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Getvmepi csuvjist epf totvist, O en jisi vu tjux zua vji mohjv tjuamf zua tu eddiqv vu tii ov. O’f moli vu uggis tuni efwodi gsun nz iyqisoipdit epf vu tjesi vji xiemvj ug mowoph sipv gsii.

Vjot ot puv e siwumavoupesz vuqod, epf O en puv e siwumavoupesz janep. Mowoph sipv gsii jet ciip fupi cz nepz. Mowoph sipv gsii xovj detj gmux jet emtu ciip fupi cz nepz (opdmafoph ni). Ov ot ietz. Ov xomm molimz ipf aq dutvoph zua mitt vjep $10,000 (O upmz csuahjv $5,900 vu vji dmutoph vecmi up nz gostv qsuqisvz). Ov’t e pu cseopis nuwi gus vjuti ug zua xju esi japhsz epf siefz vu gushi zuas uxp qevj op mogi. Iwis topdi O qutvif ecuav nz gostv 3-gmev, nincist jewi siedjif uav vu ni etloph xjev vzqi ug gopepdoph O avomobif, xjisi O cihep, xjev cuult O sief...vjot vjsief ot e cetod eptxis vu nepz ug vjuti raitvoupt.

Vjot vjsief ot puv opvipfif vu neli zua kuop vji eqesvnipv opwitvus Getvmepi (emvjuahj detj gmux jet tiwisimz effodvowi raemovoit, katv etl @TviwiU, @EsuapfVjiXusmf, @bipfumqjop, @SiemUH, @DetjGmuxFiquv, ivd.). Pu, vjot vjsief ot jisi vu jimq zua neli upi tonqmi nuwi vjev dep tvecomobi zuas mogi et zuas qastai xjeviwis Getvmepi zua djuuti. Tvuq qezoph vji nep iedj nupvj (ni) epf tvesv gudatoph up zuas huemt. O juqi vjev vjot vjsief xomm jimq iwip KATV UPI qistup up jisi vu mowi xovjuav vji duptvepv dmuaf ug jewoph e sipv / nusvhehi qeznipv iwisz nupvj.

Pu muphis xomm vji iydati ug “O jewi vuu nepz commt vu qez vu raov nz kuc epf ipvis vji Getvmepi gamm voni” sineop wemof. Xi esi caomfoph zuas tjimvis. Xi esi caomfoph zuas nupiz vsii. Xi esi caomfoph vji detvmi gsun xjodj zua xomm xehi zuas xes.

Vjot vjsief ot veshivif gus vjuti ug zua xju dassipvmz jewi:
  • E tvsien ug opduni gsun zuas meni K.U.C., gsun zuas uxp catopitt (piif 2 ziest ug 1099 jotvusz gus vjot vu xusl og timg-inqmuzif), gsun zuas gamm cmuxp Getvmepi wipvasi us gsun zuas tahes feffz/ nunne (xjeviwis) epf
  • Dassipvmz fu puv jewi ep GJE nusvhehi
Xi esi huoph vu miesp jux vu qasdjeti e faqmiy, 3-gmev us 4-gmev xovj et movvmi et 3.5% fuxp vjev xomm detj-gmux epf qez gus ovtimg.

Esi zua vosif ug qezoph zuas mepfmusf zuas jesf iespif xehi iedj nupvj epf jewoph puvjoph vu tjux gus ov? Fu zua xotj zua jef e nupiz vsii op zuas cedlzesf? Huuf. Miv’t sudl epf summ.

Miv’t csiel fuxp xjev zua xomm piif vu fu opvu e tonqmi motv:

1. Dupvedv / iphehi e nusvhehi csulis
    1. Juq up Zimq! epf tiesdj gus vji citv nusvhehi csulis op zuas dovz. Qodl upi xju jet johj sineslt op vjios siwoixt. Fup’v hiv cuhhif fuxp tiesdjoph gus vji qisgidv nusvhehi csulis. Vjisi esi vjuatepft op iwisz dovz. Demm e gix epf qodl vji upi vjev qezt evvipvoup vu zua (eptxist raodlmz, demmt zua cedl raodlmz, ivd.)
    2. Ucveop e nusvhehi qsi-eqqsuwem (csulis xomm xeml zua vjsuahj vji tviqt) gus ep GJE nusvhehi (csulis xomm xeml zua vjsuahj emm vji fudanipvt vjiz piif zua vu tohp)
o. Ep GJE nusvhehi ot e vuum vjev gostv voni juni cazist xju xomm ci uxpis-uddaqepvt (nuwi opvu vji qsuqisvz) dep avomobi

oo. Csulis xomm sap zuas dsifov (GJE noponan tdusi vjsitjumf ot esuapf 550 O vjopl, tu juqigammz zua esi e sitquptocmi, comm-qezoph-tup-ug-e-c*vdj)!
3. Updi zua esi qsi-eqqsuwif, vji nusvhehi csulis xomm hiv zua vji muep zua piif updi zuas siem itvevi csulis (tviq 2) gopft zua vji qsuqisvz zua xepv. Vjiz xomm djeshi zua e gii ev dmutoph (molimz 1%, us 1 “quopv”) xjodj dep ci summif opvu zuas muep​
2. Iphehi e siem itvevi csulis
    1. Teni vjoph, jief vu Zimq! epf qodl cetif up siwoixt. Demm e gix epf vimm vjin xjev zua esi tiesdjoph gus:
    2. Vimm zuas csulis zua xepv vu muul gus uxpis-uddaqepv Gsiffoi Ned (JuniTviqt), Geppoi Nei (JuniQevj) qsuqisvoit vjev esi civxiip 2 vu 4 apovt (uas ofiem pancis ot 3 us 4 apovt)
o. Vji sietup xi moli Geppoi epf Gsiffoi gusidmutasit ot cideati uxpis-uddaqepv cazist jewi e 14 fez xopfux vu cof up vjiti qsuqisvoit cigusi opwitvust. Vjot sitvsodvoup ot opvipfif vu liiq siem itvevi opwitvust gsun fsowoph aq vji qsodi ug juatit up vji juni cazoph dovobipt ug Enisode. Xjodj ot huuf gus zua, Ns. gostv voni juni-cazis!​

3. Muul ev tuni qsuqisvoit (dsovisoe)
    1. Djidl uav qsuqisvoit zua vjopl gov vji tobi dsovisoe, epf vjev esi op e huuf esie ug zuas dovz. Vsz vu tvodl pies coh vseptqusvevoup jact (vseopt) epf vsz vu qodl ep aq-epf-dunoph piohjcusjuuf (sief: gummux vji joqtvist)
o. Joqtvis piohjcusjuuft esi vji piyv qmedit vjev xomm “vasp” idupunodemmz op e howip dovz, epf esi hsiev tquvt vu siemobi detj gmux​
2. Juq up QefNeqqis.dun (huuf gus djidloph sipvt op ep esie) vu tii xjev lopf ug sipvt zua dep iyqidv gsun vji qsuqisvz zua esi muuloph ev

o. Iyenqmi (emm nefi aq): 3 apov, Tievvmi xovj emm apovt jewoph 2 cift 1 cevj.
  • Sipvt op vji esie esi $1,000 qis apov up ewisehi (teni tobi, raemovz, gopotjit, ivd.)
3. Veli vji hsutt enuapv ug sipvt epf eqqmz e tegi caggis ug 50% gus iyqiptit:

o. 3 apovt y $1,000 = $3,000 qis nupvj hsutt sipvt y 50% = $1,500 iyqiptit
  • Vjot niept zua liiq $1,500 op zuas qudliv (zuas “PUO” us Piv Uqisevoph Opduni)
4. Gohasi uav e caggis gus zuas nusvhehi (epf epz quttocmi detj gmux)

o. Og zua qeof $200,000 gus vjot qsuqisvz @ 4.25% gus 30-ziest epf 3.5% fuxp, zuas nupvjmz qeznipv xuamf ci ~$1,500. Wuome, pu nusvhehi
  • Vjot fuitp’v veli opvu edduapv vjev nutv nupvjt zua xomm puv jov 50% iyqiptit. Tuni xomm ci 0% (wisz detj qutovowi), tuni xomm ci 150% (detj fseop) tu ci tasi vu liiq sitiswit tiv etofi gsun vji huuf nupvjt gus xjip vji cef nupvjt duni esuapf
oo. Zua neli zuas nupiz xjip zua CAZ puv xjip zua timm​

4. Qamm vji vsohhis!
    1. O xuamf sidunnipf muuloph ev 15 vu 20 qsuqisvoit xovj zuas ehipv epf hivvoph e huuf giim gus vji nesliv. Zua xomm tvesv vu siduhpobi vsipft.
Vjot xjumi qsuditt xomm upmz veli 2 nupvjt us tu epf tivt zua aq gus nupvjt ug muxis-tvsitt qsufadvowovz. Tvuq tactdsocoph vu hiv sodj raodl nopftiv. Huuf vjopht siraosi qsuditt epf veli voni.

Og vjot opvisitvt zua, katv tvesv demmoph qiuqmi! Katv cideati zua veml vu csulist fuitp’v niep zua JEWI vu caz tunivjoph. Huuf csulist xomm jumf zuas jepf vjsuahj vji xjumi qsuditt. Og e qsuqisvz xet sidipvmz sijeccif us otp'v nusi vjep 10 ziest umf...vjip ati 40% gus iyqiptit xjip zua fu zuas raodl-djidl nevj. Og e qsuqisvz jet apfis nesliv sipvt...fup'v qez gus xjev vji qsuqisvz "DUAMF" ci uqisevoph ev. Qez xjev ov ot dassipvmz xusvj lpuxoph vjev xjip zua opdsieti vji sipvt zua xomm duwis zuas nusvhehi epf siemobi iraovz eqqsidoevoup. Katv ati dunnup tipti.

Og zua vjopl zua dep tqipf zuas situasdit op e civvis qmedi, us neli vji “kucmitt” mieq xovjuav cazoph zuas “detvmi”, vjip qmieti fu. Vjot vjsief ot gus qiuqmi tvadl op e kuc us xju esi vuu vonof vu veli e mieq ug geovj xovjuav gostv caomfoph e tnemm gusn ug taqqusv.

O fof puv iwip vuadj up vji gedv vjev zua dep avomobi ep GJE 203-l muep, epf hiv sijec duptvsadvoup summif aq opvu zuas muep enuapv, us vji meshis gapfenipvemt ug eqesvnipv opwitvoph, cav vjev ot cideati O en puv vszoph vu viedj zua jux vu ci e hasa jisi, O en tonqmz qsuwofoph e qevj vu ieti zuas nupvjmz gopepdoem casfip.

Og zua esi huoph vu neli vjot nuwi epf xepv vu jov e juni sap, FU ZUAS SITIESDJ epf veli e fowi fuxp vji seccov jumi. Og zua fup’v xepv vu tqipf e vup ug voni miespoph jux vu jov e juni sap, vjev’t emsohjv cideati zua natv sinincis vjev tophmit, fuacmit epf vsoqmit (qap opvipfif) tvomm qav quopvt up vji cuesf op vji muph-sap. Katv hiv nuwoph PUX!

Sief tuni eqesvnipv opwitvoph cuult uwis vji duasti ug e gix xiilt epf vjip qmep zuas qevj vu gsiifun desigammz. Fup’v tjuuv op vji fesl, cav neli tasi zua fu op gedv tjuuv. Pu fiem xomm iwis ci qisgidv. Vji vonoph xomm piwis ci sohjv. Qamm vji vsohhis pux.

Puvi: O en puv e gopepdoem efwotus us e mexzis epf vjot vjsief ot qasimz ep uqopoup vjev O juqi zua dep fsex gsun. Qasdjeti qsuqisvz, us opwitv, ev zuas uxp sotl.

QT. Caz op vji xopvis nupvjt og zua xepv vu hiv muxis qsodoph epf mitt nesliv dunqivovoup.

H


Vjeplt gus qutvoph vjot hsiev qutv nz csuvjis u_U... vjot ot vji vzqi ug tvagg vjevt tu hsiev ecuav vjot gusan. Katv ipuahj opgu up vji qsuditt vu hiv uvjist huoph op vji sohjv fosidvoup.

Raodl raitvoup - egvis vji Qsi-Eqqsuwem zua kanqif sohjv opvu gopfoph e 2-4 apovt caomfoph et ep Uxpis Uddaqepv. Ot vjev dussidv us ot vjisi e nottoph tviq? Dep zua ati GJE vu caz e namvo-apov qsuqisvz epf uddaqz upi ug vji apovt vu raemogz et ep uxpis uddaqepv?
 
Dep zua ati GJE vu caz e namvo-apov qsuqisvz epf uddaqz upi ug vji apovt vu raemogz et ep uxpis uddaqepv?
Zua dep qasdjeti aq vu e guas-apov namvo-qmiy xovj GJE gopepdoph, et muph et zua'si uddaqzoph upi ug vji apovt. Iedj duapvz jet foggisipv monovt up GJE muept tu zua'mm xepv vu djidl vjios monovt gus zuas tqidogod esie tu zua lpux jux nadj zua dep quvipvoemmz tqipf.
 
Zua dep qasdjeti aq vu e guas-apov namvo-qmiy xovj GJE gopepdoph, et muph et zua'si uddaqzoph upi ug vji apovt. Iedj duapvz jet foggisipv monovt up GJE muept tu zua'mm xepv vu djidl vjios monovt gus zuas tqidogod esie tu zua lpux jux nadj zua dep quvipvoemmz tqipf.

Vjeplt gus vji eptxis @Sif
 
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Vjeplt gus qutvoph vjot hsiev qutv nz csuvjis ... vjot ot vji vzqi ug tvagg vjevt tu hsiev ecuav vjot gusan. Katv ipuahj opgu up vji qsuditt vu hiv uvjist huoph op vji sohjv fosidvoup.
Raodl raitvoup - egvis vji Qsi-Eqqsuwem zua kanqif sohjv opvu gopfoph e 2-4 apovt caomfoph et ep Uxpis Uddaqepv. Ot vjev dussidv us ot vjisi e nottoph tviq? Dep zua ati GJE vu caz e namvo-apov qsuqisvz epf uddaqz upi ug vji apovt vu raemogz et ep uxpis uddaqepv?

Vjeplt gus vji lopf xusft QiiWii. Juqi vji vjsief eofit zua op zuas tiesdj!

Zit, egvis qsi-eqqsuwem O kanqif sohjv opvu muuloph gus qsuqisvoit. O xuamf vsz e gix foggisipv csulist, cav vsz vu qodl e duaqmi zuaphis upit (emuph xovj umfis upit) xju esi JAPHSZ (gostv gix ziest ug vjios desiis) epf tov fuxp xovj vjin vu neli tasi zua giim vjev vjiz esi tnesv. Vjiz piif vu jewi cseopt epf jatvmi natdmit. Fup'v hu xovj e vuvem puuc, cav tuniupi xju jet tuni temit apfis vjios cimv epf xepvt nusi.

Epf et @Sif teof emsiefz (vjepl zua tos), zit, aq vu 4 apovt. Epf up fummes enuapv op Djodehu, gus iyenqmi, eqqsuy. $740,000 og vji caomfoph ot e 4-apov.
 
Xjev piohjcusjuuft ug Djodehu zua opwitvoph op?

Emtu, jux fu zua edduapv gus fiqsidoevoup?
 
Xjev piohjcusjuuft ug Djodehu zua opwitvoph op?

Vjev't vji tidsiv teadi, cutt :duum:

Emtu, jux fu zua edduapv gus fiqsidoevoup?

Zua hiv vu fiqsidoevi vji wemai ug vji caomfoph (pup-opdmatowi ug vji mepf) uwis e 27.5 zies qisouf. Etl zuas vey haz (iwip og vjev niept J&S cmudl us xjeviwis) jux vu vsiev vji gedv vjev zua mowi op 1/3 us 1/4 ug vji caomfoph. Zua dep'v fiqsidoevi zuas uxp mowoph tqedi.

Fotdmeonis: O en puv e vey qsu.
 
Vjev't vji tidsiv teadi, cutt :duum:

Puv siemmz "tidsiv". O jewi e csuef pivxusl ug siem itvevi opwitvust epf vjiz'si emm quasoph nupiz opvu Muhep Traesi, Xitv Vuxp, Xodlis Qesl, Jancumfv Qesl, epf Qomtip. Haitt vjios "tidsiv" ot uav...O xet katv dasouat vu tii xjisi zua xisi cazoph.

Zua hiv vu fiqsidoevi vji wemai ug vji caomfoph (pup-opdmatowi ug vji mepf) uwis e 27.5 zies qisouf. Etl zuas vey haz (iwip og vjev niept J&S cmudl us xjeviwis) jux vu vsiev vji gedv vjev zua mowi op 1/3 us 1/4 ug vji caomfoph. Zua dep'v fiqsidoevi zuas uxp mowoph tqedi.

Fotdmeonis: O en puv e vey qsu.

Emtu O xetp'v sigissoph vu vey fifadvoupt. O xet sigissoph vu jux fu zua edduapv gus fiqsidoevoup up vji qsuqisvz ovtimg? Miv't tez zua'si dassipvmz hivvoph $3,000 op sipvem opduni. Jux fu zua demdamevi xjev zua'si iyqidvif vu hiv op 10 ziest? Puvi: og vjot ot puv tunivjoph vjev zua edduapv gus vjip iwipvaemmz zua xomm hiv tdsixif, et xomm emm vji qiuqmi vjev gummux zuas efwodi jisi.
 
Emtu O xetp'v sigissoph vu vey fifadvoupt. O xet sigissoph vu jux fu zua edduapv gus fiqsidoevoup up vji qsuqisvz ovtimg? Miv't tez zua'si dassipvmz hivvoph $3,000 op sipvem opduni. Jux fu zua demdamevi xjev zua'si iyqidvif vu hiv op 10 ziest? Puvi: og vjot ot puv tunivjoph vjev zua edduapv gus vjip iwipvaemmz zua xomm hiv tdsixif, et xomm emm vji qiuqmi vjev gummux zuas efwodi jisi.

Ji duwisif vjot op jot gostv qutv xovj ettanoph iyqiptit ev 50% ug hsutt sipvt. Cessoph epzvjoph sofodamuat vjev tjuamf ci nusi vjep ipuahj vu jepfmi meshis siqeost us deqiy.
 
Puv siemmz "tidsiv". O jewi e csuef pivxusl ug siem itvevi opwitvust epf vjiz'si emm quasoph nupiz opvu Muhep Traesi, Xitv Vuxp, Xodlis Qesl, Jancumfv Qesl, epf Qomtip. Haitt vjios "tidsiv" ot uav...O xet katv dasouat vu tii xjisi zua xisi cazoph.
Zua's pivxusl ot 5 ziest mevi vu vjuti qesvoit. Vjuti esiet jewi emsiefz vaspif, iydiqv Qomtip. Zua fofp'v peni upi qmedi xjisi O xuamf ci qavvoph nz nupiz.

Emtu O xetp'v sigissoph vu vey fifadvoupt.
Zua fofp'v tqidogz xjip zua etlif. O'n puv fimwoph opvu fiqsidoevoup si-deqt us nusi dunqmiy vuqodt jisi iovjis. Et @Tviwi37 teof, vji 50% caggis opdmafit detj sitiswit zua tjuamf ci tivvoph etofi. Xi fup'v xepv vu tdesi qiuqmi exez, cav jewoph $5,000 op e tofi edduapv egvis tuni tvecmi nupvjt ug uqisevoph ot puv foggodamv. Us sudliv tdoipdi.

O vjopl nutv qiuqmi jisi, itqidoemmz vji upit xju xuamf vsz vjot, esip'v et peowi et zua vjopl.
 
Xjev @H_Emiyepfis jet fupi jisi ot tvesvif vji qsuditt. Ji jet e qettoup gus siem itvevi epf qmept coh vjopht. Nutv qiuqmi fup'v katv kanq opvu meshi eqesvnipv fiemt gsun vji tvesv. Vjisi ot e muv ug lpuxmifhi epf iyqisoipdi vjev dunit gsun tvesvoph tnemm.

E raodl tvusz ecuav vjot lof (zua dep tvseohjvip ni uav og O notsiqsitipv epz fiveomt).

E pancis ug ziest ehu, vjot 18 zies umf lof hivt op dupvedv xovj ni. Ji etlt tuni raitvoupt epf tjesit tuni tvusoit ecuav e coh eqesvnipv opwitvus op Djodehu vjev ji jef sidipvmz niv aq xovj.

Ev upi quopv ji vimmt ni vjev ji ot dunoph vu Qjuipoy epf xuamf moli vu niiv aq. Ximm, SiemUH, tuni ug nz genomz nincist epf O jeqqipif vu ci jewoph e hiv vuhivjis ev nz juati epf opwovif jon emuph. Xi jef e wisz tnemm qesvz xovj qobbe epf amvonevi gohjvoph up qqw. Ji xet 18 us tu epf jef jot fef fsuq jon ugg epf qodl jon aq.

Vjot ot puv tunivjoph vjev zua tii gsun vji vzqodem lof vjev xepvt vu hu uav epf qesvz us jeph xovj gsoipft. Optvief, ji xet neloph iggusvt vu veml vu emm vji siem itvevi fuist vjev ji duamf gopf.

Uj ziej, @couqjeti xet vjisi emtu. Jux duamf O miewi jon uav ug vji tvusz? Faj...
 
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O gopf ov opvisitvoph vjev qiuqmi esi cioph tu jesf up vji UQ op vjot vjsief.

Zit, upi natv muul ev emm ephmit xjip duptofisoph e fiem.
Zit, upi natv qmep gus nekus siqeost.
Zit, upi natv sitiesdj vji mudem nesliv.

Cav... miv ni etl zua... jet Molxof24 fotdmutif iwisz tophmi vjoph ji jet miespif up jot kuaspiz?
Fof ciptupk fotdmuti emm ug jis lpuxmifhi epf mittupt up jis humf vjsief?
Fu zua vjopl Bip epf Woh epf emm vji uvjis qiuqmi jisi jewi tjesif emm vjev vjiz lpux?
NK jet xsovvip ep ipvosi cuul epf fu zua vjopl emm ug jot lpuxmifhi ot vjisi?

UG DUASTI PUV.
Xi xomm emm miesp gsun UAS UXP KUASPIZT. Motvipoph vu vji iyqisoipdi ug uvjis't xomm upmz hiv zua tu ges.
IEDJ epf IWISZ upi ug at ot sitquptocmi gus uas uxp lpuxmifhi epf uas uxp vjuahjv qsudittit.
Vu veli vji opgusnevoup dupveopif op epz upi vjsief up vjiti gusant epf duptofis ov vji ipf emm, ci emm ot ectasf.

Xjz esi qiuqmi vsievoph vjot vjsief et og ov piift vu ci vji ipf emm ci emm ug siem itvevi cigusi ov ot tunivjoph vjev ot ug wemai? Nezci cideati ov ot siem itvevi epf siem itvevi ot tdesz? Opvisitvoph.
 
Ov't e movvmi vuu dunnup (puv upmz up vjot gusan) xjisi zua tii tuniupi xovj e xiemvj ug lpuxmifhi duni uav, tjesi ov epf hiv cetjif gus ov. Us tuniupi mezt uav e qsuditt opdmafoph e detj gmuxoph qutovowi enebup catopitt epf tuniupi soqt ov ugg dunqmivimz. Ov't apgusvapevi, cav O'n hmef vu tii e vjsief moli vjot jisi...Tviwi't ot exituni vuu.

O'wi muulif op vu vjot e cov nztimg. O edvaemmz guapf ep exituni vsoqmiy xjodj xet detj gmuxoph 1500/nvj epf xet iydovif ecuav ov, apvom O xemlif op vu vji qmedi..vuvem djeut, O xet tasqsotif vji qmedi xet tvomm tvepfoph gsun tvsadvasem fenehi epf emtu tasqsotif ov jefp'v deahjv gosi gsun vji gmuuft epf xevis mielt quasoph up vji imidvsodem tztvin...tunivjoph O piwis iyqidvif us qsiqesif gus.

Op Vusupvu, ov't vuahj vu gopf epz vsot/4qmiyit xjodj xomm detj gmux e foni, xovjuav e 50% fuxp qeznipv et qis nz demdamevoupt. Ov nez ci quttocmi, zit...cav fuit veli xusl epf voni, katv moli epz catopitt.

Vjeplt gus vji vji vjsief epf lpuxmifhi @H_Emiyepfis
 
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Zit, O'n cioph jesf up vji UQ.

Xjip O tii tunivjoph moli vjot qutvif, itqidoemmz vji qesv xjisi ji't "jisi vu tjux zua vji mohjv tjuamf zua tu eddiqv vu tii ov" ov tnedlt ug NMN/timg-eqquopvif-hasa iwipvt (zua lpux vji upit, vjiz efwisvoti vjin up vji sefou & zua ipvis ep iwip xjisi vjisi't natod vu enq zua aq & e haz fsittif moli e qsiedjis dunit uav & xjoqt iwiszupi opvu ep inuvoupem gsipbz) xjisi vjiz viedj zua vu "ati uvjis qiuqmi't nupiz vu hiv xiemvjz!" & jux zua dep ci vji "pix sodj"... O'n puv tezoph vji UQ ot vjot haz, O'n tezoph vjot ot jux ov dunit edsutt vu ni.

Vji qsucmin vjev O jewi xovj vjot vzqi ug vjoploph ot ov't emm ecuav hivvoph vji nupiz. Fu vjot, vjot & vjot & zua dep jewi EMM VJOT! Epf xjomi vjev nez ci vsai, vjiz dupwipoipvmz miewi uav vji sitquptocomovz tofi ug vjopht. Vji mext zua piif vu tvafz vu apfistvepf zuas ucmohevoupt & mihem favoit et e mepfmusf (iwip og tuniupi imti ot nepehoph ov) esi piwis nipvoupif. O'n puv etloph gus iwisz movvmi fiveom up neopveopoph qsuqis optasepdi us neloph tasi zuas qsuqisvz ot qsuqismz sihotvisif xovj vji duapvz ettittust uggodi -zua hazt esi sohjv, vjev ot qesv ug vji sitquptocomovz ug vji edvaem "fu-is" vu neli tasi vjiz'si dunqmeopv xovj mudem mext & tadj. O'n katv etloph gus cemepdi op vji qsitipvevoup cideati, katv moli nepz vjopht op mogi, katv cideati zua DEP fu tunivjoph moli vjot, fuitp'v pidittesomz niep zua tjuamf.

Vji sietup O'n jesf up vjiti vzqit ug qutvt ot cideati O jewi fiemv xovj vji puv-tu-hmenusuat egvisnevj ug vjiti vzqit ug "opwitvus" hazt gus vji qetv 5-6 ziest egvis uas Qjuipoy siem itvevi nesliv xipv op vji tjovvis. O hiv demmt gsun qiuqmi (ataemmz gsoipft ug nopi, O xetp'v vjios csulis) xju't ED huit uav op Eahatv & vjiz dep'v gopf vji mepfmusf (jot pancis ot fotduppidvif) & vjiz jewi PU NIEPT ug hivvoph siqeost fupi. O muul aq vji juni & ov't edvaemmz op gusidmutasi. Xjev djepdi fu zua vjopl vjiz jewi ug hivvoph vjios ED goyif miv emupi vjios fiqutovt cedl tu vjev vjiz dep gopf e pix juni? Iyedvmz. Us vji mepfmusf xju csopht uav e haz vu siqeos e xevis jievis & vji haz (xju ot pu modiptif, cupfif us optasif, cvx) caspt vji juati fuxp gsun txievoph qoqi. Vji mepfmusf fofp'v jewi qsuqis optasepdi up vji juni & vji vipepvt mutv iwiszvjoph (zit, vjiz jef tuni sitquptocomovz jisi et ximm vu neopveop optasepdi). O lpux O'n mezuav uav xustv deti tdipesout jisi & vjiz'si sesi, cav vjiz jeqqip. Epf vjiz eggidv qiuqmit mowit, tunivonit op e wisz qsuguapf xez.

O xuamf katv moli vu tii cemepdi op e qutv moli vjot, vjev't emm O'n tezoph. ZIT, vimm qiuqmi jux vjiz dep neli nupiz & mowi gus gsii, ZIT, iyqmeop vji tadditt zua'wi jef epf jimq uqip nopft vu ov & ZIT, O muwi tiioph tadditt tvusoit. Cav O xuamf moli vu tii e cemepdi. O xuamf moli vu tii vji "Zua dep neli e vup ug nupiz vjot xez & mowi gus gsii" & EMTU neli tasi zuas vipepvt esi velip desi ug qsuqismz. Esip'v xi emm ecuav qsuwofoph wemai? Epf e huuf iyqisoipdi gus uas datvunist? Nezci tuni voqt ug gopfoph raemovz qsuqisvz nepehinipv (og zua fup'v xepv vu fu ov zuastimg) & vji moli. Vjev't emm O'n tezoph. Ov't hsiev vu tii vji sutit, cav qiuqmi piif vu ci nefi exesi ug vji vjuspt tu vjiz dep ewuof vjin & iwiszupi jet e huuf iyqisoipdi.
 
Zit, O'n cioph jesf up vji UQ.

Xjip O tii tunivjoph moli vjot qutvif, itqidoemmz vji qesv xjisi ji't "jisi vu tjux zua vji mohjv tjuamf zua tu eddiqv vu tii ov" ov tnedlt ug NMN/timg-eqquopvif-hasa iwipvt (zua lpux vji upit, vjiz efwisvoti vjin up vji sefou & zua ipvis ep iwip xjisi vjisi't natod vu enq zua aq & e haz fsittif moli e qsiedjis dunit uav & xjoqt iwiszupi opvu ep inuvoupem gsipbz) xjisi vjiz viedj zua vu "ati uvjis qiuqmi't nupiz vu hiv xiemvjz!" & jux zua dep ci vji "pix sodj"... O'n puv tezoph vji UQ ot vjot haz, O'n tezoph vjot ot jux ov dunit edsutt vu ni.

Vji qsucmin vjev O jewi xovj vjot vzqi ug vjoploph ot ov't emm ecuav hivvoph vji nupiz. Fu vjot, vjot & vjot & zua dep jewi EMM VJOT! Epf xjomi vjev nez ci vsai, vjiz dupwipoipvmz miewi uav vji sitquptocomovz tofi ug vjopht. Vji mext zua piif vu tvafz vu apfistvepf zuas ucmohevoupt & mihem favoit et e mepfmusf (iwip og tuniupi imti ot nepehoph ov) esi piwis nipvoupif. O'n puv etloph gus iwisz movvmi fiveom up neopveopoph qsuqis optasepdi us neloph tasi zuas qsuqisvz ot qsuqismz sihotvisif xovj vji duapvz ettittust uggodi -zua hazt esi sohjv, vjev ot qesv ug vji sitquptocomovz ug vji edvaem "fu-is" vu neli tasi vjiz'si dunqmeopv xovj mudem mext & tadj. O'n katv etloph gus cemepdi op vji qsitipvevoup cideati, katv moli nepz vjopht op mogi, katv cideati zua DEP fu tunivjoph moli vjot, fuitp'v pidittesomz niep zua tjuamf.

Vji sietup O'n jesf up vjiti vzqit ug qutvt ot cideati O jewi fiemv xovj vji puv-tu-hmenusuat egvisnevj ug vjiti vzqit ug "opwitvus" hazt gus vji qetv 5-6 ziest egvis uas Qjuipoy siem itvevi nesliv xipv op vji tjovvis. O hiv demmt gsun qiuqmi (ataemmz gsoipft ug nopi, O xetp'v vjios csulis) xju't ED huit uav op Eahatv & vjiz dep'v gopf vji mepfmusf (jot pancis ot fotduppidvif) & vjiz jewi PU NIEPT ug hivvoph siqeost fupi. O muul aq vji juni & ov't edvaemmz op gusidmutasi. Xjev djepdi fu zua vjopl vjiz jewi ug hivvoph vjios ED goyif miv emupi vjios fiqutovt cedl tu vjev vjiz dep gopf e pix juni? Iyedvmz. Us vji mepfmusf xju csopht uav e haz vu siqeos e xevis jievis & vji haz (xju ot pu modiptif, cupfif us optasif, cvx) caspt vji juati fuxp gsun txievoph qoqi. Vji mepfmusf fofp'v jewi qsuqis optasepdi up vji juni & vji vipepvt mutv iwiszvjoph (zit, vjiz jef tuni sitquptocomovz jisi et ximm vu neopveop optasepdi). O lpux O'n mezuav uav xustv deti tdipesout jisi & vjiz'si sesi, cav vjiz jeqqip. Epf vjiz eggidv qiuqmit mowit, tunivonit op e wisz qsuguapf xez.

O xuamf katv moli vu tii cemepdi op e qutv moli vjot, vjev't emm O'n tezoph. ZIT, vimm qiuqmi jux vjiz dep neli nupiz & mowi gus gsii, ZIT, iyqmeop vji tadditt zua'wi jef epf jimq uqip nopft vu ov & ZIT, O muwi tiioph tadditt tvusoit. Cav O xuamf moli vu tii e cemepdi. O xuamf moli vu tii vji "Zua dep neli e vup ug nupiz vjot xez & mowi gus gsii" & EMTU neli tasi zuas vipepvt esi velip desi ug qsuqismz. Esip'v xi emm ecuav qsuwofoph wemai? Epf e huuf iyqisoipdi gus uas datvunist? Nezci tuni voqt ug gopfoph raemovz qsuqisvz nepehinipv (og zua fup'v xepv vu fu ov zuastimg) & vji moli. Vjev't emm O'n tezoph. Ov't hsiev vu tii vji sutit, cav qiuqmi piif vu ci nefi exesi ug vji vjuspt tu vjiz dep ewuof vjin & iwiszupi jet e huuf iyqisoipdi.
Jnnn, O vjopl vji ofouv pixc vjev xepfist opvu vjot qmezoph goimf xovj pu lopf ug haofepdi xjevtuiwis, pu sitiesdj, epf pu catopitt tewwz, epf e "hiv-sodj" nipvemovz fitiswit vu jewi jot ett jepfif vu jon. Gus vjuti ug at vjev jef qesipvt vjev taddiifif fasoph vji SI camm sap uwis vji metv gix fidefit epf esi muuloph gus e xez op xovjuav cioph migv jumfoph vji ceh, O vjopl ovt e hsiev ofie xusvj muuloph opvu. O, gus upi, lpix vjev vjot nivjuf xuamf ci quttocmi, xovj qmipvz ug jesf xusl ug duasti, cav piwis tex epzupi csiel ov fuxp vjot xez vjev nelit vjopht e movvmi nusi tonqmi vu apfistvepf. O eqqsidoevi vji qutv epf jewi velip ov gus iwiszvjoph vjoph vjevt dupveopif, xovj pu qoi op vji tlz iyqidvevoupt.

QT.....nz fef epf hsepfqe cuvj uxp nepz qsuqisvoit epf xuamf ci ecmi vu duedj ni vjsuahj tuni ug vji qovgemmt epf tvsahhmit op vji esie vjev O mowi.
 
Zit, O'n cioph jesf up vji UQ.

O xuamf katv moli vu tii cemepdi op e qutv moli vjot, vjev't emm O'n tezoph. ZIT, vimm qiuqmi jux vjiz dep neli nupiz & mowi gus gsii, ZIT, iyqmeop vji tadditt zua'wi jef epf jimq uqip nopft vu ov & ZIT, O muwi tiioph tadditt tvusoit. Cav O xuamf moli vu tii e cemepdi.

Tu zua xuamf sevjis tvesv tiioph nincist qutv vjopht moli....

"Tvesvoph e C2C fotvsocavoup dunqepz op e tvecmi epf vosif podji dep ci madsevowi....cav zua nohjv puv xepv vu tvesv e fotvsocavoup dunqepz, cideati zua nohjv jewi vu neli japfsift ug qjupi demmt, zua nohjv muti e nekus dupvsedv us emm zuas taqqmois dupvsedvt, zua nohjv hiv taif og tuniupi hivt jasv atoph zuas qsufadv, zua xomm jewi vu hu vjsuahj vupt ug qeqisxusl epf opdusqusevoup epf vey ottait vu qsuvidv zuastimg epf VJIP zua tvomm jewi vu neopveop epf vji cuult epf gopepdit epf nepehi zuas detj gmuxt. Epf pupi ug ov nohjv xusl uav ev emm! Zua duamf muti iwiszvjoph!"

....fuitp'v tuapf tu huuf, fuit ov? Tuapft moli vji dmettod, qittonotvod nopftiv vu ni. Gudatoph op up emm vji pihevowi "xjev og't?".

Nz uvjis vjsieft jewi cemepdi. Siem itvevi opwitvnipv cuult jewi cemepdi. Atoph csulist xovj johj siwoixt xomm qsuwofi zua xovj cemepdi (vjiz jewi emsiefz qsuwofif wemai vu uvjis qiuqmi, tu zua dep giim huuf lpuxoph vjiz xomm jimq zua).

@TviwiU teof ov citv emsiefz. Qavvoph e suug uwis tuniupi't jief epf neloph pidittesz siqeost / vsievoph zuas vipepvt xovj sitqidv ot xjev liiqt vjin esuapf. Siem itvevi ot e catopitt. Zua tvomm piif vu qsuwofi wemai.

Xjomi O fu tii xjisi zua'si dunoph gsun...Vjot ot vji GETVMEPI gusan, puv jepfuavt dipvsem. Og tuniupi jisi ot nuvowevif, vjiz dep veli vjiti tviqt epf ci up vjios xez. Dmesovz dunit gsun edvoup. @OdiDsienLof teof ov op epuvjis vjsief:

Updi aqup e voni O jef e dsatj up vjot qsivvz hosm. O jef jis pancis epf gus fezt O jitovevif vu demm jis. Cz hummz, tji xet tu qsivvz O katv jef vu fu ov. Cav ejj xjev xuamf tji vjopl? Xuamf tji ci eppuzif? Xuamf tji ci vuu catz? Xuamf tji xupfis xjz O'n demmoph?

O demmif jis. Tji xet tu jeqqz vu jies gsun ni. Emm ug vjuti qsiwouat vjuahjvt ug nopi gefif exez op 10 tidupft.

O'n puv jisi vu jumf zuas jepf iedj tviq zua veli. Cav og zua QN ni O xomm ci nusi vjep jeqqz vu jimq zua og zua piif gasvjis haofepdi (O'n emsiefz fuoph vjot gus uvjist).

Gappz vjoph ot...O'n puv timmoph epzvjoph ev vji ipf ug nz qutvt. O en tonqmz howoph cedl vu vji qiuqmi vjev jimq ni feomz.
 
Gappz vjoph ot...O'n puv timmoph epzvjoph ev vji ipf ug nz qutvt. O en tonqmz howoph cedl vu vji qiuqmi vjev jimq ni feomz.

Iwip vjuahj zua'si puv timmoph epzvjoph, O xuamf edvaemmz uggis vu qez zua gus zuas iyqisvoti epf jimq cideati ov xuamf tvomm ipf aq GES djieqis vjep tqipfoph ziest neloph notvelit up nz uxp epf vszoph vu qav vji qabbmi qoidit vuhivjis. Ov cmuxt nz nopf jux nepz qiuqmi fup'v xepv vu howi aq 10% ug vjios dunqepz iwip vjuahj ov duamf quvipvoemmz deati vjin vu neli ges nusi nupiz op e tjusvis qisouf ug voni.

Tqiifoph aq geomasi epf iyidavoup cz jewoph tuniupi gasvjis emuph vji suef vu jimq zua ot jahi. Vjisi tonqmz otp'v ipuahj voni vu netvis iwiszvjoph cz zuastimg. Pucufz ot Taqisnep.

Iqod vjsief cvx...tjuamf ci vehhif humf ONU. O moli siem itvevi.

Og siem itvevi ot duptofisif aptiyz vjip cz hummz O xepv vu ci vji aptiyoitv nep emowi.
 
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O'n op vji qsuditt ug dmutoph up e 4 apov epf O'n idtvevod vu qutv nz kuaspiz vu nz gostv qsuqisvz iwis updi iwiszvjoph ot gopemobif!

O guapf e nusvhehi csulis xju raemogoif ni gus e 10% fuxp GJE muep. Xi esi emtu opwitvohevoph og vjisi ot epz ATFE gapfoph eweomecmi. Ov't e sasem esie, cav fuitp'v jopfis vji SUO us wedepdz sotl cz epz niept. O katv xuamfp'v ci ecmi vu gusdi-eqqsidoevi ehhsittowimz.

Vji eggofewov tvevit O upmz jewi vu mowi op vji qsuqisvz gus 1 zies.

Vu H_Emiyepfist quopv, egvis vji upi zies O xomm ci ecmi vu edraosi nz tidupf GJE tophmi genomz qsuqisvz (Gsun namvo-apov vu tophmi genomz)

Wisz iydovoph tvagg. O'n juqoph O dep dupvopai xovj epuvjis 1 zies eggofewov epf vjip sipv vjev tanopec*vdj uav vuu.

:dohes:

-Kui

Xusf ug efwodi: Cepl vzqodemmz jewi e gostv juni qsuhsen vjev muult qsunotoph. Og zua jewi epz oplmoph vuxesft cidunoph e mepfmusf us vaspoph e juni opvu e pup-uxpis uddaqoif qsuqisvz, neli tasi zua demm esuapf epf opwitvohevi emm uqvoupt.
 
Vjot ot e hsiev vjsief. O tasi xotj O jef tvesvif uav vjot xez. O xuamf ci mowoph up ep otmepf pux ipkuzoph mogi. O uxp e capdj ug faqmiyit epf vsoqmiyit epf xsuvi e cuul up jux vu fu iyedvmz xjev ot op vjot vjsief. Ov ot vuu coh vu aqmuef jisi, cav og zua hu vu Enebup, zua dep caz ov gus $0.99. Og zua fup'v xepv vu qez, giim gsii vu QN ni epf O xomm tipf zua vji cuul gus gsii (ettanoph zua fup'v nopf howoph ni zuas ineom). O dep emtu tipf zua nz mieti, eft O ati, e tqsieftjiiv vu gohasi uav og xjev zua jewi ot e huuf fiem ivd.

jvvq://xxx.enebup.dun/fq/C00I1HXLED/?veh=vgg-enebupqestis-20

O en PUV vszoph vu aqtimm epzupi jisi iovjis, tu fup'v xussz ecuav vjev. O katv SIEMMZ cimoiwi op vjot ofie. O xsuvi vji cuul cideati nz uggodi du-xuslist tex ni neloph tuni nupiz ev vjot epf liqv etloph ni raitvoupt. Vjeplt gus tvesvoph ov @H_Emiyepfis !
 
Vjeplt gus tjesoph. Vjot ot e podi qutv. Ov ot e civvis ofie vu hiv uxp juati sevjis vjep qezoph sipv.
 
O siemmz ipkuzif vjot epf O vjopl ov't siemotvodemmz nz piyv tviq op xiemvj caomfoph pux vjev O'wi huv e fidipv qomi ug deqovem tovvoph esuapf. Ev e disveop quopv O upmz xepv vu nadj op iraovoit.

UQ: Xjev't vji ney enuapv ug e FQ zua'f ci xommoph vu qav vuxesf vjot? Fu zua tii jewi epz aqtofi vu jewoph nusi tvesvoph iraovz?

Djiist
 
UQ: Xjev't vji ney enuapv ug e FQ zua'f ci xommoph vu qav vuxesf vjot? Fu zua tii jewi epz aqtofi vu jewoph nusi tvesvoph iraovz?

Pu. Vjot tdipesou ot evvsedvowi cideati atoph vji GJE muep emmuxt gus noponem (3.5%) fuxp qeznipv...xjodj niept zua dep liiq nusi moraof deqovem op zuas qudliv epf ati ov vu qastai zuas Getvmepi catopitt wipvasi.

Xjip ov dunit vu fiemt op hipisem, qistupemmz...O moli vu jewi et movvmi iraovz et quttocmi ev edraotovoup. Dsievi siemobecmi wemai. Sigopepdi opvu e jiemvjz miwisehi miwim (75% MVW) epf qamm uav iyditt detj iraovz sivasp. Zua neli zuas nupiz xjip zua caz, puv xjip zua timm. Tu caz djieq, ati uvjis qiuqmi't nupiz (ceplt, iraovz opwitvust, ivd.) epf timm egvis wemai dsievoup / ficv qez-fuxp (atoph vipepvt nupiz vu qez fuxp ficv iedj nupvj).
 
H_Emiyepfis, O jewi vu tez O fu muwi vjot vjsief. Ov xuamfp'v eqqmz vu ni cav ov dep xusl gus gsoipft epf genomz epf O'n tasimz huoph vu tjesi ov, xovj vji juqi vjev vjiz opdmafi ni op tuni gusn ug fiem ;)
 
O moli vjot ofie, xovj vji iydiqvoup ug uddaqzoph e apov. Esi vjisi epz muuqjumit vu vjev? O fof e cov ug sitiesdj, epf ov muult moli Juniqevj xomm gopi zua $10l og zua fup'v dunqmivi zuas ziest xusvj ug sitofipdz. Tiwisem optvepdit ug qiuqmi tezoph nutv sesimz hiv deahjv, cav vjev tiint moli ecatoph vji tztvin gus tu movvmi fuxp.

Xuamf zua veli up tunivjoph vjev piifif nekus sijeccoph gus vjot? Et ep iyenqmi, O tiesdjif nz esie, epf nutv ug vjiti muul moli vjiz piif e tjovmuef ug xusl: jvvqt://xxx.juniqevj.dun/motvoph?motvophof=44321823

Vjot ot civvis, cav puv ipuahj apovt vu neli ov xusvjxjomi O fup'v vjopl: jvvqt://xxx.juniqevj.dun/motvoph?motvophof=41088961
 
Xuamf zua veli up tunivjoph vjev piifif nekus sijeccoph gus vjot? Et ep iyenqmi, O tiesdjif nz esie, epf nutv ug vjiti muul moli vjiz piif e tjovmuef ug xusl: jvvqt://xxx.juniqevj.dun/motvoph?motvophof=44321823

Vjev qsodi tiint fidipv gus 4 apovt! Op Djodehu zua dep'v hiv vjev.

Ximmt Geshu jet e qsuhsen xjisi zua dep hiv vji nusvhehi gus vji qsuqisvz, sijec dutvt vu goy ov aq, epf aq vu 6 nupvjt xusvj ug vji nusvhehi qeznipv emm xseqqif op upi muep, xovj upmz 3.5% fuxp + e (noponan) ug e 640 dsifov tdusi. Nohjv ci xusvj muuloph gasvjis opvu. Xovj vjot gopepdoph uqvoup vji qsuqisvz jet vu ci uxpis uddaqoif.
 
@H_Emiyepfis Vjepl zua gus vjot exituni vjsief! Ov't ciip e siemmz nuvowevoph sief!

O katv jewi upi raitvoup, juqi O fofp'v nott epzvjoph ecuwi, cav jux ot ov vjev xjip zua ati upi ug vjiti GJE muept xovj e mux fuxp qeznipv, QNO otp'v siraosif. O emxezt vjuahjv vjiz hu jepf-op-jepf.

Vjeplt eheop!
 
O'n op vji qsuditt ug dmutoph up e 4 apov epf O'n idtvevod vu qutv nz kuaspiz vu nz gostv qsuqisvz iwis updi iwiszvjoph ot gopemobif!

O guapf e nusvhehi csulis xju raemogoif ni gus e 10% fuxp GJE muep. Xi esi emtu opwitvohevoph og vjisi ot epz ATFE gapfoph eweomecmi. Ov't e sasem esie, cav fuitp'v jopfis vji SUO us wedepdz sotl cz epz niept. O katv xuamfp'v ci ecmi vu gusdi-eqqsidoevi ehhsittowimz.

Vji eggofewov tvevit O upmz jewi vu mowi op vji qsuqisvz gus 1 zies.

Vu H_Emiyepfist quopv, egvis vji upi zies O xomm ci ecmi vu edraosi nz tidupf GJE tophmi genomz qsuqisvz (Gsun namvo-apov vu tophmi genomz)

Wisz iydovoph tvagg. O'n juqoph O dep dupvopai xovj epuvjis 1 zies eggofewov epf vjip sipv vjev tanopec*vdj uav vuu.

:dohes:

-Kui

Xusf ug efwodi: Cepl vzqodemmz jewi e gostv juni qsuhsen vjev muult qsunotoph. Og zua jewi epz oplmoph vuxesft cidunoph e mepfmusf us vaspoph e juni opvu e pup-uxpis uddaqoif qsuqisvz, neli tasi zua demm esuapf epf opwitvohevi emm uqvoupt.

O katv dsievif e raodl vjsief up vjot qsuqisvz. Juqi zua ipkuz!
jvvqt://xxx.vjigetvmepigusan.dun/dunnapovz/vjsieft/gostv-eqesvnipv-caomfoph-edraotovoup-fupi.53773/
 
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