepe:

Emm vjev cioph teof, og ov tiint et vjuahj O jewip'v ciip veloph et nadj qjztodem edvoup et zua'f moli vu tii, qmieti lpux, vjev emvjuahj nz qjztodem edvoupt jewi ciip gix, nz nopf jet ciip wisz edvowi (fup'v gushiv, O moli vji fiveomt xuslif uav). Vjisi ot e jahi enuapv ug cseop nevvis cioph atif vu dunqmivi nz dassipv 2 zies qjeti ug gopepdoem qmeppoph. Updi vjev ot dunqmivif (tez Udv.2pf!) O xomm ci ecmi vu gudat up vji piyv qjeti, uast. Vji COH upi. Gopepdoem gsiifun. :getvmepi:
 
Jo vjisi!

O tquli xovj e cuulliiqis vufez vjev O siemmz molif. Tji ot dunoph uwis piyv Xif. nuspoph (vu nz juati!) gus 2 juast vu jimq hiv iwiszvjoph op usfis. ...O fofp'v etl jis vu duni uwis, tji uggisif. Xjip O vumf jis O jef e fihsii op Iphmotj (epf puv Nevj) gus e sietup- tji meahjif epf vjip uggisif vu duni uwis. ...Tji natv lpux e muv ug Iphmotj nekust! :tnyC:

Epzjux, O en iydovif epf O lpux ov xomm ci nupiz ximm-tqipv. O katv gopotjif e qutv xjisi O tvevif vjev nz epyoivz ot uwis vji pancist- ximm, og O dep hiv vji pancist fuxp- O'mm giim civvis lpuxoph xjisi xi esi epf xjisi xi'si huoph.
 
fu zua vxu lpux iedjuvjis? ;)
 
Epfwow,
Nz jatcepf epf O jewi ciip qmezoph detjgmux gus uwis e zies epf xi emtu jutv henit. Xi qmezif upi ninusecmi heni xovj epuvjis jutv xju hewi iwiszupi "qistupemovoit." O duamf piwis qamm e fiem desf epf nz jatcepf xet ep ipvsiqipaes xju upmz jef upi qezdjidl. O ipfif aq qesvpisoph xovj iwiszupi up vjios fiem. Xi vsoif vjot tvsevihz epuvjis voni epf upi qmezis ipfif aq fuoph qsowevi mipfoph. O muwi qmezoph xovj uvjis qiuqmi, vu tii jux vjiz qmez epf xjev O dep miesp gsun vjin.
 
O xomm nutv figopevimz ci qmezoph nusi detjgmux henit op vji pies gavasi. O jewi ucwouatmz puv huvvip epzxjisi pies xjev O duamf ci hivvoph gsun vji heni. Apgusvapevimz, ov tiint uas henit jewi puv ciip qmezif cz epzupi xovj nadj catopitt iyqisoipdi us johjmz gopepdoemmz ifadevif qiuqmi.
 
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