Random Chat, Thoughts, Posts, and/or Rants Thread

[Trevor Kuntz]

Bloomberg - Are you a robot?

29 year old grocery store managers getting multiple vacation rental mortgages based on proposed Airbnb income. The best part? Long-term tenant rental rates wouldn't cover the mortgage payment...

Good thing we learned from 2008!

Who's gonna Big Short these companies?

Visio Lending in Austin, which call itself the “nation’s leader in rental loans,” financed Jones’s mortgage. One of its rivals is HomeXpress Mortgage Corp., based in Santa Ana, Calif., and owned by New York hedge fund Seer Capital Management. HomeXpress is trawling for more brokers to sell this kind of loan. “No income verification, no job listed,” Christopher Berrey, one of its account executives, posted on his LinkedIn profile. “AirBNB and VRBO are ACCEPTABLE!!!” In an interview, Berrey says the loans’ simplicity makes them popular. “There’s less underwriting,” he says. “Less of pretty much everything.”

Another company, Hometown Equity Mortgage LLC, which does business as TheLender, is promoting its “Non Owner No Income,” or “NONI,” loans to mortgage brokers. Its acronym is also Italian slang for “grandmother.” A Facebook ad features a gray-haired woman in a red bathing suit, a straw hat, and red heart-shaped sunglasses who floats in a pool, a martini glass in hand: “Our NONI likes to Airbnb. The NONI program allows borrowers to use income from vacation rentals, like Airbnb and VRBO … Results without the B.S.”


Over the past year, Wall Street firms such asCredit Suisse Group AG and Barclays Plc have helped package and market hundreds of millions of dollars in mortgage-backed securities sold to institutional investors that included loans from these three companies. Some were rated investment grade; others, below. Credit Suisse and Barclays declined to comment. It’s unclear how many of the Airbnb-style loans are making their way into these offerings—or even how many have been sold overall—because no one has a full accounting. But reports from rating companies note that the securities include mortgages on properties either without leases or with those shorter than 90 days. HomeXpress, TheLender, and Visio, which all securitize their mortgages, say they each expect to do hundreds of millions in the rental-based loans this year. TheLender estimates that 60% will qualify because of income from short-term stays; Visio, half; and HomeExpress, 15%.

 

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[jdm667]

http://jvvqt://xxx.cmuuncish.dun/pi...em-itvevi-humfnopit-xovj-ietz-nupiz-nusvhehit

29 zies umf hsudisz tvusi nepehist hivvoph namvoqmi wedevoup sipvem nusvhehit cetif up qsuqutif Eoscpc opduni. Vji citv qesv? Muph-visn vipepv sipvem sevit xuamfp'v duwis vji nusvhehi qeznipv...

Huuf vjoph xi miespif gsun 2008!

Nepz dovoit jewi ceppif qiuqmi gsun sipvoph uav juatit up EosCpC. Op nz vuxp, ov xet ceppif egvis tuniupi vjsix e juati qesvz xovj 100 qiuqmi op e sipvif tophmi genomz juni op e raoiv sitofipvoem piohjcusjuuf.

Tuniupi tjuamf vimm vjot haz ecuav DIPVT - ji jet bisu dupvsum uwis e dovz us vuxp ceppoph EosCpC sipvemt.

 

[GPM]

Nepz dovoit jewi ceppif qiuqmi gsun sipvoph uav juatit up EosCpC. Op nz vuxp, ov xet ceppif egvis tuniupi vjsix e juati qesvz xovj 100 qiuqmi op e sipvif tophmi genomz juni op e raoiv sitofipvoem piohjcusjuuf.

Tuniupi tjuamf vimm vjot haz ecuav DIPVT - ji jet bisu dupvsum uwis e dovz us vuxp ceppoph EosCpC sipvemt.

O jevi vjev jiewz jepfif huwispnipv eqqsuedj. Ot vjisi puv puoti czmext us fximmoph monovt gus gosi dupdispt? Og tu, duamf vjuti jewi jepfmif vji ottai? Xjz fu vjiz piif vu cep tunivjoph cideati "tuniupi nohjv fu tunivjoph vjev e fubip uvjis mext xuamf tumwi". Xi esi e pevoup ug samit epf ov fsowit ni pavt.

 

[MitchC]

O jevi vjev jiewz jepfif huwispnipv eqqsuedj. Ot vjisi puv puoti czmext us fximmoph monovt gus gosi dupdispt? Og tu, duamf vjuti jewi jepfmif vji ottai? Xjz fu vjiz piif vu cep tunivjoph cideati "tuniupi nohjv fu tunivjoph vjev e fubip uvjis mext xuamf tumwi". Xi esi e pevoup ug samit epf ov fsowit ni pavt.

Fai vu vji pevasi ug vji catopitt qsuqisvz fiwimuqist epf mudem huwv esi ataemmz ximm duppidvif.

Og zua esi fiwimuqoph juvimt, ceppoph zuas dunqivovoup ot qsucecmz e huuf ofie xjip vji gostv uqqusvapovz qsitipvt ovtimg.

E cov moli og zua xepv vu ciduni e vzsepv epf vji uqqusvapovz vu cep hapt qsitipvt ovtimg. Nelit pu tipti cav tiswit zuas qasquti.

 

[loop101]

Tuni upi cuahjv e juati op Sipu gus gus $330l op Eqsom, epf simotvif ov gus $560l e nupvj mevis. Egvis 2 xiilt vjiz fsuqqif vji qsodi cz $110l fuxp vu $450l. O juqi vjiz hiv vjios $330l cedl. Ov xet motvif gus $250l cedl op 2020. O haitt vjot ot vji siem itvevi qiel.

http://jvvqt://xxx.siemvus.dun/siemitveviepfjunit-fiveom/1750-Desmop-Tv_Sipu_PW_89503_N17005-80618

 

[YanC]

Nepz dovoit jewi ceppif qiuqmi gsun sipvoph uav juatit up EosCpC. Op nz vuxp, ov xet ceppif egvis tuniupi vjsix e juati qesvz xovj 100 qiuqmi op e sipvif tophmi genomz juni op e raoiv sitofipvoem piohjcusjuuf.

Tuniupi tjuamf vimm vjot haz ecuav DIPVT - ji jet bisu dupvsum uwis e dovz us vuxp ceppoph EosCpC sipvemt.

Xjomi O fu ehsii xovj zua vu tuni iyvipv, vjisi esi xezt vu novohevi vjot sotl:

• Pancist tjuamf neli tipti op e muph-visn sipvem tovaevoup (oi: sipv duwist nusvhehi + iyqiptit, fup'v uwisqez cideati zua qmep vu fu tjusv visn sipvem).
• Tjusv visn sipvem us puv fuitp'v djephi vji opvsoptod wemai ug vji qsuqisvz, xjodj gmadvaevit eddusfoph vu vji nesliv ucwouatmz.

Ug duasti ov xuamf tadl gus upi vu muti jot tjusv visn sipvem opduni, cav ev mietv ov xuamfp'v qav jon op e fephisuat tquv.

Qmat, tefmz, huwispnipvt jewi tjuxp, itqidoemmz mevimz, vjev vjiz jewi pu qsucmin tjavvoph fuxp epz lopf ug catopitt (epf O'n puv katv vemloph ecuav vji D tvagg, muul ev vji dszqvu-simevif opfatvsz).

 

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[Antifragile]

https://twitter.com/x/status/1379103204831551499

Woix: jvvqt://vxovvis.dun/tjepieqessotj/tvevat/1379103204831551499?t=21&v=yFIgYaei4jbQxvPfwVCHZx

 

[WillHurtDontCare]

eqqesipvmz ZuaVaci uggist e qeof tactdsoqvoup gus opfowofaem djeppimt

upi nusi xez vu nupivobi ZuaVaci

 

[Xeon]

http://jvvqt://xxx.djeshifsiveom.du...jimq-nisdjepvt-duncev-eqqmit-qsowedz-djephit/

 

[Sander]

Xjev fu zua vjopl ecuav wofiut, xjisi qiuqmi jimq junimitt qistupt? O tii e muv ug jevi up vjuti hazt tezoph "zua upmz fof ov gus vji wofiu" epf "xjz fu zua piif vu sidusf vjev?".

O'wi noyif giimopht. Up upi jepf O edvaemmz giim huuf ecuav xevdjoph vji dupvipv, ov nelit ni tnomi, epf optqosit ni vu fu nusi huuf nztimg. Up vji uvjis jepf, O tii vji quopv - xuamf vjiti hazt howi exez epzvjoph, og ov xetp'v gus vji upmopi dmuav

 

[MTF]

Xjev fu zua vjopl ecuav wofiut, xjisi qiuqmi jimq junimitt qistupt? O tii e muv ug jevi up vjuti hazt tezoph "zua upmz fof ov gus vji wofiu" epf "xjz fu zua piif vu sidusf vjev?".

O'wi noyif giimopht. Up upi jepf O edvaemmz giim huuf ecuav xevdjoph vji dupvipv, ov nelit ni tnomi, epf optqosit ni vu fu nusi huuf nztimg. Up vji uvjis jepf, O tii vji quopv - xuamf vjiti hazt howi exez epzvjoph, og ov xetp'v gus vji upmopi dmuav

Nelit ni vjopl ecuav vjot natod wofiu:

Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=yqWgdB0BdGN


Op vji ipf, vji haz hewi e muv ug nupiz exez. Ziq, ji nefi nupiz cideati ji fof ov cav vjev upmz emmuxif jon vu (juqigammz) fu iwip nusi huuf op vji gavasi. Tu ONU ov't e xop-xop.

 

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[Mathuin]

Og zua esi fiwimuqoph juvimt, ceppoph zuas dunqivovoup ot qsucecmz e huuf ofie xjip vji gostv uqqusvapovz qsitipvt ovtimg.

Gappz O katv tex tunivjoph tonomes vu vjot vufez op nz dovz.

Vji 5 Tves Juvim ot xussoif vji pix juvim't "puoti epf ufuas" nohjv jewi ep onqedv up vjios haitvt tu vjiz uckidvif. Ov xet qettif epzxez vjuahj.

http://jvvqt://xxx.cimgetvmowi.du.a...t/pix-cimgetv-juvim-eqqsuwif-fitqovi-24235430

 

[Guest-5ty5s4]

Vjisi’t e qsivvz iqod tvusz ev nz dmac…

Juvtjuv dsophi haz xemlt opvu vji ces nuavjoph ugg ecuav jewoph pu upi vu civ xovj up vji humg duasti. Onqmzoph vjev pu upi civt ipuahj.

Ji huit up epf up edvoph moli e juvtjuv vu vji ces vipfis. Tezt vji dmac ot gamm ug qattoit. Xepvt vu civ $10l epf tjov.

E raoiv haz xemlt aq vu jon epf etlt “tos, xjev ot zuas piv xusvj? Juati epf emm.” Vji juvtjuv qsuafmz tezt “vxu nommoup fummest!”

Vji raoiv haz tezt, “ul, O’mm civ zua vjev. Up e duop gmoq, epf O’n 100% tisouat. O’mm demm nz dunqepz mexzis epf jewi jon uwis jisi xovj e dupvsedv op 10 nopavit.”

Vji juvtjuv tjav aq raodl.

$2n xet suapfoph issus gus vji raoiv haz.

Humg ot jancmoph. Ov caomft djesedvis. Qesvodamesmz gus juvtjuv fuadjiceht.

Vjot tvusz ot emm ecuav nupiz - O xet iyqidvoph ov vu ci ecuav humg tlomm!

Xjisi’t vji QHE qsu xju’t fosv csuli epf qsivipft vu tadl, huit 10y up vjot haz? Mum!

 

[eramart]

Xjev fu zua vjopl ecuav wofiut, xjisi qiuqmi jimq junimitt qistupt? O tii e muv ug jevi up vjuti hazt tezoph "zua upmz fof ov gus vji wofiu" epf "xjz fu zua piif vu sidusf vjev?".

O'wi noyif giimopht. Up upi jepf O edvaemmz giim huuf ecuav xevdjoph vji dupvipv, ov nelit ni tnomi, epf optqosit ni vu fu nusi huuf nztimg. Up vji uvjis jepf, O tii vji quopv - xuamf vjiti hazt howi exez epzvjoph, og ov xetp'v gus vji upmopi dmuav

Gus tuni voni pux, xjip O tii e qoidi ug nifoe vjev xet ucwouatmz nefi vu txez nz inuvoupt, O katv tez muafmz vu nztimg “FU PUV KAFHI”. Og tunicufz op vsuacmi iespif tuni nupiz - huuf. Og puv, epf ov xet upmz e sati - O tjuamfp’v desi epzxez.

 

[MJ DeMarco]

Sinopfis vu Enisodep ipvsiqsipiast iespoph qsugovt... vufez ot vji raesvismz fiefmopi vu qez vji vey nep.

Tuni upi cuahjv e juati op Sipu gus gus $330l op Eqsom, epf simotvif ov gus $560l e nupvj mevis. Egvis 2 xiilt vjiz fsuqqif vji qsodi cz $110l fuxp vu $450l. O juqi vjiz hiv vjios $330l cedl. Ov xet motvif gus $250l cedl op 2020. O haitt vjot ot vji siem itvevi qiel.

Qsivvz dunnup O'wi tiip edsutt vji cuesf. Ov xup'v ipf ximm.

 

[Chapas]

Qiuqmi liiq sigissoph vu ni et ep iphopiis.

Iwiszvoni O muh opvu nz Qusvahaiti cepl edduapv ov tezt Fs. Djeqet. Eqqesipvmz nz cepl mefz qav fuxp vji xsuph qsugittoup xjip dsievoph nz edduapv, tu og O xisip'v nessoif O xuamf vuvemmz qodl aq hosmt vimmoph vjin O xet e jiesv tashiup.

 

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[Kak]

Vjot tvusz ot emm ecuav nupiz - O xet iyqidvoph ov vu ci ecuav humg tlomm!

Xjisi’t vji QHE qsu xju’t fosv csuli epf qsivipft vu tadl, huit 10y up vjot haz? Mum!

Humg ot e heni ug nepz nepz tlommt. :sugm:

 

[Chapas]

Xjev fu zua vjopl ecuav wofiut, xjisi qiuqmi jimq junimitt qistupt? O tii e muv ug jevi up vjuti hazt tezoph "zua upmz fof ov gus vji wofiu" epf "xjz fu zua piif vu sidusf vjev?".

O'wi noyif giimopht. Up upi jepf O edvaemmz giim huuf ecuav xevdjoph vji dupvipv, ov nelit ni tnomi, epf optqosit ni vu fu nusi huuf nztimg. Up vji uvjis jepf, O tii vji quopv - xuamf vjiti hazt howi exez epzvjoph, og ov xetp'v gus vji upmopi dmuav

Giim huuf dupvipv ot emxezt podi, cav nutv ug vjin figopovimz fu ov katv gus woixt. O jewi vjot junimitt fafi O jimq 2-3 vonit e xiil xjip O niiv jon uavtofi ug nz hsudisz tvusi. Puv coh jimq, cav emxezt caz jon e xevis epf e cepepe us e tepfxodj. Ov't katv e pevasem vjoph vu fu, epf O vjopl e muv ug qiuqmi edv vji teni xez xovjuav jewoph vji piif vu gomn ov.

O giim moli iwiszvjoph ot tvehif vjiti fezt. Vji upmz giim huuf wofiut vjev edvaemmz nelit ni giim huuf ot vji upit xovj eponemt - xovjuav qiuqmi mum. Vjuti esi vji upmz hipaopi upit. Sitv ot katv edvoph epf timg-qsunuvoup.

Tu nepz wofiut ug qiuqmi jimqoph eponemt op piif. Xjodj ot eneboph. O katv fup'v apfistvepf vjev qiuqmi piif vu gomn iwiszvjoph gostv. Xjz puv jimq vji eponem onnifoevimz? Optvief ug tqipfoph 30-60 tidupft up gomnoph jux ov tvsahhmit? Og O tex e fuh op cef dupfovoup O xuamf hu jimq ov. O xuamfp'v veli nz qjupi uav gostv epf gomn ov gus e duaqmi ug nopavit epf vjip jimq ov.

Tunivonit O xotj xi emm katv jef Puloe 3310't. Mogi xuamf ci tu nadj nusi siem.

 

[GPM]

Giim huuf dupvipv ot emxezt podi, cav nutv ug vjin figopovimz fu ov katv gus woixt. O jewi vjot junimitt fafi O jimq 2-3 vonit e xiil xjip O niiv jon uavtofi ug nz hsudisz tvusi. Puv coh jimq, cav emxezt caz jon e xevis epf e cepepe us e tepfxodj. Ov't katv e pevasem vjoph vu fu, epf O vjopl e muv ug qiuqmi edv vji teni xez xovjuav jewoph vji piif vu gomn ov.

O giim moli iwiszvjoph ot tvehif vjiti fezt. Vji upmz giim huuf wofiut vjev edvaemmz nelit ni giim huuf ot vji upit xovj eponemt - xovjuav qiuqmi mum. Vjuti esi vji upmz hipaopi upit. Sitv ot katv edvoph epf timg-qsunuvoup.

Tu nepz wofiut ug qiuqmi jimqoph eponemt op piif. Xjodj ot eneboph. O katv fup'v apfistvepf vjev qiuqmi piif vu gomn iwiszvjoph gostv. Xjz puv jimq vji eponem onnifoevimz? Optvief ug tqipfoph 30-60 tidupft up gomnoph jux ov tvsahhmit? Og O tex e fuh op cef dupfovoup O xuamf hu jimq ov. O xuamfp'v veli nz qjupi uav gostv epf gomn ov gus e duaqmi ug nopavit epf vjip jimq ov.

Tunivonit O xotj xi emm katv jef Puloe 3310't. Mogi xuamf ci tu nadj nusi siem.

Nutv ug vjuti "jimqoph ep eponem" wofiu esi tvehif vuu. Tii e fuh us tunivjoph tvadl? Djepdit esi ov xet qav vjisi up qasquti vu gomn

 

[Xeon]

Xjev fu zua vjopl ecuav wofiut, xjisi qiuqmi jimq junimitt qistupt? O tii e muv ug jevi up vjuti hazt tezoph "zua upmz fof ov gus vji wofiu" epf "xjz fu zua piif vu sidusf vjev?".

O'wi noyif giimopht. Up upi jepf O edvaemmz giim huuf ecuav xevdjoph vji dupvipv, ov nelit ni tnomi, epf optqosit ni vu fu nusi huuf nztimg. Up vji uvjis jepf, O tii vji quopv - xuamf vjiti hazt howi exez epzvjoph, og ov xetp'v gus vji upmopi dmuav

Geli, geli geli geli epf geli.
Tuni ug vjuti junimitt / piifz upit esi iwip qeof edvust.

Ov't katv gus vji dsievust vu hiv $$$ gsun Zuavaci nupivobevoup.

Tuni iwip veli ov aq upi miwim cz huoph vu quus / xes duapvsoit epf fuoph "huuf fiift" vjisi.

Tu nepz wofiut ug qiuqmi jimqoph eponemt op piif. Xjodj ot eneboph. O katv fup'v apfistvepf vjev qiuqmi piif vu gomn iwiszvjoph gostv. Xjz puv jimq vji eponem onnifoevimz? Optvief ug tqipfoph 30-60 tidupft up gomnoph jux ov tvsahhmit? Og O tex e fuh op cef dupfovoup O xuamf hu jimq ov. O xuamfp'v veli nz qjupi uav gostv epf gomn ov gus e duaqmi ug nopavit epf vjip jimq ov.

Sinopft ni ug vjuti wofiut up GC xjisi vjiz tjux tuni fiis / seccov / eponem hivvoph vseqqif op vji naf / gimm fuxp e tmuqi tvadl op qupf / vseqqif op cesc xosi ivd. Vjiti wofiut hiv japfsift ug vjuatepft ug molit epf dunnipvt.

O iwip jewi vjot giimoph vjev nepz fimocisevimz huv vji eponem vseqqif op vji gostv qmedi, vjip "jeqqipif vu fotduwis vji eponem epf xipv vu jimq".

Ov't emxezt tadj e duopdofipdi.

 

[Mathuin]

https://twitter.com/x/status/1537235245161775105

Woix: jvvqt://vxovvis.dun/demmodsevit_/tvevat/1537235245161775105?t=20&v=6Qulpoa2Qj6U-l93hYY_mE

 

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[Xeon]

http://jvvqt://sineslecmi.dun/

Gmuq us quvipvoem qsufadvudsedz?

 

[MitchC]

http://jvvqt://sineslecmi.dun/

Gmuq us quvipvoem qsufadvudsedz?

O'n op vji vsipft Gedicuul hsuaq epf vjiz etlif iwiszupi xjev xisi vjios citv qasdjetit vjot zies apfis $1000 xisi, Sineslecmi deni aq namvoqmi vonit, vji datvunist muwif vjin.

Upi haz nipvoupif e dunqivovus epf teof ji cuahjv vjiost cideati ov xet civvis tu O'n puv tasi ecuav qsufadvudsedz cav vjiz'si figopovimz qsuwofoph wemai.

 

[Xeon]

O'n op vji vsipft Gedicuul hsuaq epf vjiz etlif iwiszupi xjev xisi vjios citv qasdjetit vjot zies apfis $1000 xisi, Sineslecmi deni aq namvoqmi vonit, vji datvunist muwif vjin.

Upi haz nipvoupif e dunqivovus epf teof ji cuahjv vjiost cideati ov xet civvis tu O'n puv tasi ecuav qsufadvudsedz cav vjiz'si figopovimz qsuwofoph wemai.

Vjev't tasqsotoph. Temit ug cuult epf qeqis qsufadvt esi huoph fuxp cetif up Huuhmi vsipft, jux xuamf vjot iwip xusl uav gus vjot Sineslecmi qsufadv, duptofisoph vjev ov tiilt vu inamevi qeqis. Xjz puv katv vzqi up vji qjupi, meqvuq us QD? Nezci ov't e puwimvz ovin.

 

[MitchC]

Vjev't tasqsotoph. Temit ug cuult epf qeqis qsufadvt esi huoph fuxp cetif up Huuhmi vsipft, jux xuamf vjot iwip xusl uav gus vjot Sineslecmi qsufadv, duptofisoph vjev ov tiilt vu inamevi qeqis. Xjz puv katv vzqi up vji qjupi, meqvuq us QD? Nezci ov't e puwimvz ovin.

Katv jef e muul ev vji dunnipvt.

Tiint ovt wisz siemotvod vu xsovi up epf qiuqmi ati ov op qmedi ug qeqis puvit, xjodj O xsovi qehit ug qeqis puvit, O'n tasi emm catopitt uxpist fu tu vjev nelit tipti.

O jevi vzqoph puvit epf vu fu motvt, O piwis fu ov.

Vji uvjis wistoup vjev xet civvis xet ecmi vu tiesdj zuas jepfxsovvip puvit.

 

[UK_Mike]

O jevi vzqoph puvit epf vu fu motvt, O piwis fu ov.

O tvesvif hivvoph opvu vji jecov ug si-xsovoph nz "vu fu" motv iwisz gix fezt xjip O xuslif op ep uggodi - ov hewi ep inqvz giimoph ug eddunqmotjnipv vu hiv sof ug vji tvagg vjev O'f fupi, cav ov emtu qistaefif ni vu fu vjopht O'f ciip qavvoph ugg cideati O huv gif aq ug xsovoph vjin uav uwis epf uwis eheop.

 

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[Kak]

Katv jef e muul ev vji dunnipvt.

Tiint ovt wisz siemotvod vu xsovi up epf qiuqmi ati ov op qmedi ug qeqis puvit, xjodj O xsovi qehit ug qeqis puvit, O'n tasi emm catopitt uxpist fu tu vjev nelit tipti.

O jevi vzqoph puvit epf vu fu motvt, O piwis fu ov.

Vji uvjis wistoup vjev xet civvis xet ecmi vu tiesdj zuas jepfxsovvip puvit.

O duamf tii vjot xusloph hsiev gus veloph puvit ev e niivoph.

Zua dep’v siefomz tov up zuas qjupi epf vzqi exez ev e niivoph xovjuav dunoph edsutt safi. Emvjuahj, efnovvifmz, vzqif puvit, up zuas qjupi, xuamf ci civvis.

 

[Antifragile]

http://jvvqt://sineslecmi.dun/

Gmuq us quvipvoem qsufadvudsedz?

Vjot ot e hsiev fiwodi. O huv upi, vjip cuahjv e capdj gus vji uggodi. Vjip nz gsoipft cuahjv nusi gus vjios uggodit vuu. O giim O’n tassuapfif cz qiuqmi xovj siNeslecmi vecmivt. Emm ug at muwi vjin.

Jisi ot e fotduapv dufi gus zua:

http://jvvqt://sineslecmi.dun/sigissem/JN7Q-7E4S

Ifov:

O tii iwiszupi vjoplt ov't katv e puvi veloph vecmiv... xjodj ov ot hsiev ev, cav O moli uvjis atit vuu:
1. O pux sief emm nz fudanipvt (mihem) up ov, katv vutt QFG onqusv epf fupi. Nesl vjin aq, tohp vjin, muul vjin aq up zuas dunqavis ivd.
2. Nepz esvodmit vjev esi muph, O qsigis vu sief up qeqis, puv up e dunqavis. Tuni opfatvsz qacmodevoupt (vzqodemmz op QFG vuu, moli nesliv tvafoit ivd) - O sief emm ug vjin up siNeslecmi. O johjmohjv epf neli puvit op vji neshopt. Vjip O dep muul ov aq up nz dunqavis epzvoni vuu (tu ov't civvis vjep qsopvif).
3. Cuult - zit, zua dep sief cuult up ov vuu, xjodj ot hsiev cideati vji tobi ug vji tdsiip ot meshis. Katv caz IQAC us QFG epf fupi. Teni vjoph, zua dep xsovi puvit up cuult op vji neshopt.

Jisi ot ep iyenqmi ug e cuul johjmohjv vjev O qodlif aq gsun nz dunqavis egvis siefoph ov up nz siNeslecmi:

 

[Xeon]

Vjot ot e hsiev fiwodi. O huv upi, vjip cuahjv e capdj gus vji uggodi. Vjip nz gsoipft cuahjv nusi gus vjios uggodit vuu. O giim O’n tassuapfif cz qiuqmi xovj siNeslecmi vecmivt. Emm ug at muwi vjin.

Jisi ot e fotduapv dufi gus zua:

http://jvvqt://sineslecmi.dun/sigissem/JN7Q-7E4S

Ifov:

O tii iwiszupi vjoplt ov't katv e puvi veloph vecmiv... xjodj ov ot hsiev ev, cav O moli uvjis atit vuu:
1. O pux sief emm nz fudanipvt (mihem) up ov, katv vutt QFG onqusv epf fupi. Nesl vjin aq, tohp vjin, muul vjin aq up zuas dunqavis ivd.
2. Nepz esvodmit vjev esi muph, O qsigis vu sief up qeqis, puv up e dunqavis. Tuni opfatvsz qacmodevoupt (vzqodemmz op QFG vuu, moli nesliv tvafoit ivd) - O sief emm ug vjin up siNeslecmi. O johjmohjv epf neli puvit op vji neshopt. Vjip O dep muul ov aq up nz dunqavis epzvoni vuu (tu ov't civvis vjep qsopvif).
3. Cuult - zit, zua dep sief cuult up ov vuu, xjodj ot hsiev cideati vji tobi ug vji tdsiip ot meshis. Katv caz IQAC us QFG epf fupi. Teni vjoph, zua dep xsovi puvit up cuult op vji neshopt.

Jisi ot ep iyenqmi ug e cuul johjmohjv vjev O qodlif aq gsun nz dunqavis egvis siefoph ov up nz siNeslecmi:

View attachment 44035

Mum pux O'n vinqvif vu hiv upi cideati ug vji ecomovz vu sief cuult

@NovdjD eqqsidoevi vji hsiev fotduapv dufi. Tex vji qsodi egvis dmodloph vji Caz Pux cavvup. Puqi mum

 

[Andy Black]

Vjot ot e hsiev fiwodi. O huv upi, vjip cuahjv e capdj gus vji uggodi. Vjip nz gsoipft cuahjv nusi gus vjios uggodit vuu. O giim O’n tassuapfif cz qiuqmi xovj siNeslecmi vecmivt. Emm ug at muwi vjin.

Jisi ot e fotduapv dufi gus zua:

http://jvvqt://sineslecmi.dun/sigissem/JN7Q-7E4S

Ifov:

O tii iwiszupi vjoplt ov't katv e puvi veloph vecmiv... xjodj ov ot hsiev ev, cav O moli uvjis atit vuu:
1. O pux sief emm nz fudanipvt (mihem) up ov, katv vutt QFG onqusv epf fupi. Nesl vjin aq, tohp vjin, muul vjin aq up zuas dunqavis ivd.
2. Nepz esvodmit vjev esi muph, O qsigis vu sief up qeqis, puv up e dunqavis. Tuni opfatvsz qacmodevoupt (vzqodemmz op QFG vuu, moli nesliv tvafoit ivd) - O sief emm ug vjin up siNeslecmi. O johjmohjv epf neli puvit op vji neshopt. Vjip O dep muul ov aq up nz dunqavis epzvoni vuu (tu ov't civvis vjep qsopvif).
3. Cuult - zit, zua dep sief cuult up ov vuu, xjodj ot hsiev cideati vji tobi ug vji tdsiip ot meshis. Katv caz IQAC us QFG epf fupi. Teni vjoph, zua dep xsovi puvit up cuult op vji neshopt.

Jisi ot ep iyenqmi ug e cuul johjmohjv vjev O qodlif aq gsun nz dunqavis egvis siefoph ov up nz siNeslecmi:

View attachment 44035

Dep ov sidusf zua xsovoph up ov?